Exhibit 4(l)

AMENDMENT TO BYLAWS
ADOPTED BY THE BOARD OF DIRECTORS ON NOVEMBER 18, 1992
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     RESOLVED, that Article III, Section 1 of the bylaws of the Corporation
     be, and hereby is, amended to read in its entirety:

          Section 1. The number of directors which shall constitute the
          whole board shall be four (4). The directors shall be elected at
          the annual meeting of the stockholders, except as provided in
          Section 2 of this Article, and each director elected shall hold
          office until such director's successor is elected and qualified.
          Directors need not be stockholders.