The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 525 2,995 SH   DFND 0 0 2,995
ABBOTT LABS COM 002824100 913 23,231 SH   DFND 0 0 23,231
ABBVIE INC COM 00287Y109 1,189 19,213 SH   DFND 0 0 19,213
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 605 7,604 SH   DFND 0 0 7,604
ALLEGHANY CORP DEL COM 017175100 235 428 SH   DFND 0 0 428
ALPHA ARCHITECT ETF TR US QUANT ETF 02072L102 845 39,547 SH   DFND 0 0 39,547
ALPHABET INC CAP STK CL A 02079K305 855 1,216 SH   DFND 0 0 1,216
ALPHABET INC CAP STK CL C 02079K107 728 1,053 SH   DFND 0 0 1,053
ALTRIA GROUP INC COM 02209S103 1,084 15,707 SH   DFND 0 0 15,707
AMAZON COM INC COM 023135106 966 1,350 SH   DFND 0 0 1,350
AMERICAN CAPITAL AGENCY CORP COM 02503X105 311 15,715 SH   DFND 0 0 15,715
AMERICAN TOWER CORP NEW COM 03027X100 228 2,005 SH   DFND 0 0 2,005
AMGEN INC COM 031162100 1,800 11,830 SH   DFND 0 0 11,830
ANNALY CAP MGMT INC COM 035710409 586 53,007 SH   DFND 0 0 53,007
ANNALY CAP MGMT INC COM 035710409 10 900 SH   SOLE 0 0 900
APPLE INC COM 037833100 4,295 44,919 SH   DFND 0 0 44,919
APPLE INC COM 037833100 5 50 SH   SOLE 0 0 50
AT&T INC COM 00206R102 3,595 83,218 SH   DFND 0 0 83,218
AT&T INC COM 00206R102 52 1,207 SH   SOLE 0 0 1,207
ATLAS RESOURCE PARTNERS LP COM UNT LTD PR 04941A101 5 10,000 SH   DFND 0 0 10,000
AUBURN NATL BANCORP COM 050473107 405 14,217 SH   DFND 0 0 14,217
BANK AMER CORP COM 060505104 175 13,197 SH   DFND 0 0 13,197
BARD C R INC COM 067383109 404 1,720 SH   DFND 0 0 1,720
BB&T CORP COM 054937107 319 8,964 SH   DFND 0 0 8,964
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,085 5 SH   DFND 0 0 5
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,799 12,431 SH   DFND 0 0 12,431
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 206 8,396 SH   DFND 0 0 8,396
BOEING CO COM 097023105 1,609 12,391 SH   DFND 0 0 12,391
BP PLC SPONSORED ADR 055622104 4 100 SH   SOLE 0 0 100
BP PLC SPONSORED ADR 055622104 420 11,838 SH   DFND 0 0 11,838
BRISTOL MYERS SQUIBB CO COM 110122108 1,203 16,361 SH   DFND 0 0 16,361
CATERPILLAR INC DEL COM 149123101 277 3,662 SH   DFND 0 0 3,662
CELGENE CORP COM 151020104 1,408 14,272 SH   DFND 0 0 14,272
CHECK POINT SOFTWARE TECH LT ORD M22465104 325 4,084 SH   DFND 0 0 4,084
CHESAPEAKE ENERGY CORP NOTE 2.250%12/1 165167CB1 12 15,000 PRN   DFND 0 0 15,000
CHEVRON CORP NEW COM 166764100 5,386 51,384 SH   DFND 0 0 51,384
CHEVRON CORP NEW COM 166764100 15 600 SH Call DFND 0 0 600
CISCO SYS INC COM 17275R102 2,808 97,867 SH   DFND 0 0 97,867
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,061 96,432 SH   DFND 0 0 96,432
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,103 98,111 SH   DFND 0 0 98,111
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 1,335 61,498 SH   DFND 0 0 61,498
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 506 23,510 SH   DFND 0 0 23,510
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 1,193 54,137 SH   DFND 0 0 54,137
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 1,685 73,981 SH   DFND 0 0 73,981
CLOROX CO DEL COM 189054109 2,632 19,017 SH   DFND 0 0 19,017
COCA COLA CO COM 191216100 1,401 30,927 SH   DFND 0 0 30,927
COCA COLA CO COM 191216100 6 134 SH   SOLE 0 0 134
