The following table presents the Total risk-based, Tier I risk-based, Common Equity Tier I risk-based and Tier I leverage requirements for the Corporation and its four significant subsidiaries with total assets in excess of $1 billion, as of December 31, 2016, under the U.S. Basel III Capital Rules:



	2016
	Actual				For Capital Adequacy Purposes				Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Total Capital (to Risk-Weighted Assets):
Corporation	$	2,074,526	13.2	%	$	1,255,292	8.0	%	N/A		N/A
Fulton Bank, N.A.	1,142,326		12.2		747,359		8.0		$	934,199	10.0	%
Fulton Bank of New Jersey	385,807		13.1		234,782		8.0		293,427		10.0
The Columbia Bank	203,890		12.2		133,836		8.0		167,294		10.0
Lafayette Ambassador Bank	175,254		14.6		96,100		8.0		120,125		10.0
Tier I Capital (to Risk-Weighted Assets):
Corporation	$	1,637,150	10.4	%	$	941,469	6.0	%	N/A		N/A
Fulton Bank, N.A	1,050,175		11.2		560,519		6.0		$	747,359	8.0	%
Fulton Bank of New Jersey	348,992		11.9		176,086		6.0		234,782		8.0
The Columbia Bank	185,983		11.1		100,377		6.0		133,836		8.0
Lafayette Ambassador Bank	166,186		13.8		72,075		6.0		96,100		8.0
Common Equity Tier I Capital (to Risk-weighted Assets):
Corporation	$	1,637,150	10.4	%	$	706,102	4.5	%	N/A		N/A
Fulton Bank, N.A	1,006,175		10.8		420,389		4.5		$	607,229	6.5	%
Fulton Bank of New Jersey	348,992		11.9		132,065		4.5		190,760		6.5
The Columbia Bank	185,983		11.1		72,282		4.5		108,741		6.5
Lafayette Ambassador Bank	166,186		13.8		54,056		4.5		78,081		6.5
Tier I Capital (to Average Assets):
Corporation	$	1,637,150	9.0	%	$	727,745	4.0	%	N/A		N/A
Fulton Bank, N.A	1,050,175		10.1		415,981		4.0		$	519,977	5.0	%
Fulton Bank of New Jersey	348,992		9.4		148,472		4.0		185,590		5.0
The Columbia Bank	185,983		8.6		86,310		4.0		107,888		5.0
Lafayette Ambassador Bank	166,186		10.9		61,129		4.0		76,412		5.0

N/A – Not applicable as "well capitalized" applies to banks only.

The following table presents the Total risk-based, Tier I risk-based and Tier I leverage requirements as of December 31, 2015, under U.S. Basel III Capital Rules:



	2015
	Actual				For Capital Adequacy Purposes				Well Capitalized
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(dollars in thousands)
Total Capital (to Risk-Weighted Assets):
Corporation	$	1,997,926	13.2	%	$	1,214,868	8.0	%	N/A		N/A
Fulton Bank, N.A.	1,088,709		12.2		714,734		8.0		$	893,418	10.0	%
Fulton Bank of New Jersey	373,465		12.6		236,691		8.0		295,864		10.0
The Columbia Bank	211,355		13.7		123,260		8.0		154,075		10.0
Lafayette Ambassador Bank	172,345		14.1		97,792		8.0		122,240		10.0
Tier I Capital (to Risk-Weighted Assets):
Corporation	$	1,544,495	10.2	%	$	911,151	6.0	%	N/A		N/A
Fulton Bank, N.A	1,000,603		11.2		536,051		6.0		$	714,734	8.0	%
Fulton Bank of New Jersey	336,319		11.4		177,518		6.0		236,691		8.0
The Columbia Bank	192,090		12.5		92,445		6.0		123,260		8.0
Lafayette Ambassador Bank	162,092		13.3		73,344		6.0		97,792		8.0
Common Equity Tier I Capital (to Risk-weighted Assets):
Corporation	$	1,541,214	10.2	%	$	683,363	4.5	%	N/A		N/A
Fulton Bank, N.A	956,603		10.7		402,038		4.5		$	580,721	6.5	%
Fulton Bank of New Jersey	336,319		11.4		133,139		4.5		192,311		6.5
The Columbia Bank	192,090		12.5		69,334		4.5		100,149		6.5
Lafayette Ambassador Bank	162,092		13.3		55,008		4.5		79,456		6.5
Tier I Capital (to Average Assets):
Corporation	$	1,544,495	9.0	%	$	688,500	4.0	%	N/A		N/A
Fulton Bank, N.A	1,000,603		10.2		391,783		4.0		$	489,729	5.0	%
Fulton Bank of New Jersey	336,319		9.5		141,257		4.0		176,572		5.0
The Columbia Bank	192,090		9.7		79,618		4.0		99,523		5.0
Lafayette Ambassador Bank	162,092		11.0		59,152		4.0		73,940		5.0

N/A – Not applicable as "well capitalized" applies to banks only.