Segment Information (Tables)

9 Months Ended

Sep. 30, 2021

The following tables present the Company's operating results by reportable segment:


	Three Months Ended September 30,
	2021						2020
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Net premiums earned	$	933.6	$	7.3	$	940.9	$	892.0	$	7.3	$	899.3
Less:
Losses and loss adjustment expenses	694.2		3.7		697.9		614.9		3.8		618.7
Underwriting expenses	229.7		3.7		233.4		225.4		3.7		229.1
Underwriting gain (loss)	9.7		(0.1)		9.6		51.7		(0.2)		51.5
Investment income					32.3						32.1
Net realized investment (losses) gains					(43.5)						64.4
Other income					2.5						2.9
Interest expense					(4.3)						(4.3)
Pre-tax (loss) income					$	(3.4)					$	146.6
Net income					$	1.3					$	118.9

The following tables present the Company’s net premiums earned and direct premiums written by reportable segment and line of insurance business:


	Three Months Ended September 30,
	2021						2020
	Property & Casualty		Other		Total		Property & Casualty		Other		Total

	(Amounts in millions)
Private passenger automobile	$	652.0	$	—	$	652.0	$	653.0	$	—	$	653.0
Homeowners	178.9		—		178.9		151.2		—		151.2
Commercial automobile	65.6		—		65.6		57.8		—		57.8
Other	37.1		7.3		44.4		30.0		7.3		37.3
Net premiums earned	$	933.6	$	7.3	$	940.9	$	892.0	$	7.3	$	899.3

Private passenger automobile	$	693.9	$	—	$	693.9	$	667.4	$	—	$	667.4
Homeowners	222.6		—		222.6		183.7		—		183.7
Commercial automobile	62.3		—		62.3		62.0		—		62.0
Other	46.0		7.3		53.3		35.9		8.0		43.9
Direct premiums written	$	1,024.8	$	7.3	$	1,032.1	$	949.0	$	8.0	$	957.0