0000059558-17-000063.txt : 20171113 0000059558-17-000063.hdr.sgml : 20171113 20171113165708 ACCESSION NUMBER: 0000059558-17-000063 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20171113 DATE AS OF CHANGE: 20171113 SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: LINCOLN NATIONAL CORP CENTRAL INDEX KEY: 0000059558 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 351140070 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-208110 FILM NUMBER: 171196774 BUSINESS ADDRESS: STREET 1: 150 N RADNOR CHESTER RD CITY: RADNOR STATE: PA ZIP: 19087 BUSINESS PHONE: 4845831400 MAIL ADDRESS: STREET 1: 150 N RADNOR CHESTER RD CITY: RADNOR STATE: PA ZIP: 19087 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: LNL Agents 401(k) Savings Plan CENTRAL INDEX KEY: 0001352097 STANDARD INDUSTRIAL CLASSIFICATION: LIFE INSURANCE [6311] IRS NUMBER: 000000000 STATE OF INCORPORATION: IN FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 150 N RADNOR CHESTER ROAD CITY: RADNOR STATE: PA ZIP: 19087 BUSINESS PHONE: 484-583-1400 MAIL ADDRESS: STREET 1: 150 N RADNOR CHESTER ROAD CITY: RADNOR STATE: PA ZIP: 19087 FORMER COMPANY: FORMER CONFORMED NAME: Lincoln National Life Insurance CO Agents Savings & Profit Sharing Plan DATE OF NAME CHANGE: 20060202 FWP 1 agentsfwp.htm AGENTS 401(K) PLAN FWP
Filed Pursuant to Rule 433
Registration No. 333-208110
November 13, 2017



The following information is a Summary of Material Modifications/Notice of changes as well as a Supplement to the Annual Participant Fee Disclosure relating to certain investment options under the LNL Agents'
401(k) Savings Plan ("Plan"). More information about each of the investment options offered under the Plan (except for the LNC Stock Fund) can be obtained by logging on to your account at www.lincolnfinancial.com.  You can also contact the Lincoln Customer Service Center at 800-234-3500 for more information.

Investment Fund Changes:

Effective December 20, 2017, there will be share class changes to the following investment options:

·
The State Street Target Retirement Funds will change from Class K to Class W
·
The State Street U.S. Bond Index Fund will change from Class C to Class K
·
The State Street Russell Small/Mid Cap Index Fund will change from Class C to Class K
·
The State Street Global All Cap Equity Ex-US Index Fund will change from Class C to Class K
·
The MFS International Growth Equity CIT will change from Class 2 to Class 4
·
The Macquarie Large Cap Value Trust will change from Fee Class 55 to Fee Class 50

As a result of these changes, the fees for the noted investment options will decrease as follows:

·
The State Street Target Retirement Fund fees will decrease from 0.12% to 0.10%
·
The State Street U.S. Bond Index Fund fees will decrease from 0.052% to 0.04%
·
The State Street Russell Small/Mid Cap Index Fund fees will decrease from 0.052% to 0.04%
·
The State Street Global All Cap Equity Ex-US Index Fund fees will decrease from 0.145% to 0.084%
·
The MFS International Growth Equity CIT fees will decrease from 0.80% to 0.66%
·
The Macquarie Large Cap Value Trust fees will decrease from 0.55% to 0.50%

You do not need to make any changes to your Plan account as a result of these changes.  However, you may wish to review your current investment selections to ensure they are right for you.

If you wish to review your current allocations or obtain general information about the Plan, you may log on to your account at www.lincolnfinancial.com or call the Lincoln Customer Service Center at 800-234-3500.

This Summary of Material Modifications contains important information about the Plan and should be kept with your Summary Plan Description/Prospectus.

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All of the internet website addresses are provided for your convenience.  None of the information contained in such websites shall be deemed incorporated by reference in this document.

The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates.  Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering.  You may get these documents free by visiting EDGAR on the SEC Web site at www.sec.gov.  Alternately, the issuer will arrange to send you the prospectus if you request it by calling the Lincoln Customer Service Center at 800-234-3500.