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Segment Information (Tables)
12 Months Ended
Dec. 31, 2017
Segment Reporting [Abstract]  
Reconciliation of operating results by reportable segment
The following table presents operating results by reportable segment for the years ended:

 
December 31, 2017
 
December 31, 2016
 
December 31, 2015
 
Property & Casualty
 
Other
 
Total
 
Property & Casualty
 
Other
 
Total
 
Property & Casualty
 
Other
 
Total
 
(Amounts in millions)
Net premiums earned
$
3,160.9

 
$
34.5

 
$
3,195.4

 
$
3,089.9

 
$
41.9

 
$
3,131.8

 
$
2,906.6

 
$
51.3

 
$
2,957.9

Less:
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Losses and loss adjustment expenses
2,427.8

 
17.1

 
2,444.9

 
2,333.2

 
21.9

 
2,355.1

 
2,117.3

 
28.2

 
2,145.5

Underwriting expenses
773.1

 
15.6

 
788.7

 
780.4

 
17.5

 
797.9

 
770.0

 
20.0

 
790.0

Underwriting (loss) gain
(40.0
)
 
1.8

 
(38.2
)
 
(23.7
)
 
2.5

 
(21.2
)
 
19.3

 
3.1

 
22.4

Investment income
 
 
 
 
124.9

 
 
 
 
 
121.9

 
 
 
 
 
126.3

Net realized investment gains (losses)
 
 
 
 
83.7

 
 
 
 
 
(34.3
)
 
 
 
 
 
(83.8
)
Other income
 
 
 
 
11.9

 
 
 
 
 
8.3

 
 
 
 
 
8.9

Interest expense
 
 
 
 
(15.2
)
 
 
 
 
 
(4.0
)
 
 
 
 
 
(3.2
)
Pre-tax income
 
 
 
 
$
167.1

 
 
 
 
 
$
70.7

 
 
 
 
 
$
70.6

Net income


 


 
$
144.9

 
 
 
 
 
$
73.0

 
 
 
 
 
$
74.5

Schedule direct premiums attributable to segment
The following table presents the Company’s net premiums earned and direct premiums written by line of insurance business for the years ended:
 
December 31, 2017
 
December 31, 2016
 
December 31, 2015
 
Property & Casualty
 
Other
 
Total
 
Property & Casualty
 
Other
 
Total
 
Property & Casualty
 
Other
 
Total
 
(Amounts in millions)
Private passenger automobile
$
2,473.8

 
$

 
$
2,473.8

 
$
2,435.7

 
$

 
$
2,435.7

 
$
2,308.6

 
$

 
$
2,308.6

Homeowners
431.6

 

 
431.6

 
414.0

 

 
414.0

 
379.7

 

 
379.7

Commercial automobile
171.9

 

 
171.9

 
161.3

 

 
161.3

 
144.4

 

 
144.4

Other
83.6

 
34.5

 
118.1

 
78.9

 
41.9

 
120.8

 
73.9

 
51.3

 
125.2

Net premiums earned
$
3,160.9

 
$
34.5

 
$
3,195.4

 
$
3,089.9

 
$
41.9

 
3,131.8

 
$
2,906.6

 
$
51.3

 
$
2,957.9

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Private passenger automobile
$
2,480.0

 
$

 
$
2,480.0

 
$
2,452.7

 
$

 
$
2,452.7

 
$
2,345.8

 
$

 
$
2,345.8

Homeowners
469.9

 

 
469.9

 
436.9

 

 
436.9

 
402.2

 

 
402.2

Commercial automobile
178.2

 

 
178.2

 
166.1

 

 
166.1

 
153.5

 

 
153.5

Other
92.9

 
27.9

 
120.8

 
89.0

 
27.3

 
116.3

 
81.6

 
29.8

 
111.4

Direct premiums written
$
3,221.0

 
$
27.9

 
$
3,248.9

 
$
3,144.7

 
$
27.3

 
$
3,172.0

 
$
2,983.1

 
$
29.8

 
$
3,012.9