COLGATE PALMOLIVE CO COM 194162103 242 3,299 SH   DFND 0 0 3,299
COMCAST CORP NEW CL A 20030N101 327 5,021 SH   DFND 0 0 5,021
COMCAST CORP NEW CL A 20030N101 2 24 SH   SOLE 0 0 24
CONAGRA FOODS INC COM 205887102 274 5,735 SH   DFND 0 0 5,735
CONOCOPHILLIPS COM 20825C104 452 10,387 SH   DFND 0 0 10,387
CONSOLIDATED EDISON INC COM 209115104 339 4,225 SH   DFND 0 0 4,225
COSTCO WHSL CORP NEW COM 22160K105 524 3,338 SH   DFND 0 0 3,338
CREDIT SUISSE NASSAU BRH INVRS VIX STERM 22542D795 201 8,024 SH   DFND 0 0 8,024
CU BANCORP CALIF COM 126534106 552 24,288 SH   DFND 0 0 24,288
CUMMINS INC COM 231021106 596 5,309 SH   DFND 0 0 5,309
CVS HEALTH CORP COM 126650100 748 7,818 SH   DFND 0 0 7,818
DISNEY WALT CO COM DISNEY 254687106 1,012 10,346 SH   DFND 0 0 10,346
DISNEY WALT CO COM DISNEY 254687106 12 120 SH   SOLE 0 0 120
DOMINION RES INC VA NEW COM 25746U109 2,235 28,681 SH   DFND 0 0 28,681
DOW CHEM CO COM 260543103 320 6,437 SH   DFND 0 0 6,437
DU PONT E I DE NEMOURS & CO COM 263534109 249 3,852 SH   DFND 0 0 3,852
DUKE ENERGY CORP NEW COM NEW 26441C204 744 8,677 SH   DFND 0 0 8,677
EATON CORP PLC SHS G29183103 1,919 32,124 SH   DFND 0 0 32,124
ENTERPRISE PRODS PARTNERS L COM 293792107 507 17,344 SH   DFND 0 0 17,344
EOG RES INC COM 26875P101 1,113 13,337 SH   DFND 0 0 13,337
EXELON CORP COM 30161N101 330 9,088 SH   DFND 0 0 9,088
EXXON MOBIL CORP COM 30231G102 6,401 68,289 SH   DFND 0 0 68,289
EXXON MOBIL CORP COM 30231G102 19 200 SH   SOLE 0 0 200
FACEBOOK INC CL A 30303M102 955 8,358 SH   DFND 0 0 8,358
FACEBOOK INC CL A 30303M102 23 200 SH   SOLE 0 0 200
FASTENAL CO COM 311900104 361 8,136 SH   DFND 0 0 8,136
FEDEX CORP COM 31428X106 363 2,389 SH   DFND 0 0 2,389
FIDELITY CONSMR STAPLES 316092303 486 14,751 SH   DFND 0 0 14,751
FIDELITY MSCI UTILS INDEX 316092865 283 8,367 SH   DFND 0 0 8,367
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303 256 6,835 SH   DFND 0 0 6,835
FIDELITY NATL INFORMATION SV COM 31620M106 357 4,842 SH   DFND 0 0 4,842
FIRST FINL BANCORP OH COM 320209109 200 10,265 SH   DFND 0 0 10,265
FIRST TR EXCHANGE TRADED FD CONSUMR STAPLE 33734X119 981 20,287 SH   DFND 0 0 20,287
FIRST TR EXCHANGE TRADED FD FINLS ALPHADEX 33734X135 212 9,183 SH   DFND 0 0 9,183
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 284 10,572 SH   DFND 0 0 10,572
FIRST TR STOXX EURO DIV FD COMMON SHS 33735T109 132 11,250 SH   DFND 0 0 11,250
FLEXSHARES TR CR SCD US BD 33939L761 307 5,907 SH   DFND 0 0 5,907
FLEXSHARES TR IBOXX 3R TARGT 33939L506 357 14,328 SH   DFND 0 0 14,328
FLEXSHARES TR M STAR DEV MKT 33939L803 376 7,186 SH   DFND 0 0 7,186
FLEXSHARES TR MORNSTAR USMKT 33939L100 494 5,746 SH   DFND 0 0 5,746
FLEXSHARES TR QUALT DIVD IDX 33939L860 220 6,006 SH   DFND 0 0 6,006
FORD MTR CO DEL COM PAR $0.01 345370860 1,448 115,191 SH   DFND 0 0 115,191
FORD MTR CO DEL COM PAR $0.01 345370860 9 750 SH   SOLE 0 0 750
GENERAL ELECTRIC CO COM 369604103 2,909 92,406 SH   DFND 0 0 92,406
GENERAL MLS INC COM 370334104 503 7,045 SH   DFND 0 0 7,045
GENUINE PARTS CO COM 372460105 2,043 20,177 SH   DFND 0 0 20,177
GILEAD SCIENCES INC COM 375558103 834 10,002 SH   DFND 0 0 10,002
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 207 4,782 SH   DFND 0 0 4,782
