N-PX 1 world5486.htm WORLD 5486

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM N-PX
ANNUAL REPORT OF PROXY VOTING RECORD
OF
REGISTERED MANAGEMENT INVESTMENT COMPANIES

INVESTMENT COMPANY ACT FILE NUMBER: 811-1027
NAME OF REGISTRANT: VANGUARD WORLD FUNDS
ADDRESS OF REGISTRANT: PO BOX 2600, VALLEY FORGE, PA 19482
NAME AND ADDRESS OF AGENT FOR SERVICE: HEIDI STAM
PO BOX 876
VALLEY FORGE, PA 19482
REGISTRANT'S TELEPHONE NUMBER, INCLUDING AREA CODE: (610) 669-1000
DATE OF FISCAL YEAR END: AUGUST 31
DATE OF REPORTING PERIOD: JULY 1, 2004 - JUNE 30, 2005

FUND: VANGUARD FINANCIALS INDEX FUND

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ISSUER: 1ST SOURCE CORPORATION
TICKER: SRCE CUSIP: 336901103
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAWRENCE E. HILER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REX MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY K. OZARK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.J. MURPHY III ISSUER YES FOR FOR

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ISSUER: A.G. EDWARDS, INC.
TICKER: AGE CUSIP: 281760108
MEETING DATE: 6/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RONALD J. KESSLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL C. HUTCHINSON JR ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
1988 INCENTIVE STOCK PLAN TO INCREASE THE NUMBER OF
SHARES OF COMMON STOCK AVAILABLE UNDER THE PLAN.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
2002 EMPLOYEE STOCK PURCHASE PLAN TO INCREASE THE NUMBER
OF SHARES OF COMMON STOCK AVAILABLE UNDER THE PLAN.

PROPOSAL #04: TO APPROVE THE COMPANY'S NON-EMPLOYEE ISSUER YES AGAINST AGAINST
DIRECTOR STOCK COMPENSATION PLAN.

PROPOSAL #05: TO RATIFY THE APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR
THE FISCAL YEAR ENDING FEBRUARY 28, 2006.

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ISSUER: ACADIA REALTY TRUST
TICKER: AKR CUSIP: 004239109
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WENDY LUSCOMBE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUZANNE M. HOPGOOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LORRENCE T. KELLAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE S. WIELANSKY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KENNETH F. BERNSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN S. FORMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS CROCKER II ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER
31, 2005.

PROPOSAL #03: TO TRANSACT SUCH OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING.

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ISSUER: ACCREDITED HOME LENDERS HOLDING CO.
TICKER: LEND CUSIP: 00437P107
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RAY W. MCKEWON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH J. LYDON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. BERGLUND ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS OUR INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

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ISSUER: ACE LIMITED
TICKER: ACE CUSIP: G0070K103
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EVAN G. GREENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. KROL ISSUER YES FOR FOR

PROPOSAL #B: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT AUDITORS
OF ACE LIMITED FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

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ISSUER: ADVANTA CORP.
TICKER: ADVNA CUSIP: 007942105
MEETING DATE: 6/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MAX BOTEL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RONALD LUBNER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY THE APPOINTMENT OF KPMG LLP AS THE ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF THE
COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

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ISSUER: AFFILIATED MANAGERS GROUP, INC.
TICKER: AMG CUSIP: 008252108
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD E. FLOOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. NUTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SEAN M. HEALEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RITA M. RODRIGUEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD J. MEYERMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT C. PUFF, JR. ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE MATERIAL TERMS OF THE ISSUER YES AGAINST AGAINST
COMPANY'S LONG-TERM EXECUTIVE INCENTIVE PLAN, AS AMENDED.

PROPOSAL #03: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE CURRENT FISCAL
YEAR.

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ISSUER: AFFORDABLE RESIDENTIAL COMMUNITIES I
TICKER: ARC CUSIP: 008273104
MEETING DATE: 6/30/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN G. SPRENGLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT D. JACKSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL GREENE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARRY D. WILLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JORIS BRINKERHOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES F. KIMSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MARKHAM GREEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD J. FORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL B. WEBB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EUGENE MERCY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. "RANDY" STAFF ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS ARC'S INDEPENDENT AUDITOR
FOR THE 2005 FISCAL YEAR.

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ISSUER: AFLAC INCORPORATED
TICKER: AFL CUSIP: 001055102
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOE FRANK HARRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TOHRU TONOIKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. WRIGHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL H. ARMACOST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARVIN R. SCHUSTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KRISS CLONINGER III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN SHELBY AMOS II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELIZABETH J. HUDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. STEPHEN PURDOM, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS W. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID GARY THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. AMOS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES B. KNAPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARBARA K. RIMER, PH.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HIDEFUMI MATSUI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH S. JANKE SR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

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ISSUER: ALABAMA NATIONAL BANCORPORATION
TICKER: ALAB CUSIP: 010317105
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN V. DENSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN M. DAVID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD MURRAY IV ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. EDGAR WELDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. RAY BARNES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. STANCIL STARNES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. PLUNK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM D. MONTGOMERY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. HOLCOMB III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. JOHNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. RUFFNER PAGE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GRIFFIN A. GREENE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. PHILLIP MCWANE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: C. LLOYD NIX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOBBY A. BRADLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MCMAHON, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE COMPANY'S RESTATED ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION AS DESCRIBED IN THE
ACCOMPANYING PROXY STATEMENT.

PROPOSAL #03: TO APPROVE THE THIRD AMENDMENT AND ISSUER YES FOR FOR
RESTATEMENT OF THE ALABAMA NATIONAL BANCORPORATION
PERFORMANCE SHARE PLAN AS DESCRIBED IN THE ACCOMPANYING
PROXY STATEMENT.

PROPOSAL #04: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS AS
DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.

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ISSUER: ALEXANDRIA REAL ESTATE EQUITIES, INC
TICKER: ARE CUSIP: 015271109
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD B. JENNINGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD H. KLEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL S. MARCUS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. RICHARDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN G. WALTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY M. SUDARSKY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHMOND A. WOLF ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP TO SERVE AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: ALFA CORPORATION
TICKER: ALFA CUSIP: 015385107
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DEAN WYSNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVE DUNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL R. WIGGINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARRY E. NEWMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. THOMAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY A. NEWBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAL F. LEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. LEE ELLIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOYD E. CHRISTENBERRY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: B. PHIL RICHARDSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JACOB C. HARPER ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE 2005 AMENDED AND RESTATED ISSUER YES FOR FOR
STOCK INCENTIVE PLAN.

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ISSUER: ALLIED CAPITAL CORPORATION
TICKER: ALD CUSIP: 01903Q108
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAURA W. VAN ROIJEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE I. HEBERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY T. GARCIA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARC F. RACICOT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. FIRESTONE ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
ALLIED CAPITAL CORPORATION FOR THE YEAR ENDING DECEMBER
31, 2005.

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ISSUER: ALLMERICA FINANCIAL CORPORATION
TICKER: AFC CUSIP: 019754100
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NANCY L. LEAMING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. MURRAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WENDELL J. KNOX ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM OF ALLMERICA FINANCIAL
CORPORATION.

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ISSUER: AMB PROPERTY CORPORATION
TICKER: AMB CUSIP: 00163T109
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS W. TUSHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. ROBERT BURKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LYDIA H. KENNARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY L. SKELTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MICHAEL LOSH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAMID R. MOGHADAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID A. COLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. BLAKE BAIRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK W. REID ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM OF AMB PROPERTY CORPORATION FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

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ISSUER: AMBAC FINANCIAL GROUP, INC.
TICKER: ABK CUSIP: 023139108
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: W. GRANT GREGORY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY D.G. WALLACE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JILL M. CONSIDINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURA S. UNGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A. CALLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILLIP B. LASSITER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. GENADER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. THEOBALD ISSUER YES FOR FOR

PROPOSAL #02: APPROVE AMENDMENTS TO THE AMBAC 1997 ISSUER YES FOR FOR
EXECUTIVE INCENTIVE PLAN.

PROPOSAL #03: RATIFY SELECTION OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR 2005.

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ISSUER: AMCORE FINANCIAL, INC.
TICKER: AMFI CUSIP: 023912108
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FREDERICK D. HAY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN A. HALBROOK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN S. ROGERS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS.

PROPOSAL #03: APPROVE THE AMCORE FINANCIAL, INC. 2005 ISSUER YES AGAINST AGAINST
STOCK AWARD AND INCENTIVE PLAN.

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ISSUER: AMERICAN CAPITAL STRATEGIES, LTD.
TICKER: ACAS CUSIP: 024937104
MEETING DATE: 6/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STAN LUNDINE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: NEIL M. HAHL ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE COMPANY'S 2005 EMPLOYEE ISSUER YES AGAINST AGAINST
STOCK OPTION PLAN.

PROPOSAL #03: APPROVAL OF AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
FUNDAMENTAL POLICIES REPEALING SUCH POLICIES.

PROPOSAL #04: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS AUDITORS.

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ISSUER: AMERICAN EQUITY INVESTMENT LIFE HLDG
TICKER: AEL CUSIP: 025676206
MEETING DATE: 6/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BEN T. MORRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID S. MULCAHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. GERLACH ISSUER YES FOR FOR

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ISSUER: AMERICAN EXPRESS COMPANY
TICKER: AXP CUSIP: 025816109
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E.D. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: V.E. JORDAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: U.M. BURNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.D. WALTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.A. MCGINN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.R. DOLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.I. CHENAULT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.P. POPOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.G. BOWEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.F. AKERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. BARSHEFSKY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. LESCHLY ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED
PUBLIC ACCOUNTANTS.

PROPOSAL #03: SHAREHOLDER PROPOSAL RELATING TO STOCK SHAREHOLDER YES AGAINST FOR
OPTIONS.

PROPOSAL #04: SHAREHOLDER PROPOSAL REQUESTING A SEPARATE SHAREHOLDER YES ABSTAIN AGAINST
ANNUAL REPORT DESCRIBING THE COMPANY'S POLITICAL
CONTRIBUTIONS.

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ISSUER: AMERICAN FINANCIAL GROUP, INC.
TICKER: AFG CUSIP: 025932104
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TERRY S. JACOBS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM W. VERITY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THEODORE H. EMMERICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S. CRAIG LINDNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH C. AMBRECHT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES E. EVANS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL H. LINDNER III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL H. LINDNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. MARTIN ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: PROPOSAL TO APPROVE THE COMPANY'S 2005 ISSUER YES AGAINST AGAINST
STOCK INCENTIVE PLAN

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS THE COMPANY'S INDEPENDENT PUBLIC
ACCOUNTANTS FOR 2005

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ISSUER: AMERICAN FINANCIAL REALTY TRUST
TICKER: AFR CUSIP: 02607P305
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN P. HOLLIHAN III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. KAHANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD A. KRAEMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND GAREA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICHOLAS S. SCHORSCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. HAGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. EGGEMEYER III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLENN BLUMENTHAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEWIS S. RANIERI ISSUER YES FOR FOR

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ISSUER: AMERICAN HOME MORTGAGE INVESTMENT CO
TICKER: AHM CUSIP: 02660R107
MEETING DATE: 6/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: IRVING J. THAU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL STRAUSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICHOLAS R. MARFINO ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
THE COMPANY'S INDEPENDENT AUDITORS FOR THE YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #03: AMENDMENTS TO THE 1999 OMNIBUS STOCK ISSUER YES FOR FOR
INCENTIVE PLAN.

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ISSUER: AMERICREDIT CORP.
TICKER: ACF CUSIP: 03060R101
MEETING DATE: 11/3/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DOUGLAS K. HIGGINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH H. JONES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.R. DIKE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND THE 1998 LIMITED STOCK ISSUER YES FOR FOR
OPTION PLAN FOR AMERICREDIT CORP.

PROPOSAL #03: PROPOSAL TO AMEND THE AMENDED AND RESTATED ISSUER YES FOR FOR
2000 LIMITED OMNIBUS AND INCENTIVE PLAN FOR AMERICREDIT
CORP.

PROPOSAL #04: PROPOSAL TO APPROVE THE SENIOR EXECUTIVE ISSUER YES FOR FOR
BONUS PLAN.

PROPOSAL #05: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS AS ACCOUNTANTS FOR THE FISCAL
YEAR ENDING JUNE 30, 2005.

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ISSUER: AMERITRADE HOLDING CORPORATION
TICKER: AMTD CUSIP: 03074K100
MEETING DATE: 2/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAN W. COOK III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. JOE RICKETTS ISSUER YES FOR FOR

PROPOSAL #02: AUDITORS. RATIFICATION OF THE APPOINTMENT ISSUER YES FOR FOR
OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
FISCAL YEAR ENDING SEPTEMBER 30, 2005.

PROPOSAL #03: TO VOTE, IN ITS DISCRETION, UPON ANY OTHER ISSUER YES AGAINST AGAINST
BUSINESS THAT MAY PROPERLY COME BEFORE THE ANNUAL
MEETING OR ANY POSTPONEMENT OR ADJOURNMENT THEREOF.
MANAGEMENT IS NOT AWARE OF ANY OTHER MATTERS THAT SHOULD
COME BEFORE THE ANNUAL MEETING.

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ISSUER: AMERUS GROUP CO.
TICKER: AMH CUSIP: 03072M108
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS F. GAFFNEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WARD M. KLEIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LOUIS A. HOLLAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK C. PESTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HEIDI L. STEIGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW J. PAINE, JR. ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND THE COMPANY'S 2003 STOCK ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: PROPOSAL TO APPROVE PERFORMANCE-BASED ISSUER YES AGAINST AGAINST
PROCEDURES TO BE FOLLOWED IN GRANTING INCENTIVE
COMPENSATION AWARDS.

PROPOSAL #04: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS INDEPENDENT AUDITORS OF THE COMPANY
FOR THE 2005 FISCAL YEAR.

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ISSUER: AMLI RESIDENTIAL PROPERTIES TRUST
TICKER: AML CUSIP: 001735109
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BRUCE P. BICKNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY T. MUTZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURA D. GATES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC S. HEILWEIL ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE DECLARATION OF TRUST TO ISSUER YES FOR FOR
ELIMINATE THE CLASSIFICATION OF THE BOARD OF TRUSTEES.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
AMLI'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: AMSOUTH BANCORPORATION
TICKER: ASO CUSIP: 032165102
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES R. MALONE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RONALD L. KUEHN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E.W. DEAVENPORT, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF ERNST & YOUNG, LLP AS ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

PROPOSAL #03: TO APPROVE THE SHAREHOLDER PROPOSAL SHAREHOLDER YES ABSTAIN AGAINST
RELATING TO POLITICAL CONTRIBUTIONS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ANCHOR BANCORP WISCONSIN INC.
TICKER: ABCW CUSIP: 032839102
MEETING DATE: 7/27/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DOUGLAS J. TIMMERMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREG M. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID L. OMACHINSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAT RICHTER ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO ADOPT THE 2004 EQUITY ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS THE COMPANY'S INDEPENDENT AUDITORS
FOR THE FISCAL YEAR ENDING MARCH 31, 2005.

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ISSUER: ANNALY MORTGAGE MANAGEMENT, INC.
TICKER: NLY CUSIP: 035710409
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN A. LAMBIASE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN D. GREEN* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A.J. FARRELL* ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
COMPANY FOR THE 2005 FISCAL YEAR.

PROPOSAL #03: TO APPROVE THE EXECUTIVE PERFORMANCE PLAN. ISSUER YES FOR FOR

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ISSUER: ANTHRACITE CAPITAL, INC.
TICKER: AHR CUSIP: 037023108
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HUGH R. FRATER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY C. KEIL ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ANWORTH MORTGAGE ASSET CORPORATION
TICKER: ANH CUSIP: 037347101
MEETING DATE: 5/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEE A. AULT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LLOYD MCADAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH E. MCADAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOE E. DAVIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES H. BLACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. DAVIS ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF BDO SEIDMAN, ISSUER YES FOR FOR
LLP AS OUR INDEPENDENT ACCOUNTANTS AND AUDITORS FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: AON CORPORATION
TICKER: AOC CUSIP: 037389103
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAN KALFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD C. NOTEBAERT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LESTER B. KNIGHT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PATRICK G. RYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. MORRISON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN W. ROGERS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY C. CASE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLORIA SANTONA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDGAR D. JANNOTTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CAROLYN Y. WOO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW J. MCKENNA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: R. EDEN MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MICHAEL LOSH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS AON'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: APARTMENT INVESTMENT AND MANAGEMENT
TICKER: AIV CUSIP: 03748R101
MEETING DATE: 4/29/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. LANDIS MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS L. RHODES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRY CONSIDINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD S. ELLWOOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES N. BAILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A. STEIN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP TO SERVE AS THE INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR AIMCO FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE THE SALE OF UP TO 5,000 HIGH ISSUER YES FOR FOR
PERFORMANCE UNITS.

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ISSUER: ARBOR REALTY TRUST, INC.
TICKER: ABR CUSIP: 038923108
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MELVIN F. LAZAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER K. HORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. MICHAEL KOJAIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IVAN KAUFMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE COMPANY'S INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR FISCAL YEAR 2005.

PROPOSAL #03: APPROVAL OF AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
2003 OMNIBUS STOCK INCENTIVE PLAN, AS AMENDED AND
RESTATED, TO AUTHORIZE FOR ISSUANCE AN ADDITIONAL
250,000 SHARES OF THE COMPANY'S COMMON STOCK.

PROPOSAL #04: APPROVAL OF AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
CHARTER TO LOWER EACH OF THE AGGREGATE STOCK OWNERSHIP
LIMIT AND THE COMMON STOCK OWNERSHIP LIMIT FROM 9.6
PERCENT TO 8.3 PERCENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARCH CAPITAL GROUP LTD.
TICKER: ACGL CUSIP: G0450A105
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES J. ANSALDI** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT T. VAN GIESON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. WORKS* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RALPH E. JONES III** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL B. INGREY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICHOLAS PAPADOPOULO** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL QUINN** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN J. NILSEN** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC GRANDISSON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. VOLLARO** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GRAHAM WARD** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GRAHAM B. COLLIS** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DWIGHT R. EVANS** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID R. TUNNELL* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS G. KAISER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEWSONG LEE* ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE 2005 LONG TERM INCENTIVE ISSUER YES AGAINST AGAINST
AND SHARE AWARD PLAN AS SET FORTH IN AN APPENDIX TO, AND
AS DESCRIBED IN, THE ENCLOSED PROXY STATEMENT.

PROPOSAL #03: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARCHSTONE-SMITH TRUST
TICKER: ASN CUSIP: 039583109
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES A. CARDWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. POLK, III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT P. KOGOD ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT OF THE DECLARATION OF TRUST OF ISSUER YES FOR FOR
ARCHSTONE-SMITH TO ELIMINATE THE CLASSIFICATION OF
TRUSTEES.

PROPOSAL #03: RATIFICATION OF APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
AUDITORS FOR THE CURRENT FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARDEN REALTY, INC.
TICKER: ARI CUSIP: 039793104
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD S. ZIMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VICTOR J. COLEMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
APPOINTMENT OF ERNST & YOUNG LLP TO ACT AS OUR
INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31,
2005.

PROPOSAL #03: ADOPTION OF THE THIRD AMENDED AND RESTATED ISSUER YES FOR FOR
1996 STOCK OPTION AND INCENTIVE PLAN OF ARDEN REALTY,
INC. AND ARDEN REALTY LIMITED PARTNERSHIP.

PROPOSAL #04: STOCKHOLDER PROPOSAL REGARDING SEVERANCE SHAREHOLDER YES FOR AGAINST
AGREEMENTS FOR SENIOR EXECUTIVES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARGONAUT GROUP, INC.
TICKER: AGII CUSIP: 040157109
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: H. BERRY CASH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK E. WATSON, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. POWER, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HECTOR DELEON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GARY V. WOODS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: FRANK W. MARESH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FAYEZ S. SAROFIM ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALLAN W. FULKERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID HARTOCH ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF INDEPENDENT ISSUER YES FOR FOR
AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARROW FINANCIAL CORPORATION
TICKER: AROW CUSIP: 042744102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL F. MASSIANO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.J. REISMAN, D.M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELIZABETH O'C. LITTLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH C. HOPPER, M.D. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ARTHUR J. GALLAGHER & CO.
TICKER: AJG CUSIP: 363576109
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ELBERT O. HAND ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GARY P. COUGHLAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM OF THE COMPANY FOR 2005.

PROPOSAL #03: APPROVAL OF THE ARTHUR J. GALLAGHER & CO. ISSUER YES FOR FOR
SENIOR MANAGEMENT INCENTIVE PLAN.

PROPOSAL #04: APPROVAL OF THE ARTHUR J. GALLAGHER & CO. ISSUER YES AGAINST AGAINST
2005 LONG-TERM INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASPEN INSURANCE HOLDINGS
TICKER: AHL CUSIP: G05384105
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SARAH DAVIES-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JULIAN CUSACK-13 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JULIAN CUSACK-17 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JULIAN CUSACK-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JULIAN CUSACK-9 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KATE VACHER-17 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAREK GUMIENNY-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL MYNERS-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD KEELING-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SARAH DAVIES-17 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES FEW-17 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SARAH DAVIES-9 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER O'KANE-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SARAH DAVIES-13 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER O'KANE-13 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID MAY-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER O'KANE-1 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN CORMACK-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER O'KANE-17 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER O'KANE-9 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID MAY-9 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HEIDI HUTTER-1 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HEIDI HUTTER-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN CAMPBELL-13 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN CAMPBELL-5 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN CAMPBELL-9 ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID SKINNER-17 ISSUER YES FOR FOR

PROPOSAL #02: TO APPOINT KPMG AUDIT PLC, LONDON ENGLAND, ISSUER YES FOR FOR
TO ACT AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM AND TO SET THE REMUNERATION.

PROPOSAL #3A: TO AMEND BYE-LAW 1 ISSUER YES FOR FOR

PROPOSAL #3B: TO AMEND BYE-LAW 3 ISSUER YES FOR FOR

PROPOSAL #3C: TO AMEND BYE-LAW 12 ISSUER YES FOR FOR

PROPOSAL #3D: TO AMEND BYE-LAW 33 ISSUER YES FOR FOR

PROPOSAL #3E: TO AMEND BYE-LAW 85 ISSUER YES FOR FOR

PROPOSAL #3F: TO AMEND BYE-LAW 91 ISSUER YES FOR FOR

PROPOSAL #3G: TO AMEND BYE-LAW 100 ISSUER YES FOR FOR

PROPOSAL #3H: TO AMEND BYE-LAW 105 ISSUER YES FOR FOR

PROPOSAL #3I: TO AMEND BYE-LAW 109 ISSUER YES FOR FOR

PROPOSAL #3J: TO AMEND BYE-LAW 110 ISSUER YES FOR FOR

PROPOSAL #3K: TO AMEND BYE-LAW 115 ISSUER YES FOR FOR

PROPOSAL #3L: TO AMEND BYE-LAW 116 ISSUER YES FOR FOR

PROPOSAL #3M: TO AMEND BYE-LAW 119 ISSUER YES FOR FOR

PROPOSAL #3N: TO AMEND BYE-LAW 120 ISSUER YES FOR FOR

PROPOSAL #3O: TO AMEND BYE-LAW 142 ISSUER YES FOR FOR

PROPOSAL #3P: TO AMEND BYE-LAW 147 ISSUER YES FOR FOR

PROPOSAL #3Q: TO AMEND BYE-LAW 148 ISSUER YES FOR FOR

PROPOSAL #4: TO APPROVE AN AMENDMENT TO THE 2003 SHARE ISSUER YES FOR FOR
INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASPEN INSURANCE HOLDINGS
TICKER: AHL CUSIP: G05384105
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #6: TO AUTHORIZE THE DIRECTORS TO ALLOT SHARES ISSUER YES FOR FOR

PROPOSAL #7: TO AUTHORIZE THE RE-APPOINTMENT OF KPMG ISSUER YES FOR FOR
AUDIT PLC AS THE AUDITOR OF ASPEN INSURANCE UK LIMITED
AND TO DETERMINE THEIR REMUNERATION

PROPOSAL #8: TO AUTHORIZE THE AMENDMENT TO ASPEN ISSUER YES FOR FOR
INSURANCE UK LIMITED'S ARTICLES RELATING TO
INDEMNIFICATION OF DIRECTORS.

PROPOSAL #10: TO AUTHORIZE THE DIRECTORS OF ASPEN ISSUER YES FOR FOR
INSURANCE UK SERVICES LIMITED TO ALLOT SHARES

PROPOSAL #11: TO AUTHORIZE RE-APPOINTMENT OF KPMG AUDIT ISSUER YES FOR FOR
PLC AS THE AUDITOR OF ASPEN INSURANCE UK SERVICES
LIMITED FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005 AND
TO DETERMINE THEIR REMUNERATION.

PROPOSAL #12: TO AUTHORIZE THE AMENDMENT TO ASPEN ISSUER YES FOR FOR
INSURANCE UK SERVICES LIMITED'S ARTICLES OF ASSOCIATION
REGARDING INDEMNIFICATION.

PROPOSAL #14: TO AUTHORIZE THE DIRECTORS OF ASPEN (UK) ISSUER YES FOR FOR
HOLDINGS LIMITED TO ALLOT SHARES.

PROPOSAL #15: TO AUTHORIZE RE-APPOINTMENT OF KPMG AUDIT ISSUER YES FOR FOR
PLC AS THE AUDITOR OF ASPEN (UK) HOLDINGS FOR THE FISCAL
YEAR ENDING DECEMBER 31, 2005 AND TO DETERMINE THEIR
REMUNERATION.

PROPOSAL #16: TO AUTHORIZE THE AMENDMENT TO ASPEN (UK) ISSUER YES FOR FOR
HOLDINGS LIMITED'S ARTICLES OF ASSOCIATION RELATING TO
INDEMNIFICATION.

PROPOSAL #18: TO AUTHORIZE THE APPOINTMENT OF KPMG AS ISSUER YES FOR FOR
THE AUDITOR OF ASPEN INSURANCE LIMITED FOR FISCAL YEAR
ENDED DECEMBER 31, 2005 AND DETERMINE THEIR REMUNERATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASSOCIATED BANC-CORP
TICKER: ASBC CUSIP: 045487105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD T. LOMMEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAREN T. BECKWITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. HUTCHINSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK C. RUSCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. SERAMUR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RUTH M. CROWLEY ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS OF ASSOCIATED FOR THE YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE THE AMENDMENT OF THE ASSOCIATED ISSUER YES AGAINST AGAINST
BANC-CORP AMENDED AND RESTATED LONG-TERM INCENTIVE
STOCK PLAN.

PROPOSAL #04: TO APPROVE THE AMENDMENT OF THE ASSOCIATED ISSUER YES AGAINST AGAINST
BANC-CORP 2003 LONG-TERM INCENTIVE PLAN.

PROPOSAL #05: THE SHAREHOLDER PROPOSAL TO ELIMINATE THE SHAREHOLDER YES FOR AGAINST
CLASSIFIED BOARD OF DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASSURANT, INC.
TICKER: AIZ CUSIP: 04621X108
MEETING DATE: 6/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. KERRY CLAYTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. PALMS PHD, D. SC. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. ROBERT J. BLENDON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BETH L. BRONNER ISSUER YES FOR FOR

PROPOSAL #02: APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP, ISSUER YES FOR FOR
AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASSURED GUARANTY LTD.
TICKER: AGO CUSIP: G0585R106
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #A: ELECTION OF PATRICK W. KENNY AS CLASS I ISSUER YES FOR FOR
DIRECTOR FOR A TERM EXPIRING IN 2008

PROPOSAL #B: RE-APPROVAL OF THE ASSURED GUARANTY LTD. ISSUER YES FOR FOR
2004 LONG-TERM INCENTIVE PLAN

PROPOSAL #C: APPROVAL OF THE ASSURED GUARANTY LTD. ISSUER YES FOR FOR
EMPLOYEE STOCK PURCHASE PLAN

PROPOSAL #D: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT
ACCOUNTANTS OF ASSURED GUARANTY LTD. FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005

ELECTION OF DIRECTOR: JAMES M. MICHENER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT WORME** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. MILLS** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT BAILENSON* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD ALBERT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID PENCHOFF* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. MILLS* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOMINIC J. FREDERICO* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH THOMSON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. MICHENER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. SCHOZER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PIERRE A. SAMSON* ISSUER YES FOR FOR

PROPOSAL #EA2: APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP ISSUER YES FOR FOR
AS THE INDEPENDENT AUDITORS OF AGRI FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

PROPOSAL #EA3: CHANGING THE NAME OF AGRI TO ASSURED ISSUER YES FOR FOR
GUARANTY RE LTD.

PROPOSAL #EB2: APPOINTMENT OF PRICEWATERHOUSECOOPERS AS ISSUER YES FOR FOR
THE INDEPENDENT AUDITORS OF AGL BARBADOS FOR THE FISCAL
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ASTORIA FINANCIAL CORPORATION
TICKER: AF CUSIP: 046265104
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. CONWAY** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE L. ENGELKE, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEO J. WATERS* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER C. HAEFFNER, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RALPH F. PALLESCHI* ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE 2005 RE-DESIGNATED, ISSUER YES FOR FOR
AMENDED AND RESTATED STOCK INCENTIVE PLAN.

PROPOSAL #03: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR ASTORIA FINANCIAL CORPORATION FOR THE FISCAL
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: AVALONBAY COMMUNITIES, INC.
TICKER: AVB CUSIP: 053484101
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GILBERT M. MEYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. HEALY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES D. PEEBLER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRYCE BLAIR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE A. CHOATE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: AMY P. WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLAN D. SCHUSTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LANCE R. PRIMIS ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: AXIS CAPITAL HOLDINGS LTD.
TICKER: AXS CUSIP: G0692U109
MEETING DATE: 12/9/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO AMEND THE BYE-LAWS OF AXIS CAPITAL ISSUER YES FOR FOR
HOLDINGS LIMITED AS DESCRIBED IN THE PROXY STATEMENT.

PROPOSAL #02: TO AMEND THE BYE-LAWS OF AXIS SPECIALTY ISSUER YES FOR FOR
LIMITED AS DESCRIBED IN THE PROXY STATEMENT.

PROPOSAL #03: TO AMEND THE ARTICLES OF ASSOCIATION OF ISSUER YES FOR FOR
AXIS SPECIALTY HOLDINGS IRELAND LIMITED AS DESCRIBED IN
THE PROXY STATEMENT.

PROPOSAL #04: TO AUTHORIZE THE ELECTIONS BY AXIS CAPITAL ISSUER YES FOR FOR
HOLDINGS LIMITED AND AXIS SPECIALTY HOLDINGS IRELAND
LIMITED TO DISPENSE WITH THE ANNUAL GENERAL MEETINGS OF
THE IRISH SUBSIDIARIES OF AXIS CAPITAL HOLDINGS LIMITED.

PROPOSAL #05: TO AMEND THE ARTICLES OF ASSOCIATION OF ISSUER YES FOR FOR
AXIS SPECIALTY UK IRELAND LIMITED AS DESCRIBED IN THE
PROXY STATEMENT.

PROPOSAL #06: TO AUTHORIZE THE LIQUIDATION OF AXIS ISSUER YES FOR FOR
SPECIALTY UK HOLDINGS LIMITED.

PROPOSAL #07: TO AUTHORIZE THE DISSOLUTION OF AXIS ISSUER YES FOR FOR
SPECIALTY (BARBADOS) LIMITED.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: AXIS CAPITAL HOLDINGS LTD.
TICKER: AXS CUSIP: G0692U109
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANK J. TASCO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUERGEN GRUPE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. FRIEDMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DONALD J. GREENE ISSUER YES FOR FOR

PROPOSAL #02: TO APPOINT DELOITTE & TOUCHE TO ACT AS THE ISSUER YES FOR FOR
INDEPENDENT AUDITORS OF AXIS CAPITAL HOLDINGS LIMITED
FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005 AND TO
AUTHORIZE THE BOARD OF DIRECTORS ACTING THROUGH THE
AUDIT COMMITTEE TO SET THE FEES FOR THE INDEPENDENT
AUDITORS.

PROPOSAL #03: TO AUTHORIZE THE ELECTION OF THREE ISSUER YES FOR FOR
NOMINEES AS DIRECTORS OF AXIS SPECIALTY LIMITED.

PROPOSAL #04: TO AUTHORIZE THE LIQUIDATION OF AXIS ISSUER YES FOR FOR
SPECIALTY UK LIMITED.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANCFIRST CORPORATION
TICKER: BANF CUSIP: 05945F103
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID E. RAGLAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS L. BRAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. RALPH MCCALMONT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. HUGON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD J. NORICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.L. CRAIG, JR. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANCORPSOUTH, INC.
TICKER: BXS CUSIP: 059692103
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: W.G. HOLLIMAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TURNER O. LASHLEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN W. PERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES V. KELLEY ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE AMENDMENT AND ISSUER YES FOR FOR
RESTATEMENT OF THE BANCORPSOUTH, INC. 1994 STOCK
INCENTIVE PLAN.

PROPOSAL #03: PROPOSAL TO APPROVE THE AMENDMENT TO THE ISSUER YES FOR FOR
BANCORPSOUTH, INC. 1995 NON-QUALIFIED STOCK OPTION PLAN
FOR NON-EMPLOYEE DIRECTORS.

PROPOSAL #04: PROPOSAL TO APPROVE THE AMENDMENT TO THE ISSUER YES FOR FOR
BANCORPSOUTH, INC. EXECUTIVE PERFORMANCE INCENTIVE PLAN.

