CONSENT OF INDEPENDENT ACCOUNTANTS



We hereby consent to the incorporation by reference in the Prospectus
constituting part of this Registration Statement on Form S-3 of our report dated
January 31, 2000 appearing on page F-2 of Anchor National Life Insurance
Company's Annual Report on Form 10-K for the year ended December 31, 1999 and of
our report dated June 19, 2000, relating to the financial statements of Variable
Annuity Account Five (Portion Relating to the SEASONS Variable Annuity). We also
consent to the reference to us under the heading "Independent Accountants" in
such Prospectus.



PricewaterhouseCoopers LLP
Los Angeles, California
July 19, 2000