UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6-K

Report of Foreign Issuer

Pursuant to Rule 13a-16 or 15d-16 of

the Securities Exchange Act of 1934

For the month of February, 2006

MITSUBISHI UFJ FINANCIAL GROUP, INC.

(Translation of registrant’s name into English)

7-1, Marunouchi 2-chome, Chiyoda-ku

Tokyo 100-8330, Japan

(Address of principal executive offices)

[Indicate by check mark whether the registrant files or

will file annual reports under cover Form 20-F or Form 40-F.]

Form 20-F      X            Form 40-F              

[Indicate by check mark whether the registrant by furnishing the information

contained in this Form is also thereby furnishing the information to the Commission

pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.]

Yes                      No      X    

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: February 28, 2006

	MITSUBISHI UFJ FINANCIAL GROUP, INC.
By:	/S/ RYUTARO KUSAMA
Name:	Ryutaro Kusama
Title:	Chief Manager, General Affairs
	Corporate Administration Division

Mitsubishi UFJ Financial Group, Inc.

Disclosure of US GAAP financial information

Tokyo, February 28, 2006 —Mitsubishi UFJ Financial Group, Inc. (MUFG; President & CEO: Nobuo Kuroyanagi) today disclosed Interim Consolidated Summary Report of Mitsubishi Tokyo Financial Group, Inc. and UFJ holdings, Inc., and pro forma financial information based on accounting principles generally accepted in the United States of America (US GAAP).

*            *            *

Contact:

Mitsubishi UFJ Financial Group, Inc.

Public Relations Division

Tel: 81-3-3240-7651

Interim Consolidated Summary Report

< under US GAAP >

for the Fiscal Year Ending March 31, 2006

Date:	February 28, 2006
Company name (code number):	Mitsubishi UFJ Financial Group, Inc. (8306)
	(Former company name: Mitsubishi Tokyo Financial Group, Inc.)
	(URL http://www.mufg.jp/)
Stock exchange listings:	Tokyo, Osaka, Nagoya, New York, London
Headquarters:	Tokyo
Representative:	Nobuo Kuroyanagi, President & CEO
For inquiry:	Yoshihisa Harata, Chief Manager—Financial Planning Division
	(Phone) +81-3-5252-4160

Consolidated financial data for the six months ended September 30, 2005

(1) Operating results

(in millions of yen, except per share data and percentages)
	For the six months ended September 30,				For the year ended March 31, 2005
	2005		2004
Total revenue	1,383,996		1,122,903		2,437,713
Change from the previous year	23.3	%	(23.0	)%
Income before income taxes and cumulative effect of a change in accounting principle	460,395		201,811		721,389
Change from the previous year	128.1	%	(74.1	)%
Net income	302,521		131,388		415,155
Change from the previous year	130.3	%	(75.2	)%
Basic earnings per common share —net income available to common shareholders (in yen)	45,903.29		19,700.46		62,717.21
Diluted earnings per common share —net income available to common shareholders (in yen)	45,803.88		19,593.10		62,476.76

Notes:

1. Equity in earnings of equity method investees:
For the six months ended September 30, 2005:	11,585 million yen
For the six months ended September 30, 2004:	9,055 million yen
For the year ended March 31, 2005:	26,272 million yen
2. Average number of shares outstanding:
For the six months ended September 30, 2005:	(Common stock	)	6,538	thousand of shares
	(Preferred stock—Class 3	)	100	thousand of shares
For the six months ended September 30, 2004:	(Common stock	)	6,493	thousand of shares
	(Preferred stock—Class 1	)	81	thousand of shares
	(Preferred stock—Class 2	)	8	thousand of shares
For the year ended March 31, 2005:	(Common stock	)	6,510	thousand of shares
	(Preferred stock—Class 1	)	61	thousand of shares
	(Preferred stock—Class 2	)	4	thousand of shares
	(Preferred stock—Class 3	)	12	thousand of shares

-1-

(2) Financial condition

(in millions of yen, except per share data and percentages)
	As of September 30,				As of March 31, 2005
	2005		2004
Total assets	114,674,405		113,294,262		108,422,100
Shareholders’ equity	4,964,590		3,826,341		4,373,097
Shareholders’ equity as a percentage of total assets	4.3	%	3.4	%	4.0	%
Shareholders’ equity per common share (in yen)	721,093.60		549,725.57		611,908.82

Note: Number of shares outstanding as of:

September 30, 2005:	(Common stock	)	6,538	thousands of shares
	(Preferred stock—Class 3	)	100	thousands of shares
September 30, 2004:	(Common stock	)	6,516	thousands of shares
	(Preferred stock—Class 1	)	81	thousands of shares
March 31, 2005:	(Common stock	)	6,539	thousands of shares
	(Preferred stock—Class 1	)	40	thousands of shares
	(Preferred stock—Class 3	)	100	thousands of shares

(3) Cash flows

(in millions of yen)
	For the six months ended September 30,				For the year ended March 31, 2005
	2005		2004
Net cash provided by (used in) operating activities	(285,146	)	(1,045,085	)	207,563
Net cash used in investing activities	(2,134,955	)	(4,759,368	)	(1,821,848	)
Net cash provided by financing activities	3,639,957		6,214,697		2,729,392
Cash and cash equivalents at end of period	5,451,520		3,591,732		4,220,437

Formulas for computing ratios for the six months ended September 30, 2005 are as follows.

