Segment Information (Tables)

12 Months Ended

Dec. 31, 2022

The following table presents operating results by reportable segment for the years ended:


	Year Ended December 31,
	2022						2021						2020
	Property & Casualty		Other		Total		Property & Casualty		Other		Total		Property & Casualty		Other		Total
	(Amounts in millions)
Net premiums earned	$	3,923.6	$	28.9	$	3,952.5	$	3,712.9	$	29.0	$	3,741.9	$	3,526.8	$	28.8	$	3,555.6
Less:
Losses and loss adjustment expenses	3,347.2		15.0		3,362.2		2,746.3		13.9		2,760.2		2,381.5		13.8		2,395.3
Underwriting expenses	922.1		12.3		934.4		902.6		14.1		916.7		899.1		14.6		913.7
Underwriting (loss) gain	(345.7)		1.6		(344.1)		64.0		1.0		65.0		246.2		0.4		246.6
Investment income					168.4						129.7						134.9
Net realized investment (losses) gains					(488.1)						111.7						85.7
Other income					10.3						10.0						8.3
Interest expense					(17.2)						(17.1)						(17.0)
Pre-tax (loss) income					$	(670.7)					$	299.3					$	458.5
Net (loss) income					$	(512.7)					$	247.9					$	374.6

The following table presents the Company’s net premiums earned and direct premiums written by line of insurance business for the years ended:


	Year Ended December 31,
	2022						2021						2020
	Property & Casualty		Other		Total		Property & Casualty		Other		Total		Property & Casualty		Other		Total
	(Amounts in millions)
Private passenger automobile	$	2,655.7	$	—	$	2,655.7	$	2,613.5	$	—	$	2,613.5	$	2,591.3	$	—	$	2,591.3
Homeowners	830.6		—		830.6		698.1		—		698.1		601.3		—		601.3
Commercial automobile	267.9		—		267.9		258.6		—		258.6		225.6		—		225.6
Other	169.4		28.9		198.3		142.7		29.0		171.7		108.6		28.8		137.4
Net premiums earned	$	3,923.6	$	28.9	$	3,952.5	$	3,712.9	$	29.0	$	3,741.9	$	3,526.8	$	28.8	$	3,555.6

Private passenger automobile	$	2,598.9	$	—	$	2,598.9	$	2,640.7	$	—	$	2,640.7	$	2,569.0	$	—	$	2,569.0
Homeowners	940.3		—		940.3		801.5		—		801.5		678.9		—		678.9
Commercial automobile	276.8		—		276.8		259.9		—		259.9		240.8		—		240.8
Other	202.1		30.4		232.5		175.4		30.0		205.4		136.3		29.2		165.5
Direct premiums written	$	4,018.1	$	30.4	$	4,048.5	$	3,877.5	$	30.0	$	3,907.5	$	3,625.0	$	29.2	$	3,654.2