Stock Compensation Plan (Tables)

12 Months Ended

Sep. 30, 2014

Stock Compensation Plan [Abstract]

Estimated fair value of option grant on date of grant using the Black-Scholes option-pricing model

	2014	2013	2012
Dividend yield	6.71%	5.74%	6.43%
Expected volatility	19.07%	18.84%	19.24%
Risk-free interest rate	2.45%	1.18%	1.41%
Expected lives (years)	8	8	8
Estimated forfeitures	-0-	-0-	-0-

Summary of the status of the Company's stock option plan

		2014		2013		2012
	2014 Shares	Weighted Average Exercise Price	2013 Shares	Weighted Average Exercise Price	2012 Shares	Weighted Average Exercise Price
Outstanding at beginning of year	750,370	$8.19	859,430	$8.05	1,151,200	$7.90
Granted	65,000	8.94	65,000	10.46	65,000	9.33
Exercised	(164,170)	8.08	(156,375)	8.32	(329,150)	7.77
Expired/Forfeited	-0-	-0-	(17,685)	8.70	(27,620)	7.81
Outstanding at end of year	651,200	8.29	750,370	8.19	859,430	8.05
Exercisable at end of year	586,200		685,370		794,430
Weighted-average fair value of
options granted during the year		$0.53		$0.62		$0.49

Summary of stock options outstanding

Date of Grant	Number of Grants	Number of Shares	Option Price	Expiration Date
01/22/07	2	26,200	8.05	01/22/15
12/12/07	1	65,000	8.22	12/12/15
03/10/08	4	85,000	7.80	03/10/16
10/20/08	5	150,000	7.25	10/20/16
01/05/10	1	65,000	7.22	01/05/18
01/03/11	1	65,000	8.72	01/03/19
01/03/12	1	65,000	9.33	01/03/20
01/03/13	1	65,000	10.46	01/03/21
01/03/14	1	65,000	8.94	01/03/22
		651,200

Summary of the status of the Company?s nonvested restricted stock awards

		2014
	2014 Shares	Weighted-Average Grant Date Fair Value	2013 Shares	2013 Weighted-Average Grant Date Fair Value	2012 Shares	2012 Weighted-Average Grant Date Fair Value
Nonvested at beginning of year	131,666	$9.85	150,682	$9.79	126,262	$8.29
Granted	10,000	10.19	10,000	9.87	67,800	11.51
Dividend Reinvested Shares	8,665	9.06	9,534	9.69	7,654	9.84
Vested	(42,131)	(10.47)	(38,550)	(9.49)	(45,615)	(10.62)
Forfeited	-0-	-0-	-0-	-0-	(5,419)	(7.85)
Nonvested at end of year	108,200	$9.96	131,666	$9.85	150,682	$9.79