As filed with the Securities and Exchange Commission on October 21, 2002

Registration No. 333-92156

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Amendment No. 3

Form S-4

REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

Champion Enterprises, Inc.

Champion Home Builders Co.

Subsidiary Guarantors Listed on Schedule A Hereto

(Exact Name of Registrant as Specified in its Charter)

Champion Enterprises, Inc. Michigan	Champion Home Builders Co. Michigan
(State or Other Jurisdiction of Incorporation or Organization)	(State or Other Jurisdiction of Incorporation or Organization)
38-2743168	38-2744984
(I.R.S. Employer Identification Number)	(I.R.S. Employer Identification Number)

6711

(Primary Standard Industrial Classification Code Number)

2701 Cambridge Court, Suite 300

Auburn Hills, Michigan 48326

(248) 340-9090

(Address, Including Zip Code, and Telephone Number, Including Area Code, of

Registrant’s Principal Executive Offices)

John J. Collins, Jr.

Vice President, General Counsel and Secretary

2701 Cambridge Court, Suite 300

Auburn Hills, Michigan 48326

(248) 340-9090

(Name, Address, Including Zip Code, and Telephone Number, Including Area Code,

of Agent for Service)

Copy to:

D. Richard McDonald

Dykema Gossett PLLC

39577 Woodward Avenue, Suite 300

Bloomfield Hills, MI 48304

(248) 203-0700

     Approximate date of commencement of proposed sale to the public:    From time to time after the effective date of this Registration Statement.

     If the securities being registered on this Form are to be offered in connection with the formation of a holding company and there is compliance with General Instruction G, check the following box.    o

     If this form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the Securities Act registration number of the earlier effective registration statement for the same offering.    o                            

     If this form is a post-effective amendment filed pursuant to Rule 462(d) under the Securities Act, check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering.    o                            

CALCULATION OF REGISTRATION FEE

     The Registrant hereby amends this Registration Statement on such date or dates as may be necessary to delay its effective date until the Registrant shall file a further amendment which specifically states that this Registration Statement shall thereafter become effective in accordance with Section 8(a) of the Securities Act of 1933, as amended, or until the Registration Statement shall become effective on such date as the Commission, acting pursuant to said Section 8(a), may determine.

SCHEDULE A

OTHER REGISTRANTS — SUBSIDIARY GUARANTORS

	State or Other		Primary Standard
	Jurisdiction of		Industrial
	Incorporation or		Classification Code		IRS Employer
Name of Registrant	Organization		Number		Identification Number
A-1 Champion GP, Inc.		Michigan		5271		38-3639742
A-1 Homes Group, L.P.		Texas		5271		38-3416642
Alpine Homes, Inc.		Colorado		5271		84-1138020
American Transport, Inc.		Nevada		4213		88-0285995
Art Richter Insurance, Inc.		Kentucky		6411		61-0718629
Auburn Champ, Inc.		Michigan		2451		38-3264202
Builders Credit Corporation		Michigan		2451		38-2725018
CAC Funding Corporation		Michigan		2451		38-2756279
Care Free Homes, Inc.		Michigan		5271		87-0633793
Champion Financial Corporation		Michigan		2451		38-2742043
Champion GP, Inc.		Michigan		5271		38-3548969
Champion Home Communities, Inc.		Michigan		2451		38-1947996
Champion Motor Coach, Inc.		Michigan		3713		38-2721632
Champion Retail, Inc.		Michigan		5271		38-3392154
Chandeleur Homes, Inc.		Michigan		2451		38-3213165
CHI, Inc.		Kansas		5271		74-2813105
Cliff Ave. Investments, Inc.		South Dakota		5271		46-0365898
Crest Ridge Homes, Inc.		Michigan		2451		38-3213167
Crestpointe Financial Services, Inc.		Delaware		2451		75-2140765
Dutch Housing, Inc.		Michigan		2451		38-3157863
Factory Homes Outlet, Inc.		Idaho		5271		88-0283245
Fleming County Industries, Inc.		Kentucky		2451		61-1078339
Gateway Acceptance Corp.		South Dakota		5271		46-0372684
Gateway Mobile & Modular Homes, Inc.		Nebraska		5271		47-0709908
Gateway Properties Corp.		South Dakota		5271		46-0426796
Gem Homes, Inc.		Delaware		2451		76-0164265
Genesis Home Centers, Limited Partnership		Michigan		5271		38-3548972
Grand Manor, Inc.		Michigan		2451		38-3281658
Heartland Homes, L.P.		Texas		5271		38-3635803
HomePride Finance Corp.		Michigan		5271		38-3454767
Homes America Finance, Inc.		Nevada		5271		88-0351418
Homes America of Arizona, Inc.		Arizona		5271		86-0895662
Homes America of California, Inc.		California		5271		33-0697358
Homes America of Oklahoma, Inc.		Oklahoma		5271		73-1489573
Homes America of Utah, Inc.		Utah		5271		87-0540727
Homes America of Wyoming, Inc.		Wyoming		5271		88-0233834
Homes of Kentuckiana, L.L.C.		Kentucky		5271		61-1329519
Homes of Legend, Inc.		Michigan		2451		38-3284410
Homes of Merit, Inc.		Florida		2451		59-1438488
I.D.A., Inc.		Oklahoma		5271		73-1384625
Iseman Corp.		South Dakota		5271		46-0365899