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 1 25 SH   SOLE 0 0 25
GROUPE CGI INC CL A SUB VTG 39945C109 332 7,774 SH   DFND 0 0 7,774
HASBRO INC COM 418056107 1,812 21,575 SH   DFND 0 0 21,575
HEALTHCARE TR AMER INC CL A NEW 42225P501 211 6,505 SH   DFND 0 0 6,505
HOME DEPOT INC COM 437076102 3,754 29,399 SH   DFND 0 0 29,399
HONEYWELL INTL INC COM 438516106 223 1,916 SH   DFND 0 0 1,916
ILLINOIS TOOL WKS INC COM 452308109 297 2,853 SH   DFND 0 0 2,853
INCYTE CORP COM 45337C102 208 2,600 SH   DFND 0 0 2,600
INTEL CORP COM 458140100 3,129 95,403 SH   DFND 0 0 95,403
INTEL CORP COM 458140100 11 340 SH   SOLE 0 0 340
INTERNATIONAL BUSINESS MACHS COM 459200101 742 4,892 SH   DFND 0 0 4,892
INTERNATIONAL GAME TECHNOLOG SHS USD G4863A108 737 39,315 SH   DFND 0 0 39,315
ISHARES IBONDS SEP16 ETF 464289313 1,180 44,571 SH   DFND 0 0 44,571
ISHARES IBONDS SEP17 ETF 464289271 1,388 50,736 SH   DFND 0 0 50,736
ISHARES MIN VOL EMRG MKT 464286533 455 8,831 SH   DFND 0 0 8,831
ISHARES GOLD TRUST ISHARES 464285105 169 13,222 SH   DFND 0 0 13,222
ISHARES INC CORE MSCI EMKT 46434G103 47,686 1,139,985 SH   DFND 1 1,139,985 0 0
ISHARES INC CORE MSCI EMKT 46434G103 21 502 SH   DFND 0 0 502
ISHARES SILVER TRUST ISHARES 46428Q109 232 12,990 SH   DFND 0 0 12,990
ISHARES TR COHEN&STEER REIT 464287564 908 8,394 SH   DFND 0 0 8,394
ISHARES TR CORE DIV GRWTH 46434V621 814 29,853 SH   DFND 0 0 29,853
ISHARES TR CORE HIGH DV ETF 46429B663 2,078 25,304 SH   DFND 0 0 25,304
ISHARES TR CORE MSCI EAFE 46432F842 1,454 28,017 SH   DFND 0 0 28,017
ISHARES TR CORE S&P MCP ETF 464287507 1,636 10,951 SH   DFND 0 0 10,951
ISHARES TR CORE S&P SCP ETF 464287804 1,580 13,598 SH   DFND 0 0 13,598
ISHARES TR CORE S&P500 ETF 464287200 3,363 15,977 SH   DFND 0 0 15,977
ISHARES TR CORE US AGGBD ET 464287226 2,239 19,880 SH   DFND 0 0 19,880
ISHARES TR EAFE VALUE ETF 464288877 2,366 55,107 SH   DFND 0 0 55,107
ISHARES TR FLTG RATE BD ETF 46429B655 1,308 25,831 SH   DFND 0 0 25,831
ISHARES TR IBONDS DEC21 ETF 46435G789 1,334 51,012 SH   DFND 0 0 51,012
ISHARES TR IBONDS DEC22 ETF 46435G755 536 20,264 SH   DFND 0 0 20,264
ISHARES TR IBONDS SEP18 ETF 46429B580 3,777 147,249 SH   DFND 0 0 147,249
ISHARES TR IBONDS SEP19 ETF 46429B564 3,985 154,877 SH   DFND 0 0 154,877
ISHARES TR IBONDS SEP20 ETF 46434V571 3,711 142,963 SH   DFND 0 0 142,963
ISHARES TR MIN VOL EAFE ETF 46429B689 1,957 29,479 SH   DFND 0 0 29,479
ISHARES TR MSCI EAFE ETF 464287465 6,055 108,481 SH   DFND 0 0 108,481
ISHARES TR MSCI EMG MKT ETF 464287234 478,831 13,935,711 SH   DFND 1 13,935,711 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,274 37,088 SH   DFND 0 0 37,088
ISHARES TR RUS 1000 GRW ETF 464287614 8,804 87,718 SH   DFND 0 0 87,718
ISHARES TR RUS 1000 VAL ETF 464287598 7,212 69,860 SH   DFND 0 0 69,860
ISHARES TR RUS 2000 GRW ETF 464287648 703 5,128 SH   DFND 0 0 5,128
ISHARES TR RUS 2000 VAL ETF 464287630 655 6,732 SH   DFND 0 0 6,732
ISHARES TR RUS MID-CAP ETF 464287499 277 1,646 SH   DFND 0 0 1,646
ISHARES TR RUSSELL 2000 ETF 464287655 1,313 11,422 SH   DFND 0 0 11,422
ISHARES TR S&P 500 VAL ETF 464287408 672 7,240 SH   DFND 0 0 7,240
