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Consolidated Statements of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Sep. 30, 2013
Sep. 30, 2012
INTEREST INCOME        
Loans, including fees $ 136,150 $ 140,511 $ 405,312 $ 426,398
Investment securities:        
Taxable 12,977 16,658 40,890 53,943
Tax-exempt 2,327 2,558 7,151 7,855
Dividends 958 720 2,523 2,060
Loans held for sale 382 578 1,261 1,547
Other interest income 38 35 95 133
Total Interest Income 152,832 161,060 457,232 491,936
INTEREST EXPENSE        
Deposits 8,743 13,848 28,642 44,841
Short-term borrowings 691 220 1,900 912
Long-term debt 10,865 11,111 32,448 34,077
Total Interest Expense 20,299 25,179 62,990 79,830
Net Interest Income 132,533 135,881 394,242 412,106
Provision for credit losses 9,500 23,000 38,000 76,500
Net Interest Income After Provision for Credit Losses 123,033 112,881 356,242 335,606
NON-INTEREST INCOME        
Service charges on deposit accounts 13,938 15,651 42,700 45,860
Investment management and trust services 10,420 9,429 31,117 28,628
Other service charges and fees 9,518 11,119 27,536 33,181
Mortgage banking income 7,123 10,594 26,293 31,787
Other 3,725 5,108 11,315 14,602
Other than Temporary Impairment Losses, Investments 125 43 146 100
Other than Temporary Impairment Losses, Investments, Portion in Other Comprehensive Income (Loss), before Tax, Including Portion Attributable to Noncontrolling Interest, Available-for-sale Securities 28 0 22 0
Other-than-temporary impairment losses (97) (43) (124) (100)
Net gains on sale of investment securities 2,730 85 8,095 2,931
Investment securities gains, net 2,633 42 7,971 2,831
Total Non-Interest Income 47,357 51,943 146,932 156,889
NON-INTEREST EXPENSE        
Salaries and employee benefits 63,344 62,161 188,046 182,612
Net occupancy expense 11,519 11,161 34,810 33,301
Other outside services 5,048 5,600 13,223 13,614
Data processing 4,757 3,776 13,169 11,223
Equipment expense 3,646 3,816 11,447 10,370
Professional Fees 3,329 2,728 9,771 8,294
Operating risk loss 3,297 1,404 6,923 6,827
Software 3,268 2,511 9,110 6,958
FDIC insurance expense 2,918 3,029 8,766 9,052
Marketing 2,251 648 6,045 5,703
Other real estate owned and repossession expense 1,453 2,249 6,248 8,709
Intangible amortization 534 756 1,603 2,318
Other 11,241 10,143 35,510 33,757
Total Non-Interest Expense 116,605 109,982 344,671 332,738
Income Before Income Taxes 53,785 54,842 158,503 159,757
Income taxes 13,837 13,260 38,746 40,152
Net Income $ 39,948 $ 41,582 $ 119,757 $ 119,605
PER SHARE:        
Net Income (Basic) $ 0.21 $ 0.21 $ 0.62 $ 0.60
Net Income (Diluted) $ 0.21 $ 0.21 $ 0.61 $ 0.60
Cash Dividends $ 0.08 $ 0.08 $ 0.24 $ 0.22