PROPOSAL #05: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS OF BANCORPSOUTH, INC. AND
ITS SUBSIDIARIES FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANK MUTUAL CORPORATION
TICKER: BKMU CUSIP: 063750103
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS J. LOPINA, SR.* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT B. OLSON* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARK C. HERR** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID J. ROLFS* ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANK OF AMERICA CORPORATION
TICKER: BAC CUSIP: 060505104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN T. COLLINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICIA E. MITCHELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM BARNET, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER E. MASSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. STEVEN JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M. RYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. MAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. TILLMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL FULTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES K. GIFFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH D. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACKIE M. WARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY L. COUNTRYMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDWARD L. ROMERO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES W. COKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MEREDITH R. SPANGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: O. TEMPLE SLOAN, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF INDEPENDENT PUBLIC ISSUER YES FOR FOR
ACCOUNTANTS

PROPOSAL #03: STOCKHOLDER PROPOSAL - POLITICAL SHAREHOLDER YES ABSTAIN AGAINST
CONTRIBUTIONS

PROPOSAL #04: STOCKHOLDER PROPOSAL - NOMINATION OF SHAREHOLDER YES AGAINST FOR
DIRECTORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANK OF GRANITE CORPORATION
TICKER: GRAN CUSIP: 062401104
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES Y. PRESTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL M. FLEETWOOD, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. FORLINES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES M. SNIPES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOB J. MCCREARY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B.C. WILSON, JR., CPA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN N. BRAY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HUGH R. GAITHER ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE ACCOUNTING FIRM ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE CORPORATION'S INDEPENDENT
CERTIFIED PUBLIC ACCOUNTANTS FOR THE YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANK OF HAWAII CORPORATION
TICKER: BOH CUSIP: 062540109
MEETING DATE: 4/29/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER D. BALDWIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT HURET ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. CHUN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD M. TAKAKI ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF BANK OF HAWAII CORPORATION ISSUER YES FOR FOR
AMENDED AND RESTATED DIRECTOR STOCK COMPENSATION PLAN.

PROPOSAL #03: RATIFICATION OF SELECTION OF INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANK OF THE OZARKS, INC.
TICKER: OZRK CUSIP: 063904106
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PORTER HILLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT TREVINO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT EAST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK ROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.L. QUALLS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN ARNOLD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD CISNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNITH SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN MILLS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEAN AREHART ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES MATTHEWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY MARIANI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE GLEASON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LINDA GLEASON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANKATLANTIC BANCORP, INC.
TICKER: BBX CUSIP: 065908501
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: D. KEITH COBB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN B. LEVAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUNO L. DIGIULIAN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE COMPANY'S 2005 RESTRICTED ISSUER YES AGAINST AGAINST
STOCK AND OPTION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANKNORTH GROUP, INC.
TICKER: BNK CUSIP: 06646R107
MEETING DATE: 2/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE AN AMENDED AND RESTATED ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER.

PROPOSAL #02: TO APPROVE THE REINCORPORATION OF ISSUER YES FOR FOR
BANKNORTH GROUP, INC. FROM MAINE TO DELAWARE.

PROPOSAL #03A: TO APPROVE PROVISIONS AUTHORIZING THE ISSUER YES FOR FOR
CLASS B COMMON STOCK AS MAJORITY SHAREHOLDER OF
BANKNORTH DELAWARE INC.

PROPOSAL #03B: TO APPROVE RELATING TO THE COMPOSITION ISSUER YES FOR FOR
AND POWERS OF THE BOARD AND IT'S COMMITTEES.

PROPOSAL #03C: TO APPROVE A PROVISION WHICH PERMITS ISSUER YES FOR FOR
ACTIONS BY LESS THAN UNANIMOUS WRITTEN CONSENT OF
SHAREHOLDERS IN SOME CIRCUMSTANCES.

PROPOSAL #03D: TO APPROVE A PROVISION WHICH INCREASE THE ISSUER YES FOR FOR
OWNERSHIP THRESHOLD REQUIRED FOR SHAREHOLDERS TO CALL A
SPECIAL MEETING.

PROPOSAL #03E: TO APPROVE THE ELIMINATION OF BANKNORTH ISSUER YES FOR FOR
GROUP, INC'S CLASSIFIED BOARD AND ELECT ALL DIRECTORS
ANNUALLY.

PROPOSAL #03F: TO APPROVE THE ELIMINATION OF THE FAIR ISSUER YES FOR FOR
PRICE PROVISION IN BANKNORTH GROUP, INC.'S ARTICLES.

PROPOSAL #03G: TO APPROVE THE ELIMINATION OF THE SUPER- ISSUER YES FOR FOR
MAJORITY VOTING REQUIREMENTS IN BANKNORTH GROUP, INC.'S
ARTICLES.

PROPOSAL #03H: TO APPROVE THE ELIMINATION OF THE ISSUER YES FOR FOR
PROVISION IN BANKNORTH GROUP, INC.'S ARTICLES REQUIRING
THE BOARD TO CONSIDER THE INTERESTS.

PROPOSAL #03I: TO INCLUDE A PROVISION IN THE POST- ISSUER YES FOR FOR
TRANSACTION CERTIFICATE OF INCORPORATION WHICH LIMITS
THE ABILITY TO ADOPT ANTITAKEOVER.

PROPOSAL #03J: TO INCLUDE A PROVISION IN THE POST- ISSUER YES FOR FOR
TRANSACTION CERTIFICATE OF INCORPORATION BY WHICH
BANKNORTH DELAWARE INC.

PROPOSAL #03K: TO APPROVE THE GRANT TO TD, OF THE RIGHT ISSUER YES FOR FOR
TO SUBSCRIBE FOR ADDITIONAL SECURITIES OF BANKNORTH
DELAWARE INC.

PROPOSAL #03L: TO APPROVE A PROVISION WHICH ALLOCATES ISSUER YES FOR FOR
CORPORATE OPPORTUNITIES BETWEEN BANKNORTH DELAWARE INC.
AND TD.

PROPOSAL #04: TO ADJOURN THE SPECIAL MEETING. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANKUNITED FINANCIAL CORPORATION
TICKER: BKUNA CUSIP: 06652B103
MEETING DATE: 1/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALFRED R. CAMNER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLEN M. BERNKRANT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAUREN CAMNER*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NEIL H. MESSINGER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TOD ARONOVITZ** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALBERT E. SMITH*** ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BANNER CORPORATION
TICKER: BANR CUSIP: 06652V109
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DEAN W. MITCHELL* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JESSE G. FOSTER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CONSTANCE H. KRAVAS** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRENT A. ORRICO* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. MICHAEL JONES* ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BB&T CORPORATION
TICKER: BBT CUSIP: 054937107
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALBERT F. ZETTLEMOYER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALFRED E. CLEVELAND ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ANNA R. CABLIK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN P. HOWE III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NIDO R. QUBEIN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS BB&T'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BEDFORD PROPERTY INVESTORS, INC.
TICKER: BED CUSIP: 076446301
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BOWEN H. MCCOY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS H. NOLAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER LINNEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN I. ZANKEL, ESQ. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER B. BEDFORD ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS
FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BERKSHIRE HATHAWAY INC.
TICKER: BRKA CUSIP: 084670207
MEETING DATE: 4/30/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HOWARD G. BUFFETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WARREN E. BUFFETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER SCOTT, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. MURPHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. GATES III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD R. KEOUGH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID S. GOTTESMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLOTTE GUYMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES T. MUNGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD L. OLSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MALCOLM G. CHACE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSED AMENDMENT OF THE CORPORATION'S ISSUER YES FOR FOR
RESTATED CERTIFICATE OF INCORPORATION THAT WOULD ADD TO
THE VOTING RIGHTS OF HOLDERS OF CLASS B COMMON STOCK IN
CERTAIN SITUATIONS.

PROPOSAL #03: PROPOSED AMENDMENT OF THE CORPORATION'S ISSUER YES FOR FOR
RESTATED CERTIFICATE OF INCORPORATION THAT WOULD CLARIFY
THE RIGHTS OF HOLDERS OF CLASS B COMMON STOCK IN A
STOCK SPLIT OR STOCK DIVIDEND.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BLACKROCK, INC.
TICKER: BLK CUSIP: 09247X101
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LINDA GOSDEN ROBINSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM S. DEMCHAK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MURRY S. GERBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES GROSFELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. MUTTERPERL ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BOK FINANCIAL CORPORATION
TICKER: BOKF CUSIP: 05561Q201
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J.E. CAPPY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. CADIEUX, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.F. BALL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.F. GRIFFIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.L. KYLE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: E.C. JOULLIAN, IV ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.B. KAISER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.G. GREER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.E. DURRETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: V.B. HARGIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.J. MALCOLM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.J. BELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.E. MOORE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.A. ROBINSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.J. LAFORTUNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.C. BOYLAN, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. MARSHALL-CHAPMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.F. ROONEY, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.L. TAYLOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.Z. KISHNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.S. ALLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.A. LYBARGER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BOSTON PRIVATE FINANCIAL HOLDINGS, I
TICKER: BPFH CUSIP: 101119105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KATHLEEN M. GRAVELINE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM J. SHEA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER C. BENNETT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WALTER M. PRESSEY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BOSTON PROPERTIES, INC.
TICKER: BXP CUSIP: 101121101
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALAN J. PATRICOF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE S. BACOW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN TURCHIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ZOE BAIRD ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER AND ACT UPON A STOCKHOLDER SHAREHOLDER YES FOR AGAINST
PROPOSAL CONCERNING THE ANNUAL ELECTION OF DIRECTORS, IF
PROPERLY PRESENTED AT THE ANNUAL MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BRANDYWINE REALTY TRUST
TICKER: BDN CUSIP: 105368203
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANTHONY A. NICHOLS SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WYCHE FOWLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER D'ALESSIO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. JOYCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERARD H. SWEENEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD E. AXINN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES P. PIZZI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. PIKE ALOIAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
APPOINTMENT OF PRICEWATERHOUSECOOPERS, LLP AS
INDEPENDENT REGISTERED ACCOUNTING FIRM.

PROPOSAL #03: APPROVAL OF THE AMENDMENT AND RESTATEMENT ISSUER YES FOR FOR
OF THE 1997 LONG-TERM INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BRE PROPERTIES, INC.
TICKER: BRE CUSIP: 05564E106
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GREGORY M. SIMON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEANNE R. MYERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. MICHAEL FOLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MATTHEW T. MEDEIROS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. FIDDAMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER P. KUPPINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CONSTANCE B. MOORE ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDING THE COMPANY'S CURRENT ISSUER YES AGAINST AGAINST
ARTICLES OF INCORPORATION TO INCREASE THE TOTAL NUMBER
OF AUTHORIZED SHARES OF PREFERRED STOCK FROM 10,000,000
SHARES TO 20,000,000 SHARES.

PROPOSAL #03: RATIFICATION OF SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BRISTOL WEST HOLDINGS, INC.
TICKER: BRW CUSIP: 11037M105
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARY R. HENNESSY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TODD A. FISHER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SCOTT C. NUTTALL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD T. DELANEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PERRY GOLKIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES N. MEEHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: INDER-JEET S. GUJRAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EILEEN HILTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTHUR J. ROTHKOPF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. CARY BLAIR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. FISHER ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITOR FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BROOKLINE BANCORP, INC.
TICKER: BRKL CUSIP: 11373M107
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN J. MCGLYNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM V. TRIPP, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER O. WILDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE C. CANER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD P. CHAPMAN, JR. ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE COMPANY'S ANNUAL ISSUER YES FOR FOR
SENIOR EXECUTIVE OFFICER INCENTIVE COMPENSATION PLAN.

PROPOSAL #03: THE RATIFICATION FOR THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE COMPANY FOR THE YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: BROWN & BROWN, INC.
TICKER: BRO CUSIP: 115236101
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JIM W. HENDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAN E. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THEODORE J. HOEPNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL P. BELL, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRADLEY CURREY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HUGH M. BROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. RIEDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID H. HUGHES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHILTON D. VARNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. HYATT BROWN ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT TO STOCK PERFORMANCE PLAN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAMDEN NATIONAL CORPORATION
TICKER: CAC CUSIP: 133034108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. CAMPBELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WARD I. GRAFFAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. HOLMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WINFIELD F. ROBINSON ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF BERRY, DUNN, ISSUER YES FOR FOR
MCNEIL & PARKER AS THE COMPANY'S REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

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ISSUER: CAMDEN PROPERTY TRUST
TICKER: CPT CUSIP: 133131102
MEETING DATE: 2/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: APPROVAL OF THE ISSUANCE OF CAMDEN COMMON ISSUER YES FOR FOR
SHARES PURSUANT TO THE AGREEMENT AND PLAN OF MERGER,
DATED AS OF OCTOBER 4, 2004, BY AND AMONG CAMDEN
PROPERTY TRUST, CAMDEN SUMMIT, INC. (FORMERLY KNOWN AS
CAMDEN SPARKS, INC.) AND SUMMIT PROPERTIES INC., AS
AMENDED.

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ISSUER: CAMDEN PROPERTY TRUST
TICKER: CPT CUSIP: 133131102
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEWIS A. LEVEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. COOPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM F. PAULSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM B. MCGUIRE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN A. WEBSTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE A. HRDLICKA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F. GARDNER PARKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. KEITH ODEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. CAMPO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT S. INGRAHAM ISSUER YES FOR FOR

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ISSUER: CAPITAL AUTOMOTIVE REIT
TICKER: CARS CUSIP: 139733109
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN J. POHANKA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. HOGLUND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VINCENT A. SHEEHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS D. ECKERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT M. ROSENTHAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL M. HIGBEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID B. KAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG L. FULLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. MICHAEL MCCULLOUGH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF THE ISSUER YES FOR FOR
ACCOUNTING FIRM OF ERNST & YOUNG LLP TO SERVE AS
INDEPENDENT AUDITORS FOR CAPITAL AUTOMOTIVE REIT FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITAL CITY BANK GROUP, INC.
TICKER: CCBG CUSIP: 139674105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN R. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LINA S. KNOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. BARRON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. EVERITT DREW ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
AUDITORS FOR THE COMPANY FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: CAPITAL LEASE FUNDING, INC.
TICKER: LSE CUSIP: 140288101
MEETING DATE: 6/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PAUL H. MCDOWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY KREITMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. GAGLIARDI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEWIS S. RANIERI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY F. ROGATZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD A. SILVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. POLLERT ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITAL ONE FINANCIAL CORPORATION
TICKER: COF CUSIP: 14040H105
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANN FRITZ HACKETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK W. GROSS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS OF THE CORPORATION FOR 2005.

PROPOSAL #03: STOCKHOLDER PROPOSAL: DIRECTOR ELECTION SHAREHOLDER YES AGAINST FOR
MAJORITY VOTE STANDARD.

PROPOSAL #04: STOCKHOLDER PROPOSAL: REPORT ON LONG-TERM SHAREHOLDER YES AGAINST FOR
TARGETS FOR STOCK OPTIONS TO BE HELD BY EXECUTIVES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITAL SOUTHWEST CORPORATION
TICKER: CSWC CUSIP: 140501107
MEETING DATE: 7/19/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN H. WILSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL B. LIGON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY L. MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GRAEME W. HENDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. THOMAS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT BY OUR ISSUER YES FOR FOR
AUDIT COMMITTEE OF ERNST & YOUNG LLP AS OUR INDEPENDENT
AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITALSOURCE INC.
TICKER: CSE CUSIP: 14055X102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DENNIS P. LOCKHART ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK W. EUBANK, II ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JASON M. FISH ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: TIMOTHY M. HURD ISSUER YES WITHHOLD AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITOL BANCORP LIMITED
TICKER: CBC CUSIP: 14056D105
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: M.J. DEVINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. MAAS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L.D. JOHNS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L.G. ALLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.W. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.D. NOFZIGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.F. HANNLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.L. KASTEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.K. SABLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.L. MUNRO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.C. CARR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.E. CRIST ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: P.R. BALLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. O'LEARY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.A. GASKIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: D.L. BECKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. REID ENGLISH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. NICHOLAS GENOVA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.C. EPOLITO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J.D. REID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.S. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.I. FERGUSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.A. FALKENBERG ISSUER YES FOR FOR

PROPOSAL #02: AMENDING THE ARTICLES OF INCORPORATION TO ISSUER YES AGAINST AGAINST
INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK
FROM 25,000,000 TO 50,000,000.

PROPOSAL #03: RESERVATION OF AN ADDITIONAL 1,000,000 ISSUER YES AGAINST AGAINST
SHARES OF CAPITOL'S COMMON STOCK FOR ISSUANCE PURSUANT
TO THE CAPITOL BANCORP LIMITED 2003 STOCK PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CAPITOL FEDERAL FINANCIAL
TICKER: CFFN CUSIP: 14057C106
MEETING DATE: 1/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL T. MCCOY, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY M. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARILYN S. WARD ISSUER YES FOR FOR

PROPOSAL #II: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS CAPITOL FEDERAL FINANCIAL'S
INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING
SEPTEMBER 30, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CARRAMERICA REALTY CORPORATION
TICKER: CRE CUSIP: 144418100
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT E. TORRAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW F. BRIMMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WESLEY S. WILLIAMS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. CARR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRYCE BLAIR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOAN CARTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP L. HAWKINS ISSUER YES AGAINST AGAINST

PROPOSAL #02: RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
CARRAMERICA'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CASH AMERICA INTERNATIONAL, INC.
TICKER: CSH CUSIP: 14754D100
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DANIEL R. FEEHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY J. MCKIBBEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK R. DAUGHERTY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B.D. HUNTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALFRED M. MICALLEF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.R. DIKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. GRAVES ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR
THE YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CATELLUS DEVELOPMENT CORPORATION
TICKER: CDX CUSIP: 149113102
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER BARKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DARYL J. CARTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. KAHANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN F. BOLLENBACH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD D. FARMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTINE GARVEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEANNA W. OPPENHEIMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESLIE D. MICHELSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NELSON C. RISING ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR
2005.

PROPOSAL #03: APPROVAL OF AMENDED POLICY REGARDING ISSUER YES FOR FOR
STOCKHOLDER RIGHTS PLANS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CATHAY GENERAL BANCORP
TICKER: CATY CUSIP: 149150104
MEETING DATE: 5/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NELSON CHUNG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK S.D. LEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TING Y. LIU ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE CATHAY GENERAL BANCORP 2005 ISSUER YES FOR FOR
INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CB BANCSHARES, INC.
TICKER: CBBI CUSIP: 124785106
MEETING DATE: 9/13/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO CONSIDER AND VOTE UPON A PROPOSAL TO ISSUER YES FOR FOR
APPROVE THE AGREEMENT AND PLAN OF MERGER, DATED AS OF
APRIL 22, 2004, BY AND BETWEEN CB BANCSHARES, INC. AND
CENTRAL PACIFIC FINANCIAL CORP. PURSUANT TO WHICH CB
BANCSHARES, INC. WILL MERGE WITH AND INTO CENTRAL
PACIFIC FINANCIAL CORP.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CB RICHARD ELLIS GROUP, INC.
TICKER: CBG CUSIP: 12497T101
MEETING DATE: 6/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN NUGENT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD C. BLUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAY WIRTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL KANTOR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GARY L. WILSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERIC V. MALEK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRETT WHITE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRADFORD M. FREEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY A. COZAD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICE MARIE DANIELS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF INDEPENDENT AUDITORS ISSUER YES FOR FOR

PROPOSAL #03: APPROVAL OF THE AMENDED AND RESTATED 2004 ISSUER YES FOR FOR
STOCK INCENTIVE PLAN

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CBL & ASSOCIATES PROPERTIES, INC.
TICKER: CBL CUSIP: 124830100
MEETING DATE: 5/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES B. LEBOVITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEO FIELDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLAUDE M. BALLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY L. BRYENTON ISSUER YES FOR FOR

PROPOSAL #02: TO ACT UPON A PROPOSAL TO APPROVE AN ISSUER YES FOR FOR
AMENDMENT TO THE COMPANY'S AMENDED AND RESTATED
CERTIFICATE OF INCORPORATION TO INCREASE THE NUMBER OF
AUTHORIZED SHARES OF THE COMPANY'S COMMON STOCK, PAR
VALUE $0.01 PER SHARE, FROM 95,000,000 TO 180,000,000
SHARES

PROPOSAL #03: TO RATIFY THE SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE, LLP AS THE INDEPENDENT REGISTERED PUBLIC
ACCOUNTANTS FOR THE COMPANY'S FISCAL YEAR ENDING
DECEMBER 31, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CENTERPOINT PROPERTIES TRUST
TICKER: CNT CUSIP: 151895109
MEETING DATE: 5/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NORMAN R. BOBINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL M. MULLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL S. FISHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS E. ROBINSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICHOLAS C. BABSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN S. GATES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. STALEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD A. KING, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN D. FELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. STOVALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN BARBER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT AUDITORS
FOR 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CENTRAL PACIFIC FINANCIAL CORP.
TICKER: CPF CUSIP: 154760102
MEETING DATE: 9/13/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE THE MERGER AGREEMENT, ISSUER YES FOR FOR
DATED APRIL 22, 2004, BY AND BETWEEN CENTRAL PACIFIC
FINANCIAL CORP. AND CB BANCSHARES, INC. PROVIDING FOR
THE MERGER OF CB BANCSHARES, INC. WITH AND INTO CENTRAL
PACIFIC FINANCIAL CORP.

PROPOSAL #02: PROPOSAL TO APPROVE AN AMENDMENT TO THE ISSUER YES AGAINST AGAINST
COMPANY'S RESTATED ARTICLES OF INCORPORATION, AS
AMENDED, TO INCREASE THE NUMBER OF SHARES OF COMMON
STOCK AUTHORIZED FOR ISSUANCE TO 100,000,000 SHARES.

PROPOSAL #03: PROPOSAL TO APPROVE THE CENTRAL PACIFIC ISSUER YES FOR FOR
FINANCIAL CORP. 2004 STOCK COMPENSATION PLAN.

PROPOSAL #04: PROPOSAL TO APPROVE THE CENTRAL PACIFIC ISSUER YES FOR FOR
FINANCIAL CORP. 2004 ANNUAL EXECUTIVE INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CENTRAL PACIFIC FINANCIAL CORP.
TICKER: CPF CUSIP: 154760102
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: B. JEANNIE HEDBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: COLBERT M. MATSUMOTO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRYSTAL K. ROSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUANE K. KURISU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EARL E. FRY ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM. TO RATIFY
THE APPOINTMENT OF KPMG LLP AS THE COMPANY'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR FISCAL
YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL OF AMENDMENT TO RESTATED ARTICLES ISSUER YES FOR FOR
OF INCORPORATION OF CENTRAL PACIFIC FINANCIAL CORP. TO
APPROVE AN AMENDMENT TO THE RESTATED ARTICLES OF
INCORPORATION OF CENTRAL PACIFIC FINANCIAL CORP. TO ADD
A NEW ARTICLE IX REGARDING LIMITATION OF LIABILITY FOR
DIRECTORS AS PROVIDED FOR UNDER HAWAII LAW.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHARTER FINANCIAL CORPORATION
TICKER: CHFN CUSIP: 16122M100
MEETING DATE: 2/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID L. STROBEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID Z. CAUBLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. JOHNSON ISSUER YES FOR FOR

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ISSUER: CHARTER ONE FINANCIAL, INC.
TICKER: CF CUSIP: 160903100
MEETING DATE: 8/23/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: MERGER AGREEMENT: TO APPROVE AND ADOPT THE ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER, DATED AS OF MAY 4, 2004,
BY AND AMONG CHARTER ONE FINANCIAL, INC., CITIZENS
FINANCIAL GROUP, INC., CARDINAL ACQUISITION CORP. AND ,
SOLELY WITH RESPECT TO ARTICLE 11 OF THE AGREEMENT, THE
ROYAL BANK OF SCOTLAND GROUP PLC, AS MORE FULLY
DESCRIBED IN THE PROXY STATEMENT.

PROPOSAL #02: ADJOURNMENT: TO APPROVE THE ADJOURNMENT OF ISSUER YES FOR FOR
THE SPECIAL MEETING, IF NECESSARY, TO SOLICIT
ADDITIONAL PROXIES IN THE EVENT THAT THERE ARE NOT
SUFFICIENT VOTES AT THE TIME OF THE SPECIAL MEETING TO
APPROVE AND ADOPT THE AGREEMENT AND PLAN OF MERGER
REFERENCED ABOVE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHELSEA PROPERTY GROUP, INC.
TICKER: CPG CUSIP: 163421100
MEETING DATE: 10/13/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: THE APPROVAL OF THE REIT MERGER AND THE ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER, DATED AS OF JUNE 20, 2004,
BY AND AMONG SIMON PROPERTY GROUP, INC., SIMON PROPERTY
GROUP, L.P., SIMON ACQUISITION I, LLC, SIMON
ACQUISITION II, LLC, CHELSEA PROPERTY GROUP, INC. AND
CPG PARTNERS L.P., AND OTHER PROCEDURAL MATTERS INCIDENT
TO THE CONDUCT OF THE SPECIAL MEETING, AS DESCRIBED IN
THE STATEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHEMICAL FINANCIAL CORPORATION
TICKER: CHFC CUSIP: 163731102
MEETING DATE: 4/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANK P. POPOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM S. STAVROPOULOS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS T. HUFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERENCE F. MOORE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NANCY BOWMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. CURRIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY E. ANDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID B. RAMAKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN L. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALOYSIUS J. OLIVER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J. DANIEL BERNSON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHICAGO MERCANTILE EXCHANGE HOLDINGS
TICKER: CME CUSIP: 167760107
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN F. SANDNER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: TERRY L. SAVAGE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRENCE A. DUFFY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL R. GLICKMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG S. DONOHUE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM P. MILLER II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. OLIFF ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE CHICAGO MERCANTILE ISSUER YES FOR FOR
EXCHANGE HOLDINGS INC. 2005 DIRECTOR STOCK PLAN.

PROPOSAL #03: APPROVAL OF THE CHICAGO MERCANTILE ISSUER YES FOR FOR
EXCHANGE HOLDINGS INC. EMPLOYEE STOCK PURCHASE PLAN.

PROPOSAL #04: RATIFICATION OF ERNST & YOUNG LLP AS OUR ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHITTENDEN CORPORATION
TICKER: CHZ CUSIP: 170228100
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PHILIP M. DRUMHELLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SALLY W. CRAWFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. PIZZAGALLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERNEST A. POMERLEAU ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO CHITTENDEN ISSUER YES AGAINST AGAINST
CORPORATION'S AMENDED AND RESTATED ARTICLES OF
INCORPORATION TO INCREASE THE AUTHORIZED SHARES OF
COMMON STOCK TO 120,000,000 SHARES FROM 60,000,000
SHARES.

PROPOSAL #03: TO APPROVE THE 2005 EXECUTIVE MANAGEMENT ISSUER YES FOR FOR
INCENTIVE COMPENSATION PLAN.

PROPOSAL #04: TO APPROVE THE AMENDED AND RESTATED ISSUER YES FOR FOR
CHITTENDEN CORPORATION STOCK INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CHUBB CORPORATION
TICKER: CB CUSIP: 171232101
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KAREN HASTIE WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SIR DAVID G SCHOLEY CBE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHEILA P. BURKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND G.H. SEITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ZOE BAIRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KLAUS J. MANGOLD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL J. COHEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. CORNELIUS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES I. CASH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL E. SOMERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALFRED W. ZOLLAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE M. SMALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. FINNEGAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CINCINNATI FINANCIAL CORPORATION
TICKER: CINF CUSIP: 172062101
MEETING DATE: 4/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LARRY R. WEBB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. SCHIFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH C. LICHTENDAHL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. STEELE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. RODNEY MCMULLEN ISSUER YES FOR FOR

PROPOSAL #02: RATIFYING THE SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS THE COMPANY'S INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR 2005.

PROPOSAL #03: APPROVING AN INCREASE IN THE AUTHORIZED ISSUER YES AGAINST AGAINST
SHARES OF COMMON STOCK.

PROPOSAL #04: ADOPTING CINCINNATI FINANCIAL CORPORATION ISSUER YES FOR FOR
STOCK OPTION PLAN NO. VIII.

PROPOSAL #05: APPROVING CINCINNATI FINANCIAL CORPORATION ISSUER YES FOR FOR
2003 NON-EMPLOYEE DIRECTORS STOCK PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CIT GROUP INC.
TICKER: CIT CUSIP: 125581108
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER J. TOBIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY C. BUTLER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM A. FARLINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. FREEMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: TIMOTHY M. RING ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LOIS M. VAN DEUSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. RYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HON. THOMAS H. KEAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARIANNE MILLER PARRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY M. PEEK ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF PRICEWATERHOUSECOOPERS LLP ISSUER YES FOR FOR
AS INDEPENDENT ACCOUNTS.

PROPOSAL #03: TO TRANSACT SUCH OTHER BUSINESS THAT MAY ISSUER YES AGAINST AGAINST
COME BEFORE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITIGROUP INC.
TICKER: C CUSIP: 172967101
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KLAUS KLEINFELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SANFORD I. WEILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT E. RUBIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. WILLUMSTAD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. HERNANDEZ RAMIREZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH T. DERR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH RODIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. DEUTCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANKLIN A. THOMAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUDLEY C. MECUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAIN J.P. BELDA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES PRINCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. MICHAEL ARMSTRONG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANNE MULCAHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANN DIBBLE JORDAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE DAVID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD D. PARSONS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE SELECTION OF KPMG ISSUER YES FOR FOR
LLP AS CITIGROUP'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

PROPOSAL #03: PROPOSAL TO APPROVE THE AMENDED AND ISSUER YES FOR FOR
RESTATED CITIGROUP 1999 STOCK INCENTIVE PLAN.

PROPOSAL #04: STOCKHOLDER PROPOSAL REQUESTING A CURB ON SHAREHOLDER YES AGAINST FOR
EXECUTIVE COMPENSATION, NO FUTURE STOCK OPTION GRANTS
AND NO RENEWALS OR EXTENSIONS OF OPTION PLANS.

PROPOSAL #05: STOCKHOLDER PROPOSAL REQUESTING A REPORT SHAREHOLDER YES ABSTAIN AGAINST
ON POLITICAL CONTRIBUTIONS.

PROPOSAL #06: STOCKHOLDER PROPOSAL REQUESTING THAT THE SHAREHOLDER YES AGAINST FOR
CHAIRMAN OF THE BOARD HAVE NO MANAGEMENT DUTIES, TITLES
OR RESPONSIBILITIES.

PROPOSAL #07: STOCKHOLDER PROPOSAL REQUESTING THAT CEO SHAREHOLDER YES AGAINST FOR
COMPENSATION BE LIMITED TO NO MORE THAN 100 TIMES THE
AVERAGE COMPENSATION PAID TO THE COMPANY'S NON-
MANAGERIAL WORKERS UNLESS PRIOR STOCKHOLDER APPROVAL IS
GRANTED.

PROPOSAL #08: STOCKHOLDER PROPOSAL REQUESTING ELECTION SHAREHOLDER YES AGAINST FOR
OF DIRECTOR NOMINEES BY A MAJORITY OF VOTES CAST.

PROPOSAL #09: STOCKHOLDER PROPOSAL REQUESTING A BY-LAW SHAREHOLDER YES AGAINST FOR
AMENDMENT PROHIBITING THE PAYMENT OF NON-DEDUCTIBLE
COMPENSATION TO ANY OFFICER UNLESS PRIOR STOCKHOLDER
APPROVAL IS GRANTED.

PROPOSAL #10: STOCKHOLDER PROPOSAL REQUESTING THAT A SHAREHOLDER YES FOR AGAINST
SIMPLE MAJORITY VOTE APPLY ON EACH ISSUE THAT CAN BE
SUBJECT TO A SHAREHOLDER VOTE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITIZENS BANKING CORPORATION
TICKER: CBCF CUSIP: 174420109
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDWARD P. ABBOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE O. ERICKSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LIZABETH A. ARDISANA ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITIZENS FIRST BANCORP, INC.
TICKER: CTZN CUSIP: 17461R106
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RONALD W. COOLEY ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF BDO SEIDMAN, ISSUER YES FOR FOR
LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITIZENS, INC.
TICKER: CIA CUSIP: 174740100
MEETING DATE: 6/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TIMOTHY T. TIMMERMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. E. DEAN GAGE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN F. SHELTON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITY BANK
TICKER: CTBK CUSIP: 17770A109
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CONRAD HANSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARTIN HEIMBIGNER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD PAHRE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSALS TO AMEND THE ARTICLES OF ISSUER YES FOR FOR
INCORPORATION

PROPOSAL #03: RATIFICATION OF SELECTION OF MCGLADREY & ISSUER YES FOR FOR
PULLEN LLP AS THE BANK'S INDEPENDENT REGISTERED
ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITY HOLDING COMPANY
TICKER: CHCO CUSIP: 177835105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HUGH R. CLONCH ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SAMUEL M. BOWLING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT D. FISHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAY C. GOLDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES R. HAGEBOECK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP L. MCLAUGHLIN ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE BOARD OF DIRECTORS ISSUER YES FOR FOR
APPOINTMENT OF ERNST & YOUNG LLP AS THE INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR CITY HOLDING
COMPANY FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CITY NATIONAL CORPORATION
TICKER: CYN CUSIP: 178566105
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT H. TUTTLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRAM GOLDSMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH ZIFFREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD L. BLOCH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF KPMG LLP AS INDEPENDENT ISSUER YES FOR FOR
AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CLARK, INC.
TICKER: CLK CUSIP: 181457102
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KENNETH A. GUENTHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD C. LAPPIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE D. DALTON ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER A PROPOSAL TO APPROVE THE ISSUER YES FOR FOR
CLARK, INC. INCENTIVE COMPENSATION PLAN

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CNA SURETY CORPORATION
TICKER: SUR CUSIP: 12612L108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LORI KOMSTADIUS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROY E. POSNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP H. BRITT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. WELCH ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES R. LEWIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ADRIAN M. TOCKLIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT TINSTMAN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE BOARD OF DIRECTORS ISSUER YES FOR FOR
APPOINTMENT OF THE COMPANY'S INDEPENDENT AUDITORS,
DELOITTE & TOUCHE LLP FOR FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COBIZ INC.
TICKER: COBZ CUSIP: 190897108
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL B.BURGAMY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY J. TRAVIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M. LONGUST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EVAN MAKOVSKY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN BANGERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NOEL N. ROTHMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY BETH VITALE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN C. LORENZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY W. CHAPMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD F. MOSANKO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD R. ROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY WHITE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE AN AMENDMENT TO THE ISSUER YES AGAINST AGAINST
COMPANY'S AMENDED AND RESTATED ARTICLES OF INCORPORATION
TO INCREASE THE AUTHORIZED SHARES OF COMMON STOCK TO
50,000,000 SHARES FROM 25,000,000 SHARES.

