Consolidated Balance Sheets - USD ($) $ in Millions	Dec. 31, 2015	Dec. 31, 2014
Current assets:
Cash and cash equivalents	$ 1,374	$ 1,958
Receivables
Commissions and fees	3,198	3,142
Advanced premiums and claims	51	50
Other	309	280
Gross receivables	3,558	3,472
Less-allowance for doubtful accounts and cancellations	(87)	(95)
Net receivables	3,471	3,377
Other current assets	199	198
Total current assets	5,044	5,533
Goodwill	7,889	7,241
Other intangible assets	1,036	692
Fixed assets, net	773	809
Pension related assets	1,159	967
Deferred tax assets	1,138	1,358
Other assets	1,177	1,193
Total assets	18,216	17,793
Current liabilities:
Short-term debt	12	11
Accounts payable and accrued liabilities	1,886	1,883
Accrued compensation and employee benefits	1,656	1,633
Accrued income taxes	154	150
Total current liabilities	3,708	3,677
Fiduciary liabilities	4,146	4,552
Less – cash and investments held in a fiduciary capacity	(4,146)	(4,552)
Fiduciary liabilities, net, noncurrent	0	0
Long-term debt	4,402	3,368
Pension, postretirement and postemployment benefits	2,058	2,244
Liability for errors and omissions	318	341
Other liabilities	1,128	1,030
Commitments and contingencies	0	0
Equity:
Preferred stock, $1 par value, authorized 6,000,000 shares, none issued	0	0
1,600,000,000 shares, issued 560,641,640 shares at December 31, 2015 and December 31, 2014	561	561
Additional paid-in capital	861	930
Retained earnings	11,302	10,335
Accumulated other comprehensive loss	(4,220)	(3,847)
Non-controlling interests	89	79
Stockholders Equity Subtotal Before Treasury Stock	8,593	8,058
Less – treasury shares, at cost, 38,743,686 shares at December 31, 2015 and 20,499,596 shares at December 31, 2014	(1,991)	(925)
Total equity	6,602	7,133
Total liabilities and stockholders' equity	$ 18,216	$ 17,793