ISHARES TR SELECT DIVID ETF 464287168 224 2,625 SH   DFND 0 0 2,625
ISHARES TR TIPS BD ETF 464287176 1,719 14,735 SH   DFND 0 0 14,735
ISHARES TR U.S. PFD STK ETF 464288687 408 10,218 SH   DFND 0 0 10,218
ISHARES TR USA MOMENTUM FCT 46432F396 554 7,249 SH   DFND 0 0 7,249
JOHNSON & JOHNSON COM 478160104 5,643 46,518 SH   DFND 0 0 46,518
JPMORGAN CHASE & CO COM 46625H100 3,237 52,087 SH   DFND 0 0 52,087
KAYNE ANDERSON MLP INVT CO COM 486606106 1,813 89,092 SH   DFND 0 0 89,092
KIMBERLY CLARK CORP COM 494368103 1,348 9,805 SH   DFND 0 0 9,805
KINDER MORGAN INC DEL COM 49456B101 528 28,190 SH   DFND 0 0 28,190
KRAFT HEINZ CO COM 500754106 1,371 15,496 SH   DFND 0 0 15,496
KROGER CO COM 501044101 211 5,743 SH   DFND 0 0 5,743
L BRANDS INC COM 501797104 772 11,495 SH   DFND 0 0 11,495
LGI HOMES INC COM 50187T106 256 8,000 SH   DFND 0 0 8,000
LOCKHEED MARTIN CORP COM 539830109 2,489 10,028 SH   DFND 0 0 10,028
MARRIOTT INTL INC NEW CL A 571903202 1,270 19,110 SH   DFND 0 0 19,110
MASTERCARD INC CL A 57636Q104 344 3,909 SH   DFND 0 0 3,909
MCCORMICK & CO INC COM VTG 579780107 297 2,800 SH   DFND 0 0 2,800
MCDONALDS CORP COM 580135101 1,515 12,591 SH   DFND 0 0 12,591
MCDONALDS CORP COM 580135101 26 215 SH   SOLE 0 0 215
MEDTRONIC PLC SHS G5960L103 216 2,487 SH   DFND 0 0 2,487
MERCK & CO INC COM 58933Y105 452 7,841 SH   DFND 0 0 7,841
MERCK & CO INC COM 58933Y105 16 283 SH   SOLE 0 0 283
MICROSOFT CORP COM 594918104 4,022 78,603 SH   DFND 0 0 78,603
MICROSOFT CORP COM 594918104 15 305 SH   SOLE 0 0 305
MIMEDX GROUP INC COM 602496101 81 10,190 SH   DFND 0 0 10,190
MOHAWK INDS INC COM 608190104 243 1,282 SH   DFND 0 0 1,282
MONDELEZ INTL INC CL A 609207105 224 4,929 SH   DFND 0 0 4,929
MONOGRAM RESIDENTIAL TR INC COM 60979P105 149 14,652 SH   DFND 0 0 14,652
NATIONAL GRID PLC SPON ADR NEW 636274300 2,137 28,745 SH   DFND 0 0 28,745
NORFOLK SOUTHERN CORP COM 655844108 501 5,888 SH   DFND 0 0 5,888
NORTHROP GRUMMAN CORP COM 666807102 391 1,761 SH   DFND 0 0 1,761
NOVARTIS A G SPONSORED ADR 66987V109 1,920 23,259 SH   DFND 0 0 23,259
NVR INC COM 62944T105 11,383 6,394 SH   DFND 0 0 6,394
O REILLY AUTOMOTIVE INC NEW COM 67103H107 589 2,174 SH   DFND 0 0 2,174
ORACLE CORP COM 68389X105 8 200 SH   SOLE 0 0 200
ORACLE CORP COM 68389X105 313 7,634 SH   DFND 0 0 7,634
PALO ALTO NETWORKS INC COM 697435105 235 1,916 SH   DFND 0 0 1,916
PAYCHEX INC COM 704326107 3,347 56,251 SH   DFND 0 0 56,251
PEPSICO INC COM 713448108 2,255 21,290 SH   DFND 0 0 21,290
PEPSICO INC COM 713448108 24 227 SH   SOLE 0 0 227
PFIZER INC COM 717081103 3,754 106,625 SH   DFND 0 0 106,625
PHILIP MORRIS INTL INC COM 718172109 1,369 13,452 SH   DFND 0 0 13,452
PHILLIPS 66 COM 718546104 1,040 13,104 SH   DFND 0 0 13,104
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,295 32,574 SH   DFND 0 0 32,574
PNC FINL SVCS GROUP INC COM 693475105 1,137 13,975 SH   DFND 0 0 13,975
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 356 10,316 SH   DFND 0 0 10,316
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 410 9,591 SH   DFND 0 0 9,591
POWERSHARES ETF TRUST S&P 500 QLTY PRT 73935X682 1,822 73,381 SH   DFND 0 0 73,381
POWERSHARES ETF TRUST II GLBL ST HI YLD 73936Q710 722 30,150 SH   DFND 0 0 30,150