PROPOSAL #03: PROPOSAL TO APPROVE THE COBIZ INC. 2005 ISSUER YES FOR FOR
EQUITY INCENTIVE PLAN.

PROPOSAL #04: RECOMMENDATION TO THE BOARD OF DIRECTORS SHAREHOLDER YES AGAINST FOR
TO TAKE THE STEPS NECESSARY TO AMEND ITS ARTICLES OF
INCORPORATION TO REQUIRE THAT ANY AUTHORIZED BUT
UNISSUED PREFERRED STOCK BE USED ONLY FOR THE PURPOSES
OF INCREASING CAPITAL OR MAKING BONA-FIDE ARMS-LENGTH
ACQUISITIONS AND NOT BE USED AS A POISON PILL TO
PREVENT THE ACQUISITION OF COBIZ INC.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COLONIAL PROPERTIES TRUST
TICKER: CLP CUSIP: 195872106
MEETING DATE: 4/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE ISSUANCE OF COLONIAL COMMON ISSUER YES FOR FOR
SHARES CONTEMPLATED BY THE AGREEMENT AND PLAN OF
MERGER, DATED AS OF OCTOBER 25, 2004, AS AMENDED, BY AND
AMONG THE COMPANY, CLNL ACQUISITION SUB LLC, AND
CORNERSTONE REALTY INCOME TRUST, INC. THE MERGER
AGREEMENT IS DESCRIBED IN, AND ATTACHED AS ANNEX A TO,
THE ACCOMPANYING JOINT PROXY STATEMENT/PROSPECTUS.

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COLONIAL ISSUER YES AGAINST AGAINST
DECLARATION OF TRUST TO INCREASE THE NUMBER OF
AUTHORIZED COLONIAL COMMON SHARES FROM 65,000,000 TO
125,000,000 AND COLONIAL PREFERRED SHARES FROM
10,000,000 TO 20,000,000.

PROPOSAL #03: TO APPROVE THE ISSUANCE OF UP TO ISSUER YES FOR FOR
15,000,000 COLONIAL PREFERRED SHARES.

PROPOSAL #04: TO APPROVE AN ADJOURNMENT OR POSTPONEMENT ISSUER YES AGAINST AGAINST
OF THE SPECIAL MEETING OF SHAREHOLDERS, IF NECESSARY, TO
SOLICIT ADDITIONAL PROXIES IN FAVOR OF THE PROPOSALS
ABOVE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COLONIAL PROPERTIES TRUST
TICKER: CLP CUSIP: 195872106
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES K. LOWDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL F. BAILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS H. LOWDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M. MILLER GORRIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. SPIEGEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERBERT A. MEISLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD W. RIPPS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLADE M. KNIGHT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLAUDE B. NIELSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD T. SENTERFITT ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP, AS INDEPENDENT AUDITORS OF
THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COLUMBIA BANKING SYSTEM, INC.
TICKER: COLB CUSIP: 197236102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MELANIE J. DRESSEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM T. WEYERHAEUSER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M. HULBERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS L. MATSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. WILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK M. GOLDBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD RODMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL C. REGIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN P. FOLSOM ISSUER YES FOR FOR

PROPOSAL #02: A PROPOSAL TO AMEND COLUMBIA'S 2000 ISSUER YES FOR FOR
AMENDED AND RESTATED STOCK OPTION PLAN TO (I) INCREASE
THE NUMBER OF SHARES AVAILABLE UNDER THE PLAN; (II)
PROVIDE FOR THE ISSUANCE OF RESTRICTED STOCK AWARDS,
STOCK APPRECIATION RIGHTS AND RESTRICTED STOCK UNITS;
AND (III) ADD A PROVISION TO PROHIBIT THE REPRICING OF
STOCK OPTIONS.

PROPOSAL #03: A PROPOSAL TO AMEND COLUMBIA'S ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO (I) ELIMINATE THE DIRECTOR NOMINATION
PROCEDURES AND (II) MAKE CERTAIN TECHNICAL AMENDMENTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMERICA INCORPORATED
TICKER: CMA CUSIP: 200340107
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. PHILIP DINAPOLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER FRIDHOLM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH J BUTTIGIEG, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GAIL L. WARDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALFRED A. PIERGALLINI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICIA M. WALLINGTON ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCE BANCORP, INC.
TICKER: CBH CUSIP: 200519106
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN K. LLOYD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VERNON W. HILL, II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN M. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MORTON N. KERR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOSEPH T. TARQUINI, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WM. A. SCHWARTZ, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK R BERSHAD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GEORGE E. NORCROSS, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD T. DIFRANCESCO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DANIEL J. RAGONE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH S. VASSALLUZZO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH E. BUCKELEW ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF THE ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM, AS MORE
FULLY DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCE BANCSHARES, INC.
TICKER: CBSH CUSIP: 200525103
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES B. HEBENSTREIT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. CAPPS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DAVID W. KEMPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. THOMAS GRANT, II ISSUER YES FOR FOR

PROPOSAL #02: APPROVE THE ADOPTION OF THE 2005 EQUITY ISSUER YES FOR FOR
INCENTIVE PLAN

PROPOSAL #03: RATIFY KPMG LLP AS AUDIT AND ACCOUNTING ISSUER YES FOR FOR
FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCIAL CAPITAL BANCORP, INC.
TICKER: CCBI CUSIP: 20162L105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID S. DEPILLO** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. SHACKLETON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. RAND SPERRY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN H. GORDON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK E. SCHAFFER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER G. HAGERTY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARNEY R. NORTHCOTE*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES G. BRAKKE** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY W. BRUMMETT** ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY KPMG LLP AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT AUDITORS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCIAL FEDERAL CORPORATION
TICKER: CFB CUSIP: 201647104
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALDO J. TESI* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. NEARY** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.R. KULIKOWSKI** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT D. TAYLOR* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. FITZGERALD* ISSUER YES FOR FOR

PROPOSAL #II: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE CORPORATION'S INDEPENDENT
AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCIAL NET LEASE REALTY, INC.
TICKER: NNN CUSIP: 202218103
MEETING DATE: 9/16/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT C. LEGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT MARTINEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. BOURNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD B. JENNINGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. SENEFF, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG MACNAB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLIFFORD R. HINKLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN B. HABICHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TED B. LANIER ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
CHARTER TO ELIMINATE SUPERMAJORITY VOTING REQUIREMENTS
FOR THE STOCKHOLDERS TO APPROVE CERTAIN TRANSACTIONS.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
CHARTER TO INCREASE THE NUMBER OF AUTHORIZED SHARES OF
COMMON STOCK.

PROPOSAL #04: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
BYLAWS TO CONFORM THE DEFINITION OF INDEPENDENT
DIRECTOR TO RECENTLY ADOPTED CORPORATE GOVERNANCE RULES.

PROPOSAL #05: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
BYLAWS TO MODIFY THE PROCEDURE FOR FILLING VACANCIES ON
THE BOARD OF DIRECTORS.

PROPOSAL #06: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
BYLAWS TO MODIFY THE REQUIREMENTS FOR STOCKHOLDER
APPROVAL OF AMENDMENTS TO THE BYLAWS IN ACCORDANCE WITH
CURRENT BEST PRACTICES IN CORPORATE GOVERNANCE.

PROPOSAL #07: TO TRANSACT SUCH OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENT
THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMERCIAL NET LEASE REALTY, INC.
TICKER: NNN CUSIP: 202218103
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TED B. LANIER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT MARTINEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. LEGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD B. JENNINGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN B. HABICHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLIFFORD R. HINKLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG MACNAB ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT ACCOUNTANTS.

PROPOSAL #03: TO TRANSACT SUCH OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENT
THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMUNITY BANK SYSTEM, INC.
TICKER: CBU CUSIP: 203607106
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM M. DEMPSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL M. CANTWELL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE T. HIRSCHEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRIAN R. ACE ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMMUNITY BANKS, INC.
TICKER: CMTY CUSIP: 203628102
MEETING DATE: 5/31/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: MERGER PROPOSAL. PROPOSAL TO APPROVE THE ISSUER YES FOR FOR
AGREEMENT, DATED AS OF NOVEMBER 16, 2004, BETWEEN
COMMUNITY BANKS, INC. AND PENNROCK FINANCIAL SERVICES
CORP., PROVIDING, AMONG OTHER THINGS, FOR THE MERGER OF
PENNROCK WITH AND INTO COMMUNITY.

PROPOSAL #02: ARTICLES AMENDMENT PROPOSAL. PROPOSAL TO ISSUER YES FOR FOR
AMEND THE ARTICLES OF INCORPORATION OF COMMUNITY BANKS,
INC. TO INCREASE THE NUMBER OF SHARES OF COMMON STOCK
AUTHORIZED FOR ISSUANCE FROM 20,000,000 TO 50,000,000.

ELECTION OF DIRECTOR: EDDIE L. DUNKLEBARGER ISSUER YES FOR FOR

PROPOSAL #04: ADJOURNMENT PROPOSAL. PROPOSAL TO ADJOURN ISSUER YES FOR FOR
THE ANNUAL MEETING TO A LATER DATE OR DATES, IF
NECESSARY, TO PERMIT FURTHER SOLICITATION OF PROXIES IN
THE EVENT THERE ARE NOT SUFFICIENT VOTES AT THE TIME OF
THE ANNUAL MEETING TO APPROVE THE AGREEMENT OR THE
AMENDMENT TO THE ARTICLES OF INCORPORATION.

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ISSUER: COMMUNITY TRUST BANCORP, INC.
TICKER: CTBI CUSIP: 204149108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DR. JAMES R. RAMSEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM A. GRAHAM, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL E. PATTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICK A. COOLEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: M. LYNN PARRISH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. MCGHEE II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES J. BAIRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEAN R. HALE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY AND APPROVE THE ISSUER YES FOR FOR
APPOINTMENT OF DELOITTE & TOUCHE LLP AS COMMUNITY TRUST
BANCORP, INC.'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMPASS BANCSHARES, INC.
TICKER: CBSS CUSIP: 20449H109
MEETING DATE: 4/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES H. CLICK, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TRANUM FITZPATRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN S. STEIN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF AUDITORS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COMPUCREDIT CORPORATION
TICKER: CCRT CUSIP: 20478N100
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MACK F. MATTINGLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS G. ROSENCRANTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD W. GILBERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NICHOLAS G. PAUMGARTEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY J. CORONA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK J. HANNA, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEAL W. HUDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID G. HANNA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD R. HOUSE, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE PERFORMANCE-BASED CRITERIA SO ISSUER YES AGAINST AGAINST
THAT AWARDS UNDER THE EMPLOYMENT AGREEMENT WITH
KRISHNAKUMAR ( K.K. ) SRINIVASAN ARE POTENTIALLY TAX
DEDUCTIBLE BY THE COMPANY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CONSECO, INC.
TICKER: CNO CUSIP: 208464883
MEETING DATE: 8/24/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM J. SHEA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEBRA J. PERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL T. TOKARZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP R. ROBERTS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS OF
CONSECO FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CORNERSTONE REALTY INCOME TRUST, INC
TICKER: TCR CUSIP: 21922V102
MEETING DATE: 4/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE AGREEMENT AND PLAN OF ISSUER YES FOR FOR
MERGER, DATED AS OF OCTOBER 25, 2004, AS AMENDED, BY AND
AMONG COLONIAL PROPERTIES TRUST, CLNL ACQUISITION SUB
LLC ( MERGER SUB ), AND THE COMPANY, THE PLAN OF MERGER
INCLUDED IN THE MERGER AGREEMENT AND THE MERGER OF THE
COMPANY INTO MERGER SUB. THE MERGER AGREEMENT IS
DESCRIBED IN, AND ATTACHED AS ANNEX A TO THE PROXY
STATEMENT.

PROPOSAL #02: TO APPROVE AN ADJOURNMENT OR POSTPONEMENT ISSUER YES FOR FOR
OF THE SPECIAL MEETING OF SHAREHOLDERS, IF NECESSARY, TO
SOLICIT ADDITIONAL PROXIES IN FAVOR OF THE PROPOSAL
ABOVE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CORPORATE OFFICE PROPERTIES TRUST
TICKER: OFC CUSIP: 22002T108
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RANDALL M. GRIFFIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. DENTON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CORUS BANKSHARES, INC.
TICKER: CORS CUSIP: 220873103
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER C. ROBERTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RODNEY D. LUBEZNIK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. BUFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. MCCLURE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KEVIN R. CALLAHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH C. GLICKMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. GLICKMAN ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS THE INDEPENDENT PUBLIC ACCOUNTANTS
OF THE COMPANY.

PROPOSAL #03: PROPOSAL TO AMEND THE AMENDED AND RESTATED ISSUER YES FOR FOR
ARTICLES OF INCORPORATION.

PROPOSAL #04: PROPOSAL TO APPROVE THE AMENDED AND ISSUER YES FOR FOR
RESTATED CORUS BANK N.A. COMMISSION PROGRAM FOR
COMMERCIAL LOAN OFFICERS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COUNTRYWIDE FINANCIAL CORPORATION
TICKER: CFC CUSIP: 222372104
MEETING DATE: 8/17/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
RESTATED CERTIFICATE OF INCORPORATION INCREASING THE
AUTHORIZED NUMBER OF SHARES OF COMMON STOCK.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COUNTRYWIDE FINANCIAL CORPORATION
TICKER: CFC CUSIP: 222372104
MEETING DATE: 6/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: OSCAR P. ROBERTSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STANFORD L. KURLAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEITH P. RUSSELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANGELO R. MOZILO ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE COMPANY'S ANNUAL INCENTIVE ISSUER YES FOR FOR
PLAN, AS AMENDED AND RESTATED.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: COUSINS PROPERTIES INCORPORATED
TICKER: CUZ CUSIP: 222795106
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD W. COURTS, II ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM PORTER PAYNE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS G. COUSINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S. TAYLOR GLOVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LILLIAN C. GIORNELLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MACK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES H. HANCE, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ERSKINE B. BOWLES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BOONE A. KNOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS D. BELL, JR. ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND THE 1999 INCENTIVE STOCK ISSUER YES AGAINST AGAINST
PLAN TO INCREASE THE NUMBER OF SHARES AVAILABLE UNDER
THE PLAN BY 950,000.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CRAWFORD & COMPANY
TICKER: CRDB CUSIP: 224633107
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E.J. WOOD, III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: R.T. JOHNSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J.H. LANIER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L.L. PRINCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T.W. CRAWFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.A. WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.H. RIDLEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J.C. CRAWFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.D. EDWARDS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE CRAWFORD & COMPANY ISSUER YES AGAINST AGAINST
EXECUTIVE STOCK BONUS PLAN.

PROPOSAL #03: PROPOSAL TO APPROVE THE RATIFICATION OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS THE INDEPENDENT AUDITORS OF THE
COMPANY FOR THE 2005 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CRESCENT REAL ESTATE EQUITIES COMPAN
TICKER: CEI CUSIP: 225756105
MEETING DATE: 6/13/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C. GOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL E. ROWSEY, III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT W. STALLINGS ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CRT PROPERTIES, INC.
TICKER: CRO CUSIP: 22876P109
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RANDALL F. PAULSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. CROCKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER J. FARRELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID B. HILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. PIKE ALOIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BENJAMIN C. BISHOP, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE F. STAUDTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VICTOR A. HUGHES, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVE OUR REINCORPORATION FROM FLORIDA ISSUER YES FOR FOR
TO MARYLAND

PROPOSAL #03: APPROVE THE 2005 EMPLOYEE STOCK INVESTMENT ISSUER YES FOR FOR
PLAN

PROPOSAL #04: RATIFY THE SELECTION OF DELOITTE & TOUCHE ISSUER YES FOR FOR
LLP AS INDEPENDENT ACCOUNTANTS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CULLEN/FROST BANKERS, INC.
TICKER: CFR CUSIP: 229899109
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CARLOS ALVAREZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUBEN M. ESCOBEDO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROYCE S. CALDWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IDA CLEMENT STEEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. DENNY ALEXANDER ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE CULLEN/FROST BANKERS, ISSUER YES AGAINST AGAINST
INC. 2005 OMNIBUS INCENTIVE PLAN.

PROPOSAL #03: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP TO ACT AS INDEPENDENT AUDITORS OF CULLEN/FROST
BANKERS, INC. FOR THE FISCAL YEAR THAT BEGAN JANUARY 1,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: CVB FINANCIAL CORP.
TICKER: CVBF CUSIP: 126600105
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN A. BORBA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: D. LINN WILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE A. BORBA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. SELEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD O. KRUSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAN E. VACCARO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. LOPORTO ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF 2005 EXECUTIVE INCENTIVE PLAN. ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF APPOINTMENT OF MCGALDREY & ISSUER YES FOR FOR
PULLEN, LLP AS INDEPENDENT REGISTERED PUBLIC
ACCOUNTANTS OF CVB FINANCIAL CORP. FOR THE YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DELPHI FINANCIAL GROUP, INC.
TICKER: DFG CUSIP: 247131105
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAWRENCE E. DAURELLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT ROSENKRANZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP R. O'CONNOR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KEVIN R. BRINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES N. MEEHAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HAROLD F. ILG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD A. FOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD A. SHERMAN* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT M. SMITH, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDMENT TO THE RESTATED ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION OF THE COMPANY TO INCREASE
THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY'S CLASS A
COMMON STOCK FROM 40,000,000 SHARES TO 150,000,000
SHARES.

PROPOSAL #03: APPROVAL OF THE AMENDMENT TO THE RESTATED ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION OF THE COMPANY TO INCREASE
THE NUMBER OF AUTHORIZED SHARES OF THE COMPANY'S
PREFERRED STOCK FROM 10,000,000 SHARES TO 50,000,000
SHARES.

PROPOSAL #04: TO TRANSACT SUCH OTHER BUSINESS AS ISSUER YES AGAINST AGAINST
PROPERLY COMES BEFORE THE MEETING OR ANY ADJOURNMENT
THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DEVELOPERS DIVERSIFIED REALTY CORP.
TICKER: DDR CUSIP: 251591103
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO FIX THE NUMBER OF DIRECTORS AT TEN. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT D. ROULSTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM B. SUMMERS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VICTOR B. MACFARLANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRANCE R. AHERN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT A. WOLSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT H. GIDEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MOHSEN ANVARI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEAN S. ADLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY A. SHOLEM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG MACNAB ISSUER YES FOR FOR

PROPOSAL #03: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
ACCOUNTANTS FOR THE COMPANY'S FISCAL YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DIME COMMUNITY BANCSHARES, INC.
TICKER: DCOM CUSIP: 253922108
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GEORGE L. CLARK, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. FLYNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH J. MAHON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN D. COHN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VINCENT F. PALAGIANO ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DIRECT GENERAL CORPORATION
TICKER: DRCT CUSIP: 25456W204
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JACQUELINE C. ADAIR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRED H. MELDING ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DORAL FINANCIAL CORPORATION
TICKER: DRL CUSIP: 25811P100
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ZOILA LEVIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDGAR M. CULLMAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EFRAIM KIER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD D. VICENTE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN B. HUGHES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN L. ERNST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER A. HOFFMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD F. BONINI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SALOMON LEVIS ISSUER YES FOR FOR

PROPOSAL #02: APPOINTMENT OF PRICEWATERHOUSECOOPERS LLP ISSUER YES FOR FOR
AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DOWNEY FINANCIAL CORP.
TICKER: DSL CUSIP: 261018105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GERALD E. FINNELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAURICE L. MCALISTER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DANIEL D. ROSENTHAL ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
AUDITORS FOR THE YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: DUKE REALTY CORPORATION
TICKER: DRE CUSIP: 264411505
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARTIN C. JISCHKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM CAVANAUGH III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES R. EITEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. WOODWARD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM O. MCCOY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. GLENN HUBBARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NGAIRE E. CUNEO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. BEN LYTLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. NELLEY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK R. SHAW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS D. OKLAK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRINGTON H. BRANCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEOFFREY BUTTON ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE 2005 LONG-TERM ISSUER YES FOR FOR
INCENTIVE PLAN

PROPOSAL #03: PROPOSAL TO APPROVE AMENDMENTS TO ANTI- ISSUER YES FOR FOR
DILUTION PROVISIONS OF PREVIOUSLY EXISTING LONG-TERM
INCENTIVE PLANS

PROPOSAL #04: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: E*TRADE FINANCIAL CORPORATION
TICKER: ET CUSIP: 269246104
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEPHEN H. WILLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. CATHLEEN RAFFAELI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DARYL G. BREWSTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MITCHELL H. CAPLAN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE 2005 EQUITY INCENTIVE PLAN. ISSUER YES FOR FOR

PROPOSAL #03: TO APPROVE THE 2005 EXECUTIVE BONUS PLAN. ISSUER YES AGAINST AGAINST

PROPOSAL #04: TO RATIFY THE SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS INDEPENDENT PUBLIC ACCOUNTANTS FOR THE
COMPANY FOR FISCAL YEAR 2005.

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ISSUER: EAST WEST BANCORP, INC.
TICKER: EWBC CUSIP: 27579R104
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DOMINIC NG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERMAN LI ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENT TO CERTIFICATE OF ISSUER YES AGAINST AGAINST
INCORPORATION INCREASING NUMBER OF AUTHORIZED SHARES OF
COMMON STOCK

PROPOSAL #03: RATIFY THE SELECTION OF DELOITTE & TOUCHE ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE 2005 FISCAL YEAR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EASTGROUP PROPERTIES, INC.
TICKER: EGP CUSIP: 277276101
MEETING DATE: 6/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID M. OSNOS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LELAND R. SPEED ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAYDEN C. EAVES, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDRIC H. GOULD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID H. HOSTER, II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. PIKE ALOIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.C. BAILEY, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE EASTGROUP PROPERTIES, ISSUER YES FOR FOR
INC. 2005 DIRECTORS EQUITY INCENTIVE PLAN

PROPOSAL #03: IN THEIR DISCRETION, THE PROXIES ARE ISSUER YES AGAINST AGAINST
AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AS MAY
PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENTS
THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ENCORE CAPITAL GROUP, INC.
TICKER: ECPG CUSIP: 292554102
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NELSON PELTZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. BRANDON BLACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD A. MANDELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND FLEMING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC D. KOGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL C. GREGORY, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY R. BARKLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER W. MAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALEXANDER LEMOND ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF 2005 STOCK INCENTIVE PLAN. ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF SELECTION OF INDEPENDENT ISSUER YES FOR FOR
AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ENDURANCE SPECIALTY HOLDINGS LTD.
TICKER: ENH CUSIP: G30397106
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SCHIFTER (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESTRANGE (4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESTRANGE (5) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MINSHALL (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MINSHALL (4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPASS (4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: O'NEILL (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: O'NEILL (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PERRY (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCHIFTER (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOLINDER (4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPASS (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPASS (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPASS (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESTRANGE (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PERRY (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARHAM (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOUCHER (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BAILY (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESTRANGE (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARHAM (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARNES (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARNES (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOLINDER (1) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOLINDER (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOLINDER (5) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOUCHER (4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARLSEN (5) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DINOVI (2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DINOVI (3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FROLAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOLINDER (2) ISSUER YES FOR FOR

PROPOSAL #06: TO APPROVE THE COMPANY'S AMENDED AND ISSUER YES FOR FOR
RESTATE BYE-LAWS.

PROPOSAL #07: TO INCREASE THE CURRENT SIZE OF THE ISSUER YES FOR FOR
COMPANY'S BOARD OF DIRECTORS FOR TWELVE (12) TO FIFTEEN
(15).

PROPOSAL #08: TO ADOPT THE COMPANY'S AMENDED AND ISSUER YES FOR FOR
RESTATED 2003 NON-EMPLOYEE DIRECTOR EQUITY INCENTIVE
PLAN.

PROPOSAL #09: TO APPOINT ERNST & YOUNG AS THE ISSUER YES FOR FOR
INDEPENDENT AUDITORS OF THE COMPANY FOR THE YEAR ENDING
DECEMBER 31, 2005 AND TO AUTHORIZE THE BOARD OF
DIRECTORS, ACTING THROUGH THE AUDIT COMMITTEE, TO SET
THE FEES FOR THE INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ENTERTAINMENT PROPERTIES TRUST
TICKER: EPR CUSIP: 29380T105
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID M. BRAIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. DRUTEN ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EQUITY INNS, INC.
TICKER: ENN CUSIP: 294703103
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HARRY S. HAYS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD A. SILVER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EQUITY LIFESTYLE PROPERTIES, INC.
TICKER: ELS CUSIP: 29472R108
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SAMUEL ZELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS P. HENEGHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS E. DOBROWSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOE B. MCADAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD WALKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY L. WATERMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DONALD S. CHISHOLM ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SHELI Z. ROSENBERG ISSUER YES WITHHOLD AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EQUITY OFFICE PROPERTIES TRUST
TICKER: EOP CUSIP: 294741103
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SALLY SUSMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. GOODYEAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS E. DOBROWSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN I. SADOVE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL ZELL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD D. KINCAID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARILYN A. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES D. HARPER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.H.W.R. VAN DER VLIST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID K. MCKOWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHELI Z. ROSENBERG ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
APPOINTMENT OF ERNST & YOUNG LLP AS INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EQUITY ONE, INC.
TICKER: EQY CUSIP: 294752100
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NOAM BEN-OZER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHAIY PILPEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. COONEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER LINNEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK L. FLINN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NEIL FLANZRAICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NATHAN HETZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES S. CASSEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DORON VALERO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHAIM KATZMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DORI SEGAL ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EQUITY RESIDENTIAL
TICKER: EQR CUSIP: 29476L107
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES D. HARPER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHELI Z. ROSENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN O. EVANS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL ZELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DESIREE G. ROGERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES L. ATWOOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE W. DUNCAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B. JOSEPH WHITE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOONE A. KNOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD A. SPECTOR ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ESPEED, INC.
TICKER: ESPD CUSIP: 296643109
MEETING DATE: 10/20/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN H. DALTON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM J. MORAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KEVIN FOLEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HOWARD W. LUTNICK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HENRY MORRIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALBERT M. WEIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LEE M. AMAITIS ISSUER YES WITHHOLD AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ESPEED, INC.
TICKER: ESPD CUSIP: 296643109
MEETING DATE: 6/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM J. MORAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALBERT M. WEIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HENRY MORRIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HOWARD W. LUTNICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. DALTON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KEVIN FOLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE M. AMAITIS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ESSEX PROPERTY TRUST, INC.
TICKER: ESS CUSIP: 297178105
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLARD M. SMITH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT E. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. SCHALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID W. BRADY ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS FOR THE COMPANY FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: EVEREST RE GROUP, LTD.
TICKER: RE CUSIP: G3223R108
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS J. GALLAGHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM F. GALTNEY, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO APPOINT PRICEWATERHOUSECOOPERS LLP AS ISSUER YES FOR FOR
THE COMPANY'S INDEPENDENT AUDITORS FOR THE YEAR ENDING
DECEMBER 31, 2005 AND AUTHORIZE THE BOARD OF DIRECTORS
ACTING BY THE AUDIT COMMITTEE OF THE BOARD TO SET THE
FEES FOR THE INDEPENDENT AUDITORS.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE EVEREST RE ISSUER YES FOR FOR
GROUP, LTD. 2003 NON-EMPLOYEE DIRECTOR EQUITY
COMPENSATION PLAN.

PROPOSAL #04: TO APPROVE AN AMENDMENT TO THE EVEREST RE ISSUER YES FOR FOR
GROUP, LTD. EXECUTIVE PERFORMANCE ANNUAL INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: F.N.B. CORPORATION
TICKER: FNB CUSIP: 302520101
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EARL K. WAHL, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY M. EKKER* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DAVID J. MALONE** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER MORTENSEN* ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FARMERS CAPITAL BANK CORPORATION
TICKER: FFKT CUSIP: 309562106
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANK R. HAMILTON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. ANTHONY BUSSENI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL M. SULLIVAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SHELLEY S. SWEENEY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FBL FINANCIAL GROUP, INC.
TICKER: FFG CUSIP: 30239F106
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PAUL E. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. ODDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIM H. GILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT H. HANSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. WALKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD W. MEHRER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY L. CHICOINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. CREER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE PERFORMANCE TERMS OF INCENTIVE ISSUER YES FOR FOR
COMPENSATION PLANS, INCLUDING APPROVING MATERIAL TERMS
OF THE MANAGEMENT PERFORMANCE PLAN.

PROPOSAL #03: APPROVE THE EXECUTIVE SALARY AND BONUS ISSUER YES FOR FOR
DEFERRED COMPENSATION PLAN.

PROPOSAL #04: APPROVE AMENDMENT TO 1996 COMMON STOCK ISSUER YES FOR FOR
COMPENSATION PLAN TO INCREASE THE NUMBER OF OPTIONS
ANNUALLY GRANTED TO DIRECTORS OF SUBSIDIARIES, AND TO
RATIFY GRANTS MADE TO SUCH PERSONS IN 2005.

PROPOSAL #05: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR THE
COMPANY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FEDERAL HOME LOAN MORTGAGE CORPORATI
TICKER: FRE CUSIP: 313400301
MEETING DATE: 11/4/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SHAUN F. O'MALLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. LEWIS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. TURNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN A. ROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD F. POE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD KARL GOELTZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHELLE ENGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN B. MCCOY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEOFFREY T. BOISI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EUGENE M. MCQUADE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARBARA T. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD F. SYRON ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR
THE YEAR 2004

PROPOSAL #03: APPROVAL OF THE 2004 STOCK COMPENSATION ISSUER YES FOR FOR
PLAN

PROPOSAL #04: APPROVAL OF THE AMENDED AND RESTATED ISSUER YES FOR FOR
EMPLOYEE STOCK PURCHASE PLAN

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FEDERAL REALTY INVESTMENT TRUST
TICKER: FRT CUSIP: 313747206
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DONALD C. WOOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK S. ORDAN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF GRANT ISSUER YES FOR FOR
THORNTON LLP AS THE TRUST'S INDEPENDENT ACCOUNTANTS FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO CONSIDER A SHAREHOLDER PROPOSAL TO SHAREHOLDER YES AGAINST FOR
MODIFY THE SHAREHOLDER VOTE REQUIRED TO ELECT TRUSTEES
FROM A PLURALITY VOTE TO A MAJORITY VOTE, IF PROPERLY
PRESENTED AT THE ANNUAL MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FELCOR LODGING TRUST INCORPORATED
TICKER: FCH CUSIP: 31430F101
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID C. KLOEPPEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD J. MCNAMARA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL D. ROSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. CORCORAN, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF FELCOR'S 2005 RESTRICTED STOCK ISSUER YES FOR FOR
AND STOCK OPTION PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS FELCOR'S INDEPENDENT
AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIDELITY BANKSHARES, INC.
TICKER: FFFL CUSIP: 31604Q107
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: F. TED BROWN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEITH D. BEATY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIDELITY NATIONAL FINANCIAL, INC.
TICKER: FNF CUSIP: 316326107
MEETING DATE: 12/16/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CARY H. THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD M. KOLL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GEN. WILLIAM LYON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. IMPARATO ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE ADOPTION OF THE FIDELITY ISSUER YES FOR FOR
NATIONAL FINANCIAL, INC. 2004 OMNIBUS INCENTIVE PLAN.

PROPOSAL #03: TO APPROVE THE SECOND AMENDMENT AND ISSUER YES FOR FOR
RESTATEMENT OF THE FIDELITY NATIONAL FINANCIAL, INC.
AMENDED AND RESTATED 2001 STOCK INCENTIVE PLAN.

PROPOSAL #04: TO APPROVE THE SECOND AMENDMENT AND ISSUER YES FOR FOR
RESTATEMENT OF THE FIDELITY NATIONAL FINANCIAL, INC.
AMENDED AND RESTATED 1998 STOCK INCENTIVE PLAN.

PROPOSAL #05: TO APPROVE THE AMENDMENT AND RESTATEMENT ISSUER YES FOR FOR
OF THE FIDELITY NATIONAL FINANCIAL, INC. 1987 STOCK
OPTION PLAN.

