Consolidated Balance Sheets - USD ($) $ in Millions	Sep. 30, 2020	Dec. 31, 2019
Current assets:
Cash and cash equivalents	$ 2,388	$ 1,155
Receivables
Commissions and fees	4,658	4,608
Advanced premiums and claims	121	123
Other	604	645
Gross receivables	5,383	5,376
Less-allowance for credit losses	(147)	(140)
Net receivables	5,236	5,236
Other current assets	688	677
Total current assets	8,312	7,068
Goodwill	15,034	14,671
Other intangible assets	2,711	2,774
Fixed assets (net of accumulated depreciation and amortization of $2,113 at September 30, 2020 and $2,001 at December 31, 2019)	864	858
Pension related assets	1,825	1,632
Right of use assets	1,884	1,921
Deferred tax assets	623	676
Other assets	1,428	1,757
Total assets	32,681	31,357
Current liabilities:
Short-term debt	1,216	1,215
Accounts payable and accrued liabilities	2,662	2,746
Accrued compensation and employee benefits	1,762	2,197
Current lease liabilities	335	342
Accrued income taxes	318	179
Dividends payable	237	0
Total current liabilities	6,530	6,679
Fiduciary liabilities	8,765	7,344
Less – cash and investments held in a fiduciary capacity	(8,765)	(7,344)
Net fiduciary assets	0	0
Long-term debt	11,532	10,741
Pension, post-retirement and post-employment benefits	2,163	2,336
Long-term lease liabilities	1,902	1,926
Liabilities for errors and omissions	352	335
Other liabilities	1,450	1,397
Commitments and contingencies	0	0
Equity:
Preferred stock, $1 par value, authorized 6,000,000 shares, none issued	0	0
Common stock, $1 par value, authorized 1,600,000,000 shares, issued 560,641,640 shares at September 30, 2020 and December 31, 2019	561	561
Additional paid-in capital	882	862
Retained earnings	15,902	15,199
Accumulated other comprehensive loss	(5,148)	(5,055)
Non-controlling interests	161	150
Stockholders' equity before treasury stock	12,358	11,717
Less – treasury shares, at cost, 53,626,539 shares at September 30, 2020 and 57,013,097 shares at December 31, 2019	(3,606)	(3,774)
Total equity	8,752	7,943
Total liabilities and stockholders' equity	$ 32,681	$ 31,357