	State or Other		Primary Standard
	Jurisdiction of		Industrial
	Incorporation or		Classification Code		IRS Employer
Name of Registrant	Organization		Number		Identification Number
Lamplighter Homes, Inc.		Washington		5271		91-1219267
Lamplighter Homes (Oregon), Inc.		Oregon		5271		93-0976577
Moduline International, Inc.		Washington		2451		91-0828539
Northstar Corporation		South Dakota		5271		46-0433873
Prairie Ridge, Inc.		Kansas		5271		46-2935648
Redman Business Trust		Delaware		2451		75-6469646
Redman Homes Management Company, Inc.		Delaware		2451		75-2573061
Redman Homes, Inc.		Delaware		2451		75-1364957
Redman Industries, Inc.		Delaware		2451		75-2246805
Redman Investment, Inc.		Delaware		2451		75-2208257
Redman Management Services Business Trust		Delaware		2451		75-6469645
Redman Retail, Inc.		Delaware		5271		75-2021720
Regency Supply Company, Inc.		Delaware		2451		75-2155269
San Jose Advantage Homes, Inc.		California		5271		77-0411951
Service Contract Corporation		Michigan		2451		38-2719552
Southern Showcase Finance, Inc.		Michigan		5271		56-2084038
Southern Showcase Housing, Inc.		North Carolina		5271		56-1686678
Star Fleet, Inc.		Indiana		4213		35-1840506
The Okahumpka Corporation		Florida		2451		59-2175753
Trading Post Mobile Homes, Inc.		Kentucky		5271		61-0945344
U.S.A. Mobile Homes, Inc.		Oregon		5271		93-0980361
Victory Investment Company		Oklahoma		5271		73-0961344
Western Homes Corporation		Delaware		2451		75-2276910
Whitworth Management, Inc.		Nevada		5271		88-0233834

      The address, including zip code, and telephone number, including area code, of the principal offices of the other registrants listed above is 2701 Cambridge Court, Suite 300, Auburn Hills, Michigan 48326; the telephone number at that address is (248) 340-9090.

SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, Champion Enterprises, Inc. has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

CHAMPION ENTERPRISES, INC.

By:  *

Walter R. Young

President and Chief Executive Officer

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature		Title
* Walter R. Young		Chairman of the Board of Directors President and Chief Executive Officer (Principal Executive Officer)
/s/ PHYLLIS A. KNIGHT Phyllis A. Knight		Executive Vice President and Chief Financial Officer (Principal Financial Officer)
* Richard P. Hevelhorst		Vice President and Controller (Principal Accounting Officer)
* Robert W. Anestis		Director
* Eric S. Belsky		Director
* Selwyn Isakow		Director
* Brian D. Jellison		Director
* Ellen R. Levine		Director
* George R. Mrkonic		Director
*By:	/s/ JOHN J. COLLINS, JR. John J. Collins, Jr. Attorney-in-fact

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SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, Auburn Champ, Inc. has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

AUBURN CHAMP, INC.

By:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Vice President, Secretary and

General Counsel

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature	Title
* Richard Hevelhorst	Chief Accounting Officer and Director (Principal Accounting Officer and Principal Financial Officer)
* Walter R. Young	Chief Executive Officer (Principal Executive Officer)
* Colleen Bauman	Director

*By:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Attorney-in-fact

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SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, each of the registrants listed below has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

REDMAN BUSINESS TRUST, REDMAN HOMES

MANAGEMENT COMPANY, INC., REDMAN

MANAGEMENT SERVICES BUSINESS TRUST

By:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Vice President

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature		Title
* Walter R. Young		Chief Executive Officer (Principal Executive Officer)
* Richard Hevelhorst		Chief Accounting Officer and Director (Principal Accounting Officer and Principal Financial Officer)
/s/ JOHN J. COLLINS, JR. John J. Collins, Jr.		Director
*By:	/s/ JOHN J. COLLINS, JR. John J. Collins, Jr. Attorney-in-fact