PROPOSAL #06: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
OUR INDEPENDENT AUDITORS FOR THE 2004 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIDELITY NATIONAL FINANCIAL, INC.
TICKER: FNF CUSIP: 316326107
MEETING DATE: 6/22/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANK P. WILLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRY N. CHRISTENSEN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS M. HAGERTY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM P. FOLEY, II ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
OUR INDEPENDENT AUDITORS FOR THE 2005 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIFTH THIRD BANCORP
TICKER: FITB CUSIP: 316773100
MEETING DATE: 3/22/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES P. HACKETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS W. TRAYLOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. KOCH II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOAN R. HERSCHEDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH W. LOWE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND THE CODE OR REGULATIONS ISSUER YES FOR FOR
TO REDUCE THE DEFAULT NUMBER OF DIRECTORS AND TO REDUCE
THE MINIMUM NUMBER OF DIRECTORS THE BOARD MAY SET
WITHOUT SHAREHOLDER APPROVAL.

PROPOSAL #03: PROPOSAL TO APPROVE THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE COMPANY FOR THE YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FINANCIAL FEDERAL CORPORATION
TICKER: FIF CUSIP: 317492106
MEETING DATE: 12/14/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: H.E. TIMANUS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE B. FISHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL C. PALITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. ZIMMERMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL R. SINSHEIMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS F. ROBARDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C MACMILLEN JR. ISSUER YES FOR FOR

PROPOSAL #02: IN RESPECT OF THE RESOLUTION ON RATIFYING ISSUER YES FOR FOR
THE APPOINTMENT OF KPMG LLP AS THE CORPORATION'S
INDEPENDENT PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR
ENDING JULY 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FINANCIAL INSTITUTIONS, INC.
TICKER: FISI CUSIP: 317585404
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN E. BENJAMIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS P. CONNOLLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSAN R. HOLLIDAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT N. LATELLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARTON P. DAMBRA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER G. HUMPHREY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST BANCORP
TICKER: FBNC CUSIP: 318910106
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. WALTON BROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. SAMUELS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS F. PHILLIPS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY CLARA CAPEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. BURNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. WILLIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. GARNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES G. HUDSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. DAVID BRUTON, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE R. PERKINS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.H. WALLACE-GAINEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK L. TAYLOR II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD T. TAWS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. JORDAN WASHBURN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS A. WICKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VIRGINIA C. THOMASSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID L. BURNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK D. BRIGGS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST BANCORP P R
TICKER: FBP CUSIP: 318672102
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSE MENENDEZ CORTADA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANNIE ASTOR-CARBONELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JORGE L. DIAZ ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE CORPORATIONS
INDEPENDENT ACCOUNTANTS FOR FISCAL YEAR 2005.

PROPOSAL #03: TO CONSIDER ANY OTHER MATTERS THAT MAY BE ISSUER YES AGAINST AGAINST
PROPERLY BROUGHT UP FOR CONSIDERATION AT THE ANNUAL
MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST BUSEY CORPORATION
TICKER: BUSE CUSIP: 319383105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ARTHUR R. WYATT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID L. IKENBERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS C. MILLS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. PHILLIPS KNOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH E. O'BRIEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH M. AMBROSE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: V.B. LEISTER ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE PROPOSED AMENDED AND ISSUER YES FOR FOR
RESTATED ARTICLES OF INCORPORATION OF THE COMPANY, WHICH
INCREASES THE PER VALUE OF THE COMPANY'S CAPITAL STOCK
FROM NO PAR VALUE TO $.001 PAR VALUE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST CHARTER CORPORATION
TICKER: FCTR CUSIP: 319439105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: L.D. WARLICK, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. GODBOLD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM W. WATERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. BURT, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY A. FELTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. BLACK ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE ISSUER YES AGAINST AGAINST
CORPORATION'S 2000 OMNIBUS STOCK OPTION AND AWARD PLAN
TO INCREASE THE MAXIMUM NUMBER OF SHARES OF THE
CORPORATION'S COMMON STOCK AVAILABLE FOR ISSUANCE
PURSUANT TO AWARDS GRANTED UNDER THE PLAN, FROM
2,000,000 TO 3,500,000.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE CORPORATION'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTANTS FOR 2005.

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ISSUER: FIRST CITIZENS BANCSHARES, INC.
TICKER: FCNCA CUSIP: 31946M103
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J.T. MALONEY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: V.E. BELL III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.T. NEWCOMB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.K. SHELTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.C. SOLES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.T. NUNNELEE II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.S. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.M. FETTERMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. ALEXANDER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.B. HYLER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.B.C. HOLT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.R. HOLDING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. HOLDING AMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.M. CRAIG III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.R. SCHEELER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.L. WARD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.B. HOLDING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.R. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.D. JOHNSON, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.H. BROADRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.L. DURHAM, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.B. HOLDING, JR. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST COMMONWEALTH FINANCIAL CORPORA
TICKER: FCF CUSIP: 319829107
MEETING DATE: 4/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDWARD T. COTE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DALE P. LATIMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHNSTON A. GLASS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID R. TOMB, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAY T. CHARLEY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST COMMUNITY BANCORP
TICKER: FCBP CUSIP: 31983B101
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BARRY C. FITZPATRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY B. MATZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSAN E. LESTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN M. DUNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MATTHEW P. WAGNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. STINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID S. WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES H. GREEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. EGGEMEYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARNOLD W. MESSER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL B. PLATT ISSUER YES FOR FOR

PROPOSAL #02: TO TRANSACT ANY OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING AND AT ANY
POSTPONEMENTS OR ADJOURNMENTS THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST COMMUNITY BANCSHARES, INC.
TICKER: FCBC CUSIP: 31983A103
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HAROLD V. GROOME, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT E. PERKINSON JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM P. STAFFORD ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE ARTICLES OF INCORPORATION TO ISSUER YES AGAINST AGAINST
INCREASE THE AUTHORIZED COMMON STOCK TO 25,000,000
SHARES.

PROPOSAL #03: TO RATIFY THE SELECTION OF THE FIRM OF ISSUER YES FOR FOR
ERNST & YOUNG, L.L.P., CHARLESTON, WEST VIRGINIA, AS THE
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST FEDERAL CAPITAL CORP
TICKER: FTFC CUSIP: 319960100
MEETING DATE: 10/20/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO APPROVE AND ADOPT THE ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER, DATED AS OF APRIL 27,
2004, AS AMENDED, BETWEEN ASSOCIATED BANC-CORP AND FIRST
FEDERAL CAPITAL CORP, AND EACH OF THE TRANSACTIONS
CONTEMPLATED THEREBY.

PROPOSAL #02: ANY PROPOSAL TO ADJOURN THE SPECIAL ISSUER YES FOR FOR
MEETING TO A LATER DATE TO PERMIT FURTHER SOLICITATION
OF PROXIES IF AN INSUFFICIENT NUMBER OF SHARES IS
PRESENT IN PERSON OR BY PROXY AT THE SPECIAL MEETING TO
APPROVE AND ADOPT THE AGREEMENT AND PLAN OF MERGER AND
THE TRANSACTIONS CONTEMPLATED THEREBY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST FINANCIAL BANCORP.
TICKER: FFBC CUSIP: 320209109
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: S.L. PURKRABEK-KNUST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN C. POSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLAUDE E. DAVIS ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE 1999 STOCK ISSUER YES FOR FOR
OPTION PLAN FOR NON-EMPLOYEE DIRECTORS AND RATIFY
CERTAIN GRANTS PREVIOUSLY MADE PURSUANT TO THE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST FINANCIAL BANKSHARES, INC.
TICKER: FFIN CUSIP: 32020R109
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES M. PARKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND A MCDANIEL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAC A. COALSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH T. MURPHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KADE L. MATTHEWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH E. CANON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHNNY E. TROTTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK D. RAMSEY, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.L. STEPHENS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F. SCOTT DUESER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIAN GRAVES STAI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DERRELL E. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BYNUM MIERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID COPELAND ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE APPOINTMENT BY OUR AUDIT ISSUER YES FOR FOR
COMMITTEE OF ERNST & YOUNG LLP AS OUR INDEPENDENT
AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST FINANCIAL CORPORATION
TICKER: THFF CUSIP: 320218100
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANTON H. GEORGE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. CURTIS BRIGHTON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VIRGINIA L. SMITH* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B. GUILLE COX, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY L. GIBSON* ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST FINANCIAL HOLDINGS, INC.
TICKER: FFCH CUSIP: 320239106
MEETING DATE: 1/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: D. KENT SHARPLES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. MURRAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. JOHNSON ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE ADOPTION OF THE ISSUER YES FOR FOR
FIRST FINANCIAL HOLDINGS, INC. 2005 STOCK OPTION PLAN.

PROPOSAL #03: THE RATIFICATION OF THE ADOPTION OF THE ISSUER YES FOR FOR
FIRST FINANCIAL HOLDINGS, INC. 2005 PERFORMANCE EQUITY
PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST HORIZON NATIONAL CORPORATION
TICKER: FHN CUSIP: 320517105
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES A. HASLAM, III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARY F. SAMMONS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SIMON F. COOPER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST INDIANA CORPORATION
TICKER: FINB CUSIP: 32054R108
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARNI MCKINNEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PEDRO P. GRANADILLO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PHYLLIS W. MINOTT ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE CORPORATION'S EMPLOYEES ISSUER YES AGAINST AGAINST
STOCK PURCHASE PLAN

PROPOSAL #03: APPROVAL OF THE CORPORATION'S 2004 ISSUER YES FOR FOR
EXECUTIVE COMPENSATION PLAN

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST INDUSTRIAL REALTY TRUST, INC.
TICKER: FR CUSIP: 32054K103
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL W. BRENNAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN W. LYNCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL G. DAMONE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST MARBLEHEAD CORPORATION
TICKER: FMD CUSIP: 320771108
MEETING DATE: 11/18/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DANIEL MAXWELL MEYERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DORT A. CAMERON III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE G. DALY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESLIE L. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER S. DROTCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN E. ANBINDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM D. HANSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM R. BERKLEY ISSUER YES FOR FOR

PROPOSAL #02: APPROVE AN AMENDMENT TO OUR RESTATED ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION TO INCREASE THE AUTHORIZED
NUMBER OF SHARES OF CAPITAL STOCK.

PROPOSAL #03: APPROVE OUR EXECUTIVE INCENTIVE ISSUER YES FOR FOR
COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST MERCHANTS CORPORATION
TICKER: FRME CUSIP: 320817109
MEETING DATE: 4/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEAN L. WOJTOWICZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS B. CLARK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. SCHALLIOL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RODERICK ENGLISH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JO ANN M. GORA ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF THE ISSUER YES FOR FOR
FIRM OF BKD, LLP AS THE INDEPENDENT PUBLIC ACCOUNTANTS
FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST MIDWEST BANCORP, INC.
TICKER: FMBI CUSIP: 320867104
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN E. ROONEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. O'MEARA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M. GARVIN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST NATIONAL BANKSHARES OF FLORIDA
TICKER: FLB CUSIP: 321100109
MEETING DATE: 11/22/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE AN AMENDED AND ISSUER YES FOR FOR
RESTATED AGREEMENT AND PLAN OF MERGER DATED AS OF
SEPTEMBER 22, 2004 AMONG FIFTH THIRD BANCORP, FIFTH
THIRD FINANCIAL CORPORATION AND FIRST NATIONAL
BANKSHARES OF FLORIDA, INC. PROVIDING FOR THE MERGER OF
FIRST NATIONAL BANKSHARES OF FLORIDA, INC. WITH AND INTO
FIFTH THIRD FINANCIAL CORPORATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST NATL BANKSHARES OF FLORIDA INC
TICKER: FLB CUSIP: 321100109
MEETING DATE: 9/1/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE AGREEMENT AND PLAN OF ISSUER YES FOR FOR
MERGER, DATED AS OF MARCH 19, 2004, BY AND BETWEEN FIRST
NATIONAL BANKSHARES OF FLORIDA, INC. AND SOUTHERN
COMMUNITY BANCORP AND APPROVE THE MERGER AND OTHER
TRANSACTIONS CONTEMPLATED IN THE AGREEMENT AND PLAN OF
MERGER.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST NIAGARA FINANCIAL GROUP, INC.
TICKER: FNFG CUSIP: 33582V108
MEETING DATE: 9/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO CONSIDER AND VOTE ON THE AGREEMENT AND ISSUER YES FOR FOR
PLAN OF MERGER, DATED AS OF APRIL 1, 2004, BY AND
BETWEEN FIRST NIAGARA FINANCIAL GROUP, INC. AND HUDSON
RIVER BANCORP, INC. AND THE TRANSACTIONS CONTEMPLATED IN
THE MERGER AGREEMENT PURSUANT TO WHICH, HUDSON RIVER
BANCORP, INC. WILL MERGE WITH AND INTO FIRST NIAGARA
FINANCIAL GROUP, INC.

PROPOSAL #02: TO AUTHORIZE THE BOARD OF DIRECTORS, IN ISSUER YES AGAINST AGAINST
ITS DISCRETION, TO VOTE UPON SUCH OTHER BUSINESS AS MAY
PROPERLY COME BEFORE THE SPECIAL MEETING OR ANY
ADJOURNMENT OR POSTPONEMENT OF SPECIAL MEETING,
INCLUDING, WITHOUT LIMITATION, A MOTION TO ADJOURN THE
SPECIAL MEETING TO ANOTHER TIME OR PLACE FOR THE PURPOSE
OF SOLICITING ADDITIONAL PROXIES TO APPROVE THE MERGER
AGREEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST NIAGARA FINANCIAL GROUP, INC.
TICKER: FNFG CUSIP: 33582V108
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: B. THOMAS MANCUSO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. THOMAS BOWERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES W. CURRIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT G. WEBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. (TONY) JONES ISSUER YES FOR FOR

PROPOSAL #02: ADOPTION OF THE AMENDED AND RESTATED FIRST ISSUER YES FOR FOR
NIAGARA FINANCIAL GROUP, INC. 2002 LONG-TERM INCENTIVE
STOCK BENEFIT PLAN.

PROPOSAL #03: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT AUDITORS FOR THE YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST OAK BROOK BANCSHARES, INC.
TICKER: FOBB CUSIP: 335847208
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EUGENE P. HEYTOW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M. LUTWAK FITZGERALD MD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEOFFREY R. STONE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF GRANT ISSUER YES FOR FOR
THORNTON LLP AS INDEPENDENT AUDITORS OF THE COMPANY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST PLACE FINANCIAL CORP.
TICKER: FPFC CUSIP: 33610T109
MEETING DATE: 10/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: A. GARY BITONTE, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. JEFFREY ROSSI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EARL T. KISSELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. WAGMILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. RUSSELL ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE FIRST PLACE FINANCIAL ISSUER YES FOR FOR
CORP. 2004 INCENTIVE PLAN

PROPOSAL #03: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
CROWE CHIZEK AND COMPANY LLC AS INDEPENDENT AUDITORS OF
THE COMPANY FOR THE FISCAL YEAR ENDING JUNE 30, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRST REPUBLIC BANK
TICKER: FRC CUSIP: 336158100
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANK J. FAHRENKOPF JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES J. BAUMBERGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. MARTIN GIBBS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAMELA J. JOYNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES V. MOORE ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND FIRST REPUBLIC'S AMENDED AND ISSUER YES FOR FOR
RESTATED ARTICLES OF INCORPORATION IN ORDER TO INCREASE
THE NUMBER OF SHARES OF COMMON STOCK, PAR VALUE $.01 PER
SHARE, THAT FIRST REPUBLIC IS AUTHORIZED TO ISSUE FROM
40,000,000 TO 75,000,000.

PROPOSAL #03: TO RATIFY THE SELECTION OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRSTFED FINANCIAL CORP.
TICKER: FED CUSIP: 337907109
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM P. RUTLEDGE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM G. OUCHI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES F. SMITH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF GRANT THORNTON LLP AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FIRSTMERIT CORPORATION
TICKER: FMER CUSIP: 337915102
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CLIFFORD J. ISROFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAREN S. BELDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. CARY BLAIR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. BRIGGS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FLAGSTAR BANCORP, INC.
TICKER: FBC CUSIP: 337930101
MEETING DATE: 5/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL W. CARRIE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD S. ELSEA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK T. HAMMOND ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES D. COLEMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT O. RONDEAU, JR. ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO AMEND THE RESTATED ARTICLES OF ISSUER YES AGAINST AGAINST
INCORPORATION TO ALLOW AN INCREASE IN THE NUMBER OF
AUTHORIZED SHARES COMMON STOCK FROM 80 MILLION SHARES TO
150 MILLION SHARES, AND AUTHORIZED SHARES OF PREFERRED
STOCK, FROM 10 MILLION SHARES TO 25 MILLION SHARES.

PROPOSAL #03: TO AMEND THE RESTATED ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO ALLOW AN INCREASE IN THE NUMBER OF
DIRECTORS FROM 11 TO 15.

PROPOSAL #04: TO AMEND THE OPTION PLAN TO ALLOW AN ISSUER YES FOR FOR
INCREASE IN THE NUMBER OF ALLOCATED SHARES.

PROPOSAL #05: TO SET THE MAXIMUM NUMBER OF INCENTIVE ISSUER YES FOR FOR
OPTION SHARES AVAILABLE FOR ISSUANCE UNDER THE OPTION
PLAN.

PROPOSAL #06: TO AMEND THE STOCK INCENTIVE PLAN TO ALLOW ISSUER YES FOR FOR
AN INCREASE IN THE NUMBER OF ALLOCATED SHARES.

PROPOSAL #07: TO RATIFY THE INCENTIVE COMPENSATION PLAN. ISSUER YES AGAINST AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FLUSHING FINANCIAL CORPORATION
TICKER: FFIC CUSIP: 343873105
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN J. MCCABE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. HEGARTY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONNA M. O'BRIEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. RUSSO ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE COMPANY'S 2005 OMNIBUS ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FOREST CITY ENTERPRISES, INC.
TICKER: FCEA CUSIP: 345550107
MEETING DATE: 6/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOAN K. SHAFRAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS STOKES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.P. ESPOSITO, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STAN ROSS ISSUER YES FOR FOR

PROPOSAL #02: THE PROPOSED AMENDMENT AND RESTATEMENT OF ISSUER YES FOR FOR
THE 1994 STOCK PLAN.

PROPOSAL #03: THE RATIFICATION OF PRICEWATERHOUSECOOPERS ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE COMPANY FOR THE
FISCAL YEAR ENDING JANUARY 31, 2006.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FRANKLIN BANK CORP.
TICKER: FBTX CUSIP: 352451108
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID M. GOLUSH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM B. RHODES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN E. MASTER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE COMPANY'S INDEPENDENT
AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FRANKLIN RESOURCES, INC.
TICKER: BEN CUSIP: 354613101
MEETING DATE: 1/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER M. SACERDOTE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL H. ARMACOST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS H. KEAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUPERT H. JOHNSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT D. JOFFE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARMON E. BURNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHUTTA RATNATHICAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES CROCKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANNE M. TATLOCK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS E. WOODWORTH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES B. JOHNSON ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING
SEPTEMBER 30, 2005.

PROPOSAL #03: APPROVAL OF THE AMENDMENT AND RESTATEMENT ISSUER YES FOR FOR
OF THE FRANKLIN RESOURCES, INC. 2002 UNIVERSAL STOCK
INCENTIVE PLAN.

PROPOSAL #04: APPROVAL OF THE AMENDMENT OF THE ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION, AS AMENDED, TO INCREASE
THE NUMBER OF SHARES OF COMMON STOCK AUTHORIZED FOR
ISSUANCE.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FREMONT GENERAL CORPORATION
TICKER: FMT CUSIP: 357288109
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DICKINSON C. ROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WAYNE R. BAILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS W. HAYES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL K. MAYERFELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. MCINTYRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS J. RAMPINO ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITORS

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ISSUER: FRIEDMAN, BILLINGS, RAMSEY GROUP, IN
TICKER: FBR CUSIP: 358434108
MEETING DATE: 6/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RUSSELL C. LINDNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALLACE L. TIMMENY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: W. RUSSELL RAMSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN D. HARLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER A. GALLAGHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN T. WALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL J. ALTOBELLO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC F. BILLINGS ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

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ISSUER: FRONTIER FINANCIAL CORPORATION
TICKER: FTBK CUSIP: 35907K105
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DARRELL J. STORKSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD D. HANSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. DICKSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM H. LUCAS, DC ISSUER YES FOR FOR

PROPOSAL #02: RATIFY MOSS ADAMS LLP AS THE AUDITORS FOR ISSUER YES FOR FOR
FRONTIER FINANCIAL CORPORATION AND SUBSIDIARIES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: FULTON FINANCIAL CORPORATION
TICKER: FULT CUSIP: 360271100
MEETING DATE: 4/13/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CAROLYN R. HOLLERAN** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK J. FREER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS W. HUNT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY ANN RUSSELL** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ABRAHAM S. OPATUT** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD W. LESHER JR** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY A. STEWART** ISSUER YES FOR FOR

PROPOSAL #02: THE PROPOSAL TO AMEND THE ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED
SHARES OF COMMON STOCK FROM 400 MILLION TO 600 MILLION
SHARES.

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ISSUER: GABELLI ASSET MANAGEMENT INC.
TICKER: GBL CUSIP: 36239Y102
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C. FERRARA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VINCENT S. TESE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. PRATHER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.C. AVANSINO, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARIO J. GABELLI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN D. GABELLI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: FREDERIC V. SALERNO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDWIN L. ARTZT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN C. HEUBERGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KARL OTTO POHL ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND OUR RESTATED CERTIFICATE ISSUER YES FOR FOR
OF INCORPORATION TO CHANGE OUR NAME TO GAMCO
INVESTORS, INC.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GABLES RESIDENTIAL TRUST
TICKER: GBP CUSIP: 362418105
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN W. MCINTYRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRIS D. WHEELER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID D. FITCH ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GATX CORPORATION
TICKER: GMT CUSIP: 361448103
MEETING DATE: 4/22/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BRIAN A. KENNEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CASEY J. SYLLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEBORAH M. FRETZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. DENNY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK G. MCGRATH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. MURPHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MILES L. MARSH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD FAIRBANKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROD F. DAMMEYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD H. ZECH ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AUDITORS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GENERAL GROWTH PROPERTIES, INC.
TICKER: GGP CUSIP: 370021107
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MATTHEW BUCKSBAUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERNARD FREIBAUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BETH STEWART ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
INDEPENDENT AUDITORS.

PROPOSAL #03: AMENDMENT OF THE 1998 INCENTIVE STOCK PLAN ISSUER YES FOR FOR
TO INCREASE THE NUMBER OF SHARES OF OUR COMMON STOCK
AVAILABLE FOR ISSUANCE UNDER THE PLAN BY 5,000,000
SHARES.

PROPOSAL #04: STOCKHOLDER PROPOSAL TO CHANGE THE VOTE SHAREHOLDER YES AGAINST FOR
REQUIRED TO ELECT A DIRECTOR FROM A PLURALITY OF THE
VOTES CAST TO A MAJORITY OF THE VOTES CAST.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GENWORTH FINANCIAL, INC.
TICKER: GNW CUSIP: 37247D106
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS B. WHEELER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: FRANK J. BORELLI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J. ROBERT "BOB" KERREY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL D. FRAIZER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE 2004 GENWORTH FINANCIAL, ISSUER YES FOR FOR
INC. OMNIBUS INCENTIVE PLAN.

PROPOSAL #03: RATIFICATION OF THE SELECTION OF KPMG LLP ISSUER YES FOR FOR
AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GERMAN AMERICAN BANCORP
TICKER: GABC CUSIP: 373865104
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHRISTINA MILLER-ERNST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GENE C. MEHNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARRY J. SEGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK A. SCHROEDER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GETTY REALTY CORP.
TICKER: GTY CUSIP: 374297109
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: W. WINTRUB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. COVIELLO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. LIEBOWITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. SAFENOWITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M. COOPER ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE COMPANY FOR THE FISCAL
YEAR ENDED DECEMBER 31, 2005.

PROPOSAL #03: IN THEIR DISCRETION, THE PROXIES ARE ISSUER YES AGAINST AGAINST
AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AS MAY
PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENT OR
POSTPONEMENT THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GLACIER BANCORP, INC.
TICKER: GBCI CUSIP: 37637Q105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALLEN J. FETSCHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRED J. FLANDERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. BLODNICK ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE GLACIER BANCORP, INC. 2005 ISSUER YES FOR FOR
STOCK INCENTIVE PLAN IN ORDER TO PROVIDE INCENTIVES AND
AWARDS TO SELECT EMPLOYEES AND DIRECTORS TO GLACIER
BANCORP, INC., AND ITS AFFILIATES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GLENBOROUGH REALTY TRUST
TICKER: GLB CUSIP: 37803P105
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD A. MAGNUSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD C. BLUM ISSUER YES WITHHOLD AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GLIMCHER REALTY TRUST
TICKER: GRT CUSIP: 379302102
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL P. GLIMCHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WAYNE S. DORAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN R. WEILER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF BDO ISSUER YES FOR FOR
SEIDMAN, LLP AS THE COMPANY'S INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #03: TO VOTE AND OTHERWISE REPRESENT THE ISSUER YES AGAINST AGAINST
UNDERSIGNED ON ANY OTHER MATTER THAT MAY PROPERLY COME
BEFORE THE MEETING OR ANY ADJOURNMENT OR POSTPONEMENT
THEREOF IN THE DISCRETION OF THE PROXY HOLDER.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GLOBAL SIGNAL INC.
TICKER: GSL CUSIP: 37944Q103
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARK WHITING ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT GIDEL ISSUER YES FOR FOR

PROPOSAL #02: THE APPOINTMENT OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
THE COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GOLD BANC CORPORATION, INC.
TICKER: GLDB CUSIP: 379907108
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. GOURLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM RANDON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GOLDEN WEST FINANCIAL CORPORATION
TICKER: GDW CUSIP: 381317106
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANTONIA HERNANDEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERNARD A. OSHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS J. GALEN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE 2005 STOCK INCENTIVE PLAN. ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF THE SELECTION OF DELOITTE ISSUER YES FOR FOR
& TOUCHE LLP TO SERVE AS THE COMPANY'S INDEPENDENT
OUTSIDE AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GREAT SOUTHERN BANCORP, INC.
TICKER: GSBC CUSIP: 390905107
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LARRY D. FRAZIER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. BARCLAY ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
BKD, LLP AS BANCORP'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GREATER BAY BANCORP
TICKER: GBBK CUSIP: 391648102
MEETING DATE: 5/31/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BYRON A. SCORDELIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. GATTO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES C. THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL G. LIBARLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD H. SEILER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE 2005 LONG TERM INCENTIVE ISSUER YES AGAINST AGAINST
PLAN.

PROPOSAL #03: APPROVAL OF THE 2005 EXECUTIVE INCENTIVE ISSUER YES AGAINST AGAINST
PLAN.

PROPOSAL #04: RATIFICATION OF APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE YEAR ENDING DECEMBER 31,
2005.

PROPOSAL #05: SHAREHOLDER PROPOSAL TO RESTRICT USE OF SHAREHOLDER YES AGAINST FOR
PREFERRED STOCK.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GREENHILL & CO., INC.
TICKER: GHL CUSIP: 395259104
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SIMON A. BORROWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN L. KEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN F. GOLDSTONE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. GREENHILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ISABEL V. SAWHILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT L. BOK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. DANFORTH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: GREENPOINT FINANCIAL CORP.
TICKER: GPT CUSIP: 395384100
MEETING DATE: 8/30/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO ADOPT THE AGREEMENT AND PLAN OF MERGER, ISSUER YES FOR FOR
DATED AS OF FEBRUARY 15, 2004, BY AND BETWEEN NORTH
FORK BANCORPORATION, INC. AND GREENPOINT FINANCIAL CORP.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HANCOCK HOLDING COMPANY
TICKER: HBHC CUSIP: 410120109
MEETING DATE: 3/31/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES H. JOHNSON, SR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOSEPH F. BOARDMAN, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN H. PACE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DON P. DESCANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALTON G. BANKSTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK E. BERTUCCI ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT ACCOUNTANTS FOR THE COMPANY.

PROPOSAL #03: APPROVAL OF THE 2005 LONG-TERM INCENTIVE ISSUER YES AGAINST AGAINST
PLAN.

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ISSUER: HANMI FINANCIAL CORPORATION
TICKER: HAFC CUSIP: 410495105
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM J. RUH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHANG KYU PARK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD B.C. LEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: UNG KYUN AHN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HARBOR FLORIDA BANCSHARES, INC.
TICKER: HARB CUSIP: 411901101
MEETING DATE: 1/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BRUCE R. ABERNETHY, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWIN R. MASSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD L. LYNCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANDISH C. CRIPPEN ISSUER YES FOR FOR

PROPOSAL #II: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP, CERTIFIED PUBLIC ACCOUNTANTS, AS HARBOR FLORIDA
BANCSHARES INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR ENDING SEPTEMBER 30, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HARLEYSVILLE GROUP INC.
TICKER: HGIC CUSIP: 412824104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM W. SCRANTON III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MIRIAN M. GRADDICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. THACHER BROWN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF DIRECTORS DEFERRED STOCK UNIT ISSUER YES FOR FOR
PLAN.

PROPOSAL #03: APPROVAL OF AMENDED AND RESTATED LONG TERM ISSUER YES FOR FOR
INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HARLEYSVILLE NATIONAL CORPORATION
TICKER: HNBC CUSIP: 412850109
MEETING DATE: 4/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GREGG J. WAGNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. WIMMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM M. YOCUM ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HCC INSURANCE HOLDINGS, INC.
TICKER: HCC CUSIP: 404132102
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN N. MOLBECK, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER M. DUER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER J. LACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN L. WAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK B. COLLINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A.F. ROBERTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. CRANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. FLAGG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. ROBERT DICKERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK J. BRAMANTI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLAN W. FULKERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD H. ELLIS, JR. ISSUER YES FOR FOR

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ISSUER: HEALTH CARE PROPERTY INVESTORS, INC.
TICKER: HCP CUSIP: 421915109
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARY A. CIRILLO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER L. RHEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD M. ROSENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL D. MCKEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH P. SULLIVAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES F. FLAHERTY III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT R. FANNING, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD M. MESSMER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID B. HENRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH B. ROATH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31,
2005.

PROPOSAL #03: APPROVAL OF PROPOSAL TO ISSUE REPORT ON SHAREHOLDER YES ABSTAIN AGAINST
GREENHOUSE GAS EMISSIONS AND ENVIRONMENTAL EFFICIENCY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HEALTH CARE REIT, INC.
TICKER: HCN CUSIP: 42217K106
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. SCOTT TRUMBULL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. BALLARD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER J. GRUA ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE HEALTH CARE REIT, INC. ISSUER YES FOR FOR
2005 LONG-TERM INCENTIVE PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR 2005.

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ISSUER: HERITAGE PROPERTY INVESTMENT TRUST,
TICKER: HTG CUSIP: 42725M107
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BERNARD CAMMARATA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MICHAEL J. JOYCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. PRENDERGAST ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HIBERNIA CORPORATION
TICKER: HIB CUSIP: 428656102
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SIDNEY W. LASSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JANEE MERCADEL-TUCKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL CANDIES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAY B. NESBITT ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE COMPANY FOR 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HIGHLAND HOSPITALITY CORP.
TICKER: HIH CUSIP: 430141101
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANCISCO L. BORGES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES L. FRANCIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARGARET A. SHEEHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. NATELLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. REEDER GLASS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM L. WILSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE D. WARDINSKI ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HILB, ROGAL AND HOBBS COMPANY
TICKER: HRH CUSIP: 431294107
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THEODORE L. CHANDLER JR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WARREN M. THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS H. O'BRIEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NORWOOD H. DAVIS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY J. KORMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITORS OF THE COMPANY'S 2005
FINANCIAL STATEMENTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HOME PROPERTIES, INC.
TICKER: HME CUSIP: 437306103
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NORMAN P. LEENHOUTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: AMY L. TAIT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM BALDERSTON, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. SUMMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER W. KOBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL L. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEONARD F. HELBIG, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSH E. FIDLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN L. GOSULE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLIFFORD W. SMITH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD J. PETTINELLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NELSON B. LEENHOUTS ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE HOME PROPERTIES, INC. ISSUER YES FOR FOR
AMENDED AND RESTATED 2003 STOCK BENEFIT PLAN.

PROPOSAL #03: TO APPROVE THE HOME PROPERTIES, INC. ISSUER YES FOR FOR
SECOND AMENDED AND RESTATED DIRECTOR DEFERRED
COMPENSATION PLAN.

PROPOSAL #04: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR 2005.

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ISSUER: HORACE MANN EDUCATORS CORPORATION
TICKER: HMN CUSIP: 440327104
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEPHEN J. HASENMILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM W. ABBOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHAUN F. O'MALLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY H. FUTRELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH J. MELONE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY L. MORBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES A. PARKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS G. LOWER II ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDED AND RESTATED 2002 ISSUER YES FOR FOR
INCENTIVE COMPENSATION PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP, AN INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM,
AS THE COMPANY'S AUDITORS FOR THE YEAR ENDING DECEMBER
31, 2005.