Basic earnings per common share - net income available to common shareholders

Net income - Income allocable to preferred shareholders

Average number of common stock during the period *

Diluted earnings per common share - net income available to common shareholders

Net income - Income allocable to preferred shareholders + Adjustments in net income assuming dilution

Average number of common stock during the period * + Number of dilutive potential common stock

Shareholders’ equity per common share

Shareholders’ equity at end of period - Number of preferred stock at end of period × Issue price

Number of common stock at end of period *

* excluding treasury stock and parent’s common stock owned by subsidiaries and affiliated companies

This financial summary report and accompanying financial highlights contain forward-looking statements and other forward-looking information relating to the company and/or the group as a whole (the “forward-looking statements”). The forward-looking statements are not historical facts and include, reflect or are otherwise based upon, among other things, the company’s current estimations, projections, views, policies, business strategies, targets, expectations, assumptions and evaluations with respect to general economic conditions, its results of operations, its financial condition, its management in general and other future events. Accordingly, they are inherently susceptible to uncertainties, risks and changes in circumstances and are not guarantees of future performance.

Some forward-looking statements represent targets that the company’s management will strive to achieve through the successful implementation of the company’s business strategies. The company may not be successful in implementing its business strategy, and actual results may differ materially, for a wide range of possible reasons. In particular, the targets of the combined entity reflect assumptions about the successful implementation of the integration plan. Other forward-looking statements reflect the assumptions and estimations upon which the calculation of deferred tax assets has been based and are themselves subject to the full range of uncertainties, risks and changes in circumstances outlined above.

In light of the many risks, uncertainties and possible changes, you are advised not to put undue reliance on the forward-looking statements. The company is under no obligation - and expressly disclaims any obligations- to update or alter the forward looking statements, except as may be required by any applicable laws and regulations or stock exchange rules.

For detailed information relating to uncertainties, risks and changes regarding the forward-looking statements, please see the company’s latest annual report and other disclosures.

-2-

(US GAAP)

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: Mitsubishi Tokyo Financial Group, Inc. and Subsidiaries)

Condensed Consolidated Balance Sheets (Unaudited)

	As of September 30,				(A) — (B)		As of March 31, 2005 (C)		(A) — (C)
(in millions of yen)	2005 (A)		2004 (B)
Assets:
Cash and due from banks	5,451,520		3,591,732		1,859,788		4,220,437		1,231,083
Interest-earning deposits in other banks	4,655,181		4,116,045		539,136		4,542,615		112,566
Call loans, funds sold, and receivables under resale agreements	3,712,620		2,246,091		1,466,529		2,124,067		1,588,553
Receivables under securities borrowing transactions	4,529,438		3,958,769		570,669		5,230,242		(700,804	)
Trading account assets	8,650,002		7,910,977		739,025		7,706,016		943,986
Investment securities:
Securities available for sale	28,308,853		31,633,734		(3,324,881	)	26,558,538		1,750,315
Securities being held to maturity	2,177,113		1,876,692		300,421		2,191,316		(14,203	)
Preferred stock investment in UFJ Bank Limited	700,000		700,000		—		700,000		—
Other investment securities	341,022		282,321		58,701		341,744		(722	)
Total investment securities	31,526,988		34,492,747		(2,965,759	)	29,791,598		1,735,390
Loans, net of unearned income and deferred loan fees	52,003,350		51,784,748		218,602		51,071,538		931,812
Allowance for credit losses	(617,260	)	(938,208	)	320,948		(740,706	)	123,446
Net loans	51,386,090		50,846,540		539,550		50,330,832		1,055,258
Premises and equipment—net	586,586		569,285		17,301		569,212		17,374
Accrued interest	160,744		142,374		18,370		144,994		15,750
Customers’ acceptance liability	38,700		23,705		14,995		43,313		(4,613	)
Intangible assets —net	253,872		251,991		1,881		253,840		32
Goodwill	91,887		69,468		22,419		85,834		6,053
Deferred tax assets	352,601		1,051,544		(698,943	)	773,827		(421,226	)
Accounts receivable	1,333,731		2,077,517		(743,786	)	843,662		490,069
Other assets	1,944,445		1,945,477		(1,032	)	1,761,611		182,834
Total	114,674,405		113,294,262		1,380,143		108,422,100		6,252,305
Liabilities and Shareholders’ Equity:
Deposits:
Domestic offices:
Non-interest-bearing	9,073,175		4,812,258		4,260,917		7,025,570		2,047,605
Interest-bearing	49,742,338		53,869,927		(4,127,589	)	51,007,526		(1,265,188	)
Overseas offices, principally interest-bearing	14,134,204		13,382,116		752,088		13,261,767		872,437
Total deposits	72,949,717		72,064,301		885,416		71,294,863		1,654,854
Debentures	—		30,752		(30,752	)	—		—
Call money, funds purchased, and payables under repurchase agreements	6,797,651		8,846,928		(2,049,277	)	5,133,151		1,664,500
Payables under securities lending transactions	3,837,099		2,916,200		920,899		1,924,375		1,912,724
Due to trust account and other short-term borrowings	10,873,944		10,948,012		(74,068	)	11,955,825		(1,081,881	)
Trading account liabilities	2,376,724		1,957,732		418,992		1,959,027		417,697
Obligations to return securities received as collateral	2,601,759		2,751,593		(149,834	)	3,025,817		(424,058	)
Bank acceptances outstanding	38,700		23,705		14,995		43,313		(4,613	)
Accrued interest	107,147		103,787		3,360		109,999		(2,852	)
Long-term debt	6,486,017		5,477,822		1,008,195		5,981,747		504,270
Accounts payable	2,104,021		2,836,121		(732,100	)	1,104,009		1,000,012
Other liabilities	1,537,036		1,510,968		26,068		1,516,877		20,159
Total liabilities	109,709,815		109,467,921		241,894		104,049,003		5,660,812
Shareholders’ equity:
Capital stock:
Preferred stock	247,100		122,100		125,000		247,100		—
Common stock	1,084,708		1,084,708		—		1,084,708		—
Capital surplus	958,366		1,057,624		(99,258	)	1,080,463		(122,097	)
Retained earnings:
Appropriated for legal reserve	239,571		239,571		—		239,571		—
Unappropriated	1,588,792		1,047,485		541,307		1,327,894		260,898
Accumulated other changes in equity from nonowner sources, net of taxes	849,750		277,358		572,392		396,582		453,168
Total	4,968,287		3,828,846		1,139,441		4,376,318		591,969
Less treasury stock, at cost	3,697		2,505		1,192		3,221		476
Shareholders’ equity—net	4,964,590		3,826,341		1,138,249		4,373,097		591,493
Total	114,674,405		113,294,262		1,380,143		108,422,100		6,252,305

