0000062709-17-000037.txt : 20171215 0000062709-17-000037.hdr.sgml : 20171215 20171215105005 ACCESSION NUMBER: 0000062709-17-000037 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 3 CONFORMED PERIOD OF REPORT: 20171214 ITEM INFORMATION: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20171215 DATE AS OF CHANGE: 20171215 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MARSH & MCLENNAN COMPANIES, INC. CENTRAL INDEX KEY: 0000062709 STANDARD INDUSTRIAL CLASSIFICATION: INSURANCE AGENTS BROKERS & SERVICES [6411] IRS NUMBER: 362668272 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 001-05998 FILM NUMBER: 171258011 BUSINESS ADDRESS: STREET 1: 1166 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10036 BUSINESS PHONE: 2123455000 MAIL ADDRESS: STREET 1: 1166 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10036 FORMER COMPANY: FORMER CONFORMED NAME: MARSH & MCLENNAN COMPANIES INC DATE OF NAME CHANGE: 19920703 FORMER COMPANY: FORMER CONFORMED NAME: MARLENNAN CORP DATE OF NAME CHANGE: 19760505 8-K 1 form8kdecember152017.htm FORM 8-K Document
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549
 
_____________________
 
FORM 8-K
 
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
 
Date of report (Date of earliest event reported)
December 14, 2017
Marsh & McLennan Companies, Inc.
(Exact Name of Registrant as Specified in its Charter)
logommc2015.jpg
Delaware
1-5998
36-2668272
(State or Other Jurisdiction of Incorporation)
(Commission File Number)
(IRS Employer
Identification No.)
  
1166 Avenue of the Americas, New York, NY
10036
(Address of Principal Executive Offices)
(Zip Code)
Registrant’s telephone number, including area code
(212) 345-5000
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
o
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
 
o
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
 
o
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
 
o
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
Indicate by check mark whether the registrant is an emerging growth company as defined in as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
 
Emerging growth company o
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

1


Item 5.02   Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers

On December 14, 2017, Marsh & McLennan Companies, Inc. (the “Company”) issued a press release announcing the retirement of Robert J. Rapport, our Senior Vice President & Controller and Chief Accounting Officer. Mr. Rapport will remain our Senior Vice President & Controller and Chief Accounting Officer through December 31, 2017, and Stacy Mills, age 53, currently Vice President & Deputy Controller, will assume the role of Vice President & Controller and Chief Accounting Officer effective January 1, 2018. A copy of the press release is attached hereto as Exhibit 99.1 and incorporated by reference herein.

Ms. Mills will receive salary, bonus and equity awards, and will participate in other benefit and compensation plans, at levels consistent with her seniority and scope of responsibility.

2



SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.


 
MARSH & McLENNAN COMPANIES, INC.
 
 
 
 
By:
/s/ Katherine J. Brennan
 
Name:
Katherine J. Brennan
 
Title:
Deputy General Counsel, Chief Compliance Officer &
Corporate Secretary
 
 
 



Date:    December 15, 2017

3




EXHIBIT INDEX
 
 
Exhibit No.           Exhibit
 

4
EX-99.1 2 exhibit991december142017.htm PRESS RELEASE - DECEMBER 14, 2017 Exhibit


logommc2015.jpg
NEWS RELEASE
Media Contact:
Laura Schooler
Marsh & McLennan Companies
+1 212 345 0370 laura.schooler@mmc.com
 
Investor Contact:
Dan Farrell
Marsh & McLennan Companies
+1 212 345 3713
daniel.farrell@mmc.com 

MARSH & McLENNAN COMPANIES NAMES STACY MILLS
VICE PRESIDENT AND CONTROLLER
NEW YORK, December 14, 2017 - Marsh & McLennan Companies, Inc. (NYSE: MMC), a global professional services firm offering clients advice and solutions in risk, strategy and people, today announced the appointment of Stacy Mills as Vice President and Controller, effective January 1, 2018. In this role, Ms. Mills will serve as the firm’s Chief Accounting Officer and report to Mark McGivney, Chief Financial Officer of Marsh & McLennan Companies.
Since January 2015, Ms. Mills has served as Vice President and Deputy Controller of Marsh & McLennan Companies. Ms. Mills joined Marsh & McLennan in 1999 as Controller of Putnam Investments, and her prior Finance leadership roles include leading the firm’s Finance Transformation program and serving as Controller of Marsh, a wholly owned subsidiary of Marsh & McLennan. Previously, she served in corporate accounting and financial reporting roles at State Street Corporation, and in public accounting for Grant Thornton and Ernst & Young. Ms. Mills holds a BSBA in Accounting from Suffolk University.
“Stacy’s demonstrated leadership track record and deep corporate and public accounting experience make her ideally suited to serve as Controller and Chief Accounting Officer for Marsh & McLennan,” said Mr. McGivney. “I look forward to continuing to work closely with Stacy in her new leadership role.”
As Controller and Chief Accounting Officer, Ms. Mills succeeds Robert Rapport, who is retiring from Marsh & McLennan after having served as Controller since 1999. Mr. Rapport joined the Company in 1986 as Vice President, Audit and Control, responsible for Marsh & McLennan’s global internal audit function. Prior to joining Marsh & McLennan, Mr. Rapport was a Partner with Deloitte & Touche.
“On behalf of Marsh & McLennan, I want to thank Bob for his dedicated leadership and significant contributions to our firm for over three decades,” said Mr. McGivney.


1



About Marsh & McLennan Companies
Marsh & McLennan (NYSE: MMC) is the world’s leading professional services firm in the areas of risk, strategy and people. The company’s more than 60,000 colleagues advise clients in over 130 countries. With annual revenue over $13 billion, Marsh & McLennan helps clients navigate an increasingly dynamic and complex environment through four market-leading firms. Marsh advises individual and commercial clients of all sizes on insurance broking and innovative risk management solutions. Guy Carpenter develops advanced risk, reinsurance and capital strategies that help clients grow profitably and pursue emerging opportunities. Mercer delivers advice and technology-driven solutions that help organizations meet the health, wealth and career needs of a changing workforce. Oliver Wyman serves as a critical strategic, economic and brand advisor to private sector and governmental clients. For more information, visit mmc.com, follow us on LinkedIn and Twitter @mmc_global or subscribe to BRINK.


2
GRAPHIC 3 logommc2015.jpg MMC LOGO begin 644 logommc2015.jpg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end