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ISSUER: HOSPITALITY PROPERTIES TRUST
TICKER: HPT CUSIP: 44106M102
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BARRY M. PORTNOY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN L. HARRINGTON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HOST MARRIOTT CORPORATION
TICKER: HMT CUSIP: 44107P104
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHRISTOPHER J. NASSETTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERENCE C. GOLDEN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT M. BAYLIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD E. MARRIOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN B. MORSE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANN M. KOROLOGOS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH A. MCHALE ISSUER YES FOR FOR

PROPOSAL #02: RATIFY APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS

PROPOSAL #03: STOCKHOLDER PROPOSAL TO ELECT DIRECTORS BY SHAREHOLDER YES AGAINST FOR
A MAJORITY VOTE STANDARD

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HRPT PROPERTIES TRUST
TICKER: HRP CUSIP: 40426W101
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BARRY M. PORTNOY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.N. ZEYTOONJIAN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HUDSON CITY BANCORP, INC.
TICKER: HCBK CUSIP: 443683107
MEETING DATE: 5/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RONALD E. HERMANCE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM G. BARDEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT A. BELAIR ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDED AND RESTATED PLAN ISSUER YES FOR FOR
OF CONVERSION AND REORGANIZATION.

PROPOSAL #03: APPROVAL OF THE AMENDED AND RESTATED ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION.

PROPOSAL #04: APPROVAL OF THE EXECUTIVE OFFICER ANNUAL ISSUER YES FOR FOR
INCENTIVE PLAN OF HUDSON CITY BANCORP, INC.

PROPOSAL #05: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #06: TO ADJOURN THE ANNUAL MEETING IF NECESSARY ISSUER YES FOR FOR
TO PERMIT FURTHER SOLICITATION OF PROXIES IF THERE ARE
NOT SUFFICIENT VOTES AT THE TIME OF THE ANNUAL MEETING
TO APPROVE PROPOSAL 2.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HUDSON RIVER BANCORP, INC.
TICKER: HRBT CUSIP: 444128102
MEETING DATE: 9/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: APPROVAL OF THE AGREEMENT AND PLAN OF ISSUER YES FOR FOR
MERGER, DATED AS OF APRIL 1, 2004, BY AND BETWEEN FIRST
NIAGARA FINANCIAL GROUP, INC. AND HUDSON RIVER BANCORP,
INC.

PROPOSAL #02: AUTHORIZATION OF THE BOARD OF DIRECTORS TO ISSUER YES AGAINST AGAINST
VOTE UPON SUCH OTHER BUSINESS AS MAY PROPERLY COME
BEFORE THE ANNUAL MEETING OR ANY ADJOURNMENT OR
POSTPONEMENT THEREOF.

ELECTION OF DIRECTOR: JOSEPH W. PHELAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. JONES ISSUER YES FOR FOR

PROPOSAL #04: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE
FISCAL YEAR ENDING MARCH 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HUDSON UNITED BANCORP
TICKER: HU CUSIP: 444165104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BRIAN FLYNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. TATIGIAN, JR. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: HUNTINGTON BANCSHARES INCORPORATED
TICKER: HBAN CUSIP: 446150104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL J. ENDRES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WM. J. LHOTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID L. PORTEOUS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DON M. CASTO III ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP TO SERVE AS INDEPENDENT AUDITORS FOR THE
CORPORATION FOR THE YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: IBERIABANK CORPORATION
TICKER: IBKC CUSIP: 450828108
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DARYL G. BYRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID H. WELCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. STEWART SHEA III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HARRY V. BARTON, JR. ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
CASTAING, HUSSEY & LOLAN, LLC AS THE COMPANY'S
INDEPENDENT AUDITORS FOR 2005.

PROPOSAL #03: APPROVAL OF THE IBERIABANK CORPORATION ISSUER YES AGAINST AGAINST
2005 STOCK INCENTIVE PLAN DESCRIBED IN THE PROXY
STATEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: IMPAC MORTGAGE HOLDINGS, INC.
TICKER: IMH CUSIP: 45254P102
MEETING DATE: 6/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM S. ASHMORE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. ROSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHAN R. PEERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEIGH J. ABRAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH R. TOMKINSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK P. FILIPPS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES WALSH ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INDEPENDENCE COMMUNITY BANK CORP.
TICKER: ICBC CUSIP: 453414104
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT B. CATELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLARD N. ARCHIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY P. DOHERTY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. MORRIS ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE ADOPTION OF THE 2005 STOCK ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENCE COMMUNITY BANK CORP.'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INDEPENDENT BANK CORP.- MASS
TICKER: INDB CUSIP: 453836108
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALFRED L. DONOVAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRIAN S. TEDESCHI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. WINTHROP HALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT D. SULLIVAN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF KPMG LLP AS THE ISSUER YES FOR FOR
INDEPENDENT AUDITOR OF INDEPENDENT BANK CORP. FOR 2005.

PROPOSAL #03: TO APPROVE THE 2005 INDEPENDENT BANK CORP. ISSUER YES FOR FOR
EMPLOYEE STOCK PLAN.

PROPOSAL #4A: TO APPROVE PROVISIONS RELATING TO ISSUER YES FOR FOR
UNLIMITED VOTING RIGHTS FOR COMMON STOCK AND THE RIGHT
TO RECEIVE THE NET ASSETS OF INDEPENDENT BANK CORP. UPON
LIQUIDATION OR SIMILAR EVENT.

PROPOSAL #4B: TO APPROVE THE ELIMINATION OF PROVISIONS ISSUER YES FOR FOR
RELATING TO SERIES A PREFERRED STOCK.

PROPOSAL #4C: TO APPROVE PROVISIONS ALLOWING PROPOSALS ISSUER YES FOR FOR
AT SHAREHOLDER MEETINGS THAT ARE NOT OTHERWISE SPECIFIED
IN THE NOTICE OF SUCH MEETINGS.

PROPOSAL #4D: TO APPROVE THE ELIMINATION OF PROVISIONS ISSUER YES FOR FOR
RELATING TO ACQUIRING ENTITIES.

PROPOSAL #4E: TO APPROVE A PROVISION RELATING TO A ISSUER YES FOR FOR
MANDATORY RETIREMENT AGE FOR DIRECTORS.

PROPOSAL #4F: TO APPROVE PROVISIONS RELATING TO REMOVAL ISSUER YES FOR FOR
OF DIRECTORS BY THE BOARD FOR CAUSE.

PROPOSAL #4G: TO APPROVE PROVISIONS RELATING TO ISSUER YES FOR FOR
INDEMNIFICATION OF DIRECTORS AND OFFICERS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INDEPENDENT BANK CORPORATION - MICH
TICKER: IBCP CUSIP: 453838104
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TERRY L. HASKE** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN L. GULIS, JR.** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES A. PALMER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL M. MAGEE, JR.* ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER AND VOTE UPON A PROPOSAL TO ISSUER YES FOR FOR
AMEND OUR LONG-TERM INCENTIVE PLAN TO MAKE AN ADDITIONAL
750,000 SHARES OF OUR COMMON STOCK AVAILABLE FOR
ISSUANCE UNDER THAT PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INDYMAC BANCORP, INC.
TICKER: NDE CUSIP: 456607100
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HUGH M. GRANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. UKROPINA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS E. CALDERA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LYLE E. GRAMLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL W. PERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK C. HADEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. HUNT II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SENATOR JOHN SEYMOUR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRANCE G. HODEL ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF INDYMAC'S ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR THE YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INFINITY PROPERTY AND CASUALTY CORP.
TICKER: IPCC CUSIP: 45665Q103
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROGER SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL J. SIMON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY C. THOMAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JORGE G. CASTRO ISSUER YES FOR FOR

PROPOSAL #02: APPROVE NON-EMPLOYEE DIRECTORS STOCK ISSUER YES FOR FOR
OWNERSHIP PLAN.

PROPOSAL #03: RATIFY APPOINTMENT OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INFINITY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INLAND REAL ESTATE CORPORATION
TICKER: IRC CUSIP: 457461200
MEETING DATE: 6/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT D. PARKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. MCWILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS P. D'ARCY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROLAND W. BURRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL G. HERTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL D. SIMMONS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HEIDI N. LAWTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL L. GOODWIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS H. MCAULEY ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE APPOINTMENT OF KPMG LLP AS OUR ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVE THE 2005 EQUITY AWARD PLAN. ISSUER YES FOR FOR

PROPOSAL #04: APPROVE AMENDMENTS TO ARTICLE VI OF OUR ISSUER YES AGAINST AGAINST
THIRD ARTICLES OF AMENDMENT AND RESTATEMENT TO INCREASE
THE NUMBER OF SHARES OF COMMON STOCK AUTHORIZED FOR
ISSUANCE FROM 100.0 MILLION SHARES TO 500.0 MILLION
SHARES.

PROPOSAL #05: APPROVE AMENDMENTS TO ARTICLE VIII OF OUR ISSUER YES FOR FOR
THIRD ARTICLES OF AMENDMENT AND RESTATEMENT TO CLARIFY
THAT RESTRICTIONS ON OWNERSHIP DO NOT, AND CANNOT IN ANY
WAY, IMPEDE SETTLEMENT OF TRADES IN OUR COMMON STOCK.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INNKEEPERS USA TRUST
TICKER: KPA CUSIP: 4576J0104
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: C. GERALD GOLDSMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MILES BERGER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE AMENDMENT AND RESTATEMENT OF 1994 ISSUER YES FOR FOR
SHARE INCENTIVE PLAN.

PROPOSAL #03: RATIFY APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS, LLP AS INDEPENDENT AUDITORS FOR
THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INSTINET GROUP INCORPORATED
TICKER: INGP CUSIP: 457750107
MEETING DATE: 5/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID J. GRIGSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD J. NICOLL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN STRACHAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBIN JOSEPHS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INSTINET GROUP
INCORPORATED'S INDEPENDENT AUDITORS FOR THE 2005 FISCAL
YEAR.

PROPOSAL #03: APPROVE THE INSTINET GROUP 2005 ANNUAL ISSUER YES FOR FOR
CASH INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INTEGRA BANK CORPORATION
TICKER: IBNK CUSIP: 45814P105
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM E. VIETH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL T. WOLFE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE D. MARTIN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INTERNATIONAL BANCSHARES CORPORATION
TICKER: IBOC CUSIP: 459044103
MEETING DATE: 5/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R.D. GUERRA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.E. HAYNES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L. AVIGAEL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: P.J. NEWMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L. SALINAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: I. GREENBLUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.E. NIXON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.B. HASTINGS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.R. SANCHEZ, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: S. NEIMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: I. NAVARRO ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE
2005 FISCAL YEAR.

PROPOSAL #03: PROPOSAL TO AMEND THE ARTICLES OF ISSUER YES AGAINST AGAINST
INCORPORATION OF THE COMPANY TO INCREASE THE NUMBER OF
AUTHORIZED SHARES OF COMMON STOCK OF THE COMPANY.

PROPOSAL #04: PROPOSAL TO APPROVE THE 2005 INTERNATIONAL ISSUER YES AGAINST AGAINST
BANCSHARES CORPORATION STOCK OPTION PLAN ADOPTED BY THE
BOARD OF DIRECTORS ON APRIL 1, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INVESTMENT TECHNOLOGY GROUP, INC.
TICKER: ITG CUSIP: 46145F105
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM I JACOBS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY L. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. KING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND L. KILLIAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAUREEN O'HARA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRIAN J. STECK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. WILLIAM BURDETT ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS FOR THE 2005 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: INVESTORS FINANCIAL SERVICES CORP.
TICKER: IFIN CUSIP: 461915100
MEETING DATE: 4/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDWARD F. HINES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHYLLIS S. SWERSKY ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE COMPANY'S 2005 EQUITY ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: TO RATIFY THE SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS THE COMPANY'S INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: INVESTORS REAL ESTATE TRUST
TICKER: IRETS CUSIP: 461730103
MEETING DATE: 9/21/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEPHEN L. STENEHJEM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. WENTZ, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK G. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. STEWART ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY L. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL L. FEIST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES WM. JAMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIMOTHY P. MIHALICK ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE, LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR
THE FISCAL YEAR ENDING APRIL 30, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: IPC HOLDINGS, LTD.
TICKER: IPCR CUSIP: G4933P101
MEETING DATE: 6/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KENNETH L. HAMMOND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY M. PILLING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. THE HON C.E. JAMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK MUTCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES P. BRYCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH C.H. JOHNSON ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENTS TO THE IPC ISSUER YES FOR FOR
HOLDINGS, LTD. STOCK OPTION PLAN.

PROPOSAL #03: APPOINTMENT AND REMUNERATION OF ISSUER YES FOR FOR
INDEPENDENT AUDITORS: TO APPOINT THE FIRM OF KPMG AS THE
COMPANY'S INDEPENDENT AUDITORS TO SERVE UNTIL THE
COMPANY'S NEXT ANNUAL GENERAL MEETING OF SHAREHOLDERS
AND TO AUTHORIZE THE AUDIT COMMITTEE TO SET THE
COMPENSATION FOR THE COMPANY'S INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: IRWIN FINANCIAL CORPORATION
TICKER: IFC CUSIP: 464119106
MEETING DATE: 4/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. DAVID HOOVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THEODORE M. SOLSO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM I. MILLER ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE A PROPOSAL TO AMEND THE ISSUER YES FOR FOR
RESTATED ARTICLES OF INCORPORATION REGARDING THE
INDEMNIFICATION OF DIRECTORS, OFFICERS AND EMPLOYEES, BY
MOVING THE CURRENT INDEMNIFICATION PROVISIONS FROM THE
RESTATED ARTICLES TO THE BY-LAWS AND REPLACING THE
INDEMNIFICATION PROVISIONS IN THE RESTATED ARTICLES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ISTAR FINANCIAL INC.
TICKER: SFI CUSIP: 45031U101
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEFFREY A. WEBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIS ANDERSEN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBIN JOSEPHS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN G. MCDONALD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAY SUGARMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE R. PUSKAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. HOLMAN, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF EXPANDING THE ISTAR FINANCIAL ISSUER YES FOR FOR
INC. EXECUTIVE AND DIRECTOR HIGH PERFORMANCE UNIT
PROGRAM TO ADD A 2007 PLAN, 2008 PLAN AND 2009 PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ITLA CAPITAL CORPORATION
TICKER: ITLA CUSIP: 450565106
MEETING DATE: 7/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT R. REED ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SANDOR X. MAYUGA ISSUER YES FOR FOR

PROPOSAL #II: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS INDEPENDENT AUDITORS FOR ITLA
CAPITAL FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: JANUS CAPITAL GROUP INC.
TICKER: JNS CUSIP: 47102X105
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT SKIDELSKY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL F. BALSER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GARY D. BLACK ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE SELECTION OF DELOITTE & TOUCHE ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS.

PROPOSAL #03: APPROVE THE 2005 LONG TERM INCENTIVE STOCK ISSUER YES AGAINST AGAINST
PLAN.

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ISSUER: JEFFERIES GROUP, INC.
TICKER: JEF CUSIP: 472319102
MEETING DATE: 5/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD G. DOOLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. PATRICK CAMPBELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD B. HANDLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. SHAW, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK J. MACCHIAROLA ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: JEFFERSON-PILOT CORPORATION
TICKER: JP CUSIP: 475070108
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ISAIAH TIDWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM PORTER PAYNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID A. STONECIPHER ISSUER YES FOR FOR

PROPOSAL #02: RATIFY APPOINTMENT OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS.

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ISSUER: JONES LANG LASALLE INCORPORATED
TICKER: JLL CUSIP: 48020Q107
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: COLIN DYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHEILA A. PENROSE ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
2005.

PROPOSAL #03: TO APPROVE A PROPOSED AMENDMENT TO THE ISSUER YES AGAINST AGAINST
JONES LANG LASALLE STOCK AWARD AND INCENTIVE PLAN TO
INCREASE THE NUMBER OF SHARES OF OUR COMMON STOCK
RESERVED FOR ISSUANCE UNDER THAT PLAN BY 3,000,000.

PROPOSAL #04: TO APPROVE A PROPOSAL BY OUR BOARD OF ISSUER YES FOR FOR
DIRECTORS TO AMEND THE JONES LANG LASALLE ARTICLES OF
INCORPORATION TO DECLASSIFY THE TERMS OF THE MEMBERS OF
THE BOARD OF DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: JPMORGAN CHASE & CO.
TICKER: JPM CUSIP: 46625H100
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAWRENCE A. BOSSIDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. GRAY III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. WELDON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM B. HARRISON JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN B. BURKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT I. LIPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID C. NOVAK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE R. RAYMOND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LABAN P. JACKSON JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. KESSLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. BIGGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES S. CROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES DIMON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HANS W. BECHERER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELLEN V. FUTTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD A. MANOOGIAN ISSUER YES FOR FOR

PROPOSAL #02: APPOINTMENT OF INDEPENDENT REGISTERED ISSUER YES FOR FOR
PUBLIC ACCOUNTING FIRM

PROPOSAL #03: APPROVAL OF 2005 LONG-TERM INCENTIVE PLAN ISSUER YES FOR FOR

PROPOSAL #04: DIRECTOR TERM LIMITS SHAREHOLDER YES AGAINST FOR

PROPOSAL #05: SEPARATION OF CHAIRMAN AND CEO SHAREHOLDER YES AGAINST FOR

PROPOSAL #06: COMPETITIVE PAY SHAREHOLDER YES AGAINST FOR

PROPOSAL #07: RECOUP UNEARNED MANAGEMENT BONUSES SHAREHOLDER YES AGAINST FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KEYCORP
TICKER: KEY CUSIP: 493267108
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BILL R. SANFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES R. HOGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD P. CAMPBELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. JAMES DALLAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURALEE E. MARTIN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KEYSTONE PROPERTY TRUST
TICKER: KTR CUSIP: 493596100
MEETING DATE: 7/30/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE THE AGREEMENT AND PLAN ISSUER YES FOR FOR
OF MERGER, DATED AS OF MAY 3, 2004, ATTACHED TO THE
PROXY STATEMENT AS EXHIBIT A, INCLUDING THE ACQUISITION
BY PROLOGIS SIX RIVERS LIMITED PARTNERSHIP OF KEYSTONE
PROPERTY TRUST THROUGH THE MERGER OF A MERGER SUBSIDIARY
OWNED BY PROLOGIS SIX RIVERS LIMITED PARTNERSHIP WITH
AND INTO KEYSTONE PROPERTY TRUST.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KILROY REALTY CORPORATION
TICKER: KRC CUSIP: 49427F108
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN B. KILROY, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MATTHEW J. HART ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD F. BRENNAN, PHD ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KIMCO REALTY CORPORATION
TICKER: KIM CUSIP: 49446R109
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: F.P. HUGHES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. DOOLEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: M. KIMMEL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: R. SALTZMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: M. FLYNN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: F. LOURENSO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: D. HENRY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: M. COOPER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J. GRILLS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO AMEND THE CHARTER OF THE COMPANY TO (A) ISSUER YES FOR FOR
INCREASE THE NUMBER OF SHARES OF STOCK THAT THE COMPANY
HAS THE AUTHORITY TO ISSUE AND (B) INCREASE THE NUMBER
OF AUTHORIZED SHARES OF COMMON STOCK FROM 200,000,000
SHARES TO 300,000,000 SHARES AND (C) INCREASE THE NUMBER
OF AUTHORIZED SHARES OF EXCESS STOCK OF THE COMPANY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KNBT BANCORP, INC.
TICKER: KNBT CUSIP: 482921103
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES J. PEISCHL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY P. FEATHER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SCOTT V. FAINOR ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT BY THE ISSUER YES FOR FOR
AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF GRANT
THORNTON LLP AS KNBT BANCORP'S INDEPENDENT AUDITORS FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KNIGHT TRADING GROUP, INC.
TICKER: NITE CUSIP: 499063105
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE CHANGE OF THE COMPANY'S ISSUER YES FOR FOR
NAME TO KNIGHT CAPITAL GROUP, INC.

ELECTION OF DIRECTOR: WILLIAM L. BOLSTER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS M. JOYCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. LOCKBURNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT M. LAZAROWITZ ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES T. MILDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY R. GRIFFITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES V. DOHERTY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RODGER O. RINEY ISSUER YES WITHHOLD AGAINST

PROPOSAL #03: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
AUDITOR FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: KRAMONT REALTY TRUST
TICKER: KRT CUSIP: 50075Q107
MEETING DATE: 4/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO ADOPT THE AMENDED AND ISSUER YES FOR FOR
RESTATED AGREEMENT AND PLAN OF MERGER, DATED AS OF
JANUARY 27, 2005, BY AND AMONG CENTRO WATT AMERICA III,
L.P., CENTRO WATT AMERICA III OP, LLC, CWAR OP MERGER
SUB, LLC, CWAR OP MERGER SUB II, LLC, CWAR OP MERGER SUB
III TRUST, CENTRO PROPERTIES LIMITED, CPT MANAGER
LIMITED, AS MORE FULLY DESCRIBED IN THE PROXY STATEMENT.

PROPOSAL #02: TO VOTE, IN THEIR DISCRETION, AND ISSUER YES FOR FOR
OTHERWISE REPRESENT THE UNDERSIGNED ON ANY MOTION TO
ADJOURN OR POSTPONE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LABRANCHE & CO INC.
TICKER: LAB CUSIP: 505447102
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS E. DOOLEY ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS LABRANCHE'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LAKELAND BANCORP, INC.
TICKER: LBAI CUSIP: 511637100
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROGER BOSMA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT E. MCCRACKEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. NICHOLSON III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL G. VIALL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK J. FREDERICKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE H. GUPTILL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JANETH C. HENDERSHOT ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF ADOPTION OF LAKELAND BANCORP, ISSUER YES FOR FOR
INC.'S AMENDED AND RESTATED 2000 EQUITY COMPENSATION
PROGRAM.

PROPOSAL #03: APPROVAL OF AMENDMENT TO LAKELAND BANCORP ISSUER YES FOR FOR
INC.'S CERTIFICATE OF INCORPORATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LANDAMERICA FINANCIAL GROUP, INC.
TICKER: LFG CUSIP: 514936103
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JULIOUS P. SMITH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. NORFLEET, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EUGENE P. TRANI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS G. SNEAD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GALE K. CARUSO ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE LANDAMERICA FINANCIAL ISSUER YES AGAINST AGAINST
GROUP, INC. 423 EMPLOYEE STOCK PURCHASE PLAN.

PROPOSAL #03: APPROVAL OF THE LANDAMERICA FINANCIAL ISSUER YES FOR FOR
GROUP, INC. EXECUTIVE OFFICER INCENTIVE PLAN.

PROPOSAL #04: RATIFICATION OF ERNST & YOUNG LLP AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
FOR THE 2005 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LASALLE HOTEL PROPERTIES
TICKER: LHO CUSIP: 517942108
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DONALD A. WASHBURN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JON E. BORTZ ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS OF THE
COMPANY FOR THE YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
1998 SHARE OPTION AND INCENTIVE PLAN, AS AMENDED.

PROPOSAL #04: TO CONSIDER AND ACT UPON ANY OTHER MATTERS ISSUER YES AGAINST AGAINST
THAT MAY PROPERLY BE BROUGHT BEFORE THE ANNUAL MEETING
AND AT ANY ADJOURNMENTS OR POSTPONEMENTS THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LEGG MASON, INC.
TICKER: LM CUSIP: 524901105
MEETING DATE: 7/20/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES W. BRINKLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KURT L. SCHMOKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARGARET M. RICHARDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND A. MASON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD L. ADAMS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: AMENDMENT OF THE LEGG MASON, INC. 1996 ISSUER YES AGAINST AGAINST
EQUITY INCENTIVE PLAN.

PROPOSAL #03: AMENDMENT OF THE LEGG MASON, INC. STOCK ISSUER YES FOR FOR
OPTION PLAN FOR NON-EMPLOYEE DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LEHMAN BROTHERS HOLDINGS INC.
TICKER: LEH CUSIP: 524908100
MEETING DATE: 4/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD S. FULD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL L. AINSLIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. AKERS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR THE FISCAL YEAR 2005.

PROPOSAL #03: APPROVAL OF 2005 STOCK INCENTIVE PLAN. ISSUER YES AGAINST AGAINST

PROPOSAL #04: SHAREHOLDER PROPOSAL REGARDING CEO SHAREHOLDER YES AGAINST FOR
COMPENSATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LEUCADIA NATIONAL CORPORATION
TICKER: LUK CUSIP: 527288104
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH S. STEINBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE D. GLAUBINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JESSE CLYDE NICHOLS III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEFFREY C. KEIL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. JORDAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN M. CUMMING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN J. HIRSCHFIELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL M. DOUGAN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
CERTIFICATE OF INCORPORATION INCREASING THE NUMBER OF
THE COMPANY'S COMMON SHARES AUTHORIZED FOR ISSUANCE TO
300,000,000.

PROPOSAL #03: APPROVAL OF THE AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
2003 SENIOR EXECUTIVE ANNUAL INCENTIVE BONUS PLAN
EXTENDING THE PLAN THROUGH FISCAL YEAR 2014.

PROPOSAL #04: RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT ACCOUNTANTS OF
THE COMPANY FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LEXINGTON CORPORATE PROPERTIES TRUST
TICKER: LXP CUSIP: 529043101
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CARL D. GLICKMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. WILSON EGLIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY R. PERLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. ROUSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SETH M. ZACHARY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES GROSFELD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: E. ROBERT ROSKIND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEOFFREY DOHRMANN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN W. LYNCH ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
DECLARATION OF TRUST TO INCREASE THE NUMBER OF
AUTHORIZED COMMON SHARES AND EXCESS SHARES.

PROPOSAL #03: TO TRANSACT SUCH OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE 2005 ANNUAL MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LIBERTY PROPERTY TRUST
TICKER: LRY CUSIP: 531172104
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FREDERICK F. BUCHHOLZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN B. SIEGEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. GARTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. DELOACH, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE PROPOSAL TO RATIFY THE ISSUER YES FOR FOR
SELECTION OF ERNST & YOUNG LLP AS THE TRUST'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

PROPOSAL #03: APPROVAL OF THE SHAREHOLDER PROPOSAL SHAREHOLDER YES AGAINST FOR
RELATING TO TRUSTEE ELECTION BY MAJORITY VOTE OF THE
SHAREHOLDERS.

PROPOSAL #04: APROVAL OF THE SHAREHOLDER PROPOSAL SHAREHOLDER YES ABSTAIN AGAINST
RELATING TO THE ESTABLISHMENT OF A SPECIAL COMMITTEE TO
REVIEW ENVIRONMENTAL ISSUES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LINCOLN NATIONAL CORPORATION
TICKER: LNC CUSIP: 534187109
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL F. MEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. PATRICK BARRETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARCIA J. AVEDON, PH.D. ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP, AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

PROPOSAL #03: TO APPROVE THE AMENDED AND RESTATED ISSUER YES FOR FOR
INCENTIVE COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LNR PROPERTY CORPORATION
TICKER: LNR CUSIP: 501940100
MEETING DATE: 1/31/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO ADOPT THE PLAN AND AGREEMENT ISSUER YES FOR FOR
OF MERGER, DATED AS OF AUGUST 29, 2004, BY AND AMONG
RILEY PROPERTY HOLDINGS LLC, RILEY ACQUISITION SUB CORP.
AND LNR, AND BY DOING THAT, APPROVE THE MERGER
CONTEMPLATED BY THAT MERGER AGREEMENT PURSUANT TO WHICH,
AMONG OTHER THINGS, RILEY ACQUISITION SUB CORP. WILL BE
MERGED WITH AND INTO LNR.

PROPOSAL #02: A PROPOSAL TO APPROVE THE ADJOURNMENT OR ISSUER YES FOR FOR
POSTPONEMENT OF THE SPECIAL MEETING TO A LATER DATE IF
NECESSARY IN ORDER TO SOLICIT ADDITIONAL PROXIES IN
FAVOR OF THE ADOPTION OF THE PLAN AND AGREEMENT OF
MERGER REFERRED TO IN ITEM 1.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LOEWS CORPORATION
TICKER: LTR CUSIP: 540424108
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. BRADEMAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.L. HARRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.R. TISCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.J. FRIBOURG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.A. LASKAWY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.S. TISCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.L. BOWER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.R. SCOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.M. DIKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.H. TISCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. TISCH ISSUER YES FOR FOR

PROPOSAL #02: RATIFY DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS

PROPOSAL #03: APPROVE AMENDED AND RESTATED STOCK OPTION ISSUER YES FOR FOR
PLAN

PROPOSAL #04: APPROVE AMENDED AND RESTATED INCENTIVE ISSUER YES FOR FOR
COMPENSATION PLAN

PROPOSAL #05: SHAREHOLDER PROPOSAL- CUMULATIVE VOTING SHAREHOLDER YES AGAINST FOR

PROPOSAL #06: SHAREHOLDER PROPOSAL- POLITICAL SHAREHOLDER YES ABSTAIN AGAINST
CONTRIBUTIONS

PROPOSAL #07: SHAREHOLDER PROPOSAL - ENVIRONMENTAL SHAREHOLDER YES ABSTAIN AGAINST
TOBACCO SMOKE

PROPOSAL #08: SHAREHOLDER PROPOSAL- CIGARETTE IGNITION SHAREHOLDER YES ABSTAIN AGAINST
PROPENSITY

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: LUMINENT MORTGAGE CAPITAL, INC.
TICKER: LUM CUSIP: 550278303
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GAIL P. SENECA, PH.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEONARD AUERBACH, PH.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. GOLDSTEIN ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE AMENDED 2003 STOCK ISSUER YES AGAINST AGAINST
INCENTIVE PLAN OF LUMINENT MORTGAGE CAPITAL, INC. IN THE
FORM ATTACHED TO THE PROXY STATEMENT AS APPENDIX A.

PROPOSAL #03: TO APPROVE THE AMENDED 2003 OUTSIDE ISSUER YES AGAINST AGAINST
ADVISORS STOCK INCENTIVE PLAN OF LUMINENT MORTGAGE
CAPITAL, INC. IN THE FORM ATTACHED TO THE PROXY
STATEMENT AS APPENDIX B.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: M&T BANK CORPORATION
TICKER: MTB CUSIP: 55261F104
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: W.F. ALLYN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.C. CARBALLADA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.E. GARMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.E. SADLER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.G. KING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.G. WILMERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.J. BENNETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.T. BRADY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.B. NEWMAN, II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T.J. CUNNINGHAM III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.G. PEREIRA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.G. SHEETZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E.J. SHEEHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B.D. BAIRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.A. BONTEMPO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.P. PINTO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.R. HAWBAKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.W.E. HODGSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E.L. BRUMBACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. KENNEDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.L. WASHINGTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.D. BUCKLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.J. CALLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.C. HATHAWAY ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE M&T BANK CORPORATION 2005 ISSUER YES FOR FOR
INCENTIVE COMPENSATION PLAN DESCRIBED IN THE PROXY
STATEMENT.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT PUBLIC
ACCOUNTANT OF M&T BANK CORPORATION FOR THE YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: MACK-CALI REALTY CORPORATION
TICKER: CLI CUSIP: 554489104
MEETING DATE: 6/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM L. MACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NATHAN GANTCHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN G. PHILIBOSIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID S. MACK ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTANTS OF THE COMPANY FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL AND ADOPTION OF A SHAREHOLDER SHAREHOLDER YES AGAINST FOR
PROPOSAL, IF PRESENTED AT THE ANNUAL MEETING, REQUESTING
THAT THE COMPANY ADOPT A MAJORITY VOTE STANDARD FOR
ELECTIONS OF PERSONS TO THE BOARD OF DIRECTORS OF THE
COMPANY.

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ISSUER: MAF BANCORP, INC.
TICKER: MAFB CUSIP: 55261R108
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. BOWLES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALLEN H. KORANDA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARBARA L. LAMB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID C. BURBA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDWARD MENTZER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP, A REGISTERED PUBLIC ACCOUNTING FIRM, AS INDEPENDENT
AUDITORS OF MAF BANCORP, INC. FOR THE YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: MAGUIRE PROPERTIES INC.
TICKER: MPG CUSIP: 559775101
MEETING DATE: 6/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CAROLINE S. MCBRIDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE S. KAPLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD I. GILCHRIST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. MAGUIRE III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER L. WEISMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREA L. VAN DE KAMP ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF KPMG LLP ISSUER YES FOR FOR
AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE YEAR ENDED DECEMBER 31, 2005.

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ISSUER: MAIN STREET BANKS, INC.
TICKER: MSBK CUSIP: 56034R102
MEETING DATE: 5/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: T. KEN DRISKELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. BURGESS, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK B. TURNER ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF ERNST ISSUER YES FOR FOR
& YOUNG LLP AS THE COMPANY'S INDEPENDENT PUBLIC
ACCOUNTANTS FOR 2005.

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ISSUER: MARKEL CORPORATION
TICKER: MKL CUSIP: 570535104
MEETING DATE: 5/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAY M. WEINBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEWART M. KASEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESLIE A. GRANDIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J. ALFRED BROADDUS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS C. EBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY F. MARKEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN I. KIRSHNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN A. MARKEL ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY OR REJECT THE SELECTION BY THE ISSUER YES FOR FOR
AUDIT COMMITTEE OF THE BOARD OF DIRECTORS OF KPMG LLP AS
THE COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE THE MARKEL CORPORATION ISSUER YES FOR FOR
EXECUTIVE BONUS PLAN.