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SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, each of the registrants listed below has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

CHAMPION HOME BUILDERS CO., A-1 CHAMPION GP, INC., ALPINE HOMES, INC., AMERICAN TRANSPORT, INC., ART RICHTER INSURANCE, INC., CARE FREE HOMES, INC., CHAMPION GP, INC., CHAMPION RETAIL, INC., CHI, INC., CLIFF AVE. INVESTMENTS, INC., FACTORY HOMES OUTLET, INC., GATEWAY ACCEPTANCE CORP., GATEWAY MOBILE & MODULAR HOMES, INC., GATEWAY PROPERTIES CORP., HOMES AMERICA FINANCE, INC., HOMES AMERICA OF ARIZONA, INC., HOMES AMERICA OF CALIFORNIA, INC., HOMES AMERICA OF OKLAHOMA, INC., HOMES AMERICA OF UTAH, INC., HOMES AMERICA OF WYOMING, INC., I.D.A., INC., ISEMAN CORP., LAMPLIGHTER HOMES, INC., LAMPLIGHTER HOMES (OREGON), INC., NORTHSTAR CORPORATION, SAN JOSE ADVANTAGE HOMES, INC., SOUTHERN SHOWCASE FINANCE, INC., SOUTHERN SHOWCASE HOUSING, INC., TRADING POST MOBILE HOMES, INC., U.S.A. MOBILE HOMES, INC., VICTORY INVESTMENT COMPANY, WHITWORTH MANAGEMENT, INC., PRAIRIE RIDGE, INC., CHANDELEUR HOMES, INC., CREST RIDGE HOMES, INC., DUTCH HOUSING, INC., FLEMING COUNTY INDUSTRIES, INC., GRAND MANOR, INC., HOMES OF LEGEND, INC., HOMES OF MERIT, INC, MODULINE INTERNATIONAL, INC., REDMAN HOMES, INC., REDMAN INDUSTRIES, INC., STAR FLEET, INC., WESTERN HOMES CORPORATION

By:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Vice President, Secretary and

General Counsel

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature	Title
* Richard Hevelhorst	Chief Accounting Officer (Principal Accounting Officer and Principal Financial Officer)

II-5

Signature		Title
* Walter R. Young		Chief Executive Officer and Director (Principal Executive Officer)
* Philip C. Surles		Director
/s/ JOHN J. COLLINS, JR. John J. Collins, Jr.		Director
*By:	/s/ JOHN J. COLLINS, JR. John J. Collins, Jr. Attorney-in-fact

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SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, each of the registrants listed below has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

BUILDERS CREDIT CORPORATION, CAC FUNDING CORPORATION, CHAMPION FINANCIAL CORPORATION, CRESTPOINTE FINANCIAL SERVICES, INC., SERVICE CONTRACT CORPORATION

BY:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Vice President, Secretary and

General Counsel

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature		Title
* Richard Hevelhorst		Chief Accounting Officer (Principal Accounting Officer and Principal Financial Officer)
* Walter R. Young		Chief Executive Officer and Director (Principal Executive Officer)
/s/ JOHN J. COLLINS, JR. John J. Collins, Jr.		Director
*By:	/s/ JOHN J. COLLINS, JR. John J. Collins, Jr. Attorney-in-fact

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SIGNATURES

      Pursuant to the requirements of the Securities Act of 1933, each of the registrants listed below has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly authorized in the City of Auburn Hills, state of Michigan on October 21, 2002.

GEM HOMES, INC., CHAMPION HOMES COMMUNITIES, INC., CHAMPION MOTOR COACH, INC., REGENCY SUPPLY COMPANY, INC., REDMAN INVESTMENT, INC., REDMAN RETAIL, INC., THE OKAHUMPKA CORPORATION, HOME PRIDE FINANCE CORP.

BY:  /s/ JOHN J. COLLINS, JR.

John J. Collins, Jr.

Vice President, Secretary and

General Counsel

      Pursuant to the requirements of the Securities Act of 1933, this registration statement has been signed by the following persons in the capacities indicated on October 21, 2002.

Signature		Title
* Richard Hevelhorst		Chief Accounting Officer (Principal Accounting Officer and Principal Financial Officer)
* Walter R. Young		Chief Executive Officer (Principal Executive Officer)
/s/ JOHN J. COLLINS, JR. John J. Collins, Jr.		Director
*By:	/s/ JOHN J. COLLINS, JR. John J. Collins, Jr. Attorney-in-fact

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