General General (Tables)

9 Months Ended

Sep. 30, 2022

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Effects of Reinsurance

The effect of reinsurance on property and casualty premiums written and earned was as follows:

	Three Months Ended September 30,				Nine Months Ended September 30,
	2022		2021		2022		2021
	(Amounts in thousands)
Premiums Written
Direct	$	1,049,088	$	1,024,753	$	3,086,222	$	2,934,777
Ceded	(22,805)		(17,322)		(57,776)		(48,750)
Assumed	138		161		10,582		13,048
Net	$	1,026,421	$	1,007,592	$	3,039,028	$	2,899,075
Premiums Earned
Direct	$	1,009,829	$	947,458	$	2,974,651	$	2,800,357
Ceded	(22,825)		(17,175)		(57,383)		(48,335)
Assumed	2,684		3,322		8,142		9,912
Net	$	989,688	$	933,605	$	2,925,410	$	2,761,934

Allowance for Credit Losses on Premium Receivable

The following table presents a summary of changes in allowance for credit losses on premiums receivable:

	Three Months Ended September 30,				Nine Months Ended September 30,
	2022		2021		2022		2021
	(Amounts in thousands)
Beginning balance	$	6,000	$	6,000	$	6,000	$	10,000
Provision during the period for expected credit losses	1,153		694		3,330		(1,837)
Write-off amounts during the period	(1,311)		(838)		(3,798)		(2,610)
Recoveries during the period of amounts previously written off	158		144		468		447
Ending balance	$	6,000	$	6,000	$	6,000	$	6,000