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ISSUER: MARSH & MCLENNAN COMPANIES, INC.
TICKER: MMC CUSIP: 571748102
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THE RT. HON. LORD LANG ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEPHEN R. HARDIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ADELE SIMMONS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL G. CHERKASKY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MORTON O. SCHAPIRO ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF SELECTION OF INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM

PROPOSAL #03: PROPOSAL TO APPROVE THE AMENDMENT OF MMC'S ISSUER YES AGAINST AGAINST
EQUITY COMPENSATION PLANS TO PERMIT AN EXCHANGE OF
CERTAIN OPTIONS

PROPOSAL #04: STOCKHOLDER PROPOSAL: CEO COMPENSATION SHAREHOLDER YES AGAINST FOR

PROPOSAL #05: STOCKHOLDER PROPOSAL: STOCK OPTION POLICY SHAREHOLDER YES AGAINST FOR

PROPOSAL #06: STOCKHOLDER PROPOSAL: DIRECTOR ELECTION SHAREHOLDER YES AGAINST FOR
VOTING STANDARD

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MARSHALL & ILSLEY CORPORATION
TICKER: MI CUSIP: 571834100
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN S. SHIELY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. DANIELS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. MELLOWES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ANDREW N. BAUR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. O'TOOLE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP TO AUDIT THE FINANCIAL STATEMENTS
OF MARSHALL & ILSLEY CORPORATION FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

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ISSUER: MAX RE CAPITAL LTD.
TICKER: MXRE CUSIP: G6052F103
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #1A: TO ELECT WILLIAM H. HEYMAN TO THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF MAX RE CAPITAL LTD.

PROPOSAL #1B: TO ELECT WILLIS T. KING, JR. TO THE BOARD ISSUER YES FOR FOR
OF DIRECTORS OF MAX RE CAPITAL LTD.

PROPOSAL #1C: TO ELECT PETER A. MINTON TO THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF MAX RE CAPITAL LTD.

PROPOSAL #1D: TO ELECT STEVEN M. SKALA TO THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF MAX RE CAPITAL LTD.

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE MAX RE ISSUER YES FOR FOR
CAPITAL 2000 INCENTIVE PLAN, TO INCREASE THE NUMBER OF
SHARES FROM 5,000,000 TO 8,000,000.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE MAX RE ISSUER YES FOR FOR
CAPITAL 2000 INCENTIVE PLAN TO ALLOW FOR THE GRANTING OF
AWARDS, AS DEFINED IN THE INCENTIVE PLAN, TO THE
COMPANY'S NON-EMPLOYEE DIRECTORS AS DEFINED IN THE
INCENTIVE PLAN.

PROPOSAL #04: AUDITORS. APPOINTMENT OF KPMG, HAMILTON, ISSUER YES FOR FOR
BERMUDA, AS INDEPENDENT AUDITORS OF MAX RE CAPITAL LTD.
FOR 2005.

PROPOSAL #5A: TO AUTHORIZE THE ELECTION OF WILLIAM H. ISSUER YES FOR FOR
HEYMAN TO THE BOARD OF DIRECTORS OF MAX RE LTD.

PROPOSAL #5B: TO AUTHORIZE THE ELECTION OF WILLIS T. ISSUER YES FOR FOR
KING, JR. TO THE BOARD OF DIRECTORS OF MAX RE LTD.

PROPOSAL #5C: TO AUTHORIZE THE ELECTION OF PETER A. ISSUER YES FOR FOR
MINTON TO THE BOARD OF DIRECTORS OF MAX RE LTD.

PROPOSAL #5D: TO AUTHORIZE THE ELECTION OF STEVEN M. ISSUER YES FOR FOR
SKALA TO THE BOARD OF DIRECTORS OF MAX RE LTD.

PROPOSAL #06: AUDITORS. AUTHORIZE APPOINTMENT OF KPMG, ISSUER YES FOR FOR
HAMILTON, BERMUDA AS INDEPENDENT AUDITORS FOR MAX RE
LTD. FOR 2005.

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ISSUER: MB FINANCIAL, INC.
TICKER: MBFI CUSIP: 55264U108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KAREN J. MAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. HOLMSTROM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK HENRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH A. SKOPEC ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLARENCE MANN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BURTON J. FIELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE E. GILFORD ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MBIA INC.
TICKER: MBI CUSIP: 55262C100
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GARY C. DUNTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURENCE H. MEYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH W. BROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEBRA J. PERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID C. CLAPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. KEARNEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLAIRE L. GAUDIANI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. EDWARD CHAPLIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. ROLLS ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE COMPANY'S NEW ANNUAL ISSUER YES FOR FOR
INCENTIVE PLAN FOR PURPOSES OF SECTION 162(M) OF THE
INTERNAL REVENUE CODE.

PROPOSAL #03: APPROVAL OF THE COMPANY'S NEW OMNIBUS ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #04: APPROVAL OF AN AMENDMENT OF SECTION 8 OF ISSUER YES FOR FOR
THE COMPANY'S CERTIFICATE OF INCORPORATION.

PROPOSAL #05: APPROVAL OF AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION TO PERMIT SHAREHOLDERS TO
ACT BY MAJORITY WRITTEN CONSENT.

PROPOSAL #06: APPROVAL OF APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS.

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ISSUER: MBNA CORPORATION
TICKER: KRB CUSIP: 55262L100
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS G. MURDOUGH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM B. MILSTEAD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STUART L. MARKOWITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RANDOLPH D. LERNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURA S. UNGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. BERICK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM L. JEWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE L. HAMMONDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BENJAMIN R. CIVILETTI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARY M. BOIES ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF INDEPENDENT ISSUER YES FOR FOR
AUDITORS

PROPOSAL #03: STOCKHOLDER PROPOSAL SHAREHOLDER YES FOR AGAINST

PROPOSAL #04: STOCKHOLDER PROPOSAL SHAREHOLDER YES AGAINST FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MCG CAPITAL CORPORATION
TICKER: MCGC CUSIP: 58047P107
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. MERRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALLACE B. MILLNER, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRYAN J. MITCHELL ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF THE ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM OF ERNST &
YOUNG LLP AS INDEPENDENT AUDITORS FOR MCG CAPITAL
CORPORATION FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO CONSIDER AND VOTE UPON AN AMENDMENT TO ISSUER YES AGAINST AGAINST
ARTICLE FOUR OF THE COMPANY'S RESTATED CERTIFICATE OF
INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED
SHARES OF THE COMPANY'S COMMON STOCK, PAR VALUE $0.01
PER SHARE, FROM ONE-HUNDRED MILLION (100,000,000) SHARES
TO TWO-HUNDRED MILLION (200,000,000) SHARES.

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ISSUER: MELLON FINANCIAL CORPORATION
TICKER: MEL CUSIP: 58551A108
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDMUND F. KELLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT MEHRABIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUTH E. BRUCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN G. ELLIOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WESLEY W. VON SCHACK ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT PUBLIC ACCOUNTANTS.

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ISSUER: MERCANTILE BANKSHARES CORPORATION
TICKER: MRBK CUSIP: 587405101
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: D. SHEPARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. WILSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MORGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F. HRABOWSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. ROSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. DEERING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. BROWN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT AUDITORS
FOR BANKSHARES.

PROPOSAL #03: APPROVAL OF THE MERCANTILE BANKSHARES ISSUER YES FOR FOR
CORPORATION STOCK RETAINER AND DEFERRED COMPENSATION
PLAN FOR NON-EMPLOYEE DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MERCURY GENERAL CORPORATION
TICKER: MCY CUSIP: 589400100
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DONALD P. NEWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD E. GRAYSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NATHAN BESSIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL D. CURTIUS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE JOSEPH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD R. SPUEHLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. MCCLUNG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE A. BUNNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GABRIEL TIRADOR ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE MERCURY GENERAL CORPORATION ISSUER YES FOR FOR
2005 EQUITY INCENTIVE AWARD PLAN.

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ISSUER: MERISTAR HOSPITALITY CORPORATION
TICKER: MHX CUSIP: 58984Y103
MEETING DATE: 12/8/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: THE AMENDMENT AND RESTATEMENT OF THE ISSUER YES AGAINST AGAINST
CHARTER OF THE COMPANY, AS DESCRIBED IN THE ACCOMPANYING
PROXY STATEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MERISTAR HOSPITALITY CORPORATION
TICKER: MHX CUSIP: 58984Y103
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PAUL J. KLAASSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES F. DANNHAUSER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE G. WILES ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT OF THE COMPANY'S NON-EMPLOYEE ISSUER YES FOR FOR
DIRECTORS INCENTIVE PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE COMPANY FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

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ISSUER: MERRILL LYNCH & CO., INC.
TICKER: MER CUSIP: 590188108
MEETING DATE: 4/22/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E. STANLEY O'NEAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HEINZ-JOACHIM NEUBURGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JILL K. CONWAY ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY APPOINTMENT OF DELOITTE & TOUCHE ISSUER YES FOR FOR
LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM.

PROPOSAL #03: APPROVE THE DIRECTOR STOCK UNIT PLAN. ISSUER YES AGAINST AGAINST

PROPOSAL #04: INSTITUTE CUMULATIVE VOTING. SHAREHOLDER YES AGAINST FOR

PROPOSAL #05: LIMIT CHIEF EXECUTIVE OFFICER COMPENSATION. SHAREHOLDER YES AGAINST FOR

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ISSUER: METLIFE, INC.
TICKER: MET CUSIP: 59156R108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM C. STEERE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SYLVIA M. MATHEWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. HOUGHTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHERYL W. GRISE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HELENE L. KAPLAN ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS INDEPENDENT AUDITOR FOR 2005

PROPOSAL #03: SHAREHOLDER PROPOSAL TO ESTABLISH A BOARD SHAREHOLDER YES ABSTAIN AGAINST
COMMITTEE TO REVIEW SALES PRACTICES

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ISSUER: METRIS COMPANIES INC.
TICKER: MXT CUSIP: 591598107
MEETING DATE: 9/15/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEROME J. JENKO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. CLEARY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LEO R. BREITMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD B. SPENO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DAVID D. WESSELINK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD J. SANDERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK D. TRESTMAN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE METRIS COMPANIES INC. ISSUER YES FOR FOR
ANNUAL INCENTIVE BONUS PLAN FOR DESIGNATED CORPORATE
OFFICERS.

PROPOSAL #03: TO RATIFY KPMG LLP AS METRIS INDEPENDENT ISSUER YES FOR FOR
AUDITOR FOR THE FISCAL YEAR ENDING DECEMBER 31, 2004.

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ISSUER: METRIS COMPANIES INC.
TICKER: MXT CUSIP: 591598107
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DONALD J. SANDERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEO R. BREITMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. CLEARY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEROME J. JENKO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD B. SPENO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID D. WESSELINK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK D. TRESTMAN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE METRIS ISSUER YES AGAINST AGAINST
COMPANIES INC. AMENDED AND RESTATED LONG-TERM INCENTIVE
AND STOCK OPTION PLAN.

PROPOSAL #03: TO RATIFY KPMG LLP AS METRIS INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

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ISSUER: MFA MORTGAGE INVESTMENTS, INC.
TICKER: MFA CUSIP: 55272X102
MEETING DATE: 5/13/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEPHEN R. BLANK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDISON C. BUCHANAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS MFA'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

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ISSUER: MGIC INVESTMENT CORPORATION
TICKER: MTG CUSIP: 552848103
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID S. ENGELMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH M. JASTROW, II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY K. BUSH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. KEARNEY ISSUER YES FOR FOR

PROPOSAL #02: APPROVE AMENDMENTS TO THE MGIC INVESTMENT ISSUER YES FOR FOR
CORPORATION 2002 STOCK INCENTIVE PLAN.

PROPOSAL #03: APPROVE A PERFORMANCE FORMULA FOR MAXIMUM ISSUER YES FOR FOR
ANNUAL BONUS AWARDS.

PROPOSAL #04: RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT
ACCOUNTANTS OF THE CORPORATION.

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ISSUER: MID-AMERICA APARTMENT COMMUNITIES, I
TICKER: MAA CUSIP: 59522J103
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RALPH HORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN B. GRAF, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. ERIC BOLTON, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF KPMG LLP AS THE COMPANY'S ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR 2005.

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ISSUER: MID-STATE BANCSHARES
TICKER: MDST CUSIP: 595440108
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CARROL R. PRUETT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GREGORY R. MORRIS ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF 2005 EQUITY BASED COMPENSATION ISSUER YES FOR FOR
PLAN.

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ISSUER: MIDWEST BANC HOLDINGS, INC.
TICKER: MBHI CUSIP: 598251106
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT D. SMALL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES J. GIANCOLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY I. FORRESTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD F. HARTLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.J. LIVINGSTON, JR. ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT AND RESTATEMENT OF THE COMPANY'S ISSUER YES FOR FOR
1996 STOCK OPTION PLAN.

PROPOSAL #03: AMENDMENT OF AMENDED AND RESTATED ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION OF THE COMPANY.

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ISSUER: MISSION WEST PROPERTIES, INC.
TICKER: MSW CUSIP: 605203108
MEETING DATE: 11/24/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAWRENCE B. HELZEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND V. MARINO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. BOLGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL E. BERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. HASLER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE THE ADOPTION OF THE 2004 EQUITY ISSUER YES FOR FOR
INCENTIVE PLAN, ALL AS MORE FULLY DESCRIBED IN THE PROXY
STATEMENT.

PROPOSAL #03: RATIFY THE APPOINTMENT OF BDO SEIDMAN, LLP ISSUER YES FOR FOR
AS INDEPENDENT ACCOUNTANTS.

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ISSUER: MISSION WEST PROPERTIES, INC.
TICKER: MSW CUSIP: 605203108
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM A. HASLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL E. BERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. BOLGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE B. HELZEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND V. MARINO ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE SELECTION OF BDO SEIDMAN, LLP ISSUER YES FOR FOR
AS OUR INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MONEYGRAM INTERNATIONAL, INC.
TICKER: MGI CUSIP: 60935Y109
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PHILIP W. MILNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. KRUEGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH K. HOFER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE THE MONEYGRAM INTERNATIONAL, INC. ISSUER YES FOR FOR
2005 OMNIBUS INCENTIVE PLAN.

PROPOSAL #03: RATIFY AND APPROVE THE REAPPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS OUR INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MONTPELIER RE HOLDINGS LTD
TICKER: MRH CUSIP: G62185106
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN D. GILLESPIE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM L. SPIEGEL* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T.G. STORY BUSHER** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN J. GILBERT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KERNAN V. OBERTING** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.R. FLETCHER, III** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY TAYLOR** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND BARRETTE* ISSUER YES WITHHOLD AGAINST

PROPOSAL #03: TO APPOINT PRICEWATERHOUSECOOPERS OF ISSUER YES FOR FOR
HAMILTON, BERMUDA AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005 AND TO
AUTHORIZE THE COMPANY'S BOARD, ACTING BY THE COMPANY'S
AUDIT COMMITTEE, TO SET THEIR REMUNERATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MOODY'S CORPORATION
TICKER: MCO CUSIP: 615369105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT R. GLAUBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CONNIE MACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NANCY S. NEWCOMB ISSUER YES FOR FOR

PROPOSAL #II: APPROVAL OF AMENDMENT TO MOODY'S ISSUER YES AGAINST AGAINST
CORPORATION'S RESTATED CERTIFICATE OF INCORPORATION TO
INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK
FROM 400 MILLION TO 1 BILLION

PROPOSAL #III: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: MORGAN STANLEY
TICKER: MWD CUSIP: 617446448
MEETING DATE: 3/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES F. KNIGHT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN E. JACOB ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LAURA D'ANDREA TYSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MILES L. MARSH ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS INDEPENDENT AUDITORS.

PROPOSAL #03: TO AMEND THE CERTIFICATE OF INCORPORATION ISSUER YES FOR FOR
TO INSTITUTE ANNUAL ELECTION OF DIRECTORS.

PROPOSAL #04: SHAREHOLDER PROPOSAL TO LIMIT CEO SHAREHOLDER YES AGAINST FOR
COMPENSATION.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL CITY CORPORATION
TICKER: NCC CUSIP: 635405103
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J.T. GORMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.C. LINDNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.A. PAUL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M. WEISS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.S. THORNTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.E. BARFIELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.L. SHAHEEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.A. DABERKO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.M. CONNOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B.P. HEALY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.S. BROADHURST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P.A. ORMOND ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
SELECTION OF ERNST & YOUNG LLP AS THE INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL COMMERCE FINANCIAL CORP.
TICKER: NCF CUSIP: 63545P104
MEETING DATE: 9/15/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE AGREEMENT AND PLAN OF ISSUER YES FOR FOR
MERGER, DATED AS OF MAY 7, 2004, BY AND BETWEEN SUNTRUST
BANKS, INC. AND NATIONAL COMMERCE FINANCIAL CORPORATION
(THE MERGER AGREEMENT ), AS DESCRIBED IN THE JOINT
PROXY STATEMENT-PROSPECTUS AND THE MERGER AGREEMENT.

PROPOSAL #02: TO ADJOURN OR POSTPONE THE NCF SPECIAL ISSUER YES FOR FOR
MEETING, IF NECESSARY, FOR THE PURPOSE OF SOLICITING
ADDITIONAL PROXIES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL FINANCIAL PARTNERS CORP.
TICKER: NFP CUSIP: 63607P208
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEPHANIE ABRAMSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHARI LOESSBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC ROWAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC BECKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN ELLIOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTHUR AINSBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JESSICA BIBLIOWICZ ISSUER YES FOR FOR

PROPOSAL #II: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL HEALTH INVESTORS, INC.
TICKER: NHI CUSIP: 63633D104
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT A. MCCABE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. ANDREW ADAMS ISSUER YES FOR FOR

PROPOSAL #II: PROPOSAL TO RATIFY THE IMPLEMENTATION OF ISSUER YES FOR FOR
THE 2005 STOCK OPTION PLAN

PROPOSAL #III: PROPOSAL TO RATIFY THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
SELECTION OF BDO SEIDMAN, LLP AS INDEPENDENT AUDITOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL PENN BANCSHARES, INC.
TICKER: NPBC CUSIP: 637138108
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KENNETH A. LONGACRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICIA L. LANGIOTTI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. BYERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK P. KROTT ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE LONG-TERM INCENTIVE ISSUER YES FOR FOR
COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONAL WESTERN LIFE INSURANCE COMP
TICKER: NWLIA CUSIP: 638522102
MEETING DATE: 6/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E.J. PEDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY L. EDWARDS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT L. MOODY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEPHEN E. GLASGOW ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONWIDE FINANCIAL SERVICES, INC.
TICKER: NFS CUSIP: 638612101
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH A. ALUTTO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALEX SHUMATE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARDEN L. SHISLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD L. MCWHORTER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NATIONWIDE HEALTH PROPERTIES, INC.
TICKER: NHP CUSIP: 638620104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. BRUCE ANDREWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES D. MILLER ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE NATIONWIDE HEALTH ISSUER YES FOR FOR
PROPERTIES, INC. 2005 PERFORMANCE INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NBC CAPITAL CORPORATION
TICKER: NBY CUSIP: 628729105
MEETING DATE: 6/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. NUTIE DOWDLE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SAMMY J. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. CALVERT, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. CALDWELL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. PRINCE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. CUNNINGHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK A. ABERNATHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEWIS F. MALLORY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES D. GRAHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. GALLOWAY, JR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY S. WEISS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. STOKES SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY M. DUCKETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. JAMES C. RATCLIFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID BYARS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN R. LEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLIFTON S. HUNT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BOBBY L. HARPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLEN B. PUCKETT, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HUNTER M. GHOLSON ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE CORPORATION'S ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO ELIMINATE PREEMPTIVE RIGHTS FOR
SHAREHOLDERS.

PROPOSAL #03: TO AMEND THE CORPORATION'S ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO ELIMINATE CUMULATIVE VOTING RIGHTS IN
THE ELECTION OF DIRECTORS.

PROPOSAL #04: IN THEIR DISCRETION, THE PROXIES ARE ISSUER YES AGAINST AGAINST
AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AS MAY
PROPERLY COME BEFORE THE ANNUAL MEETING OR ANY
ADJOURNMENT THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NBT BANCORP INC.
TICKER: NBTB CUSIP: 628778102
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO FIX THE NUMBER OF DIRECTORS AT SIXTEEN ISSUER YES FOR FOR
(PROPOSAL 1).

ELECTION OF DIRECTOR: DR. PETER B. GREGORY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JANET H. INGRAHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH A. SANTANGELO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN A. DIETRICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL D. HORGER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD CHOJNOWSKI ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NELNET, INC.
TICKER: NNI CUSIP: 64031N108
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL D. REARDON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN F. BUTTERFIELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS E. HENNING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL S. DUNLAP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. VAN HORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DON R. BOUC ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTURO R. MORENO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BRIAN J. O'CONNOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES P. ABEL ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NETBANK, INC.
TICKER: NTBK CUSIP: 640933107
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. STEPHEN HEARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CATHERINE A. GHIGLIERI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS K. FREEMAN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR FISCAL
2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEW CENTURY FINANCIAL CORPORATION
TICKER: NCEN CUSIP: 64352D101
MEETING DATE: 9/15/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE AND ADOPT THE AGREEMENT AND ISSUER YES FOR FOR
PLAN OF MERGER DATED AS OF APRIL 21, 2004, BY AND AMONG
THE COMPANY, NEW CENTURY REIT, INC. AND NC MERGER SUB,
INC., WHICH WILL IMPLEMENT THE RESTRUCTURING OF THE
COMPANY TO ALLOW THE COMPANY TO QUALIFY AS A REAL ESTATE
INVESTMENT TRUST, OR REIT, FOR U.S. FEDERAL INCOME TAX
PURPOSES.

ELECTION OF DIRECTOR: FREDRIC J. FORSTER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD A. ZONA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD F. GOTSCHALL ISSUER YES FOR FOR

PROPOSAL #03: TO APPROVE THE PROPOSED NEW CENTURY ISSUER YES AGAINST AGAINST
FINANCIAL CORPORATION 2004 PERFORMANCE INCENTIVE PLAN,
AS MORE FULLY DESCRIBED IN THE PROXY
STATEMENT/PROSPECTUS.

PROPOSAL #04: TO RATIFY KPMG LLP'S APPOINTMENT AS OUR ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2004.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEW CENTURY FINANCIAL CORPORATION
TICKER: NEW CUSIP: 6435EV108
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL M. SACHS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARILYN A. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD A. BLACK. PH.D. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BRAD A. MORRICE ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE AMENDMENT TO THE NEW ISSUER YES AGAINST AGAINST
CENTURY FINANCIAL CORPORATION 2004 PERFORMANCE INCENTIVE
PLAN, AS MORE FULLY DESCRIBED IN THE PROXY STATEMENT.

PROPOSAL #03: TO RATIFY KPMG LLP'S APPOINTMENT AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEW PLAN EXCEL REALTY TRUST, INC.
TICKER: NXL CUSIP: 648053106
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GREGORY WHITE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MATTHEW GOLDSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND H. BOTTORF ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEW YORK COMMUNITY BANCORP, INC.
TICKER: NYB CUSIP: 649445103
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DOMINICK CIAMPA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.C. FREDERICK, M.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPIROS J. VOUTSINAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH L. MANCINO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAX L. KUPFERBERG ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT AUDITORS OF NEW YORK COMMUNITY
BANCORP, INC. FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEWALLIANCE BANCSHARES, INC.
TICKER: NAL CUSIP: 650203102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SHEILA B. FLANAGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. CROWEAK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. GROSSI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROXANNE J. COADY ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE NEWALLIANCE BANCSHARES, ISSUER YES FOR FOR
INC. 2005 LONG-TERM COMPENSATION PLAN.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF THE FIRM OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS, LLP AS INDEPENDENT AUDITORS OF
NEWALLIANCE FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NEWCASTLE INVESTMENT CORP.
TICKER: NCT CUSIP: 65105M108
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID K. MCKOWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WESLEY R. EDENS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS THE COMPANY'S INDEPENDENT AUDITORS
FOR THE FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NORTH FORK BANCORPORATION, INC.
TICKER: NFB CUSIP: 659424105
MEETING DATE: 8/31/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO ADOPT THE AGREEMENT AND PLAN OF MERGER, ISSUER YES FOR FOR
DATED AS OF FEBRUARY 15, 2004, BY AND BETWEEN NORTH
FORK BANCORPORATION, INC. AND GREENPOINT FINANCIAL CORP.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NORTH FORK BANCORPORATION, INC.
TICKER: NFB CUSIP: 659424105
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KATHERINE HEAVISIDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN BOHLSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL M. HEALY ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT OF CERTIFICATE OF INCORPORATION ISSUER YES AGAINST AGAINST
TO INCREASE AUTHORIZED SHARES OF COMMON STOCK FROM 500
MILLION SHARES TO 1 BILLION SHARES.

PROPOSAL #03: RATIFICATION OF KPMG LLP AS COMPANY'S ISSUER YES FOR FOR
INDEPENDENT AUDITOR FOR FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NORTHERN TRUST CORPORATION
TICKER: NTRS CUSIP: 665859104
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT A. HELMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD J. MOONEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM D. SMITHBURG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. OSBORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSAN CROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. MCCORMACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD B. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTHUR L. KELLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUANE L. BURNHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIPAK C. JAIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES A. TRIBBETT III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. ROWE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE CORPORATION'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTANTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NORTHWEST BANCORP, INC.
TICKER: NWSB CUSIP: 667328108
MEETING DATE: 11/17/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT G. FERRIER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH F. LONG ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD E. MCDOWELL ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: THE APPROVAL OF AN AMENDMENT TO THE ISSUER YES AGAINST AGAINST
COMPANY'S STOCK HOLDING COMPANY CHARTER TO INCREASE THE
NUMBER OF AUTHORIZED SHARES OF COMMON STOCK FROM
100,000,000, PAR VALUE $0.10 PER SHARE, TO 500,000,000,
PAR VALUE $0.10 PER SHARE, AND THE NUMBER OF AUTHORIZED
SHARES OF PREFERRED STOCK FROM 10,000,000, PAR VALUE
$0.10 PER SHARE, TO 50,000,000, PAR VALUE $0.10 PER
SHARE.

PROPOSAL #03: THE APPROVAL OF THE NORTHWEST BANCORP, ISSUER YES FOR FOR
INC. 2004 STOCK OPTION PLAN.

PROPOSAL #04: THE APPROVAL OF THE NORTHWEST BANCORP, ISSUER YES FOR FOR
INC. 2004 RECOGNITION AND RETENTION PLAN.

PROPOSAL #05: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES AGAINST AGAINST
KPMG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR ENDING JUNE 30, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NOVASTAR FINANCIAL, INC.
TICKER: NFI CUSIP: 669947400
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SCOTT F. HARTMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
INDEPENDENT PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: NUVEEN INVESTMENTS, INC.
TICKER: JNC CUSIP: 67090F106
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TIMOTHY R. SCHWERTFEGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLARD L. BOYD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: W. JOHN DRISCOLL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DUANE R. KULLBERG ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RODERICK A. PALMORE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN L. CARL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN P. AMBOIAN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE NUVEEN INVESTMENTS, INC. ISSUER YES AGAINST AGAINST
2005 EQUITY INCENTIVE PLAN.

PROPOSAL #03: APPROVAL OF THE NUVEEN INVESTMENTS, INC. ISSUER YES AGAINST AGAINST
EXECUTIVE PERFORMANCE PLAN.

PROPOSAL #04: RATIFICATION OF THE SELECTION OF KPMG LLP ISSUER YES FOR FOR
AS INDEPENDENT AUDITORS FOR 2005.

PROPOSAL #05: IN THEIR DISCRETION, THE PROXIES ARE ISSUER YES AGAINST AGAINST
AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AS MAY
PROPERLY COME BEFORE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: OCEANFIRST FINANCIAL CORP.
TICKER: OCFC CUSIP: 675234108
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES G. KILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. GARBARINO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH J. BURKE ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER
31, 2005.

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ISSUER: OCWEN FINANCIAL CORPORATION
TICKER: OCN CUSIP: 675746101
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: W.C. MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. ERBEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. LACY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD M. FARIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY N. WISH ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RONALD J. KORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. MICHAEL LINN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT BY THE ISSUER YES FOR FOR
BOARD OF DIRECTORS OF PRICEWATERHOUSECOOPERS LLP AS THE
INDEPENDENT AUDITOR OF THE COMPANY FOR THE YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: ODYSSEY RE HOLDINGS CORP.
TICKER: ORH CUSIP: 67612W108
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES F. DOWD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: V. PREM WATSA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBBERT HARTOG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK B. BENNETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRANDON W. SWEITZER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY F. GRIFFITHS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW A. BARNARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL A. MITCHELL ISSUER YES FOR FOR

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ISSUER: OHIO CASUALTY CORPORATION
TICKER: OCAS CUSIP: 677240103
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CATHERINE E. DOLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN R. CARMICHAEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL L. WRIGHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP G. HEASLEY ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE OHIO CASUALTY CORPORATION ISSUER YES FOR FOR
2005 INCENTIVE PLAN.

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ISSUER: OLD NATIONAL BANCORP
TICKER: ONB CUSIP: 680033107
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT G. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES D. STORMS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALAN W. BRAUN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW E. GOEBEL ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP, AS INDEPENDENT ACCOUNTANTS
OF OLD NATIONAL BANCORP AND ITS SUBSIDIARIES FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL OF THE OLD NATIONAL BANCORP ISSUER YES AGAINST AGAINST
SHORT-TERM INCENTIVE COMPENSATION PLAN.

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ISSUER: OLD REPUBLIC INTERNATIONAL CORPORATI
TICKER: ORI CUSIP: 680223104
MEETING DATE: 5/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM A. SIMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.C. ZUCARO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARNOLD L. STEINER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDRICKA TAUBITZ ISSUER YES FOR FOR

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ISSUER: OLD SECOND BANCORP, INC.
TICKER: OSBC CUSIP: 680277100
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM KANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARVIN FAGEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH LINDGREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY FINN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JESSE MABERRY ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS OUR INDEPENDENT ACCOUNTANTS FOR THE FISCAL
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: OMEGA FINANCIAL CORPORATION
TICKER: OMEF CUSIP: 682092101
MEETING DATE: 9/9/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO CONSIDER AND VOTE UPON A PROPOSAL TO ISSUER YES FOR FOR
APPROVE THE AGREEMENT AND PLAN OF MERGER, DATED AS OF
APRIL 20, 2004, BY AND BETWEEN OMEGA AND SUN BANCORP,
INC. (REFERRED TO AS SUN ). THAT MERGER AGREEMENT
PROVIDES THAT SUN WILL BE MERGED WITH AND INTO OMEGA,
ALL AS MORE FULLY DESCRIBED IN THE JOINT PROXY
STATEMENT/ PROSPECTUS.

PROPOSAL #02: TO ACT UPON THE POSTPONEMENT OR ISSUER YES FOR FOR
ADJOURNMENT OF THE SPECIAL MEETING, IF NECESSARY, TO
PERMIT FURTHER SOLICITATION OF PROXIES IN THE EVENT
THERE ARE NOT SUFFICIENT VOTES AT THE TIME OF THE
SPECIAL MEETING TO APPROVE THE MERGER AGREEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: OMEGA FINANCIAL CORPORATION
TICKER: OMEF CUSIP: 682092101
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: D. STEPHEN MARTZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAUREEN M. BUFALINO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP E. GINGERICH ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE A PROPOSAL TO INCREASE THE ISSUER YES AGAINST AGAINST
NUMBER OF SHARES THAT MAY BE ISSUED UNDER THE OMEGA
EMPLOYEE STOCK PURCHASE PLAN BY 1,000,000 SHARES, AS
MORE FULLY DESCRIBED IN THE ACCOMPANYING PROXY STATEMENT.

PROPOSAL #03: TO APPROVE A PROPOSAL TO INCREASE THE ISSUER YES FOR FOR
NUMBER OF SHARES THAT MAY BE ISSUED UNDER THE OMEGA 2004
STOCK OPTION PLAN FOR NON-EMPLOYEE DIRECTORS BY 50,000
SHARES, AS MORE FULLY DESCRIBED IN THE ACCOMPANYING
PROXY STATEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: OMEGA HEALTHCARE INVESTORS, INC.
TICKER: OHI CUSIP: 681936100
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: C. TAYLOR PICKETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD J. KLOOSTERMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF INDEPENDENT AUDITORS ERNST ISSUER YES FOR FOR
& YOUNG LLP

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ISSUER: ORIENTAL FINANCIAL GROUP INC.
TICKER: OFG CUSIP: 68618W100
MEETING DATE: 10/26/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALBERTO RICHA-ANGELINI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MIGUEL VAZQUEZ-DEYNES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EMILIO RODRIGUEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUAN C. AGUAYO ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PACIFIC CAPITAL BANCORP
TICKER: PCBC CUSIP: 69404P101
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R.S. HAMBLETON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER C. KNOPF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD A. NIGHTINGALE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD M. DAVIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM S. THOMAS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. MACKALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD T. MCCULLOUGH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD E. BIRCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. VERNON HORTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLAYTON C. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. KUMMER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KATHY J. ODELL ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE 2005 DIRECTORS STOCK PLAN ISSUER YES FOR FOR

PROPOSAL #03: APPROVAL OF AN AMENDMENT TO THE ARTICLES ISSUER YES FOR FOR
OF INCORPORATION TO INCREASE AUTHORIZED COMMON STOCK

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PAN PACIFIC RETAIL PROPERTIES, INC.
TICKER: PNP CUSIP: 69806L104
MEETING DATE: 4/29/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARK J. RIEDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERNARD M. FELDMAN ISSUER YES FOR FOR

PROPOSAL #02: STOCKHOLDER PROPOSAL SHAREHOLDER YES FOR AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PARK NATIONAL CORPORATION
TICKER: PRK CUSIP: 700658107
MEETING DATE: 4/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: F WILLIAM ENGLEFIELD IV ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY O. EGGER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN J. O'NEILL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: C. DANIEL DELAWDER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE PARK NATIONAL CORPORATION ISSUER YES AGAINST AGAINST
2005 INCENTIVE STOCK OPTION PLAN.

