<ARTICLE> 7
<MULTIPLIER> 1,000

                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               JUN-30-2000
<DEBT-HELD-FOR-SALE>                           901,917
<DEBT-CARRYING-VALUE>                                0
<DEBT-MARKET-VALUE>                                  0
<EQUITIES>                                      25,821
<MORTGAGE>                                     235,319
<REAL-ESTATE>                                   23,061
<TOTAL-INVEST>                               1,304,036
<CASH>                                           2,035
<RECOVER-REINSURE>                             258,213
<DEFERRED-ACQUISITION>                         304,501
<TOTAL-ASSETS>                               2,380,732
<POLICY-LOSSES>                              1,277,999
<UNEARNED-PREMIUMS>                                  0
<POLICY-OTHER>                                  29,994
<POLICY-HOLDER-FUNDS>                           25,305
<NOTES-PAYABLE>                                274,300
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     14,761
<COMMON>                                        98,476
<OTHER-SE>                                     453,943
<TOTAL-LIABILITY-AND-EQUITY>                 2,380,732
<PREMIUMS>                                     127,361
<INVESTMENT-INCOME>                             49,535
<INVESTMENT-GAINS>                               6,340
<OTHER-INCOME>                                 108,030
<BENEFITS>                                      65,684
<UNDERWRITING-AMORTIZATION>                     18,408
<UNDERWRITING-OTHER>                            70,744
<INCOME-PRETAX>                                 47,307
<INCOME-TAX>                                    16,520
<INCOME-CONTINUING>                             30,787
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    30,787
<EPS-BASIC>                                       1.58
<EPS-DILUTED>                                     1.56
<RESERVE-OPEN>                                       0
<PROVISION-CURRENT>                                  0
<PROVISION-PRIOR>                                    0
<PAYMENTS-CURRENT>                                   0
<PAYMENTS-PRIOR>                                     0
<RESERVE-CLOSE>                                      0
<CUMULATIVE-DEFICIENCY>                              0