-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, EFeO0Yw5iOSjI0FBbgTXYaO5xYDhiMcUkbuXb1ffn1IshzZu+FxQhxtWyqbQumnS hWRSOOspy9E37Gw83fBEmQ== 0000892569-95-000704.txt : 19951208 0000892569-95-000704.hdr.sgml : 19951208 ACCESSION NUMBER: 0000892569-95-000704 CONFORMED SUBMISSION TYPE: SC 13D/A PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 19951207 SROS: NYSE SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: MICRO GENERAL CORP CENTRAL INDEX KEY: 0000067383 STANDARD INDUSTRIAL CLASSIFICATION: MISC INDUSTRIAL & COMMERCIAL MACHINERY & EQUIPMENT [3590] IRS NUMBER: 952621545 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A SEC ACT: 1934 Act SEC FILE NUMBER: 005-33618 FILM NUMBER: 95599802 BUSINESS ADDRESS: STREET 1: 1740 E WILSHIRE AVE CITY: SANTA ANA STATE: CA ZIP: 92705 BUSINESS PHONE: 7146670557 MAIL ADDRESS: STREET 1: 1740 E WILSHIRE AVE CITY: SANTA ANA STATE: CA ZIP: 92705-4615 FORMER COMPANY: FORMER CONFORMED NAME: MODULEARN INC DATE OF NAME CHANGE: 19810813 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: FIDELITY NATIONAL FINANCIAL INC /DE/ CENTRAL INDEX KEY: 0000809398 STANDARD INDUSTRIAL CLASSIFICATION: TITLE INSURANCE [6361] IRS NUMBER: 860498599 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: SC 13D/A BUSINESS ADDRESS: STREET 1: 17911 VON KARMAN AVE CITY: IRVINE STATE: CA ZIP: 92714 BUSINESS PHONE: 7148529770 MAIL ADDRESS: STREET 1: 2100 S.E. MAIN STREET STREET 2: SUITE 400 CITY: IRVINE STATE: CA ZIP: 92714 SC 13D/A 1 AMENDMENT #1 TO 13D/A FOR MICRO GENERAL CORP. 1 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D/A Under the Securities Exchange Act of 1934 (Amendment No. 1) MICRO GENERAL CORPORATION - ------------------------------------------------------------------------------- (Name of Issuer) COMMON STOCK, $.05 par value - ------------------------------------------------------------------------------- (Title of Class of Securities) 594838-10-4 ------------------------------ (CUSIP Number) Carl A. Strunk Fidelity National Financial, Inc. 17911 Von Karman Ave., Suite 500, Irvine, California 92714 (714) 622-5000 - ------------------------------------------------------------------------------- (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) November 14, 1995 ------------------------------------------------------- (Date of Event which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(b)(3) or (4), check the following box / /. Check the following box if a fee is being paid with the statement / /. 2 SCHEDULE 13D CUSIP NO. 594838-10-4 Page 2 of 9 Pages ----------- - - - ------------------------------------------------------------------------------ 1 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON Fidelity National Financial, Inc., a Delaware corporation 86-0498599 - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ ] - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS WC - ------------------------------------------------------------------------------ 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ] - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware - ------------------------------------------------------------------------------ NUMBER OF 7 SOLE VOTING POWER SHARES 681,216 BENEFICIALLY --------------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH Inapplicable REPORTING --------------------------------------------------------------- PERSON 9 SOLE DISPOSITIVE POWER WITH 681,216 ---------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER Inapplicable - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 681,216 - ------------------------------------------------------------------------------ 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ] Inapplicable - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 34.96165% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON* HC/CO - ------------------------------------------------------------------------------ *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION. 3 ITEM 1. SECURITY AND ISSUER The title of the class of equity securities to which this statement relates is common stock, $.05 par value (the "Shares"), and the name and address of the principal executive offices of the issuer of such shares is Micro General Corporation, 1740 Wilshire Avenue, Santa Ana, California 92705 (the "Company"). ITEM 2. IDENTITY AND BACKGROUND The person filing this statement is Fidelity National Financial, Inc., a Delaware corporation ("Fidelity"). Fidelity is located as 17911 Von Karman Avenue, Suite 500, Irvine, California 92714. Additional information respecting Fidelity is set forth on Schedule A attached hereto and incorporated herein by this reference. ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION The aggregate amount of funds used for the purchase of Shares covered by this Schedule 13D was $205,000.00 plus commissions and fees of $3,087.65. The source of funds for the purchases disclosed herein was Fidelity's general corporate funds. ITEM 4. PURPOSE OF TRANSACTION Fidelity has made the purchases described in Item 5 hereof for purposes of investment because it regards the Shares as an attractive investment at the prices prevailing to date. Except as set forth above, Fidelity does not have any specific plans or proposals that relate to or would result in any of the actions specified in Item 4 of Schedule 13D but retains the right to take all such actions as may be deemed appropriate to protect its investment in the Company. Subject to a continuing review of the business prospects of the Company and depending on market conditions, economic conditions and other relevant factors, Fidelity may determine to increase, decrease or entirely dispose of its holdings of the Company, purchase by private purchase, in the open market, by tender offer or otherwise additional equity securities of the Company for investment, or acquire or seek to acquire control of the Company by merger, exchange of securities, assets acquisition, tender offer or in privately negotiated transactions on such terms and at such times as it may consider desirable. ITEM 5. INTEREST IN SECURITIES As of September 30, 1995, the Company had issued and outstanding 1,948,166 shares (according to Form 10-Q filed with the Securities and Exchange Commission on or about November 14, 1995). All percantages contained in this Schedule 13D are based on that number of issued and outstanding Shares. Page 3 of 9 4 As of this Schedule 13D, Fidelity owns 681,216 Shares which is 34.96165% of the Shares. Fidelity has the sole power to vote and dispose of these Shares. ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER None ITEM 7. MATERIAL TO BE FILED AS EXHIBITS None SIGNATURES After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: December 6, 1995 FIDELITY NATIONAL FINANCIAL, INC., a Delaware corporation By: /s/ CARL A. STRUNK ----------------------------- Carl A. Strunk Executive Vice President and General Counsel Page 4 of 9 5 SCHEDULE A FIDELITY NATIONAL FINANCIAL, INC. The directors and executive officers(1) of Fidelity National Financial, Inc., a Delaware corporation ("Fidelity National"); their present principal occupations or employments (including the name, principal business and address of any such employer); their citizenship and their business or residence addresses are as follows: DIRECTORS William P. Foley, II Chairman of the Board, Chief Executive Officer Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 Frank P. Willey President Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 William A. Imparato General Partner Park West Development Company(2) 1515 East Missouri, Bldg. A Phoenix, AZ 85014 Daniel D. (Ron) Lane Chairman Lane/Kuhn Pacific(3) 14 Corporate Plaza Newport Beach, CA 92660 - ---------- (1) All directors and executive officers listed on Schedule A are citizens of the United States of America. (2) Park West Development Company's principal business is real estate development. (3) Lane/Kuhn Pacific's principal business is real estate development. Page 5 of 9 6 J. Thomas Talbot Owner The Talbot Company(4) 500 Newport Center Drive, Suite 900 Newport Beach, CA 92660 Cary H. Thompson Managing Director NatWest Markets(5) 350 S. Grand Avenue, Suite 3900 Los Angeles, CA 90071 Stephen C. Mahood Stephen C. Mahood Investments(6) 500 Crescent Court, Suite 270 Dallas, TX 75201 Donald M. Koll Koll Company(7) 4343 Von Karman Avenue Newport Beach, CA 92660 - ----------- (4) The Talbot Company's principal business is real estate development. (5) NatWest Markets' principal business is investment banking. (6) Stephen C. Mahood Investments is an investment company. (7) Koll Company's principal business is real estate development. Page 6 of 9 7 EXECUTIVE OFFICERS William P. Foley, II Chairman of the Board, and Chief Executive Officer of Fidelity National. See "Directors," above. Frank P. Willey President of Fidelity National. See "Directors," above. Andrew F. Puzder Executive