<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the Fulton
Financial Corporation consolidated balance sheet as of June 30, 2000 and the
related consolidated statement of income for the six months ended June 30, 2000
and other financial data included within management's discussion and analysis of
financial condition and results of operations as of and for the six months ended
June 30, 2000 and is qualified in its entirety by reference to such financial
statements.

<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                         267,857
<INT-BEARING-DEPOSITS>                           3,888
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  1,089,734
<INVESTMENTS-CARRYING>                          66,660
<INVESTMENTS-MARKET>                            66,183
<LOANS>                                      4,571,831
<ALLOWANCE>                                     58,280
<TOTAL-ASSETS>                               6,184,599
<DEPOSITS>                                   4,669,926
<SHORT-TERM>                                   513,743
<LIABILITIES-OTHER>                             98,357
<LONG-TERM>                                    306,637
<PREFERRED-MANDATORY>                          182,052
<PREFERRED>                                          0
<COMMON>                                             0
<OTHER-SE>                                     413,884
<TOTAL-LIABILITIES-AND-EQUITY>               6,184,599
<INTEREST-LOAN>                                186,188
<INTEREST-INVEST>                               34,890
<INTEREST-OTHER>                                   301
<INTEREST-TOTAL>                               221,379
<INTEREST-DEPOSIT>                              76,562
<INTEREST-EXPENSE>                              98,421
<INTEREST-INCOME-NET>                          122,958
<LOAN-LOSSES>                                    4,050
<SECURITIES-GAINS>                               4,541
<EXPENSE-OTHER>                                 79,709
<INCOME-PRETAX>                                 72,883
<INCOME-PRE-EXTRAORDINARY>                      51,221
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    51,221
<EPS-BASIC>                                       0.72
<EPS-DILUTED>                                     0.72
<YIELD-ACTUAL>                                    4.42
<LOANS-NON>                                     17,138
<LOANS-PAST>                                     8,541
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                57,631
<CHARGE-OFFS>                                    6,243
<RECOVERIES>                                     2,842
<ALLOWANCE-CLOSE>                               58,280
<ALLOWANCE-DOMESTIC>                            58,280
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                         16,318