424B3 1 v86073be424b3.txt 424(B)(3) As filed pursuant to Rule 424(b)(3) under the Securities Act of 1933 Registration No. 333-87864 ANCHOR NATIONAL LIFE INSURANCE COMPANY VARIABLE SEPARATE ACCOUNT (PORTION RELATING TO THE POLARIS PLATINUM II VARIABLE ANNUITY) SUPPLEMENT TO THE POLARIS PLATINUM II PROSPECTUS DATED SEPTEMBER 30, 2002 THE ANCHOR SERIES TRUST FEE TABLE ON PAGE 5 RELATING TO THE VARIABLE PORTFOLIO LISTED BELOW IS REVISED AS FOLLOWS: ANCHOR SERIES TRUST - CLASS 3*
PORTFOLIO MANAGEMENT SERVICE (12B-1) OTHER TOTAL ANNUAL FEE EXPENSES EXPENSES EXPENSES --------- ---------- --------------- -------- ------------ Government & Quality 0.58% 0.25% 0.06% 0.89% Bond
*Because this is a new class of shares, the fees shown for Class 3 have been estimated and annualized for the current fiscal year. THE SUNAMERICA SERIES TRUST FEE TABLE ON PAGE 5 RELATING TO THE VARIABLE PORTFOLIOS LISTED BELOW IS REVISED AS FOLLOWS: SUNAMERICA SERIES TRUST - CLASS 3*
PORTFOLIO MANAGEMENT SERVICE (12B-1) OTHER TOTAL ANNUAL FEE EXPENSES EXPENSES EXPENSES --------- ---------- --------------- -------- ------------ Corporate Bond 0.60% 0.25% 0.08% 0.93% Federated Value 0.69% 0.25% 0.08% 1.02% Global Equities 0.72% 0.25% 0.17% 1.14%
*Because this is a new class of shares, the fees shown for Class 3 have been estimated and annualized for the current fiscal year. The total annual expenses for the Variable Portfolios in the SunAmerica Series Trust shown above are 0.01% higher than that shown in the prospectus. This difference increases the expense examples starting on page 7 of the prospectus by no more than $1.00 at the end of year 10 and has no effect on the expense examples at the end of years 1, 3 and 5. The Asset Allocation Variable Portfolio is deleted from the SunAmerica Series Trust - Class 3 Fee Table on page 5. Date: November 15, 2002 Please keep this Supplement with your Prospectus. Page 1 of 1 ANCHOR NATIONAL LIFE INSURANCE COMPANY VARIABLE SEPARATE ACCOUNT (PORTION RELATING TO THE POLARIS PROTECTOR AND POLARIS PLATINUM VARIABLE ANNUITIES) SUPPLEMENT TO THE POLARIS PROTECTOR AND POLARIS PLATINUM PROSPECTUS DATED AUGUST 1, 2002 The Anchor Series Trust Fee Table on page 5 relating to the Variable Portfolio listed below is revised as follows: Anchor Series Trust*
PORTFOLIO MANAGEMENT SERVICE (12B-1) OTHER TOTAL ANNUAL FEE EXPENSES EXPENSES EXPENSES --------- ---------- --------------- -------- ------------ Government & Quality 0.58% 0.15% 0.06% 0.79% Bond
*Annualized. The SunAmerica Series Trust Fee Table on page 5 relating to the Variable Portfolios listed below is revised as follows: SunAmerica Series Trust*
PORTFOLIO MANAGEMENT SERVICE (12B-1) OTHER TOTAL ANNUAL FEE EXPENSES EXPENSES EXPENSES --------- ---------- --------------- -------- ------------ Corporate Bond 0.60% 0.15% 0.08% 0.83% Federated Value 0.69% 0.15% 0.08% 0.92% Global Equities 0.72% 0.15% 0.17% 1.04%
*Annualized. The total annual expenses for the Variable Portfolios in the SunAmerica Series Trust shown above are 0.01% higher than that shown in the prospectus. This difference increases the expense examples starting on page 7 of the prospectus by no more than $1.00 at the end of year 10 and has no effect on the expense examples at the end of years 1, 3 and 5. Date: November 15, 2002 Please keep this Supplement with your Prospectus. Page 1 of 1