U. S. GOVERNMENT SECURITIES (Tables)

12 Months Ended

Jan. 31, 2021

U. S. GOVERNMENT SECURITIES

Schedule of U.S. government securities classified as held-to-maturity

	2021				2020
	Carrying				Carrying
	Value		Fair Value		Value		Fair Value
Due within one year	$	9,906,669	$	9,906,847	$	13,332,474	$	13,337,529
Due after one year		—		—		—		—
	$	9,906,669	$	9,906,847	$	13,332,474	$	13,337,529