-3-

(US GAAP)

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: Mitsubishi Tokyo Financial Group, Inc. and Subsidiaries)

Condensed Consolidated Statements of Income (Unaudited)

	For the six months ended September 30,						For the year ended March 31, 2005
(in millions of yen)	2005 (A)		2004 (B)		(A) — (B)
Interest income:
Loans, including fees	499,459		450,682		48,777		922,551
Deposits in other banks	55,525		25,311		30,214		66,698
Investment securities	205,326		176,931		28,395		370,567
Trading account assets	23,547		23,181		366		30,829
Call loans, funds sold, and receivables under resale agreements and securities borrowing transactions	29,670		19,437		10,233		51,978
Total	813,527		695,542		117,985		1,442,623
Interest expense:
Deposits	174,525		94,088		80,437		221,280
Debentures	—		348		(348	)	351
Call money, funds purchased, and payables under repurchase agreements and securities lending transactions	58,275		30,452		27,823		81,280
Due to trust account, other short-term borrowings, and trading account liabilities	43,445		34,983		8,462		57,928
Long-term debt	50,268		55,745		(5,477	)	110,392
Total	326,513		215,616		110,897		471,231
Net interest income	487,014		479,926		7,088		971,392
Provision (credit) for credit losses	(82,927	)	167,059		(249,986	)	109,502
Net interest income after provision (credit) for credit losses	569,941		312,867		257,074		861,890
Non-interest income:
Fees and commissions	323,513		312,471		11,042		649,210
Foreign exchange losses—net	(163,658	)	(164,247	)	589		(47,000	)
Trading account profits—net	90,011		12,323		77,688		62,048
Investment securities gains—net	165,888		196,686		(30,798	)	198,006
Government grant for transfer of substitutional portion of Employees’ Pension Fund plans	108,468		—		108,468		—
Other non-interest income	46,247		70,128		(23,881	)	132,826
Total	570,469		427,361		143,108		995,090
Non-interest expense:
Salaries and employee benefits	318,441		238,935		79,506		476,258
Occupancy expenses—net	55,048		60,424		(5,376	)	116,850
Fees and commission expenses	45,253		42,079		3,174		87,190
Amortization of intangible assets	39,714		33,740		5,974		69,531
Insurance premiums, including deposit insurance	26,430		26,276		154		56,962
Minority interest in income of consolidated subsidiaries	32,122		15,752		16,370		37,642
Communications	14,668		14,195		473		27,940
Other non-interest expenses	148,339		107,016		41,323		263,218
Total	680,015		538,417		141,598		1,135,591
Income before income taxes and cumulative effect of a change in accounting principle	460,395		201,811		258,584		721,389
Income taxes	157,874		69,446		88,428		305,257
Income before cumulative effect of a change in accounting principle	302,521		132,365		170,156		416,132
Cumulative effect of a change in accounting principle, net of tax	—		(977	)	977		(977	)
Net income	302,521		131,388		171,133		415,155
Income allocable to preferred shareholders	2,386		3,479		(1,093	)	6,837
Net income available to common shareholders	300,135		127,909		172,226		408,318
(in yen)
Amounts per share:
Basic earnings per common share—income available to common shareholders before cumulative effect of a change in accounting principle	45,903.29		19,850.94		26,052.35		62,867.28
Basic earnings per common share —net income available to common shareholders	45,903.29		19,700.46		26,202.83		62,717.21
Diluted earnings per common share—income available to common shareholders before cumulative effect of a change in accounting principle	45,803.88		19,743.30		26,060.58		62,626.69
Diluted earnings per common share—net income available to common shareholders	45,803.88		19,593.10		26,210.78		62,476.76

-4-

(US GAAP)

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: Mitsubishi Tokyo Financial Group, Inc. and Subsidiaries)

Credit Quality Data

	As of September 30,				As of March 31, 2005 (C)
(in millions of yen)	2005 (A) (Unaudited)	2004 (B) (Unaudited)	(A) — (B)			(A) — (C)
Nonaccrual loans	676,186	1,366,304	(690,118	)	822,370	(146,184	)
Restructured loans	419,735	413,926	5,809		454,189	(34,454	)
Accruing loans contractually past due 90 days or more	13,103	11,509	1,594		10,111	2,992
Total	1,109,024	1,791,739	(682,715	)	1,286,670	(177,646	)
Loans	52,003,350	51,784,748	218,602		51,071,538	931,812
Allowance for credit losses	617,260	938,208	(320,948	)	740,706	(123,446	)

-5-

Interim Consolidated Summary Report

< under US GAAP >

for the Fiscal Year Ending March 31, 2006

Date:	February 28, 2006
Company name (code number):	Mitsubishi UFJ Financial Group, Inc. (8306)
	(Former company name: UFJ Holdings, Inc.)
	(URL http://www.mufg.jp/)
Stock exchange listings:	Tokyo, Osaka, Nagoya, New York, London
Headquarters:	Tokyo
Representative:	Nobuo Kuroyanagi, President & CEO
For inquiry:	Yoshihisa Harata, Chief Manager - Financial Planning Division
	(Phone) +81-3-5252-4160

Consolidated financial data for the six months ended September 30, 2005

(1) Operating results

(in millions of yen, except per share data and percentages)

