-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KIGnVd5RnqF6/WDQQtgwLBe4z/UsTQCXZL9kPXJv6xBm2IxsRN6p2r1DbVCF4/rg BSKPbx+jsCKAeEpZqvDejQ== /in/edgar/work/20000921/0000950109-00-003948/0000950109-00-003948.txt : 20000924 0000950109-00-003948.hdr.sgml : 20000924 ACCESSION NUMBER: 0000950109-00-003948 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20000831 ITEM INFORMATION: ITEM INFORMATION: FILED AS OF DATE: 20000921 FILER: COMPANY DATA: COMPANY CONFORMED NAME: FULTON FINANCIAL CORP CENTRAL INDEX KEY: 0000700564 STANDARD INDUSTRIAL CLASSIFICATION: [6021 ] IRS NUMBER: 232195389 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: SEC FILE NUMBER: 000-10587 FILM NUMBER: 726244 BUSINESS ADDRESS: STREET 1: ONE PENN SQ STREET 2: PO BOX 4887 CITY: LANCASTER STATE: PA ZIP: 17604 BUSINESS PHONE: 7172912411 MAIL ADDRESS: STREET 1: ONE PENN SQ STREET 2: PO BOX 4887 CITY: LANCASTER STATE: PA ZIP: 17604 8-K 1 0001.txt FORM 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D. C. 20459 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities and Exchange Act of 1934 Date of Report: September 20, 2000 -------------------------------------- Date of earliest event reported: August 31, 2000 -------------------------------------- Commission File No. 0-10587 -------- FULTON FINANCIAL CORPORATION - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) PENNSYLVANIA 23-2195389 - -------------------------------------------------------------------------------- (State or other jurisdiction of (I.R.S. Employer incorporation or organization) Identification No.) One Penn Square, P.O. Box 4887 Lancaster, Pennsylvania 17604 - -------------------------------------------------------------------------------- (Address of principal executive offices) (Zip Code) (717) 291-2411 - -------------------------------------------------------------------------------- (Registrant's telephone number, including area code) Item 5. Other Events The attached unaudited financial information reflects the results of operations of Fulton Financial Corporation ("FFC") for the one month period following the acquisition of Skylands Financial Corporation. This information should be read in conjunction with the financial statements and footnotes to financial statements of FFC, included in Items 8 and 14 of FFC's Annual Report on Form 10-K for the fiscal year ended December 31, 1999, which is hereby incorporated by reference. Item 7. Financial Statements and Exhibits (c) Exhibits 99.1 Financial Statements of FFC as of and for the three years ended December 31, 1998. (Incorporated by reference to Items 8 and 14 of FFC's Annual Report on Form 10-K for the fiscal year ended December 31, 1999). FULTON FINANCIAL CORPORATION AND SUBSIDIARIES CONSOLIDATED STATEMENT OF INCOME (UNAUDITED) MONTH ENDED AUGUST 31, 2000 - ------------------------------------------------------------------------------ (Dollars in thousands, except per-share data)
INTEREST INCOME - --------------------------------------------------------------------------------------- Loans, including fees ................................................... $ 34,174 Investment securities: Taxable ............................................................ 4,862 Tax-exempt ......................................................... 721 Dividends .......................................................... 418 Other interest income ................................................... 42 ------------ Total Interest Income .................................. 40,217 INTEREST EXPENSE - --------------------------------------------------------------------------------------- Deposits ................................................................ 14,670 Short-term borrowings ................................................... 2,586 Long-term debt .......................................................... 1,307 ------------ Total Interest Expense ................................. 18,563 ------------ Net Interest Income .................................... 21,654 PROVISION FOR LOAN LOSSES ............................................... 735 ------------ Net Interest Income After Provision for Loan Losses .... 20,919 ------------ OTHER INCOME - --------------------------------------------------------------------------------------- Investment management and trust services................................. 1,694 Service charges on deposit accounts ..................................... 2,121 Other service charges and fees .......................................... 1,089 Mortgage banking income ................................................. 268 Investment securities gains ............................................. 787 ------------ 5,959 OTHER EXPENSES - --------------------------------------------------------------------------------------- Salaries and employee benefits .......................................... 8,300 Net occupancy expense ................................................... 1,211 Equipment expense ....................................................... 858 Special services ........................................................ 947 Other ................................................................... 3,108 ------------ 14,424 ------------ Income Before Income Taxes ............................. 12,454 INCOME TAXES............................................................. 3,717 ------------ Net Income ............................................. $ 8,737 ============ - --------------------------------------------------------------------------------------- PER-SHARE DATA: Net income (basic)....................................................... $ 0.12 Net income (diluted)..................................................... $ 0.12 Cash dividends .......................................................... $ - - ---------------------------------------------------------------------------------------
See notes to consolidated financial statements SIGNATURES ---------- Pursuant to the requirements of the Securities Exchange Act of 1934, Fulton Financial Corporation has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. FULTON FINANCIAL CORPORATION By: /s/ Rufus A. Fulton, Jr. -------------------------------- Rufus A. Fulton, Jr. President and Chief Executive Officer Date: September 20, 2000 -----END PRIVACY-ENHANCED MESSAGE-----