424B3 1 0001.txt 424(B)(3) 1 As filed pursuant to Rule 424B3 SEC File No. 333-65953 ANCHOR NATIONAL LIFE INSURANCE COMPANY -------------------------------------------------------------------------------- VARIABLE SEPARATE ACCOUNT SUPPLEMENT TO THE POLARIS PROSPECTUS DATED MAY 1, 2000 SUPPLEMENT TO THE POLARIS II PROSPECTUS DATED MAY 1, 2000 VARIABLE ANNUITY ACCOUNT ONE SUPPLEMENT TO THE ICAP II PROSPECTUS DATED MAY 1, 2000 VARIABLE ANNUITY ACCOUNT FOUR SUPPLEMENT TO THE ANCHOR ADVISOR PROSPECTUS DATED MAY 1, 2000 VARIABLE ANNUITY ACCOUNT SEVEN SUPPLEMENT TO THE POLARIS II A-CLASS PROSPECTUS DATED MAY 1, 2000 SUPPLEMENT TO THE POLARIS PLUS PROSPECTUS DATED MAY 1, 2000 ================================================================================ The following information supplements the Portfolio Expenses table in the Prospectus as a footnote to the CAPITAL APPRECIATION VARIABLE PORTFOLIO (the "Variable Portfolio") of the Anchor Series Trust: On May 18, 2000, the Board of Trustees of Anchor Series Trust (the "Trust") approved an increase in the underlying management fees which would have resulted in an increase in the investment charges for the Variable Portfolio for the most recent calendar year from 0.67% to 0.74%. This fee change is subject to approval of contractholders invested in the Variable Portfolio as of May 19, 2000. Contractholders who invested in the Variable Portfolio after May 19, 2000, are not eligible to vote on the approval of the revised fees. DATE: JUNE 8, 2000 PLEASE KEEP THIS SUPPLEMENT WITH YOUR PROSPECTUS.