Claim and Claim Adjustment Expense Reserves (Tables)

9 Months Ended

Sep. 30, 2014

Net Prior Year Development

The following tables and discussion include the net prior year development recorded for CNA Specialty, CNA Commercial and Other.

Three Months Ended September 30, 2014	CNA Specialty		CNA Commercial		Other		Total
(In millions)
Pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	(82)	$	57	$	(1)	$	(26)
Pretax (favorable) unfavorable premium development		(2)		(1)		6		3
Total pretax (favorable) unfavorable net prior year development	$	(84)	$	56	$	5	$	(23)
Three Months Ended September 30, 2013
Pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	(74)	$	(3)	$	(4)	$	(81)
Pretax (favorable) unfavorable premium development		(3)		7		1		5
Total pretax (favorable) unfavorable net prior year development	$	(77)	$	4	$	(3)	$	(76)
Nine Months Ended September 30, 2014
Pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	(139)	$	153	$	9	$	23
Pretax (favorable) unfavorable premium development		(11)		(25)		6		(30)
Total pretax (favorable) unfavorable net prior year development	$	(150)	$	128	$	15	$	(7)
Nine Months Ended September 30, 2013
Pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	(130)	$	13	$	5	$	(112)
Pretax (favorable) unfavorable premium development		(16)		(8)		8		(16)
Total pretax (favorable) unfavorable net prior year development	$	(146)	$	5	$	13	$	(128)

CNA Specialty [Member]

Net Prior Year Claim and Allocated Claim Adjustment Expense Reserve Development

The following table and discussion provide further detail of the net prior year claim and allocated claim adjustment expense reserve development (“development”) recorded for the CNA Specialty segment:

	Three Months Ended     September 30,				Nine Months Ended         September 30,
	2014		2013		2014		2013
(In millions)
Medical professional liability	$	13	$	9	$	15	$	(11)
Other professional liability and management liability		(9)		(4)		(73)		(28)
Surety		(79)		(76)		(78)		(74)
Other		(7)		(3)		(3)		(17)
Total pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	(82)	$	(74)	$	(139)	$	(130)

CNA Commercial [Member]

Net Prior Year Claim and Allocated Claim Adjustment Expense Reserve Development

The following table and discussion provide further detail of the development recorded for the CNA Commercial segment. A significant amount of the unfavorable development for the nine months ended September 30, 2014 relates to business classes which CNA has exited, but also includes Small Business where CNA is taking underwriting actions in an effort to improve profitability.

	Three Months Ended     September 30,				Nine Months Ended     September 30,
	2014		2013		2014		2013
(In millions)
Commercial auto	$	12	$	4	$	52	$	1
General liability		39		(18)		64		(24)
Workers’ compensation		24		26		74		96
Property and other		(18)		(15)		(37)		(60)
Total pretax (favorable) unfavorable net prior year claim and allocated claim adjustment expense reserve development	$	57	$	(3)	$	153	$	13