Vice President, General Counsel and Assistant Secretary Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 Patrick F. Stone Executive Vice President Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 Carl A. Strunk Executive Vice President, Chief Financial Officer and Treasurer Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Raymond R. Quirk Vice President Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 Page 7 of 9 8 M'Liss Jones Kane Senior Vice President, Corporate Counsel and Corporate Secretary of Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 Gary R. Nelson Vice President Fidelity National Financial, Inc. 17911 Von Karman Avenue, Suite 500 Irvine, CA 92714 During the last five (5) years, neither Fidelity National nor any of its directors or executive officers has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) nor were any of them a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation of such laws. Page 8 of 9 9 SCHEDULE B DESCRIPTION OF TRANSACTIONS The following transactions were effected by Fidelity National Financial, Inc., a Delaware corporation:
DATE OF DATE TRANSACTION TRANSACTION CLOSED QUANTITY PRICE ----------- ---------------- -------- ----- 11/14/95 11/17/95 77,000 $2.00 11/21/95 11/27/95 13,000 $2.00 11/30/95 12/05/95 12,500 $2.00 ------- 102,500
Page 9 of 9 10 APPENDIX A UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 13D Under the Securities Exchange Act of 1934 (Amendment No. )* ------ MICRO GENERAL CORPORATION - ------------------------------------------------------------------------------- (Name of Issuer) COMMON STOCK, $.05 par value - ------------------------------------------------------------------------------- (Title of Class of Securities) 594838-10-4 ------------------------------ (CUSIP Number) Frank P. Willey, Esq. Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400, Irvine, California 92714 (714) 852-9770 - ------------------------------------------------------------------------------- (Name, Address and Telephone Number of Person Authorized to Receive Notices and Communications) June 17, 1994 ------------------------------------------------------- (Date of Event which Requires Filing of this Statement) If the filing person has previously filed a statement on Schedule 13G to report the acquisition which is the subject of this Schedule 13D, and is filing this schedule because of Rule 13d-1(b)(3) or (4), check the following box / /. Check the following box if a fee is being paid with the statement / /. (A fee is not required only if the reporting person: (1) has a previous statement on file reporting beneficial ownership of more than five percent of the class of securities described in Item 1, and (2) has filed no amendment subsequent thereto reporting beneficial ownership of five percent or less of such class.) (See Rule 13d-7.) Note: Six copies of this statement, including all exhibits, should be filed with the Commission. See Rule 13d-1(a) for other parties to whom copies are to be sent. *The remainder of this cover page shall be filled out for a reporting person's initial filing on this form with respect to the subject class of securities, and for any subsequent amendment containing information which would alter disclosures provided in a prior cover page. The information required on the remainder of this cover page shall not be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange Act of 1934 ("Act") or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes). 11 SCHEDULE 13D CUSIP NO. 594838-10-4 Page 2 of 9 Pages ----------- - - - ------------------------------------------------------------------------------ 1 NAME OF REPORTING PERSON S.S. OR I.R.S. IDENTIFICATION NO. OF ABOVE PERSON FIDELITY NATIONAL FINANCIAL, INC., A DELAWARE GROUP - ------------------------------------------------------------------------------ 2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP* (a) [ ] (b) [ ] Inapplicable - ------------------------------------------------------------------------------ 3 SEC USE ONLY - ------------------------------------------------------------------------------ 4 SOURCE OF FUNDS WC - ------------------------------------------------------------------------------ 5 CHECK BOX IF DISCLOSURE OF LEGAL PROCEEDINGS IS REQUIRED PURSUANT TO ITEMS 2(d) or 2(e) [ ] Inapplicable - ------------------------------------------------------------------------------ 6 CITIZENSHIP OR PLACE OF ORGANIZATION Delaware - ------------------------------------------------------------------------------ NUMBER OF 7 SOLE VOTING POWER SHARES 578,716 BENEFICIALLY --------------------------------------------------------------- OWNED BY 8 SHARED VOTING POWER EACH Inapplicable REPORTING --------------------------------------------------------------- PERSON 9 SOLE DISPOSITIVE POWER WITH 578,716 ---------------------------------------------------------------- 10 SHARED DISPOSITIVE POWER Inapplicable - ------------------------------------------------------------------------------ 11 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON 578,716 - ------------------------------------------------------------------------------ 12 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (11) EXCLUDES CERTAIN SHARES* [ ] Inapplicable - ------------------------------------------------------------------------------ 13 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (11) 30.7% - ------------------------------------------------------------------------------ 14 TYPE OF REPORTING PERSON* HC/CO - ------------------------------------------------------------------------------ *SEE INSTRUCTIONS BEFORE FILLING OUT! INCLUDE BOTH SIDES OF THE COVER PAGE, RESPONSES TO ITEMS 1-7 (INCLUDING EXHIBITS) OF THE SCHEDULE, AND THE SIGNATURE ATTESTATION. 12 ITEM 1. SECURITY AND ISSUER The title of the class of equity securities to which this statement relates is common stock, $.05 par value (the "Shares"), and the name and address of the principal executive offices of the issuer of such Shares is Micro General Corporation, 1740 Wilshire Avenue, Santa Ana, California 92705 (the "Company"). ITEM 2. IDENTITY AND BACKGROUND The person filing this statement is Fidelity National Financial, Inc., a Delaware corporation ("Fidelity"). Fidelity is located as 2100 South East Main Street, Suite 400, Irvine, California 92714. Additional information respecting Fidelity is set forth on Schedule A attached hereto and incorporated herein by this reference. ITEM 3. SOURCE AND AMOUNT OF FUNDS OR OTHER CONSIDERATION The aggregate amount of funds for the Shares covered by this Schedule 13D is $868,077.00. The source of funds for the purchases disclosed herein was Fidelity's general corporate funds. ITEM 4. PURPOSE OF TRANSACTION Fidelity has made the purchases described in Item 5 hereof for purposes of investment because it regards the Shares as an attractive investment at the prices prevailing to date. Concurrent with the acquisition of the Shares, two existing directors tendered their resignations and two individuals designated by Fidelity, William P. Foley, II and Carl A. Strunk, have been appointed directors of the Company. In the future Fidelity may seek to have certain of its current or future affiliates enter into mutually beneficial working relationships with the Company. Fidelity is analyzing the Company and its business and will seek to maintain its current representation on the Company's board of directors at its next annual shareholders meeting. Except as set forth above, Fidelity does not have any specific plans or proposals that relate to or would result in any of the actions specified in Item 4 of Schedule 13D but retains the right to take all such actions as may be deemed appropriate to protect its investment in the Company. Subject to a continuing review of the business prospects of the Company and depending on market conditions, economic conditions and other relevant factors, Fidelity may determine to increase, decrease or entirely dispose of its holdings of the Company, purchase by private purchase, in the open market, by tender offer or otherwise additional equity securities of the Company for investment, or acquire or seek to acquire control of the Company by merger, Page 3 of 9 13 exchange of securities, assets acquisition, tender offer or in privately negotiated transactions on such terms and at such times as it may consider desirable. ITEM 5. INTEREST IN SECURITIES As of March 31, 1994, the Company had issued and outstanding 1,882,240 Shares (according to Form 10-Q filed with the Securities and Exchange Commission on or about March 31, 1994). All percentages contained in this Schedule 13D are based on that number of issued and outstanding Shares. As of this Schedule 13D, Fidelity owns 578,716 Shares which is 30.7% of the Shares. Fidelity has the sole power to vote and dispose of these Shares. A description of transactions effected by Fidelity during the