Segment Information (Tables)

12 Months Ended

Dec. 31, 2021

The following table presents operating results by reportable segment for the years ended:


	Year Ended December 31,
	2021						2020						2019
	Property & Casualty		Other		Total		Property & Casualty		Other		Total		Property & Casualty		Other		Total
	(Amounts in millions)
Net premiums earned	$	3,712.9	$	29.0	$	3,741.9	$	3,526.8	$	28.8	$	3,555.6	$	3,571.0	$	28.4	$	3,599.4
Less:
Losses and loss adjustment expenses	2,746.3		13.9		2,760.2		2,381.5		13.8		2,395.3		2,692.7		13.3		2,706.0
Underwriting expenses	902.6		14.1		916.7		899.1		14.6		913.7		857.3		14.1		871.4
Underwriting gain	64.0		1.0		65.0		246.2		0.4		246.6		21.0		1.0		22.0
Investment income					129.7						134.9						141.3
Net realized investment gains					111.7						85.7						222.8
Other income					10.0						8.3						9.0
Interest expense					(17.1)						(17.0)						(17.0)
Pre-tax income					$	299.3					$	458.5					$	378.1
Net income					$	247.9					$	374.6					$	320.1

The following table presents the Company’s net premiums earned and direct premiums written by line of insurance business for the years ended:


	Year Ended December 31,
	2021						2020						2019
	Property & Casualty		Other		Total		Property & Casualty		Other		Total		Property & Casualty		Other		Total
	(Amounts in millions)
Private passenger automobile	$	2,613.5	$	—	$	2,613.5	$	2,591.3	$	—	$	2,591.3	$	2,756.5	$	—	$	2,756.5
Homeowners	698.1		—		698.1		601.3		—		601.3		514.8		—		514.8
Commercial automobile	258.6		—		258.6		225.6		—		225.6		208.7		—		208.7
Other	142.7		29.0		171.7		108.6		28.8		137.4		91.0		28.4		119.4
Net premiums earned	$	3,712.9	$	29.0	$	3,741.9	$	3,526.8	$	28.8	$	3,555.6	$	3,571.0	$	28.4	$	3,599.4

Private passenger automobile	$	2,640.7	$	—	$	2,640.7	$	2,569.0	$	—	$	2,569.0	$	2,820.5	$	—	$	2,820.5
Homeowners	801.5		—		801.5		678.9		—		678.9		598.5		—		598.5
Commercial automobile	259.9		—		259.9		240.8		—		240.8		217.3		—		217.3
Other	175.4		30.0		205.4		136.3		29.2		165.5		106.3		32.0		138.3
Direct premiums written	$	3,877.5	$	30.0	$	3,907.5	$	3,625.0	$	29.2	$	3,654.2	$	3,742.6	$	32.0	$	3,774.6