ANCHOR NATIONAL LIFE INSURANCE COMPANY
                        VARIABLE SEPARATE ACCOUNT
             ________________________________________________

         SUPPLEMENT TO THE POLARIS II PROSPECTUS DATED MAY 14, 1997


Delete the second paragraph under the subheading "Dollar Cost Averaging"
contained in the section entitiled "4. INVESTMENT OPTIONS" on page 10 and
replace with the following:

You may also set up dollar cost averaging using the 1-year DCA account when
you make either your initial Purchase Payment or a sebsequent Purchase
Payment.  In that case, all your money in that account will be transferred to
the variable Portfolio(s) in either 12 or 4 transfers by the end of the 1-
year period, depending on the frequency you selected.  Once selected, you
cannot change the amount or frequency.  The minimum amount that can be
transferred from the 1-year DCA account is also $100.  You cannot transfer
money from the variable Portfolio(s) or fixed investment options into the 1-
year DCA account.  


Date: October 31, 1997
























               Please keep this supplement with your prospectus