EXHIBIT 12.1

STATEMENT REGARDING COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES

	Year Ended December 31
	2009		2008		2007		2006		2005
	(in millions, except ratios)
Earnings
Income from Continuing Operations Before Income Tax	$	1,292.3	$	824.0	$	997.2	$	465.4	$	693.9
Fixed Charges		146.2		179.9		210.2		221.3		239.3
Adjusted Earnings	$	1,438.5	$	1,003.9	$	1,207.4	$	686.7	$	933.2
Fixed Charges
Interest and Debt Expense, excluding Costs Related to Early Retirement of Debt	$	126.2	$	156.3	$	183.1	$	191.8	$	208.0
Interest Credited to Policyholders		8.4		9.0		10.7		11.5		13.8
Amortization of Deferred Debt Costs		1.6		3.1		5.0		6.1		7.8
Portion of Rents Deemed Representative of Interest		10.0		11.5		11.4		11.9		9.7
Total Fixed Charges	$	146.2	$	179.9	$	210.2	$	221.3	$	239.3
Ratio of Earnings to Fixed Charges		9.8		5.6		5.7		3.1		3.9