last sixty days with respect to the Shares is set forth in Schedule B attached hereto. ITEM 6. CONTRACTS, ARRANGEMENTS, UNDERSTANDINGS OR RELATIONSHIPS WITH RESPECT TO SECURITIES OF THE ISSUER In connection with Fidelity's purchase of the Shares it received from the seller's assignments of rights to require the Company to register such Shares under the Securities Act of 1933. ITEM 7. MATERIAL TO BE FILED AS EXHIBITS None SIGNATURES After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct. Dated: June 23, 1994 FIDELITY NATIONAL FINANCIAL, INC., a Delaware corporation By: /s/ FRANK P. WILLEY ----------------------------- Frank P. Willey Executive Vice President and General Counsel Page 4 of 9 14 SCHEDULE A FIDELITY NATIONAL FINANCIAL, INC. The directors and executive officers(1) of Fidelity National Financial, Inc., a Delaware corporation ("Fidelity National"); their present principal occupations or employments (including the name, principal business and address of any such employer); their citizenship and their business or residence addresses are as follows: DIRECTORS William P. Foley, II Chairman of the Board, President and Chief Executive Officer Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Frank P. Willey Executive Vice President and General Counsel Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 William A. Imparato General Partner Park West Development Company(2) 1500 E. Bethany Home Road Phoenix, AZ 85014 Stephen C. Mahood(3) Stephen C. Mahood Investments 500 Crescent Court, Suite 270 Dallas, TX 75201 - ---------- (1) All directors and executive officers listed on Schedule A are citizens of the United States of America. (2) Park West Development Company's principal business is real estate development. (3) Stephen C. Mahood Investments is an investment company. Page 5 of 9 15 Daniel D. (Ron) Lane Chairman Lane/Kuhn Pacific(4) 14 Corporate Plaza Newport Beach, CA 92660 J. Thomas Talbot Owner The Talbot Company(5) 500 Newport Center Drive, Suite 900 Newport Beach, CA 92660 Samuel A. McCullough Chairman of the Board and Chief Executive Officer Meridian Bancorp, Inc.(6) 35 North 6th Street, Mezzanine Reading, PA 19601 Cary H. Thompson Managing Director NatWest Markets(7) 400 S. Hope Street, Suite 1000 Los Angeles, CA 90071-2891 - ----------- (4) Lane/Kuhn Pacific's principal business is real estate development. (5) The Talbot Company's principal business is real estate investment and development. (6) Meridian Bancorp, Inc. is a bank holding company. (7) NatWest Markets' principal business is investment banking. Page 6 of 9 16 EXECUTIVE OFFICERS William P. Foley, II Chairman of the Board, President and Chief Executive Officer of Fidelity National. See "Directors," above. Frank P. Willey Executive Vice President and General Counsel of Fidelity National. See "Directors," above. Carl A. Strunk Executive Vice President, Chief Financial Officer and Treasurer Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 A. Ennis Dale Senior Vice President and Corporate Counsel Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Cynthia J. Hunt Vice President and Secretary Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Jo Etta Bandy Vice President, Investor Relations Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Laurence E. Calinda Vice President Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 Page 7 of 9 17 Raymond R. Quirk Vice President Fidelity National Financial, Inc. 2100 S.E. Main Street, Suite 400 Irvine, CA 92714 During the last five (5) years, neither Fidelity National nor any of its directors or executive officers has been convicted in a criminal proceeding (excluding traffic violations or similar misdemeanors) nor were any of them a party to a civil proceeding of a judicial or administrative body of competent jurisdiction and as a result of such proceeding was or is subject to a judgment, decree or final order enjoining future violations of, or prohibiting or mandating activities subject to, federal or state securities laws or finding any violation of such laws. Page 8 of 9 18 SCHEDULE B DESCRIPTION OF TRANSACTIONS The following transactions were effected by Fidelity National Financial, Inc., a Delaware corporation during the last sixty days with respect to the Shares:
DATE QUANTITY PRICE -------- -------- ----- 06/17/94* 377,465 $1.50 06/17/94* 201,251 $1.50
* Privately negotiated purchase directly from shareholders. Page 9 of 9 -----END PRIVACY-ENHANCED MESSAGE-----