	For the six months ended September 30,				For the year ended March 31, 2005
	2005		2004
Total revenue	1,139,919		1,137,985		2,416,514
Change from the previous year	0.2	%	(4.5	)%
Income before income taxes and cumulative effect of a change in accounting principle	261,692		248,713		858,774
Change from the previous year	5.2	%	(45.7	)%
Net income	219,827		245,749		718,766
Change from the previous year	(10.5	)%	(38.2	)%
Basic earnings per common share —net income available to common shareholders (in yen)	39,962.51		43,105.53		132,747.83
Diluted earnings per common share —net income available to common shareholders (in yen)	30,532.23		34,012.24		99,598.72

Notes:
1. Equity in earnings of equity method investees:
For the six months ended September 30, 2005:	16,412 million yen
For the six months ended September 30, 2004:	9,217 million yen
For the year ended March 31, 2005:	20,448 million yen
2. Average number of shares outstanding:

	For the six months ended September 30,		For the year ended March 31, 2005
	2005	2004
	shares	shares	shares
Common stock	5,145,578	5,090,265	5,110,190
Preferred stock—Class 1	3,658	13,307	11,141
Preferred stock—Class 2	200,000	200,000	200,000
Preferred stock—Class 3	—	16,309	8,117
Preferred stock—Class 4	150,000	150,000	150,000
Preferred stock—Class 5	150,000	150,000	150,000
Preferred stock—Class 6	5	1,008	964
Preferred stock—Class 7	200,000	200,000	200,000

-6-

(2) Financial condition

(in millions of yen, except per share data and percentages)

	As of September 30,				As of March 31, 2005
	2005		2004
Total assets	82,036,465		82,621,683		83,195,914
Shareholders’ equity	2,530,834		1,508,163		2,097,461
Shareholders’ equity as a percentage of total assets	3.1	%	1.8	%	2.5	%
Shareholders’ equity per common share (in yen)	218,165.33		8,569.19		131,475.35

Note: Number of shares outstanding:

	As of September 30,		As of March 31, 2005
	2005	2004
	shares	shares	shares
Common stock	5,183,378	5,101,322	5,155,523
Preferred stock—Class 1	—	12,989	6,543
Preferred stock—Class 2	200,000	200,000	200,000
Preferred stock—Class 3	—	12,237	—
Preferred stock—Class 4	150,000	150,000	150,000
Preferred stock—Class 5	150,000	150,000	150,000
Preferred stock—Class 6	1	1,008	8
Preferred stock—Class 7	200,000	200,000	200,000

(3) Cash flows

(in millions of yen)

	For the six months ended September 30,				For the year ended March 31, 2005
	2005		2004
Net cash provided by (used in) operating activities	807,327		(206,866	)	147,085
Net cash provided by investing activities	698,262		4,724,919		2,865,398
Net cash used in financing activities	(854,219	)	(84,714	)	(1,781,651	)
Cash and cash equivalents at end of period	5,592,294		8,149,014		4,936,259

Formulas for computing ratios for the six months ended September 30, 2005 are as follows.

Basic earnings per common share - net income available to common shareholders

Net income - Income allocable to preferred shareholders

Average number of common stock during the period *

Diluted earnings per common share - net income available to common shareholders

Net income - Income allocable to preferred shareholders + Adjustments in net income assuming dilution

Average number of common stock during the period * + Number of dilutive potential common stock

Shareholders’ equity per common share

Shareholders’ equity at end of period - Number of preferred stock at end of period × Issue price

Number of common stock at end of period *

* excluding treasury stock and parent’s common stock owned by subsidiaries and affiliated companies

This financial summary report and accompanying financial highlights contain forward-looking statements and other forward-looking information relating to the company and/or the group as a whole (the “forward-looking statements”). The forward-looking statements are not historical facts and include, reflect or are otherwise based upon, among other things, the company’s current estimations, projections, views, policies, business strategies, targets, expectations, assumptions and evaluations with respect to general economic conditions, its results of operations, its financial condition, its management in general and other future events. Accordingly, they are inherently susceptible to uncertainties, risks and changes in circumstances and are not guarantees of future performance.

Some forward-looking statements represent targets that the company’s management will strive to achieve through the successful implementation of the company’s business strategies. The company may not be successful in implementing its business strategy, and actual results may differ materially, for a wide range of possible reasons. In particular, the targets of the combined entity reflect assumptions about the successful implementation of the integration plan. Other forward-looking statements reflect the assumptions and estimations upon which the calculation of deferred tax assets has been based and are themselves subject to the full range of uncertainties, risks and changes in circumstances outlined above.

In light of the many risks, uncertainties and possible changes, you are advised not to put undue reliance on the forward-looking statements. The company is under no obligation - and expressly disclaims any obligations- to update or alter the forward looking statements, except as may be required by any applicable laws and regulations or stock exchange rules.

For detailed information relating to uncertainties, risks and changes regarding the forward-looking statements, please see the company’s latest annual report and other disclosures.

-7-

( US GAAP )

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: UFJ Holdings, Inc. and Subsidiaries)

Condensed Consolidated Balance Sheets (Unaudited)