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ISSUER: PARKWAY PROPERTIES, INC.
TICKER: PKY CUSIP: 70159Q104
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MATTHEW W. KAPLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER P. FRIOU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOE F. LYNCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. LIPSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN G. ROGERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LELAND R. SPEED ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. FRIEDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN L. GARCIA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LENORE M. SULLIVAN ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER AND RATIFY THE ADOPTION OF AN ISSUER YES FOR FOR
AMENDMENT TO THE 2001 NON-EMPLOYEE DIRECTORS EQUITY
COMPENSATION PLAN, AS AMENDED.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PARTNERRE LTD.
TICKER: PRE CUSIP: G6852T105
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PATRICK A. THIELE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REMY SAUTTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JURGEN ZECH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH HANRATTY ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE PARTNERRE LTD. 2005 ISSUER YES FOR FOR
EMPLOYEE EQUITY PLAN AND THE RESERVATION OF 1,000,000
ADDITIONAL COMMON SHARES FOR ISSUANCE UNDER THE 2005
EMPLOYEE EQUITY PLAN.

PROPOSAL #03: TO APPROVE AN INCREASE IN THE AUTHORIZED ISSUER YES FOR FOR
SHARE CAPITAL OF THE COMPANY FROM US$150,000,000 TO
US$200,000,000 BY THE CREATION OF 50,000,000
UNDESIGNATED SHARES PAR VALUE US$1.00 PER SHARE.

PROPOSAL #04: TO RE-APPOINT DELOITTE & TOUCHE, THE ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM, AS THE
COMPANY'S INDEPENDENT AUDITORS FOR THE ENSUING PERIOD
ENDING WITH THE 2006 ANNUAL GENERAL MEETING AND TO REFER
THE DETERMINATION OF AUDITORS REMUNERATION TO THE
BOARD OF DIRECTORS.

PROPOSAL #05: TO CONSIDER AND TAKE ACTION WITH RESPECT ISSUER YES AGAINST AGAINST
TO SUCH OTHER MATTERS AS MAY PROPERLY COME BEFORE THE
ANNUAL GENERAL MEETING OR ANY ADJOURNMENT OR
ADJOURNMENTS THEREOF.

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ISSUER: PARTNERS TRUST FINANCIAL GROUP, INC.
TICKER: PRTR CUSIP: 70213F102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN R. ZAPISEK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DWIGHT E. VICKS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELIZABETH B. DUGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. ZAWADZKI ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY APPOINTMENT BY THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF KPMG LLP AS INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE COMPANY FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE AND ADOPT THE AMENDMENT TO THE ISSUER YES FOR FOR
COMPANY'S LONG-TERM EQUITY COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PEAPACK-GLADSTONE FINANCIAL CORPORAT
TICKER: PGC CUSIP: 704699107
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES R. LAMB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. LEONARD HILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT M. ROGERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP W. SMITH, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAMELA HILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. KISSEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK D. STINE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK A. KISSEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F. DUFFIELD MEYERCORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD A. MERTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG C. SPENGEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY J. CONSI, II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. MULCAHY ISSUER YES FOR FOR

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ISSUER: PENNFED FINANCIAL SERVICES, INC.
TICKER: PFSB CUSIP: 708167101
MEETING DATE: 10/27/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: AMADEU L. CARVALHO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. ANDERSON ISSUER YES FOR FOR

PROPOSAL #II: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT AUDITORS FOR THE COMPANY FOR THE
FISCAL YEAR ENDING JUNE 30, 2005.

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ISSUER: PENNROCK FINANCIAL SERVICES CORP.
TICKER: PRFS CUSIP: 708352109
MEETING DATE: 5/31/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: MERGER PROPOSAL. PROPOSAL TO APPROVE THE ISSUER YES FOR FOR
AGREEMENT, DATED AS OF NOVEMBER 16, 2004, BETWEEN
COMMUNITY BANKS, INC. AND PENNROCK, PROVIDING, AMONG
OTHER THINGS, FOR THE MERGER OF PENNROCK WITH AND INTO
COMMUNITY.

PROPOSAL #02: ADJOURNMENT PROPOSAL. PROPOSAL TO ADJOURN ISSUER YES FOR FOR
THE SPECIAL MEETING TO A LATER DATE OR DATES, IF
NECESSARY, TO PERMIT FURTHER SOLICITATION OF PROXIES IN
THE EVENT THERE ARE NOT SUFFICIENT VOTES AT THE TIME OF
THE SPECIAL MEETING TO APPROVE THE AGREEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PENNSYLVANIA REAL ESTATE INVESTMENT
TICKER: PEI CUSIP: 709102107
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN J. ROBERTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN B. WELLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE H. JAVITCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK E. PASQUERILLA ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE SELECTION OF KPMG LLP ISSUER YES FOR FOR
AS INDEPENDENT AUDITOR FOR 2005.

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ISSUER: PEOPLES BANCORP INC.
TICKER: PEBO CUSIP: 709789101
MEETING DATE: 4/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THEODORE P. SAUBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK L. CHRISTY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH H. WESEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK F. BRADLEY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PEOPLE'S BANK
TICKER: PBCT CUSIP: 710198102
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD M. HOYT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: COLLIN P. BARON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN A. KLEIN ISSUER YES FOR FOR

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ISSUER: PFF BANCORP, INC.
TICKER: PFB CUSIP: 69331W104
MEETING DATE: 9/14/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DONALD R. DESCOMBES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARRY M. RINEHART ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
INDEPENDENT ACCOUNTANTS

PROPOSAL #03: ADOPTION OF THE PFF BANCORP, INC. 2004 ISSUER YES FOR FOR
EQUITY INCENTIVE PLAN

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ISSUER: PHILADELPHIA CONSOLIDATED HOLDING CO
TICKER: PHLY CUSIP: 717528103
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARGARET M. MATTIX ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MICHAEL J. MORRIS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SEAN S. SWEENEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. CASCIO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES J. MAGUIRE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES J. MAGUIRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELIZABETH H. GEMMILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIRK A. STUUROP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD A. PIZER ISSUER YES FOR FOR

PROPOSAL #02: EMPLOYEES STOCK INCENTIVE AND PERFORMANCE ISSUER YES AGAINST AGAINST
BASED COMPENSATION PLAN: APPROVAL OF AN AMENDMENT AND
RESTATEMENT OF THE COMPANY'S PLAN.

PROPOSAL #03: APPROVAL OF APPOINTMENT OF INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM: APPOINTMENT OF
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

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ISSUER: PIPER JAFFRAY COMPANIES
TICKER: PJC CUSIP: 724078100
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ADDISON L. PIPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL R. FRANCIS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY SELECTION OF ERNST & YOUNG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITOR FOR 2005.

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ISSUER: PLATINUM UNDERWRITERS HOLDINGS, LTD.
TICKER: PTP CUSIP: G7127P100
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GREGORY E.A. MORRISON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT V. DEUTSCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN H. NEWMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER T. PRUITT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. FURLONG BALDWIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN R. CARMICHAEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NEILL A. CURRIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN F. BANK ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER AND TAKE ACTION UPON A ISSUER YES FOR FOR
PROPOSAL TO RATIFY THE SELECTION OF KPMG LLP AS THE
COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
FOR THE 2005 FISCAL YEAR.

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ISSUER: PLUM CREEK TIMBER COMPANY, INC.
TICKER: PCL CUSIP: 729251108
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CARL B. WEBB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAMID R. MOGHADAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN B. DAVIDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN G. MCDONALD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. SCULLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICK R. HOLLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT B. MCLEOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBIN JOSEPHS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN C. TOBIAS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITORS.

PROPOSAL #03: TO CONSIDER AND ACT UPON A STOCKHOLDER SHAREHOLDER YES AGAINST FOR
PROPOSAL, IF IT IS PROPERLY PRESENTED AT THE MEETING, TO
INCREASE THE VOTING THRESHOLD BY WHICH INDIVIDUALS ARE
ELECTED TO THE BOARD OF DIRECTORS.

PROPOSAL #04: TO CONSIDER AND ACT UPON A STOCKHOLDER SHAREHOLDER YES AGAINST FOR
PROPOSAL, IF IT IS PROPERLY PRESENTED AT THE MEETING, TO
REQUIRE THE COMPENSATION COMMITTEE TO ADOPT A POLICY
PROVIDING THAT A SIGNIFICANT AMOUNT OF FUTURE STOCK
OPTION GRANTS BE PREMIUM PRICED OR MARKET INDEX PRICED
STOCK OPTIONS, OR STOCK OPTIONS WITH PERFORMANCE BASED
VESTING TERMS.

PROPOSAL #05: TO CONSIDER AND ACT UPON A STOCKHOLDER SHAREHOLDER YES ABSTAIN AGAINST
PROPOSAL, IF IT IS PROPERLY PRESENTED AT THE MEETING, TO
REQUIRE THE COMPANY TO ANNUALLY SUBMIT TO STOCKHOLDERS
A REPORT RELATING TO THE COMPANY'S POLITICAL
CONTRIBUTIONS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PMA CAPITAL CORPORATION
TICKER: PMACA CUSIP: 693419202
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES T. FREEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. HELLAUER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER S. BURGESS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RODERIC H. ROSS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR 2005.

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ISSUER: POPULAR, INC.
TICKER: BPOP CUSIP: 733174106
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM J. TEUBER JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERIC V. SALERNO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARIA LUISA FERRE ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF THE ISSUER YES FOR FOR
CORPORATION'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR 2005.

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ISSUER: POST PROPERTIES, INC.
TICKER: PPS CUSIP: 737464107
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NICHOLAS B. PAUMGARTEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. GODDARD, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD DE WAAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER M. DERISO, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS CROCKER II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID P. STOCKERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. RICE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL R. FRENCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERSCHEL M. BLOOM ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE 2005 NON-QUALIFIED EMPLOYEE ISSUER YES FOR FOR
STOCK PURCHASE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PRENTISS PROPERTIES TRUST
TICKER: PP CUSIP: 740706106
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS J. HYNES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY J.C. PARKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL V. PRENTISS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

PROPOSAL #03: APPROVAL OF THE 2005 SHARE INCENTIVE PLAN. ISSUER YES FOR FOR

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ISSUER: PRESIDENTIAL LIFE CORPORATION
TICKER: PLFE CUSIP: 740884101
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD A. GIESSER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD BARNES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HERBERT KURZ ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JEFFREY KEIL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE READ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE RIVKIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. FREDERICK PAPE, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE BOARD OF DIRECTORS ISSUER YES FOR FOR
SELECTION OF DELOITTE & TOUCHE LLP AS THE COMPANY'S
INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING DECEMBER
31, 2005.

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ISSUER: PRINCIPAL FINANCIAL GROUP, INC.
TICKER: PFG CUSIP: 74251V102
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GARY E. COSTLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOCELYN CARTER-MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM T. KERR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BETSY J. BERNARD ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF 2005 DIRECTORS STOCK PLAN ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF AUDITORS ISSUER YES FOR FOR

PROPOSAL #04: APPROVAL OF 2005 STOCK INCENTIVE PLAN ISSUER YES FOR FOR

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ISSUER: PRIVATEBANCORP, INC.
TICKER: PVTB CUSIP: 742962103
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: C. MAYBERRY MCKISSACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. CASTELLANO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RALPH B. MANDELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD W. RABIN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK F. DALY ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER A PROPOSAL TO AMEND THE ISSUER YES FOR FOR
PRIVATEBANCORP, INC. INCENTIVE COMPENSATION PLAN TO
INCREASE THE NUMBER OF SHARES AUTHORIZED FOR ISSUANCE
UNDER THE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROASSURANCE CORPORATION
TICKER: PRA CUSIP: 74267C106
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT E. FLOWERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. DERRILL CROWE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANN F. PUTALLAZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LUCIAN F. BLOODWORTH ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROLOGIS
TICKER: PLD CUSIP: 743410102
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J.H. SCHWARTZ* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.N. STENSBY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.C. RAKOWICH** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.D. BROOKSHER* ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
DECLARATION OF TRUST TO ELIMINATE THE CLASSIFIED BOARD
OF TRUSTEES AND PROVIDE FOR THE ANNUAL ELECTION OF
TRUSTEES.

PROPOSAL #03: RATIFY THE APPOINTMENT OF THE INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

PROPOSAL #04: TO VOTE AND OTHERWISE REPRESENT THE ISSUER YES AGAINST AGAINST
UNDERSIGNED ON ANY OTHER MATTER THAT MAY PROPERLY COME
BEFORE THE MEETING OR ANY ADJOURNMENT OR POSTPONEMENT
THEREOF IN THE DISCRETION OF THE PROXY HOLDER

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROSPERITY BANCSHARES, INC.
TICKER: PRSP CUSIP: 743606105
MEETING DATE: 2/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE THE AGREEMENT AND PLAN ISSUER YES FOR FOR
OF REORGANIZATION (THE AGREEMENT ) DATED AS OF OCTOBER
25, 2004 BY AND BETWEEN PROSPERITY AND FIRST CAPITAL
BANKERS, INC. ( FIRST CAPITAL ), WHICH PROVIDES FOR THE
MERGER OF FIRST CAPITAL WITH AND INTO PROSPERITY AS
DESCRIBED IN THE JOINT PROXY STATEMENT/PROSPECTUS.

PROPOSAL #02: PROPOSAL TO APPROVE THE PROSPERITY ISSUER YES FOR FOR
BANCSHARES, INC. 2004 STOCK INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROSPERITY BANCSHARES, INC.
TICKER: PRSP CUSIP: 743606105
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: D. MICHAEL HUNTER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. FAGAN, MD* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S. REED MORIAN** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRISON STAFFORD II* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PERRY MUELLER, JR, DDS* ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE INDEPENDENT REGISTERED
PUBLIC ACCOUNTING FIRM OF THE COMPANY FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROTECTIVE LIFE CORPORATION
TICKER: PL CUSIP: 743674103
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MALCOLM PORTERA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. CORBIN DAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. TERRY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. MICHAEL WARREN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VANESSA LEONARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS L. HAMBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MCMAHON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. JOHNS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. GARY COOPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD M. JAMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES S.M. FRENCH ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
ACCOUNTANTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROVIDENT BANCORP, INC.
TICKER: PBCP CUSIP: 74383A109
MEETING DATE: 2/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BURT STEINBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS L. COYLE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GEORGE STRAYTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VICTORIA KOSSOVER ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE PROVIDENT BANCORP, ISSUER YES AGAINST AGAINST
INC. 2004 STOCK INCENTIVE PLAN.

PROPOSAL #03: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR THE FISCAL YEAR ENDING SEPTEMBER 30,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROVIDENT BANKSHARES CORPORATION
TICKER: PBKS CUSIP: 743859100
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANCIS G. RIGGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. BOZZUTO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES W. COLE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARBARA B. LUCAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ENOS K. FRY ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROVIDENT FINANCIAL SERVICES, INC.
TICKER: PFS CUSIP: 74386T105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ARTHUR MCCONNELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARLOS HERNANDEZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM T. JACKSON ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
KPMG LLP AS INDEPENDENT AUDITORS OF THE COMPANY FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PROVIDIAN FINANCIAL CORPORATION
TICKER: PVN CUSIP: 74406A102
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RUTH M. OWADES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES P. HOLDCROFT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JANE A. TRUELOVE ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE MATERIAL TERMS OF THE ISSUER YES FOR FOR
COMPANY'S AMENDED AND RESTATED MANAGEMENT INCENTIVE PLAN.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PRUDENTIAL FINANCIAL, INC.
TICKER: PRU CUSIP: 744320102
MEETING DATE: 6/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES G. CULLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GORDON M. BETHUNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. UNRUH ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR
THE YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL TO AMEND THE COMPANY'S ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION TO DECLASSIFY THE BOARD OF
DIRECTORS.

PROPOSAL #04: APPROVAL OF THE PRUDENTIAL FINANCIAL, INC. ISSUER YES FOR FOR
EMPLOYEE STOCK PURCHASE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PS BUSINESS PARKS, INC.
TICKER: PSB CUSIP: 69360J107
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES H. KROPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VERN O. CURTIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH D. RUSSELL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK D. STEELE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARVEY LENKIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTHUR M. FRIEDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN K. PRIBBLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD L. HAVNER, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG, INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS, TO
AUDIT THE ACCOUNTS OF PS BUSINESS PARKS, INC. FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PUBLIC STORAGE, INC.
TICKER: PSA CUSIP: 74460D109
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT J. ABERNETHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN T. EVANS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. BAKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: URI P. HARKHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B. WAYNE HUGHES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANN V. ANGELOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD L. HAVNER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL C. STATON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B. WAYNE HUGHES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARVEY LENKIN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE COMPANY'S PERFORMANCE- ISSUER YES FOR FOR
BASED COMPENSATION PLAN.

PROPOSAL #03: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP, INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM, TO AUDIT THE ACCOUNTS OF PUBLIC STORAGE, INC. FOR
THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: PXRE GROUP LTD.
TICKER: PXT CUSIP: G73018106
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEFFREY L. RADKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WENDY LUSCOMBE ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE RECOMMENDATION OF THE AUDIT ISSUER YES FOR FOR
COMMITTEE OF THE BOARD OF DIRECTORS THAT KPMG LLP BE
APPOINTED AS THE COMPANY'S INDEPENDENT AUDITORS FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005 AND TO REFER THE
DETERMINATION OF THE INDEPENDENT AUDITORS REMUNERATION
TO THE AUDIT COMMITTEE OF THE BOARD OF DIRECTORS.

PROPOSAL #03: TO APPROVE CERTAIN AMENDMENTS TO THE ISSUER YES FOR FOR
COMPANY'S BYE-LAWS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: QUANTA CAPITAL HOLDINGS LTD.
TICKER: QNTA CUSIP: G7313F106
MEETING DATE: 6/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NIGEL W. MORRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALLACE L. TIMMENY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. RUSSELL RAMSEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES J. RITCHIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TOBEY J. RUSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. MURPHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT LIPPINCOTT III ISSUER YES FOR FOR

PROPOSAL #02: PLAN AMENDMENT TO INCREASE THE NUMBER OF ISSUER YES FOR FOR
COMMON SHARES AVAILABLE UNDER THE 2003 LONG TERM
INCENTIVE PLAN

PROPOSAL #03: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP TO ACT AS THE INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: R&G FINANCIAL CORPORATION
TICKER: RGF CUSIP: 749136107
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ENRIQUE UMPIERRE-SUAREZ ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RAMON PRATS ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDUARDO MCCORMACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VICTOR J. GALAN ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT BY THE ISSUER YES FOR FOR
BOARD OF DIRECTORS OF PRICEWATERHOUSECOOPERS LLP AS THE
COMPANY'S INDEPENDENT AUDITORS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: RADIAN GROUP INC.
TICKER: RDN CUSIP: 750236101
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SANFORD A. IBRAHIM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN T. HOPKINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. RICHARDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROY J. KASMAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD W. MOORE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES W. JENNINGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HOWARD B. CULANG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERBERT WENDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID C. CARNEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY W. SCHWEIGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAN NICHOLSON ISSUER YES FOR FOR

PROPOSAL #02: TO CONSIDER AND VOTE ON A PROPOSAL TO ISSUER YES FOR FOR
APPROVE THE MATERIAL TERMS OF THE RADIAN GROUP INC.
PERFORMANCE SHARE PLAN.

PROPOSAL #03: TO RATIFY THE SELECTION OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS RADIAN'S INDEPENDENT AUDITOR FOR THE YEAR
ENDING DECEMBER 31, 2005.

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ISSUER: RAIT INVESTMENT TRUST
TICKER: RAS CUSIP: 749227104
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDWARD S. BROWN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S. KRISTIN KIM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL R. MESZNIK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL PROMISLO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BETSY Z. COHEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ARTHUR MAKADON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN Z. COHEN ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE AN AMENDMENT AND ISSUER YES FOR FOR
RESTATEMENT OF THE RAIT INVESTMENT TRUST 1997 STOCK
OPTION PLAN (THE EQUITY PLAN ).

PROPOSAL #03: PROPOSAL TO APPROVE THE SELECTION OF GRANT ISSUER YES FOR FOR
THORNTON LLP AS INDEPENDENT PUBLIC ACCOUNTANTS FOR 2005
FISCAL YEAR.

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ISSUER: RAMCO-GERSHENSON PROPERTIES TRUST
TICKER: RPT CUSIP: 751452202
MEETING DATE: 6/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ARTHUR H. GOLDBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK K. ROSENFELD ISSUER YES FOR FOR

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ISSUER: RAYMOND JAMES FINANCIAL, INC.
TICKER: RJF CUSIP: 754730109
MEETING DATE: 2/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ADELAIDE SINK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JONATHAN A. BULKLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL W. MARSHALL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS A. JAMES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH A. SHIELDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H WILLIAM HABERMEYER JR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANCIS S. GODBOLD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANGELA M. BIEVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHET HELCK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARDWICK SIMMONS ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE SENIOR MANAGEMENT INCENTIVE ISSUER YES FOR FOR
PLAN FOR THE COMPANY'S EXECUTIVE OFFICERS.

PROPOSAL #03: TO RATIFY THE APPOINTMENT BY THE AUDIT ISSUER YES FOR FOR
COMMITTEE OF THE BOARD OF DIRECTORS OF KPMG LLP AS THE
COMPANY'S INDEPENDENT AUDITORS.

PROPOSAL #04: TO APPROVE AMENDMENT OF THE COMPANY'S ISSUER YES AGAINST AGAINST
ARTICLES OF INCORPORATION TO INCREASE THE AUTHORIZED
SHARES OF COMMON STOCK TO 180 MILLION SHARES, $.01 PAR
VALUE.

PROPOSAL #05: TO APPROVE THE 2005 RESTRICTED STOCK PLAN. ISSUER YES AGAINST AGAINST

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ISSUER: RAYONIER INC.
TICKER: RYN CUSIP: 754907103
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES H. HANCE, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL G. KIRK, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD D. KINCAID** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL S. SLOANE* ISSUER YES FOR FOR

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ISSUER: REALTY INCOME CORPORATION
TICKER: O CUSIP: 756109104
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: CHARTER AMENDMENT TO INCREASE THE ISSUER YES AGAINST AGAINST
AUTHORIZED COMMON STOCK

PROPOSAL #02: CHARTER AMENDMENT TO DECLASSIFY THE BOARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. LEWIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLARD H. SMITH JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. CLARK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL D. MCKEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KATHLEEN R. ALLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD R. CAMERON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER P. KUPPINGER ISSUER YES FOR FOR

PROPOSAL #04: IF PROPOSAL 2 IS NOT APPROVED ELECTION OF ISSUER YES FOR FOR
DONALD R. CAMERON TO SERVE UNTIL THE ANNUAL MEETING OF
STOCKHOLDERS TO BE HELD IN 2008 AND UNTIL HIS SUCCESSOR
IS DULY ELECTED AND QUALIFIES

PROPOSAL #05: IF PROPOSAL 2 IS NOT APPROVED ELECTION OF ISSUER YES FOR FOR
WILLARD H. SMITH JR. TO SERVE UNTIL THE ANNUAL MEETING
OF STOCKHOLDERS TO BE HELD IN 2008 AND UNTIL HIS
SUCCESSOR IS DULY ELECTED AND QUALIFIES

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: RECKSON ASSOCIATES REALTY CORP.
TICKER: RA CUSIP: 75621K106
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ELIZABETH MCCAUL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY STEINBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT H. RECHLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD H. MENAKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER QUICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. RUFFLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS CROCKER II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEWIS S. RANIERI ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE CHARTER OF THE COMPANY TO ISSUER YES AGAINST AGAINST
INCREASE THE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK
FROM 100,000,000 TO 200,000,000.

PROPOSAL #03: TO APPROVE THE COMPANY'S 2005 STOCK OPTION ISSUER YES FOR FOR
PLAN.

PROPOSAL #04: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
OF THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

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ISSUER: REDWOOD TRUST, INC.
TICKER: RWT CUSIP: 758075402
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GREG H KUBICEK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS B HANSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES J TOENISKOETTER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: REGENCY CENTERS CORPORATION
TICKER: REG CUSIP: 758849103
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C. SCHWEITZER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS G. WATTLES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRY N. WORRELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND L. BANK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN E. STEIN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. DIX DRUCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS S. LUKE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: C. RONALD BLANKENSHIP ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BRUCE M. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. R. CARPENTER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARY LOU FIALA ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: REGIONS FINANCIAL CORP.
TICKER: RF CUSIP: 7591EP100
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SPENCE L. WILSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLEN B. MORGAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY W. WITT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JORGE M. PEREZ ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE REGIONS FINANCIAL ISSUER YES FOR FOR
CORPORATION EXECUTIVE BONUS PLAN.

PROPOSAL #03: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS REGIONS INDEPENDENT AUDITORS FOR THE YEAR 2005.

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ISSUER: REINSURANCE GROUP OF AMERICA, INC.
TICKER: RGA CUSIP: 759351109
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. CLIFF EASON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH A. REALI ISSUER YES FOR FOR

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ISSUER: RENAISSANCERE HOLDINGS LTD.
TICKER: RNR CUSIP: G7496G103
MEETING DATE: 8/31/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE RENAISSANCERE HOLDINGS LTD. ISSUER YES FOR FOR
2004 STOCK INCENTIVE PLAN.

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ISSUER: RENAISSANCERE HOLDINGS LTD.
TICKER: RNR CUSIP: G7496G103
MEETING DATE: 6/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEAN D. HAMILTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT E. PARDEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDMUND B. GREENE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRIAN R. HALL ISSUER YES FOR FOR

PROPOSAL #02: TO APPOINT THE FIRM OF ERNST & YOUNG, ISSUER YES FOR FOR
INDEPENDENT AUDITORS, TO SERVE AS OUR INDEPENDENT
AUDITORS FOR THE 2005 FISCAL YEAR UNTIL OUR 2006 ANNUAL
MEETING, AND TO REFER THE DETERMINATION OF THE AUDITORS
REMUNERATION TO THE BOARD.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: REPUBLIC BANCORP INC.
TICKER: RBNC CUSIP: 760282103
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JERRY D. CAMPBELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN E. ZACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY A. JACOBSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. CRAMER, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RANDOLPH P. PIPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. RANDS III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. LENNON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY HURAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. JEOFFREY K. STROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. ISAAC J. POWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS J. IBOLD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANA M. CLUCKEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY J. ECKHOLD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE J. BUTVILAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KELLY E. MILLER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE THE AMENDMENT TO REPUBLIC'S ISSUER YES FOR FOR
ARTICLES OF INCORPORATION TO INCREASE THE TOTAL
AUTHORIZED COMMON STOCK FROM 75,000,000 SHARES TO
100,000,000 SHARES

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ISSUER: REPUBLIC BANCORP, INC.
TICKER: RBCAA CUSIP: 760281204
MEETING DATE: 4/14/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SUSAN STOUT TAMME ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN E. TRAGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SANDRA METTS SNOWDEN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: R. WAYNE STRATTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY M. ALTMAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. ANDERSON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BILL PETTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. SCOTT TRAGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERNARD M. TRAGER ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE DEFERRED COMPENSATION PLAN. ISSUER YES AGAINST AGAINST

PROPOSAL #03: TO APPROVE THE 2005 STOCK INCENTIVE PLAN. ISSUER YES AGAINST AGAINST
THE BOARD OF DIRECTORS RECOMMENDS A VOTE AGAINST ITEM 4.

PROPOSAL #04: TO CONSIDER A SHAREHOLDER PROPOSAL TO EXIT SHAREHOLDER YES AGAINST FOR
SHORT TERM CONSUMER LENDING PROGRAMS.

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ISSUER: RIGGS NATIONAL CORPORATION
TICKER: RIGS CUSIP: 766570105
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE AND ADOPT THE AMENDED AND ISSUER YES FOR FOR
RESTATED AGREEMENT AND PLAN OF MERGER, DATED AS OF
FEBRUARY 10, 2005, BY AND BETWEEN THE PNC FINANCIAL
SERVICES GROUP, INC. ( PNC ) AND RIGGS NATIONAL
CORPORATION ( RIGGS ), WHICH PROVIDES FOR, AMONG OTHER
THINGS, THE MERGER OF RIGGS WITH AND INTO PNC.

PROPOSAL #02: SUCH OTHER MATTERS AS MAY PROPERLY COME ISSUER YES FOR FOR
BEFORE THE SPECIAL MEETING AND ADJOURNMENTS OF THE
SPECIAL MEETING INCLUDING WHETHER TO ADJOURN THE SPECIAL
MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: RLI CORP.
TICKER: RLI CUSIP: 749607107
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GERALD I. LENROW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN T. BAILY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JORDAN W. GRAHAM ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE RLI CORP. OMNIBUS STOCK ISSUER YES FOR FOR
PLAN

PROPOSAL #03: RATIFY THE APPOINTMENT OF KPMG LLP AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ROYAL BANCSHARES OF PENNSYLVANIA, IN
TICKER: RBPAA CUSIP: 780081105
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEE E. TABAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. DECKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EVELYN R. TABAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARL M. COUSINS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD B. TEPPER ISSUER YES FOR FOR

PROPOSAL #02: ROYAL BANCSHARES OF PENNSYLVANIA, INC. ISSUER YES FOR FOR
STOCK OPTION AND APPRECIATION RIGHTS PLAN. TO AMEND THE
PLAN IN ORDER TO RESERVE AN ADDITIONAL 150,000 SHARES OF
THE CORPORATION'S COMMON STOCK FOR ISSUANCE UNDER THE
PLAN.

PROPOSAL #03: RATIFY APPOINTMENT OF INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM. TO RATIFY THE
APPOINTMENT OF BEARD MILLER COMPANY, LLP, AS ROYAL
BANCSHARES INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM, AS RECOMMENDED BY THE AUDIT COMMITTEE.

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ISSUER: S&T BANCORP, INC.
TICKER: STBA CUSIP: 783859101
MEETING DATE: 4/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RUTH M. GRANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. GATTI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TODD D. BRICE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES A. SPADAFORA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAMUEL LEVY ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: S.Y. BANCORP, INC.
TICKER: SYI CUSIP: 785060104
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO APPROVE THE ACTION OF THE ISSUER YES FOR FOR
BOARD OF DIRECTORS FIXING THE NUMBER OF DIRECTORS AT
THIRTEEN (13) AND ELECTING AT THE ANNUAL MEETING FIVE
(5) DIRECTORS.

ELECTION OF DIRECTOR: CARL G. HERDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES R. EDINGER, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID P. HEINTZMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KATHY C. THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NORMAN TASMAN ISSUER YES FOR FOR

PROPOSAL #03: A PROPOSAL TO APPROVE THE ACTION OF THE ISSUER YES FOR FOR
BOARD OF DIRECTORS ADOPTING THE PROPOSED 2005 STOCK
INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SAFECO CORPORATION
TICKER: SAFC CUSIP: 786429100
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH W. BROWN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KERRY KILLINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHYLLIS J. CAMPBELL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GARY LOCKE ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS SAFECO'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR 2005.

PROPOSAL #03: APPROVE PROGRAM TO QUALIFY EXECUTIVE ISSUER YES FOR FOR
COMPENSATION FOR TAX DEDUCTIBILITY.

PROPOSAL #04: APPROVE THE SAFECO LONG-TERM INCENTIVE ISSUER YES AGAINST AGAINST
PLAN OF 1997 AS AMENDED AND RESTATED FEBRUARY 2, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SANDY SPRING BANCORP, INC.
TICKER: SASR CUSIP: 800363103
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CRAIG A. RUPPERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN CHIRTEA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HUNTER R. HOLLAR ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE 2005 OMNIBUS STOCK ISSUER YES AGAINST AGAINST
PLAN.

PROPOSAL #03: THE RATIFICATION OF SELECTION OF MCGLADREY ISSUER YES FOR FOR
& PULLEN, LLP, AS THE INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SAUL CENTERS, INC.
TICKER: BFS CUSIP: 804395101
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: B. FRANCIS SAUL II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES W. SYMINGTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. CHAPOTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN R. WHITMORE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

PROPOSAL #03: TO TRANSACT SUCH OTHER BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING OR ANY ADJOURNMENT OR
ADJOURNMENTS THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SAXON CAPITAL, INC.
TICKER: SAXN CUSIP: 80556P302
MEETING DATE: 9/13/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: APPROVE THE AGREEMENT AND PLAN OF MERGER, ISSUER YES FOR FOR
DATED JULY 12, 2004, AMONG SAXON CAPITAL, INC., SAXON
REIT, INC., SAXON CAPITAL HOLDINGS, INC., AND SAXON
MERGER CORPORATION PURSUANT TO WHICH THE REIT CONVERSION
WILL BE EFFECTED.

ELECTION OF DIRECTOR: MICHAEL L. SAWYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD G. HARSHFIELD ISSUER YES WITHHOLD AGAINST

PROPOSAL #03: APPROVE THE 2004 INCENTIVE COMPENSATION ISSUER YES AGAINST AGAINST
PLAN.

