Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Fixed maturity securities (amortized cost $2,270,903; $2,345,620)	$ 2,408,354	$ 2,445,589
Equity securities (cost $475,959; $388,417)	477,088	380,388
Short-term investments (cost $294,607; $236,433)	294,653	236,444
Total investments	3,180,095	3,062,421
Cash	158,183	211,393
Receivables:
Premiums	345,387	288,799
Accrued investment income	31,109	32,541
Other	17,756	11,320
Total receivables	394,252	332,660
Deferred policy acquisition costs	185,910	171,430
Fixed assets, net	161,940	177,760
Current income taxes	7,058	0
Deferred income taxes	0	6,511
Goodwill	42,796	42,850
Other intangible assets, net	47,589	53,749
Other assets	11,863	11,232
Total assets	4,189,686	4,070,006
LIABILITIES AND SHAREHOLDERS’ EQUITY
Losses and loss adjustment expenses	1,036,123	985,279
Unearned premiums	920,429	843,427
Notes payable	140,000	140,000
Accounts payable and accrued expenses	96,220	94,743
Current income taxes	0	67
Deferred income taxes	445	0
Other liabilities	153,972	149,007
Total liabilities	2,347,189	2,212,523
Commitments and contingencies
Shareholders’ equity:
Common stock without par value or stated value: Authorized 70,000 shares; issued and outstanding 54,922; 54,856	79,380	76,634
Additional paid-in capital	0	538
Retained earnings	1,763,117	1,780,311
Total shareholders’ equity	1,842,497	1,857,483
Total liabilities and shareholders’ equity	$ 4,189,686	$ 4,070,006