8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

____________________

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): September 15, 2021

Commission File No. 001-12257

 MERCURY GENERAL CORPORATION

(Exact Name of Registrant as Specified in Charter)

California		95-2211612
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)
4484 Wilshire Boulevard
Los Angeles,	California	90010
(Address of principal executive offices)		(Zip Code)

Registrant’s telephone number, including area code: (323) 937-1060

____________________

Not applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14.a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class	Trading Symbol(s)	Name of Each Exchange on Which Registered
Common Stock	MCY	New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company     ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 5.02. Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On September 15, 2021, Mercury General Corporation (the "Company") issued a press release announcing that Victor Joseph, age 34, has been named to the newly created position of Executive Vice President & Chief Operating Officer (EVP & COO) effective January 1, 2022. Victor’s leadership responsibilities will expand beyond his current position of Vice President & Chief Underwriting Officer, which he has held since 2017, to include oversight of Advertising & Public Relations, Claims, Human Capital, Information Technology, Marketing and Product Management, in addition to Underwriting. Victor has been employed by the Company since 2009, and worked as an Underwriter from 2009 to 2010, a Casualty Adjuster from 2010 to 2011, a Business Process Analyst from 2011 to 2015, a Product Analyst from 2015 to 2016, and an Assistant Manager of Field Product Management from 2016 to 2017.

Victor will report directly to Gabriel Tirador, President and Chief Executive Officer. Victor is son of George Joseph, Chairman of the Board of Directors of the Company.

A copy of the press release is attached hereto as Exhibit 99.1. The press release is furnished and not filed pursuant to Instruction B.2 of Form 8-K.

Item 9.01. Financial Statements and Exhibits

(d) Exhibits

99.1 Press Release, dated September 15, 2021, issued by Mercury General Corporation, furnished and not filed pursuant to Instruction B.2 of Form 8-K.

104. Cover page Interactive Data File (formatted as inline XBRL)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: September 15, 2021	MERCURY GENERAL CORPORATION
	By:	/s/ THEODORE STALICK
	Name:	Theodore Stalick
	Its:	Chief Financial Officer

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EX-99.1

	4484 Wilshire Boulevard
	Los Angeles, California 90010
	(323) 937-1060
	Fax (323) 857-7125

Press Release

FOR MORE INFORMATION, CONTACT:

Theodore Stalick, SVP/CFO

(323) 937-1060

www.mercuryinsurance.com

For Release: September 15, 2021

Victor Joseph Named Executive Vice President & Chief Operating Officer of Mercury General Corporation

Solidifies Mercury’s vision for a strong and vibrant future and its commitment to innovation

LOS ANGELES, Calif. (September 15, 2021) – Mercury General Corporation (NYSE: MCY) announced today that Victor Joseph has been named to the newly created position of Executive Vice President & Chief Operating Officer (EVP & COO) effective January 1, 2022. Victor’s leadership responsibilities will expand beyond his current position of Vice President & Chief Underwriting Officer, which he has held since 2017, to include oversight of Advertising & Public Relations, Claims, Human Capital, Information Technology, Marketing and Product Management, in addition to Underwriting. Victor will report directly to Gabriel Tirador, President and Chief Executive Officer.

“This announcement defines and strengthens Mercury’s leadership structure and underscores our vision for the future of the Company,” said Tirador. “Victor has been a key member of Mercury’s leadership team for several years and during this time he has transformed the way Mercury underwrites risk. His commitment to creative problem solving and his deep-rooted passion for our customers, Mercury and the industry will help cement our Company’s position well into the future.”

In his role as Chief Underwriting Officer, Victor has been instrumental in updating and creating new protocols to measure risk. In Mercury’s homeowners line of business, Victor and his team developed new ways of defining risk in fire-prone areas – recognizing and assessing the value of homeowner and community efforts to safeguard property from natural disasters. While complex, these new metrics enable Mercury to better measure risk and provide enhanced coverage and service to its policyholders.

Victor has held several positions at the Company since 2009, but has been a part of the Mercury family his entire life. His father, George Joseph, founded Mercury in 1961 and recently celebrated his 100th birthday. The senior Mr. Joseph holds the title of Chairman of the Board.

Victor lives in Los Angeles with his wife and two children. He earned an MBA from the UCLA Anderson School of Management and a Bachelor of Arts in Economics from Harvard University.

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About Mercury General Corporation

Mercury General Corporation and its subsidiaries are a multiple-line insurance organization predominately offering personal automobile, homeowners and business insurance through a network of independent agents in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas and Virginia. Since 1962, Mercury has specialized in offering quality insurance at affordable prices. For more information, visit www.mercuryinsurance.com or Facebook and follow the Company on Twitter.

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XML

Cover Page	Sep. 15, 2021
Cover [Abstract]
Document Type	8-K
Document Period End Date	Sep. 15, 2021
Entity File Number	001-12257
Entity Registrant Name	MERCURY GENERAL CORPORATION
Entity Incorporation, State or Country Code	CA
Entity Tax Identification Number	95-2211612
Entity Address, Address Line One	4484 Wilshire Boulevard
Entity Address, City or Town	Los Angeles,
Entity Address, State or Province	CA
Entity Address, Postal Zip Code	90010
City Area Code	323
Local Phone Number	937-1060
Written Communications	false
Soliciting Material	false
Pre-commencement Tender Offer	false
Pre-commencement Issuer Tender Offer	false
Title of 12(b) Security	Common Stock
Trading Symbol	MCY
Security Exchange Name	NYSE
Entity Emerging Growth Company	false
Entity Central Index Key	0000064996
Amendment Flag	false