	As of September 30,				(A) — (B)		As of March 31, 2005 (C)		(A) — (C)
(in millions of yen)	2005 (A)		2004 (B)
Assets:
Cash and due from banks	5,592,294		8,149,014		(2,556,720	)	4,936,259		656,035
Interest-earning deposits in other banks	913,211		569,684		343,527		1,085,800		(172,589	)
Call loans, funds sold, and receivables under resale agreements	1,915,822		460,560		1,455,262		2,031,181		(115,359	)
Receivables under securities borrowing transactions	1,882,198		3,244,318		(1,362,120	)	2,519,726		(637,528	)
Trading account assets	4,765,041		4,827,545		(62,504	)	6,365,313		(1,600,272	)
Investment securities:
Securities available for sale	19,927,031		18,035,485		1,891,546		19,874,728		52,303
Other investment securities	431,058		275,943		155,115		392,804		38,254
Total investment securities	20,358,089		18,311,428		2,046,661		20,267,532		90,557
Loans, net of unearned income and deferred loan fees	42,403,788		43,928,238		(1,524,450	)	41,911,897		491,891
Allowance for credit losses	(1,029,228	)	(2,080,771	)	1,051,543		(1,041,818	)	12,590
Net loans	41,374,560		41,847,467		(472,907	)	40,870,079		504,481
Premises and equipment—net	561,810		597,926		(36,116	)	595,888		(34,078	)
Accrued interest	99,802		69,586		30,216		107,436		(7,634	)
Customers’ acceptance liability	42,752		30,358		12,394		41,802		950
Intangible assets —net	603,630		620,086		(16,456	)	629,726		(26,096	)
Goodwill	2,323,781		2,399,391		(75,610	)	2,395,907		(72,126	)
Deferred tax assets	27,433		56,284		(28,851	)	26,543		890
Accounts receivable	618,728		634,689		(15,961	)	361,314		257,414
Other assets	957,314		803,347		153,967		961,408		(4,094	)
Total	82,036,465		82,621,683		(585,218	)	83,195,914		(1,159,449	)
Liabilities and Shareholders’ Equity:
Deposits:
Domestic offices:
Non-interest-bearing	11,162,282		3,860,822		7,301,460		9,020,134		2,142,148
Interest-bearing	40,065,715		51,306,252		(11,240,537	)	43,328,498		(3,262,783	)
Overseas offices, principally interest-bearing	2,109,908		2,339,676		(229,768	)	2,218,354		(108,446	)
Total deposits	53,337,905		57,506,750		(4,168,845	)	54,566,986		(1,229,081	)
Call money, funds purchased, and payables under repurchase agreements	5,094,411		2,169,787		2,924,624		4,093,643		1,000,768
Payables under securities lending transactions	910,654		2,380,652		(1,469,998	)	2,261,851		(1,351,197	)
Due to trust account and other short-term borrowings	7,982,347		7,808,808		173,539		7,072,467		909,880
Trading account liabilities	3,110,988		2,647,808		463,180		4,239,610		(1,128,622	)
Obligations to return securities received as collateral	151,042		195,478		(44,436	)	162,690		(11,648	)
Bank acceptances outstanding	42,752		30,358		12,394		41,802		950
Accrued interest	88,413		68,371		20,042		89,009		(596	)
Long-term debt	5,755,419		5,775,359		(19,940	)	5,874,970		(119,551	)
Accounts payable	1,017,174		635,590		381,584		645,744		371,430
Other liabilities	2,014,526		1,894,559		119,967		2,049,681		(35,155	)
Total liabilities	79,505,631		81,113,520		(1,607,889	)	81,098,453		(1,592,822	)
Shareholders’ equity:
Capital stock:
Preferred stock	700,001		732,224		(32,223	)	709,818		(9,817	)
Common stock	299,999		267,776		32,223		290,182		9,817
Capital surplus	2,555,564		2,527,309		28,255		2,541,296		14,268
Accumulated deficit	(1,825,668	)	(2,490,221	)	664,553		(2,031,298	)	205,630
Accumulated other changes in equity from nonowner sources, net of taxes	804,404		480,429		323,975		592,016		212,388
Total	2,534,300		1,517,517		1,016,783		2,102,014		432,286
Less treasury stock, at cost	3,466		9,354		(5,888	)	4,553		(1,087	)
Shareholders’ equity—net	2,530,834		1,508,163		1,022,671		2,097,461		433,373
Total	82,036,465		82,621,683		(585,218	)	83,195,914		(1,159,449	)

-8-

( US GAAP )

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: UFJ Holdings, Inc. and Subsidiaries)

Condensed Consolidated Statements of Income (Unaudited)

	For the six months ended September 30,				(A) — (B)		For the year ended March 31, 2005
(in millions of yen)	2005 (A)		2004 (B)
Interest income:
Loans, including fees	477,433		483,857		(6,424	)	968,811
Deposits in other banks	21,707		8,153		13,554		20,735
Investment securities	100,834		102,606		(1,772	)	213,446
Trading account assets	9,211		8,674		537		18,809
Call loans, funds sold, and receivables under resale agreements and securities borrowing transactions	42,378		10,172		32,206		23,330
Total	651,563		613,462		38,101		1,245,131
Interest expense:
Deposits	54,079		38,815		15,264		83,506
Call money, funds purchased, and payables under repurchase agreements and securities lending transactions	49,313		11,694		37,619		32,741
Due to trust account, other short-term borrowings, and trading account liabilities	15,394		20,444		(5,050	)	24,029
Long-term debt	66,105		65,357		748		142,877
Total	184,891		136,310		48,581		283,153
Net interest income	466,672		477,152		(10,480	)	961,978
Provision for credit losses	75,714		202,398		(126,684	)	91,866
Net interest income after provision for credit losses	390,958		274,754		116,204		870,112
Non-interest income:
Fees and commissions	305,049		297,036		8,013		595,159
Foreign exchange gains (losses)—net	(87,927	)	5,402		(93,329	)	89,294
Trading account profits (losses)—net	122,094		(65,469	)	187,563		(45,863	)
Investment securities gains—net	88,310		250,735		(162,425	)	291,392
Other non-interest income	60,830		36,819		24,011		241,401
Total	488,356		524,523		(36,167	)	1,171,383
Non-interest expense:
Salaries and employee benefits	168,763		160,962		7,801		317,497
Occupancy expenses—net	65,913		68,039		(2,126	)	116,283
Fees and commission expenses	47,434		45,513		1,921		80,227
Amortization of intangible assets	58,359		55,074		3,285		111,498
Insurance premiums, including deposit insurance	27,126		25,758		1,368		51,565
Minority interest in income (loss) of consolidated subsidiaries	(10,681	)	3,754		(14,435	)	21,398
Communications	16,239		16,708		(469	)	31,160
Other non-interest expenses	244,469		174,756		69,713		453,093
Total	617,622		550,564		67,058		1,182,721
Income before income taxes and cumulative effect of a change in accounting principle	261,692		248,713		12,979		858,774
Income taxes	41,865		5,906		35,959		142,950
Income before cumulative effect of a change in accounting principle	219,827		242,807		(22,980	)	715,824
Cumulative effect of a change in accounting principle, net of tax	—		2,942		(2,942	)	2,942
Net income	219,827		245,749		(25,922	)	718,766
Income allocable to preferred shareholders	14,197		26,330		(12,133	)	40,399
Net income available to common shareholders	205,630		219,419		(13,789	)	678,367
(in yen)
Amounts per share:
Basic earnings per common share—income available to common shareholders before cumulative effect of a change in accounting principle	39,962.51		42,528.48		(2,565.97	)	132,172.03
Basic earnings per common share—net income available to common shareholders	39,962.51		43,105.53		(3,143.02	)	132,747.83
Diluted earnings per common share—income available to common shareholders before cumulative effect of a change in accounting principle	30,532.23		33,605.00		(3,072.77	)	99,190.88
Diluted earnings per common share—net income available to common shareholders	30,532.23		34,012.24		(3,480.01	)	99,598.72