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 334 3,105 SH   DFND 0 0 3,105
POWERSHS DB MULTI SECT COMM DB OIL FUND 73936B507 271 29,565 SH   DFND 0 0 29,565
PROCTER & GAMBLE CO COM 742718109 17,205 203,210 SH   DFND 0 0 203,210
PROCTER & GAMBLE CO COM 742718109 17 200 SH   SOLE 0 0 200
PROSPECT CAPITAL CORPORATION NOTE 5.375%10/1 74348TAK8 61 60,000 PRN   DFND 0 0 60,000
PRUDENTIAL GLB SHT DUR HG YL COM 74433A109 184 12,251 SH   DFND 0 0 12,251
PUBLIC STORAGE COM 74460D109 295 1,152 SH   DFND 0 0 1,152
QIAGEN NV REG SHS N72482107 359 16,451 SH   DFND 0 0 16,451
REALTY INCOME CORP COM 756109104 2,658 38,325 SH   DFND 0 0 38,325
RETAIL PPTYS AMER INC CL A 76131V202 522 30,884 SH   DFND 0 0 30,884
REYNOLDS AMERICAN INC COM 761713106 913 16,931 SH   DFND 0 0 16,931
RITE AID CORP COM 767754104 78 10,463 SH   DFND 0 0 10,463
ROSS STORES INC COM 778296103 663 11,693 SH   DFND 0 0 11,693
RYDEX ETF TRUST GUG S&P500 EWCON 78355W874 4,520 35,035 SH   DFND 0 0 35,035
RYDEX ETF TRUST GUG S&P500EQWTUT 78355W791 200 2,286 SH   DFND 0 0 2,286
SALESFORCE COM INC COM 79466L302 293 3,695 SH   DFND 0 0 3,695
SANDY SPRING BANCORP INC COM 800363103 874 30,075 SH   DFND 0 0 30,075
SCANA CORP NEW COM 80589M102 263 3,471 SH   DFND 0 0 3,471
SCHLUMBERGER LTD COM 806857108 259 3,270 SH   DFND 0 0 3,270
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 373 7,115 SH   DFND 0 0 7,115
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 620 14,292 SH   DFND 0 0 14,292
SIRIUS XM HLDGS INC COM 82968B103 199 50,375 SH   DFND 0 0 50,375
SMUCKER J M CO COM NEW 832696405 254 1,666 SH   DFND 0 0 1,666
SOUTHERN CO COM 842587107 1,051 19,593 SH   DFND 0 0 19,593
SPDR GOLD TRUST GOLD SHS 78463V107 2,865 22,648 SH   DFND 0 0 22,648
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 210 5,077 SH   DFND 0 0 5,077
SPDR S&P 500 ETF TR TR UNIT 78462F103 11,966 57,122 SH   DFND 0 0 57,122
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,175 7,990 SH   DFND 0 0 7,990
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 78 1,348 SH   DFND 0 0 1,348
SPDR SERIES TRUST BARCLYS TIPS ETF 78464A656 182,881 3,144,976 SH   DFND 1 3,144,976 0 0
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 345 9,655 SH   DFND 0 0 9,655
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 414 14,879 SH   DFND 0 0 14,879
SPDR SERIES TRUST S&P 500 VALUE 78464A508 211 2,100 SH   DFND 0 0 2,100
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,815 93,123 SH   DFND 0 0 93,123
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 202 5,816 SH   DFND 0 0 5,816
SPDR SERIES TRUST S&P TRANSN ETF 78464A532 497 11,391 SH   DFND 0 0 11,391
SPECTRA ENERGY CORP COM 847560109 215 5,862 SH   DFND 0 0 5,862
SPIRIT RLTY CAP INC NEW COM 84860W102 245 19,235 SH   DFND 0 0 19,235
STARBUCKS CORP COM 855244109 1,071 18,750 SH   DFND 0 0 18,750
STOCK YDS BANCORP INC COM 861025104 304 10,773 SH   DFND 0 0 10,773
SUNCOR ENERGY INC NEW COM 867224107 683 24,640 SH   DFND 0 0 24,640
TARGET CORP COM 87612E106 1,519 21,750 SH   DFND 0 0 21,750
THERMO FISHER SCIENTIFIC INC COM 883556102 271 1,834 SH   DFND 0 0 1,834
TIER REIT INC COM NEW 88650V208 426 27,644 SH   DFND 0 0 27,644
TJX COS INC NEW COM 872540109 508 6,576 SH   DFND 0 0 6,576
