Exhibit 23.1

INDEPENDENT AUDITORS' CONSENT

We consent to the incorporation by reference in this Registration Statement of
The Midland Company on Form S-3 of our report dated February 7, 2002,
incorporated by reference in the Annual Report on Form 10-K of The Midland
Company for the year ended December 31, 2001 ("Form 10-K") and our report dated
March 15, 2002 appearing in the Form 10-K and to the reference to us under the
heading "Experts" in the Prospectus, which is part of this Registration
Statement.

/s/ Deloitte & Touche LLP

Cincinnati, Ohio
July 17, 2002