-9-

( US GAAP )

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

(Former name: UFJ Holdings, Inc. and Subsidiaries)

Credit Quality Data

	As of September 30,		(A) — (B)		As of March 31, 2005 (C)	(A) — (C)
	2005 (A) (Unaudited)	2004 (B) (Unaudited)
(in millions of yen)
Nonaccrual loans	1,804,658	4,295,589	(2,490,931	)	1,813,585	(8,927	)
Restructured loans	414,482	80,656	333,826		501,524	(87,042	)
Accruing loans contractually past due 90 days or more	6,765	24,068	(17,303	)	11,743	(4,978	)
Total	2,225,905	4,400,313	(2,174,408	)	2,326,852	(100,947	)
Loans	42,403,788	43,928,238	(1,524,450	)	41,911,897	491,891
Allowance for credit losses	1,029,228	2,080,771	(1,051,543	)	1,041,818	(12,590	)

-10-

Pro Forma Combined Summary Financial Information (Unaudited)

< under US GAAP >

Date :	February 28, 2006
Company name (code number) :	Mitsubishi UFJ Financial Group, Inc. (8306)

Pro forma combined financial data for the six months ended September 30, 2005

(1) Operating results (Unaudited)

(in millions of yen, except per share data and percentages)

	For the six months ended September 30,			For the year ended March 31, 2005
	2005		2004
Total revenue	2,526,652		2,254,281	4,864,361
Change from the previous year	12.1	%
Income from continuing operations before income tax expense	722,809		441,412	1,602,581
Change from the previous year	63.7	%
Income from continuing operations	519,084		369,723	1,143,225
Change from the previous year	40.4	%
Basic earnings per common share—income from continuing operations available to common shareholders (in yen)	51,651.49		35,229.16	113,236.28
Diluted earnings per common share —income from continuing operations available to common shareholders (in yen)	46,903.62		33,549.77	103,280.36

Notes:
1. Weighted average common shares outstanding:
For the six months ended September 30, 2005:	9,729	thousand of shares
For the six months ended September 30, 2004:	9,649	thousand of shares
For the year ended March 31, 2005:	9,679	thousand of shares
2. Weighted average diluted common shares outstanding:
For the six months ended September 30, 2005:	11,002	thousand of shares
For the six months ended September 30, 2004:	10,300	thousand of shares
For the year ended March 31, 2005:	10,989	thousand of shares

-11-

(2) Financial condition (Unaudited)

(in millions of yen, except per share data and percentages)

	As of September 30, 2005		As of September 30, 2004
Total assets	196,010,235		198,084,908
Shareholders’ equity	9,368,117		8,230,535
Shareholders’ equity as a percentage of total assets	4.8	%	4.2	%
Net book value per share (in yen)	791,455.06		673,814.37

Formulas for computing ratios are as follows.

Basic earnings per common share - income from continuing operations available to common shareholders

Income from continuing operations - Income from continuing operations allocable to preferred shareholders

Average number of common stock during the period *

Diluted earnings per common share - income from continuing operations available to common shareholders

Income from continuing operations - Income from continuing operations allocable to preferred shareholders + Adjustments in Income from continuing operations assuming dilution

Average number of common stock during the period * + Number of dilutive potential common stock

Net book value per share

Shareholders’ equity at end of period - Number of preferred stock at end of period × Issue price

Number of common stock at end of period *

* excluding treasury stock and parent’s common stock owned by subsidiaries and affiliated companies

This financial summary report and accompanying financial highlights contain forward-looking statements and other forward-looking information relating to the company and/or the group as a whole (the “forward-looking statements”). The forward-looking statements are not historical facts and include, reflect or are otherwise based upon, among other things, the company’s current estimations, projections, views, policies, business strategies, targets, expectations, assumptions and evaluations with respect to general economic conditions, its results of operations, its financial condition, its management in general and other future events. Accordingly, they are inherently susceptible to uncertainties, risks and changes in circumstances and are not guarantees of future performance.

Some forward-looking statements represent targets that the company’s management will strive to achieve through the successful implementation of the company’s business strategies. The company may not be successful in implementing its business strategy, and actual results may differ materially, for a wide range of possible reasons. In particular, the targets of the combined entity reflect assumptions about the successful implementation of the integration plan. Other forward-looking statements reflect the assumptions and estimations upon which the calculation of deferred tax assets has been based and are themselves subject to the full range of uncertainties, risks and changes in circumstances outlined above.

In light of the many risks, uncertainties and possible changes, you are advised not to put undue reliance on the forward-looking statements. The company is under no obligation - and expressly disclaims any obligations- to update or alter the forward looking statements, except as may be required by any applicable laws and regulations or stock exchange rules.