TORCHMARK CORP COM 891027104 267 4,313 SH   DFND 0 0 4,313
TORONTO DOMINION BK ONT COM NEW 891160509 479 11,149 SH   DFND 0 0 11,149
TOWNEBANK PORTSMOUTH VA COM 89214P109 757 34,975 SH   DFND 0 0 34,975
UNDER ARMOUR INC CL A 904311107 311 7,753 SH   DFND 0 0 7,753
UNION PAC CORP COM 907818108 807 9,252 SH   DFND 0 0 9,252
UNITED PARCEL SERVICE INC CL B 911312106 2,868 26,625 SH   DFND 0 0 26,625
UNITED STATES OIL FUND LP UNITS 91232N108 1,526 131,895 SH   DFND 0 0 131,895
UNITED STATES OIL FUND LP UNITS 91232N108 5 420 SH   SOLE 0 0 420
UNITED TECHNOLOGIES CORP COM 913017109 204 1,992 SH   DFND 0 0 1,992
UNITED TECHNOLOGIES CORP COM 913017109 14 139 SH   SOLE 0 0 139
UNITEDHEALTH GROUP INC COM 91324P102 381 2,696 SH   DFND 0 0 2,696
US BANCORP DEL COM NEW 902973304 830 20,562 SH   DFND 0 0 20,562
VALEANT PHARMACEUTICALS INTL COM 91911K102 249 12,374 SH   DFND 0 0 12,374
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 655 26,354 SH   DFND 0 0 26,354
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189F361 711 22,001 SH   DFND 0 0 22,001
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 2 25 SH   DFND 0 0 25
VANGUARD BD INDEX FD INC LONG TERM BOND 921937793 16,934 172,711 SH   DFND 1 172,711 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,336 16,476 SH   DFND 0 0 16,476
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 469 5,565 SH   DFND 0 0 5,565
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 167,156 1,982,868 SH   DFND 1 1,982,868 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 915 8,537 SH   DFND 0 0 8,537
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,722 28,403 SH   DFND 0 0 28,403
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 11,885 116,642 SH   DFND 1 116,642 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 101 987 SH   DFND 0 0 987
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 272 3,058 SH   DFND 0 0 3,058
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,868 133,226 SH   DFND 1 133,226 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,103 17,015 SH   DFND 0 0 17,015
VANGUARD INDEX FDS REIT ETF 922908553 3,045 34,337 SH   DFND 0 0 34,337
VANGUARD INDEX FDS REIT ETF 922908553 5,046 56,913 SH   DFND 1 56,913 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,045 19,426 SH   DFND 0 0 19,426
VANGUARD INDEX FDS SM CP VAL ETF 922908611 11,838 112,360 SH   DFND 1 112,360 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 355 3,065 SH   DFND 0 0 3,065
VANGUARD INDEX FDS SML CP GRW ETF 922908595 214 1,731 SH   DFND 0 0 1,731
VANGUARD INDEX FDS SML CP GRW ETF 922908595 4,747 38,312 SH   DFND 1 38,312 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,489 13,893 SH   DFND 0 0 13,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 71,698 669,078 SH   DFND 1 669,078 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 2,708 31,867 SH   DFND 0 0 31,867
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,348 31,457 SH   DFND 0 0 31,457
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 21,662 505,542 SH   DFND 1 505,542 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,054 58,323 SH   DFND 0 0 58,323
