CONSENT OF INDEPENDENT ACCOUNTANTS



We hereby consent to the incorporation by reference in the Prospectus
constituting part of this Registration Statement on Form S-3 of our report
dated January 31, 2000 appearing on page F-2 of Anchor National Life
Insurance Company's Annual Report on Form 10-K for the year ended December 31,
1999. We also consent to the reference to us under the heading "Independent
Accountants" in such Prospectus.

PricewaterhouseCoopers LLP
Los Angeles, California
June 21, 2000