For detailed information relating to uncertainties, risks and changes regarding the forward-looking statements, please see the company’s latest annual report and other disclosures.

-12-

( US GAAP )

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

Pro Forma Combined Condensed Balance Sheet As of September 30, 2005 (Unaudited)

(in millions of yen)	Mitsubishi Tokyo Financial Group		UFJ Holdings		Pro forma adjustments		Pro forma combined
Assets:
Cash and due from banks	5,451,520		5,592,294		120,906		11,164,720
Interest-earning deposits in other banks	4,655,181		913,211		(153,412	)	5,414,980
Call loans, funds sold, and receivables under resale agreements	3,712,620		1,915,822		(341,458	)	5,286,984
Receivables under securities borrowing transactions	4,529,438		1,882,198		(1,568,421	)	4,843,215
Trading account assets	8,650,002		4,765,041		(828,749	)	12,586,294
Investment securities:
Securities available for sale	28,308,853		19,927,031		876,026		49,111,910
Securities being held to maturity	2,177,113		—		99,346		2,276,459
Preferred stock investment in UFJ Bank Limited	700,000		—		(700,000	)	—
Other investment securities	341,022		431,058		206,289		978,369
Total investment securities	31,526,988		20,358,089		481,661		52,366,738
Loans, net of unearned income and deferred loan fees	52,003,350		42,403,788		(714,760	)	93,692,378
Allowance for credit losses	(617,260	)	(1,029,228	)	756,003		(890,485	)
Net loans	51,386,090		41,374,560		41,243		92,801,893
Premises and equipment—net	586,586		561,810		(41,177	)	1,107,219
Accrued interest	160,744		99,802		3,132		263,678
Customers’ acceptance liability	38,700		42,752		—		81,452
Intangible assets—net	253,872		603,630		680,800		1,538,302
Goodwill	91,887		2,323,781		694,249		3,109,917
Deferred tax assets	352,601		27,433		141,017		521,051
Accounts receivable	1,333,731		618,728		(9,996	)	1,942,463
Other assets	1,944,445		957,314		79,570		2,981,329
Total	114,674,405		82,036,465		(700,635	)	196,010,235
Liabilities and Shareholders’ Equity:
Deposits:
Domestic offices:
Non-interest-bearing	9,073,175		11,162,282		(20,236	)	20,215,221
Interest-bearing	49,742,338		40,065,715		3,187		89,811,240
Overseas offices, principally interest-bearing	14,134,204		2,109,908		(116,528	)	16,127,584
Total deposits	72,949,717		53,337,905		(133,577	)	126,154,045
Call money, funds purchased, and payables under repurchase agreements	6,797,651		5,094,411		(350,642	)	11,541,420
Payables under securities lending transactions	3,837,099		910,654		(1,568,421	)	3,179,332
Due to trust account and other short-term borrowings	10,873,944		7,982,347		236,817		19,093,108
Trading account liabilities	2,376,724		3,110,988		(773,769	)	4,713,943
Obligations to return securities received as collateral	2,601,759		151,042		646,994		3,399,795
Bank acceptances outstanding	38,700		42,752		—		81,452
Accrued interest	107,147		88,413		(22	)	195,538
Long-term debt	6,486,017		5,755,419		139,558		12,380,994
Accounts payable	2,104,021		1,017,174		(19,861	)	3,101,334
Other liabilities	1,537,036		2,014,526		(750,405	)	2,801,157
Total liabilities	109,709,815		79,505,631		(2,573,328	)	186,642,118
Shareholders’ equity:
Capital stock:
Preferred stock	247,100		700,001		(700,001	)	247,100
Common stock	1,084,708		299,999		(299,999	)	1,084,708
Capital surplus	958,366		2,555,564		1,847,661		5,361,591
Retained earnings:
Appropriated for legal reserve	239,571		—		—		239,571
Unappropriated	1,588,792		(1,825,668	)	1,825,970		1,589,094
Accumulated other changes in equity from nonowner sources, net of taxes	849,750		804,404		(804,404	)	849,750
Total	4,968,287		2,534,300		1,869,227		9,371,814
Less treasury stock, at cost	3,697		3,466		(3,466	)	3,697
Shareholders’ equity—net	4,964,590		2,530,834		1,872,693		9,368,117
Total	114,674,405		82,036,465		(700,635	)	196,010,235

Pro forma adjustments include the adjustments to record the consolidated assets and liabilities of UFJ Holdings at their estimated fair values on the date of acquisition and to eliminate transactions between Mitsubishi Tokyo Financial Group and UFJ Holdings as of the period presented.

-13-

(US GAAP)

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

Pro Forma Combined Condensed Statement of Income for the Six Months Ended September 30, 2005 (Unaudited)