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 13,535 384,302 SH   DFND 1 384,302 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 18,251 391,145 SH   DFND 1 391,145 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 993 21,290 SH   DFND 0 0 21,290
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 203 3,644 SH   DFND 0 0 3,644
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 23,309 418,257 SH   DFND 1 418,257 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 16,988 182,495 SH   DFND 1 182,495 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 20 214 SH   DFND 0 0 214
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,925 54,115 SH   DFND 1 54,115 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1 20 SH   DFND 0 0 20
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 595 12,031 SH   DFND 0 0 12,031
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 372 4,162 SH   DFND 0 0 4,162
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 3 47 SH   DFND 0 0 47
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 66,529 1,235,443 SH   DFND 1 1,235,443 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 22,197 274,581 SH   DFND 1 274,581 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 698 8,637 SH   DFND 0 0 8,637
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,156 61,939 SH   DFND 0 0 61,939
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 24,250 291,296 SH   DFND 1 291,296 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,260 35,616 SH   DFND 0 0 35,616
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 31,373 887,239 SH   DFND 1 887,239 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 3,757 52,578 SH   DFND 0 0 52,578
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 45,811 744,171 SH   DFND 1 744,171 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816 42,873 513,695 SH   DFND 1 513,695 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 1,609 13,191 SH   DFND 0 0 13,191
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 222 1,574 SH   DFND 0 0 1,574
VEREIT INC COM 92339V100 240 23,646 SH   DFND 0 0 23,646
VERIZON COMMUNICATIONS INC COM 92343V104 2,738 49,035 SH   DFND 0 0 49,035
VERIZON COMMUNICATIONS INC COM 92343V104 6 100 SH   SOLE 0 0 100
VISA INC COM CL A 92826C839 1,212 16,343 SH   DFND 0 0 16,343
VSE CORP COM 918284100 745 11,154 SH   DFND 0 0 11,154
WALGREENS BOOTS ALLIANCE INC COM 931427108 354 4,255 SH   DFND 0 0 4,255
WAL-MART STORES INC COM 931142103 677 9,272 SH   DFND 0 0 9,272
WAL-MART STORES INC COM 931142103 25 349 SH   SOLE 0 0 349
WASTE MGMT INC DEL COM 94106L109 1,998 30,157 SH   DFND 0 0 30,157
WELLS FARGO & CO NEW COM 949746101 3,005 63,476 SH   DFND 0 0 63,476
WELLTOWER INC COM 95040Q104 1,845 24,225 SH   DFND 0 0 24,225
WESTERN ASSET INTM MUNI FD I COM 958435109 113 10,720 SH   DFND 0 0 10,720
WISDOMTREE TR DIV EX-FINL FD 97717W406 704 9,128 SH   DFND 0 0 9,128
WISDOMTREE TR DYNAMIC LNG EQ 97717X313 407 15,561 SH   DFND 0 0 15,561
WISDOMTREE TR EMG MKTS SMCAP 97717W281 589 15,201 SH   DFND 0 0 15,201
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 293 11,409 SH   DFND 0 0 11,409
WISDOMTREE TR US QTLY DIV GRT 97717X669 339 10,729 SH   DFND 0 0 10,729