SCHEDULE IV - CONSOLIDATED REINSURANCE

12 Months Ended

Dec. 31, 2012

Schedule To Financial Statements [Abstract]

Reinsurance Supplemental Schedule

LINCOLN NATIONAL CORPORATION

SCHEDULE IV – CONSOLIDATED REINSURANCE

(in millions)

Column A			Column B			Column C			Column D		Column E			Column F
						Ceded		Assumed					Percentage
						to			from				of Amount
			Gross			Other			Other		Net		Assumed
Description			Amount		Companies			Companies			Amount			to Net
			As of or For the Year Ended December 31, 2012
Individual life insurance in force (1)			$	897,500		$	323,300		$	2,000	$	576,200		0.3	%
Premiums:
	Life insurance and annuities (2)			6,110			1,165			9		4,954		0.2	%
	Accident and health insurance			1,267			26			-		1,241		0.0	%
		Total premiums	$	7,377		$	1,191		$	9	$	6,195
			As of or For the Year Ended December 31, 2011
Individual life insurance in force (1)			$	881,100		$	331,700		$	2,800	$	552,200		0.5	%
Premiums:
	Life insurance and annuities (2)			5,811			1,252			10		4,569		0.2	%
	Accident and health insurance			1,186			24			-		1,162		0.0	%
		Total premiums	$	6,997		$	1,276		$	10	$	5,731
			As of or For the Year Ended December 31, 2010
Individual life insurance in force (1)			$	842,300		$	337,800		$	3,000	$	507,500		0.6	%
Premiums:
	Life insurance and annuities (2)			5,458			1,170			13		4,301		0.3	%
	Accident and health insurance			1,141			32			-		1,109		0.0	%
		Total premiums	$	6,599		$	1,202		$	13	$	5,410

• Includes Group Protection segment and Other Operations in force amounts.
• Includes insurance fees on universal life and other interest-sensitive products.