(in millions of yen)	Mitsubishi Tokyo Financial Group		UFJ Holdings		Pro forma adjustments		Pro forma combined
Interest income:
Loans, including fees	499,459		477,433		(10,570	)	966,322
Deposits in other banks	55,525		21,707		(2,384	)	74,848
Investment securities	205,326		100,834		(9,599	)	296,561
Trading account assets	23,547		9,211		—		32,758
Call loans, funds sold, and receivables under resale agreements and securities borrowing transactions	29,670		42,378		(71	)	71,977
Total	813,527		651,563		(22,624	)	1,442,466
Interest expense:
Deposits	174,525		54,079		(2,384	)	226,220
Call money, funds purchased, and payables under repurchase agreements and securities lending transactions	58,275		49,313		(74	)	107,514
Due to trust account, other short-term borrowings, and trading account liabilities	43,445		15,394		(21	)	58,818
Long-term debt	50,268		66,105		(21,052	)	95,321
Total	326,513		184,891		(23,531	)	487,873
Net interest income	487,014		466,672		907		954,593
Provision (credit) for credit losses	(82,927	)	75,714		3		(7,210	)
Net interest income after provision (credit) for credit losses	569,941		390,958		904		961,803
Non-interest income:
Fees and commissions	323,513		305,049		35,896		664,458
Foreign exchange losses—net	(163,658	)	(87,927	)	—		(251,585	)
Trading account profits—net	90,011		122,094		195		212,300
Investment securities gains—net	165,888		88,310		3,697		257,895
Government grant for transfer of substitutional portion of Employees’ Pension Fund plans	108,468		—		—		108,468
Other non-interest income	46,247		60,830		(14,427	)	92,650
Total	570,469		488,356		25,361		1,084,186
Non-interest expense:
Salaries and employee benefits	318,441		168,763		5,488		492,692
Occupancy expenses—net	55,048		65,913		2,776		123,737
Fees and commission expenses	45,253		47,434		10,187		102,874
Amortization of intangible assets	39,714		58,359		8,261		106,334
Insurance premiums, including deposit insurance	26,430		27,126		2		53,558
Minority interest in income (loss) of consolidated subsidiaries	32,122		(10,681	)	6,516		27,957
Communications	14,668		16,239		324		31,231
Other non-interest expenses	148,339		244,469		(8,011	)	384,797
Total	680,015		617,622		25,543		1,323,180
Income from continuing operations before income tax expense	460,395		261,692		722		722,809
Income tax expense	157,874		41,865		3,986		203,725
Income from continuing operations	302,521		219,827		(3,264	)	519,084
Income from continuing operations allocable to preferred shareholders	2,386		14,197		—		16,583
Income from continuing operations available to common shareholders	300,135		205,630		(3,264	)	502,501
(in yen)
Amounts per share:
Basic earnings per common share—income from continuing operations available to common shareholders	45,903.29		39,962.51		—		51,651.49
Diluted earnings per common share—income from continuing operations available to common shareholders	45,803.88		30,532.23		—		46,903.62

Pro forma adjustments include the adjustments to record the consolidated assets and liabilities of UFJ Holdings at their estimated fair values on the date of acquisition and to eliminate transactions between Mitsubishi Tokyo Financial Group and UFJ Holdings for the period presented.

-14-

(US GAAP)

Mitsubishi UFJ Financial Group, Inc. and Subsidiaries

Pro Forma Combined Condensed Statement of Income for the Year Ended March 31, 2005 (Unaudited)

(in millions of yen)	Mitsubishi Tokyo Financial Group		UFJ Holdings		Pro forma adjustments		Pro forma combined
Interest income:
Loans, including fees	922,551		968,811		(20,700	)	1,870,662
Deposits in other banks	66,698		20,735		(2,554	)	84,879
Investment securities:
Interest	330,387		188,852		(15,740	)	503,499
Dividends	40,180		24,594		17		64,791
Trading account assets	30,829		18,809		—		49,638
Call loans and funds sold	6,398		3,888		—		10,286
Receivables under resale agreements and securities borrowing transactions	45,580		19,442		(131	)	64,891
Total	1,442,623		1,245,131		(39,108	)	2,648,646
Interest expense:
Deposits	221,280		83,506		(32,284	)	272,502
Debentures	351		—		—		351
Call money and funds purchased	7,199		1,673		(8	)	8,864
Payables under repurchase agreements and securities lending transactions	74,081		31,068		(117	)	105,032
Due to trust account	3,887		7,349		7		11,243
Other short-term borrowings and trading account liabilities	54,041		16,680		(173	)	70,548
Long-term debt	110,392		142,877		(41,526	)	211,743
Total	471,231		283,153		(74,101	)	680,283
Net interest income	971,392		961,978		34,993		1,968,363
Provision for credit losses	109,502		91,866		—		201,368
Net interest income after provision for credit losses	861,890		870,112		34,993		1,766,995
Non-interest income:
Fees and commissions	649,210		595,159		61,429		1,305,798
Foreign exchange gains (losses)—net	(47,000	)	89,294		1		42,295
Trading account profits (losses)—net	62,048		(45,863	)	8		16,193
Investment securities gains—net	198,006		291,392		11		489,409
Equity in earnings of equity method investees	26,272		20,448		(4,538	)	42,182
Other non-interest income	106,554		220,953		(7,669	)	319,838
Total	995,090		1,171,383		49,242		2,215,715
Non-interest expense:
Salaries and employee benefits	476,258		317,497		10,875		804,630
Occupancy expenses—net	116,850		116,283		5,199		238,332
Fees and commission expenses	87,190		80,227		15,489		182,906
Amortization of intangible assets	69,531		111,498		21,468		202,497
Insurance premiums, including deposit insurance	56,962		51,565		1		108,528
Minority interest in income of consolidated subsidiaries	37,642		21,398		8,331		67,371
Communications	27,940		31,160		714		59,814
Other non-interest expenses	263,218		453,093		(260	)	716,051
Total	1,135,591		1,182,721		61,817		2,380,129
Income from continuing operations before income tax expense	721,389		858,774		22,418		1,602,581
Income tax expense	305,257		142,950		11,149		459,356
Income from continuing operations	416,132		715,824		11,269		1,143,225
Income from continuing operations allocable to preferred shareholders	6,837		40,399		—		47,236
Income from continuing operations available to common shareholders	409,295		675,425		11,269		1,095,989
(in yen)
Amounts per share:
Basic earnings per common share—income from continuing operations available to common shareholders	62,867.28		132,172.03		—		113,236.28
Diluted earnings per common share—income from continuing operations available to common shareholders	62,626.69		99,190.88		—		103,280.36

Pro forma adjustments include the adjustments to record the consolidated assets and liabilities of UFJ Holdings at their estimated fair values on the date of acquisition and to eliminate transactions between Mitsubishi Tokyo Financial Group and UFJ Holdings for the period presented.

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