PROPOSAL #04: APPROVE THE 2004 EMPLOYEE STOCK PURCHASE ISSUER YES FOR FOR
PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SAXON CAPITAL, INC.
TICKER: SAX CUSIP: 80556T106
MEETING DATE: 6/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD A. KRAEMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL L. SAWYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS C. FORNETTI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID D. WESSELINK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. WAGEMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF DELOITTE & TOUCHE, LLP AS ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SCBT FINANCIAL CORPORATION
TICKER: SCBT CUSIP: 78401V102
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT R. HILL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSIE H. VANHUSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RALPH W. NORMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LUTHER J. BATTISTE, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. DEWALL WATERS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY APPOINTMENT OF J.W. ISSUER YES FOR FOR
HUNT AND COMPANY, LLP, CERTIFIED PUBLIC ACCOUNTANTS, AS
SCBT FINANCIAL CORPORATION'S INDEPENDENT AUDITORS FOR
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SCOTTISH RE GROUP LIMITED
TICKER: SCT CUSIP: G7885T104
MEETING DATE: 4/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: AMENDMENTS TO THE COMPANY'S ARTICLES OF ISSUER YES FOR FOR
ASSOCIATION.

PROPOSAL #02: ISSUANCE OF ORDINARY SHARES UPON ISSUER YES FOR FOR
CONVERSION OF CERTAIN NOTES WHICH WERE ISSUED TO THE
CYPRESS ENTITIES ON DECEMBER 31, 2004 (OR UPON EXERCISE
OF CERTAIN WARRANTS FOR WHICH THE NOTES ARE EXCHANGEABLE
PURSUANT TO THEIR TERMS, AS APPLICABLE).

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SCOTTISH RE GROUP LIMITED
TICKER: SCT CUSIP: G7885T104
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BILL CAULFEILD-BROWNE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JEAN CLAUDE DAMERVAL** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT M. CHMELY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM SPIEGEL* ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF ERNST & YOUNG AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SEACOAST BANKING CORPORATION OF FLOR
TICKER: SBCF CUSIP: 811707306
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EVANS CRARY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN E. BOHNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. DOUGLAS GILBERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS S. HUDSON, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. MICHAEL CROOK ISSUER YES WITHHOLD AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SEI INVESTMENTS COMPANY
TICKER: SEIC CUSIP: 784117103
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HENRY H. PORTER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KATHRYN M. MCCARTHY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SARAH W. BLUMENSTEIN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS SEI INVESTMENTS COMPANY'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SELECTIVE INSURANCE GROUP, INC.
TICKER: SIGI CUSIP: 816300107
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RONALD L. O'KELLEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOAN M. LAMM-TENNANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL D. BAUER ISSUER YES FOR FOR

PROPOSAL #02: APPROVE THE SELECTIVE INSURANCE GROUP, ISSUER YES FOR FOR
INC. 2005 OMNIBUS STOCK PLAN.

PROPOSAL #03: APPROVE THE SELECTIVE INSURANCE GROUP, ISSUER YES FOR FOR
INC, CASH INCENTIVE PLAN.

PROPOSAL #04: RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SENIOR HOUSING PROPERTIES TRUST
TICKER: SNH CUSIP: 81721M109
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: F.N. ZEYTOONJIAN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SHURGARD STORAGE CENTERS, INC.
TICKER: SHU CUSIP: 82567D104
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANNA KARIN ANDREWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID K. GRANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY E. PRUITT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND A. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. THOMAS PORTER ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO OUR ARTICLES OF ISSUER YES FOR FOR
INCORPORATION DECLASSIFYING OUR BOARD AND PROVIDING FOR
THE ANNUAL ELECTION OF ALL DIRECTORS

PROPOSAL #03: THE APPROVAL OF PRICEWATERHOUSECOOPERS LLP ISSUER YES FOR FOR
AS OUR INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS

PROPOSAL #04: TO APPROVE AN AMENDMENT TO OUR BYLAWS SHAREHOLDER YES AGAINST FOR
REQUIRING A MAJORITY VOTE TO ELECT DIRECTORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SIGNATURE BANK
TICKER: SBNY CUSIP: 82669G104
MEETING DATE: 4/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO AMEND THE ORGANIZATION CERTIFICATE. ISSUER YES AGAINST AGAINST

PROPOSAL #02: TO AMEND THE BY-LAWS. ISSUER YES AGAINST AGAINST

ELECTION OF DIRECTOR: YACOV LEVY** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ZVI FUHRMAN* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SCOTT A. SHAY*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MOSHE AMIT* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOSEPH J. DEPAOLO*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN TAMBERLANE** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAN DANKNER* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ANN KAPLAN** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALFRED DELBELLO*** ISSUER YES WITHHOLD AGAINST

PROPOSAL #04: APPROVAL OF 2005 SPECIAL BONUS PLAN. ISSUER YES AGAINST AGAINST

PROPOSAL #05: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE COMPANY'S INDEPENDENT ACCOUNTANTS FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SILICON VALLEY BANCSHARES
TICKER: SIVB CUSIP: 827064106
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOEL P. FRIEDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER F. DUNBAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAELA K. RODENO ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALEX W. "PETE" HART ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LARRY W. SONSINI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KENNETH P. WILCOX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. FELDA HARDYMON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC A. BENHAMOU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. RICHARD KRAMLICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID M. CLAPPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. PORTER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO APPROVE THE COMPANY'S RESTATED ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION TO CHANGE ITS NAME TO SVB
FINANCIAL GROUP.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
AMENDED AND RESTATED 1997 EQUITY INCENTIVE PLAN TO (I)
RESERVE AN ADDITIONAL 750,000 SHARES OF COMMON STOCK FOR
ISSUANCE THEREUNDER, AND (II) DELETE A PROVISION
LIMITING CERTAIN AWARDS.

PROPOSAL #04: TO APPROVE A BONUS ARRANGEMENT WITH DAVID ISSUER YES FOR FOR
KETSDEVER, CHIEF EXECUTIVE OFFICER OF SVB ALLIANT, A
WHOLLY-OWNED SUBSIDIARY OF THE COMPANY.

PROPOSAL #05: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR ITS FISCAL YEAR ENDING DECEMBER 31, 2005.

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ISSUER: SIMMONS FIRST NATIONAL CORPORATION
TICKER: SFNC CUSIP: 828730200
MEETING DATE: 4/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO FIX THE NUMBER OF DIRECTORS AT ISSUER YES FOR FOR
SEVEN.

ELECTION OF DIRECTOR: STEVEN A. COSSE' ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARA F. HUTT, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY F. TROTTER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE A. MAKRIS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. HARRY L. RYBURN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. CLARK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. THOMAS MAY ISSUER YES FOR FOR

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ISSUER: SIMON PROPERTY GROUP, INC.
TICKER: SPG CUSIP: 828806109
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LINDA WALKER BYNOE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REUBEN S. LEIBOWITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MELVYN E. BERGSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAREN N. HORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. ALBERT SMITH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BIRCH BAYH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PIETER S. VAN DEN BERG ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR 2005.

PROPOSAL #03: TO CONSIDER AND VOTE ON A STOCKHOLDER SHAREHOLDER YES ABSTAIN AGAINST
PROPOSAL.

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ISSUER: SKY FINANCIAL GROUP, INC.
TICKER: SKYF CUSIP: 83080P103
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS J. O'SHANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. GREGORY SPANGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JONATHAN A. LEVY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTY E. ADAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARYLOUISE FENNELL ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SL GREEN REALTY CORP.
TICKER: SLG CUSIP: 78440X101
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN S. LEVY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC HOLLIDAY ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS OUR INDEPENDENT AUDITORS FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE OUR 2005 STOCK OPTION AND ISSUER YES FOR FOR
INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SLM CORPORATION
TICKER: SLM CUSIP: 78442P106
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BARRY L. WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.M. DIEFENDERFER III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. FITZPATRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN L. SHAPIRO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD F. HUNT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EARL A. GOODE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIANE SUITT GILLELAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BENJAMIN J. LAMBERT III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WOLFGANG SCHOELLKOPF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARRY A. MUNITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANN TORRE GRANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALBERT L. LORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.A. PORTER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES L. DALEY ISSUER YES FOR FOR

PROPOSAL #02: APPROVE REALLOCATION OF SHARES AUTHORIZED ISSUER YES FOR FOR
FROM THE DIRECTORS STOCK PLAN AND THE EMPLOYEE STOCK
PURCHASE PLAN TO THE SLM CORPORATION INCENTIVE PLAN.

PROPOSAL #03: RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE CORPORATION'S
INDEPENDENT ACCOUNTANTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SOUTHTRUST CORPORATION
TICKER: SOTR CUSIP: 844730101
MEETING DATE: 10/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO APPROVE THE PLAN OF MERGER ISSUER YES FOR FOR
CONTAINED IN THE AGREEMENT AND PLAN OF MERGER, DATED AS
OF JUNE 20, 2004, BETWEEN WACHOVIA CORPORATION AND
SOUTHTRUST, PURSUANT TO WHICH SOUTHTRUST WILL MERGE WITH
AND INTO WACHOVIA CORPORATION, AS MORE FULLY DESCRIBED
IN THE JOINT PROXY STATEMENT-PROSPECTUS DATED SEPTEMBER
24, 2004.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SOUTHWEST BANCORPORATION OF TEXAS, I
TICKER: ABNK CUSIP: 84476R109
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILHELMINA E. ROBERTSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARIN M. BARTH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL W. HOBBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT J. MCLEAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER E. JOHNSON ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE AMENDMENT TO THE ISSUER YES FOR FOR
COMPANY'S ARTICLES OF INCORPORATION TO CHANGE THE NAME
OF THE COMPANY TO AMEGY BANCORPORATION, INC.

PROPOSAL #03: PROPOSAL TO APPROVE THE AMENDMENT TO THE ISSUER YES AGAINST AGAINST
COMPANY'S ARTICLES OF INCORPORATION TO INCREASE THE
AGGREGATE NUMBER OF AUTHORIZED SHARES OF COMMON STOCK OF
THE COMPANY FROM 150,000,000 TO 300,000,000.

PROPOSAL #04: PROPOSAL TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SOVEREIGN BANCORP, INC.
TICKER: SOV CUSIP: 845905108
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAY S. SIDHU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARIAN L. HEARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. MICHAEL EHLERMAN ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS SOVEREIGN'S INDEPENDENT AUDITORS FOR THE FISCAL
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SOVRAN SELF STORAGE, INC.
TICKER: SSS CUSIP: 84610H108
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES E. LANNON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A. ELIA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. ATTEA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANTHONY P. GAMMIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH F. MYSZKA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. BURNS ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF ADOPTION OF THE 2005 AWARD AND ISSUER YES FOR FOR
OPTION PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS INDEPENDENT AUDITORS FOR FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STANCORP FINANCIAL GROUP, INC.
TICKER: SFG CUSIP: 852891100
MEETING DATE: 5/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FREDERICK W. BUCKMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. CHAPOTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD E. TIMPE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WANDA G. HENTON ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: PROPOSAL TO RATIFY APPOINTMENT OF ISSUER YES FOR FOR
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STATE AUTO FINANCIAL CORPORATION
TICKER: STFC CUSIP: 855707105
MEETING DATE: 5/11/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID J. D'ANTONI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S. ELAINE ROBERTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. LHOTA ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDED AND RESTATED ISSUER YES FOR FOR
EQUITY INCENTIVE COMPENSATION PLAN.

PROPOSAL #03: APPROVAL OF THE OUTSIDE DIRECTORS ISSUER YES FOR FOR
RESTRICTED SHARE UNIT PLAN.

PROPOSAL #04: RATIFICATION OF SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP, AS THE COMPANY'S INDEPENDENT PUBLIC ACCOUNTANTS
FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STATE STREET CORPORATION
TICKER: STT CUSIP: 857477103
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. LOGUE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. ALBRIGHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. LAMANTIA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. WEISSMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: T. CASNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. SKATES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. SERGEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: N. DAREHSHORI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. HILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K. BURNES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. SUMME ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. GRUBER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. GOLDSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. WALSH ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STERLING BANCORP
TICKER: STL CUSIP: 859158107
MEETING DATE: 5/5/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FERNANDO FERRER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT ABRAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS J. CAPPELLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER FELDESMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH M. ADAMKO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EUGENE T. ROSSIDES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLAN F. HERSHFIELD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. MILLMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY J. HUMPHREYS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STERLING BANCSHARES, INC.
TICKER: SBIB CUSIP: 858907108
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANAT BIRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE BEATTY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN F. RETZLOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. REISER ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES AGAINST AGAINST
DELOITTE & TOUCHE LLP AS THE COMPANY'S REGISTERED
INDEPENDENT PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STERLING FINANCIAL CORPORATION -WA
TICKER: STSA CUSIP: 859319105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: THOMAS H. BOONE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD N. BAUHOFER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD B. GILKEY ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF BDO SEIDMAN, ISSUER YES FOR FOR
LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
FOR THE YEAR ENDING DECEMBER 31, 2005 AND ANY INTERIM
PERIODS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STERLING FINANCIAL CORPORATION-PA
TICKER: SLFI CUSIP: 859317109
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANTHONY D. CHIVINSKI*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID E. HOSLER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOAN R. HENDERSON* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRENCE L. HORMEL* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. MILLER, JR** ISSUER YES FOR FOR

PROPOSAL #02: ADOPTION OF THE 2005 DIRECTORS STOCK ISSUER YES FOR FOR
COMPENSATION PLAN.

PROPOSAL #03: RATIFICATION OF THE SELECTION OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS STERLING FINANCIAL CORPORATION'S
INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STEWART INFORMATION SERVICES CORPORA
TICKER: STC CUSIP: 860372101
MEETING DATE: 4/29/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DR. W. ARTHUR PORTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURIE C. MOORE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NITA B. HANKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. CLARKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. E. DOUGLAS HODO ISSUER YES FOR FOR

PROPOSAL #02: ADOPTION OF 2005 LONG-TERM INCENTIVE PLAN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STRATEGIC HOTEL CAPITAL, INC.
TICKER: SLH CUSIP: 86272T106
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JONATHAN LANGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. HASSARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT P. BOWEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT M. FALZON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURENCE S. GELLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN C. DETERDING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. WATSON ISSUER YES FOR FOR

PROPOSAL #02: AUDITORS. RATIFICATION OF THE APPOINTMENT ISSUER YES FOR FOR
OF DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: STUDENT LOAN CORPORATION
TICKER: STU CUSIP: 863902102
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SIMON WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GINA DOYNOW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHANIE B. MUDICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. REARDON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RODMAN L. DRAKE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF KPMG LLP AS INDEPENDENT ISSUER YES FOR FOR
AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUFFOLK BANCORP
TICKER: SUBK CUSIP: 864739107
MEETING DATE: 4/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH A. DEERKOSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH A. GAVIOLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RALPH GIBSON, M.D. ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE BOARD OF DIRECTORS ISSUER YES FOR FOR
SELECTION OF GRANT THORNTON, L.L.P. AS INDEPENDENT
PUBLIC ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER
31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUMMIT PROPERTIES INC.
TICKER: SMT CUSIP: 866239106
MEETING DATE: 2/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE THE AGREEMENT AND PLAN ISSUER YES FOR FOR
OF MERGER, DATED AS OF OCTOBER 4, 2004, AS AMENDED, BY
AND AMONG CAMDEN PROPERTY TRUST, A TEXAS REAL ESTATE
INVESTMENT TRUST, CAMDEN SUMMIT, INC., A DELAWARE
CORPORATION AND A WHOLLY OWNED SUBSIDIARY OF CAMDEN, AND
SUMMIT PROPERTIES INC., AND THE MERGER OF SUMMIT WITH
AND INTO CAMDEN SUMMIT UNDER THE MERGER AGREEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUN COMMUNITIES, INC.
TICKER: SUI CUSIP: 866674104
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GARY A. SHIFFMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD L. PIASECKI ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUNTRUST BANKS, INC.
TICKER: STI CUSIP: 867914103
MEETING DATE: 9/15/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE ISSUANCE OF SUNTRUST COMMON ISSUER YES FOR FOR
STOCK TO NATIONAL COMMERCE FINANCIAL CORPORATION
SHAREHOLDERS IN THE MERGER PURSUANT TO THE AGREEMENT AND
PLAN OF MERGER, DATED AS OF MAY 7, 2004, BY AND BETWEEN
SUNTRUST BANKS, INC. AND NATIONAL COMMERCE FINANCIAL
CORPORATION (THE MERGER AGREEMENT ), AS DESCRIBED IN
THE JOINT PROXY STATEMENT-PROSPECTUS AND THE MERGER
AGREEMENT.

PROPOSAL #02: TO ADJOURN OR POSTPONE THE SUNTRUST ISSUER YES FOR FOR
SPECIAL MEETING, IF NECESSARY, FOR THE PURPOSE OF
SOLICITING ADDITIONAL PROXIES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUNTRUST BANKS, INC.
TICKER: STI CUSIP: 867914103
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PATRICIA C. FRIST* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M GARROTT III*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C FARNSWORTH JR* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M. DOUGLAS IVESTER* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. PHILLIP HUMANN* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAREN HASTIE WILLIAMS* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. NEVILLE ISDELL*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BLAKE P. GARRETT, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHAIL WYNN, JR.** ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITORS FOR
2005.

PROPOSAL #03: PROPOSAL TO APPROVE THE MATERIAL TERMS OF ISSUER YES FOR FOR
THE PERFORMANCE GOALS FOR THE SUNTRUST BANKS, INC.
MANAGEMENT INCENTIVE PLAN.

PROPOSAL #04: PROPOSAL TO APPROVE THE MATERIAL TERMS OF ISSUER YES FOR FOR
THE PERFORMANCE GOALS FOR THE SUNTRUST BANKS, INC.
PERFORMANCE UNIT PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SUSQUEHANNA BANCSHARES, INC.
TICKER: SUSQ CUSIP: 869099101
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E. SUSAN PIERSOL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. REUTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL J. KUNKEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: OWEN O. FREEMAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GUY W. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. BENTLEY, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE SUSQUEHANNA BANCSHARES, INC.'S ISSUER YES FOR FOR
2005 EQUITY COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SWS GROUP, INC.
TICKER: SWS CUSIP: 78503N107
MEETING DATE: 11/10/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JON L. MOSLE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRODIE L. COBB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. JAN LECROY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD W. HADDOCK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK R. MEYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DON A. BUCHHOLZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD W. HULTGREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. JAN COLLMER ISSUER YES FOR FOR

PROPOSAL #02: THE APPROVAL OF THE SWS GROUP, INC. 2005 ISSUER YES FOR FOR
DEFERRED COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: SYNOVUS FINANCIAL CORP.
TICKER: SNV CUSIP: 87161C105
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ELIZABETH C. OGIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD E. ANTHONY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MASON H. LAMPTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANIEL P. AMOS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. EDWARD FLOYD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MELVIN T. STITH ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
SYNOVUS INDEPENDENT AUDITOR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: T. ROWE PRICE GROUP, INC.
TICKER: TROW CUSIP: 74144T108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DWIGHT S. TAYLOR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES T. BRADY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAMES S. RIEPE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A.C. KENNEDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. ALFRED BROADDUS, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DR. ALFRED SOMMER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DONALD B. HEBB, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: BRIAN C. ROGERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANNE MARIE WHITTEMORE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: EDWARD C. BERNARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE A. ROCHE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS PRICE GROUP'S INDEPENDENT ACCOUNTANT FOR FISCAL
YEAR 2005.

PROPOSAL #03: IN THEIR DISCRETION, THE PROXIES ARE ISSUER YES AGAINST AGAINST
AUTHORIZED TO VOTE UPON SUCH OTHER BUSINESS AND FURTHER
BUSINESS AS MAY PROPERLY COME BEFORE THE MEETING OR ANY
ADJOURNMENTS AND POSTPONEMENTS THEREOF.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TANGER FACTORY OUTLET CENTERS, INC.
TICKER: SKT CUSIP: 875465106
MEETING DATE: 5/13/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WILLIAM G. BENTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS E. ROBINSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN B. TANGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY K. TANGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLAN L. SCHUMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK AFRICK ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TAUBMAN CENTERS, INC.
TICKER: TCO CUSIP: 876664103
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LISA A. PAYNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. TAUBMAN ISSUER YES FOR FOR

PROPOSAL #02: ADOPTION OF LONG-TERM INCENTIVE PLAN: ISSUER YES FOR FOR
ADOPTION OF THE TAUBMAN COMPANY 2005 LONG-TERM INCENTIVE
PLAN.

PROPOSAL #03: ADOPTION OF DIRECTOR STOCK PLAN: ADOPTION ISSUER YES AGAINST AGAINST
OF THE TAUBMAN CENTERS, INC. NON-EMPLOYEE DIRECTOR STOCK
GRANT PLAN.

PROPOSAL #04: RATIFICATION OF INDEPENDENT REGISTERED ISSUER YES FOR FOR
PUBLIC ACCOUNTING FIRM: RATIFICATION OF THE SELECTION OF
KPMG LLP AS THE INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TCF FINANCIAL CORPORATION
TICKER: TCB CUSIP: 872275102
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DOUGLAS A. SCOVANNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER L. SCHERER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RODNEY P. BURWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. CUSICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM A. COOPER ISSUER YES FOR FOR

PROPOSAL #02: RE-APPROVAL OF THE DIRECTORS STOCK PROGRAM ISSUER YES FOR FOR
FOR TEN ADDITIONAL YEARS.

PROPOSAL #03: ADVISORY VOTE ON THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS FOR
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TD BANKNORTH INC.
TICKER: BNK CUSIP: 87235A101
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN OTIS DREW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. RYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN T. MARTIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT G. CLARKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MALCOLM W. PHILBROOK JR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN M. NAUGHTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERRY S. WEIDEMA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DANA S. LEVENSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CURTIS M. SCRIBNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: COLLEEN A. KHOURY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANGELO P. PIZZAGALLI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IRVING E. ROGERS, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. KEVIN CONDRON ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE AMENDED AND ISSUER YES FOR FOR
RESTATED 2003 EQUITY INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TEJON RANCH CO.
TICKER: TRC CUSIP: 879080109
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN L. GOOLSBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NORMAN METCALFE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENT G. SNYDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL H. WINER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TEXAS CAPITAL BANCSHARES, INC.
TICKER: TCBI CUSIP: 88224Q107
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C. SNYDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERICK B. HEGI, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE F. JONES, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: IAN J. TURPIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. (JODY) GRANT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES C. THOMPSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. HOLLAND, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEE ROY MITCHELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEO CORRIGAN, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER B. BARTHOLOW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. STALLINGS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN P. ROSENBERG JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.W. MCALLISTER III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LARRY A. MAKEL ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE 2005 LONG-TERM INCENTIVE ISSUER YES FOR FOR
PLAN

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TEXAS REGIONAL BANCSHARES, INC.
TICKER: TRBS CUSIP: 882673106
MEETING DATE: 4/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH E. REID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER UMPHREY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TUDOR G. UHLHORN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT R. FARRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. BOGGUS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARIO MAX YZAGUIRRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOE PENLAND, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. KENNETH LANDRUM, MD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK H. MAYFIELD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HILL A. FEINBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.E. RONEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID L. LANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MORRIS ATLAS ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE AMENDMENT TO THE ARTICLES ISSUER YES AGAINST AGAINST
OF INCORPORATION TO INCREASE AUTHORIZED SHARES OF CLASS
A VOTING COMMON STOCK FROM 50,000,000 TO 100,000,000.

PROPOSAL #03: APPROVAL OF THE 2005 INCENTIVE STOCK ISSUER YES FOR FOR
OPTION PLAN.

PROPOSAL #04: APPROVAL OF THE 2005 NONSTATUTORY STOCK ISSUER YES FOR FOR
OPTION PLAN.

PROPOSAL #05: RATIFY THE APPOINTMENT OF KPMG LLP TO ISSUER YES FOR FOR
SERVE AS INDEPENDENT AUDITORS FOR THE YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE ALLSTATE CORPORATION
TICKER: ALL CUSIP: 020002101
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: EDWARD M. LIDDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. JAMES FARRELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD T. LEMAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY ALICE TAYLOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSHUA I. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH A. SPRIESER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK M. GREENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. CHRISTOPHER REYES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F. DUANE ACKERMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD A. BRENNAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES G. ANDRESS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. JOHN RILEY, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPOINTMENT OF DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR 2005.

PROPOSAL #03: PROVIDE CUMULATIVE VOTING FOR BOARD OF SHAREHOLDER YES AGAINST FOR
DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE BANK OF NEW YORK COMPANY, INC.
TICKER: BK CUSIP: 064057102
MEETING DATE: 4/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MR. HASSELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MS. REIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. SCOTT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. ROBERTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. RICHARDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. RENYI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. MYNERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. MALONE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MR. LUKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. KOGAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. DONOFRIO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. BIONDI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. KOWALSKI ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF AUDITORS ISSUER YES FOR FOR

PROPOSAL #03: SHAREHOLDER PROPOSAL WITH RESPECT TO SHAREHOLDER YES AGAINST FOR
CUMULATIVE VOTING

PROPOSAL #04: SHAREHOLDER PROPOSAL WITH RESPECT TO SHAREHOLDER YES AGAINST FOR
EXECUTIVE COMPENSATION

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE BEAR STEARNS COMPANIES INC.
TICKER: BSC CUSIP: 073902108
MEETING DATE: 4/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WARREN J. SPECTOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WESLEY S. WILLIAMS JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VINCENT TESE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PAUL A. NOVELLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. CAYNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY S. BIENEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK T. NICKELL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DONALD J. HARRINGTON ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: CARL D. GLICKMAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ALAN D. SCHWARTZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN C. GREENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FREDERIC V. SALERNO ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENTS TO THE PERFORMANCE ISSUER YES AGAINST AGAINST
COMPENSATION PLAN.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS FOR THE
FISCAL YEAR ENDING NOVEMBER 30, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE CHARLES SCHWAB CORPORATION
TICKER: SCH CUSIP: 808513105
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES R. SCHWAB ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN T. MCLIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROGER O. WALTHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK C. HERRINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT N. WILSON ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AN AMENDMENT TO THE 2004 STOCK ISSUER YES FOR FOR
INCENTIVE PLAN REGARDING GRANTS TO NON-EMPLOYEE
DIRECTORS.

PROPOSAL #03: APPROVAL OF AN AMENDMENT TO THE CORPORATE ISSUER YES FOR FOR
EXECUTIVE BONUS PLAN REGARDING PERFORMANCE MEASURES.

PROPOSAL #04: STOCKHOLDER PROPOSAL REGARDING TERMS OF SHAREHOLDER YES FOR AGAINST
DIRECTORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE COLONIAL BANCGROUP, INC.
TICKER: CNB CUSIP: 195493309
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SIMUEL SIPPIAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM E. POWELL, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MILTON E. MCGREGOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: AUGUSTUS K. CLEMENTS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK F. DYE ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY AND APPROVE AN AMENDMENT TO ISSUER YES AGAINST AGAINST
BANCGROUP'S RESTATED CERTIFICATE OF INCORPORATION WHICH
WOULD INCREASE THE NUMBER OF AUTHORIZED SHARES OF
BANCGROUP'S COMMON STOCK, PAR VALUE $2.50 FROM
200,000,000 TO 400,000,000.

PROPOSAL #03: TO RATIFY AND APPROVE AN AMENDMENT TO ISSUER YES FOR FOR
BANCGROUP'S RESTATED CERTIFICATE OF INCORPORATION WHICH
WOULD AUTHORIZE THE ISSUANCE OF 50,000,000 SHARES OF A
NEW CLASS OF PREFERRED STOCK. THIS NEW CLASS OF
PREFERRED STOCK WOULD BE USED FOR FINANCING PURPOSES AND
WOULD NOT BE ISSUED FOR THE PRINCIPAL PURPOSE OF ACTING
AS ANTI-TAKEOVER DEVICE.

PROPOSAL #04: TO RATIFY AND APPROVE THE AMENDED AND ISSUER YES FOR FOR
RESTATED MANAGEMENT INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE COMMERCE GROUP, INC.
TICKER: CGI CUSIP: 200641108
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN J. KUNKEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SURYAKANT M. PATEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. HARRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT S. HOWLAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REGAN P. REMILLARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND J. LAURING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RANDALL V. BECKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NORMAND R. MAROIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. SPILLANE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY J. CAMOSSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GURBACHAN SINGH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD FELS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC G. BUTLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID R. GRENON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.J. REMILLARD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A.J. REMILLARD, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH A. BORSKI, JR. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE FIRST AMERICAN CORPORATION
TICKER: FAF CUSIP: 318522307
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEWIS W. DOUGLAS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM G. DAVIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VIRGINIA M. UEBERROTH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROSLYN B. PAYNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL B. FAY, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PARKER S. KENNEDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. DAVID CHATHAM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERBERT B. TASKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY J. BEBAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK E. O'BRYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D.P. KENNEDY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. VAN SKILLING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES L. DOTI ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE GOLDMAN SACHS GROUP, INC.
TICKER: GS CUSIP: 38141G104
MEETING DATE: 4/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN H. BRYAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN FRIEDMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HENRY M. PAULSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM W. GEORGE ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENTS TO OUR AMENDED AND ISSUER YES FOR FOR
RESTATED CERTIFICATE OF INCORPORATION TO PROVIDE FOR THE
ANNUAL ELECTION OF ALL OF OUR DIRECTORS.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS OUR INDEPENDENT AUDITORS
FOR OUR 2005 FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE HARTFORD FINANCIAL SVCS GROUP, I
TICKER: HIG CUSIP: 416515104
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT W. SELANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL G. MORRIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD E. FERGUSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAMANI AYER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL G. KIRK, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GAIL J. MCGOVERN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD J. KELLY, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES B. STRAUSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID K. ZWIENER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. PATRICK SWYGERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS M. MARRA ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS INDEPENDENT AUDITORS OF THE
COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL OF THE HARTFORD 2005 INCENTIVE ISSUER YES FOR FOR
STOCK PLAN

PROPOSAL #04: APPROVAL OF MATERIAL TERMS OF EXECUTIVE ISSUER YES FOR FOR
OFFICER PERFORMANCE GOALS FOR INCENTIVE AWARDS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE MACERICH COMPANY
TICKER: MAC CUSIP: 554382101
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DANA K. ANDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIANA M. LAING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY A. MOORE ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE COMPANY'S INDEPENDENT
ACCOUNTANTS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE MIDLAND COMPANY
TICKER: MLAN CUSIP: 597486109
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN W. HAYDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. CAREY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID B. O'MALEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. BUSHMAN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF DELOITTE & ISSUER YES FOR FOR
TOUCHE LLP AS INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS
FOR FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE MILLS CORPORATION
TICKER: MLS CUSIP: 601148109
MEETING DATE: 6/7/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: COLOMBE M. NICHOLAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRISTINA L. ROSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANZ VON PERFALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAURENCE C. SIEGEL ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP AS AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE NAVIGATORS GROUP, INC.
TICKER: NAVG CUSIP: 638904102
MEETING DATE: 5/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PETER A. CHENEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY A. GALANSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. EAGER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. WRIGHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LEANDRO S. GALBAN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. KIRBY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.J. MERVYN BLAKENEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERENCE N. DEEKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARC M. TRACT ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE 2005 STOCK INCENTIVE PLAN. ISSUER YES FOR FOR

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE COMPANY'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE PEOPLES HOLDING COMPANY
TICKER: PHC CUSIP: 711148106
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: J. NILES MCNEEL* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM M. BEASLEY* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD L. HEYER, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NEAL A. HOLLAND, JR.** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JACK C. JOHNSON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAROLD B. JEFFREYS*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. JOE TRULOVE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANCIS J. CIANCIOLA** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EUGENE B. GIFFORD, JR.* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARSHALL H. DICKERSON* ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
2001 LONG-TERM INCENTIVE PLAN TO INCREASE THE NUMBER OF
SHARES OF THE COMPANY'S COMMON STOCK AVAILABLE FOR
GRANT, AWARD OR ISSUANCE UNDER THE PLAN.

PROPOSAL #03: TO APPROVE AN AMENDMENT TO THE ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO CHANGE THE COMPANY'S NAME TO RENASANT
CORPORATION .

PROPOSAL #04: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES AGAINST AGAINST
ARTICLES OF INCORPORATION TO INCREASE THE NUMBER OF
AUTHORIZED SHARES OF COMMON STOCK, PAR VALUE $5.00 PER
SHARE, FROM 15,000,000 SHARES TO 75,000,000 SHARES.

PROPOSAL #05: TO APPROVE AN AMENDMENT TO THE ARTICLES OF ISSUER YES AGAINST AGAINST
INCORPORATION TO AUTHORIZE 5,000,000 SHARES OF
PREFERRED STOCK, PAR VALUE $.01 PER SHARE, AND
CONTAINING SUCH PREFERENCES, LIMITATIONS AND RELATIVE
RIGHTS AS SHALL BE DETERMINED BY THE BOARD OF DIRECTORS

PROPOSAL #06: TO APPROVE AN AMENDMENT TO THE ARTICLES OF ISSUER YES FOR FOR
INCORPORATION TO ELIMINATE CUMULATIVE VOTING RIGHTS IN
THE ELECTION OF DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE PHOENIX COMPANIES, INC.
TICKER: PNX CUSIP: 71902E109
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: SAL H. ALFIERO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS S. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. FORSGREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. HAIRE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN N. BAILY ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE PHOENIX COMPANIES, INC. ISSUER YES FOR FOR
ANNUAL INCENTIVE PLAN FOR EXECUTIVE OFFICERS.

PROPOSAL #03: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS INDEPENDENT AUDITOR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE PMI GROUP, INC.
TICKER: PMI CUSIP: 69344M101
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARY LEE WIDENER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WAYNE E. HEDIEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. ROGER HAUGHTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN L. SCHEID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD H. ZECH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RAYMOND L. OCAMPO JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARIANN BYERWALTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. STEPHEN SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSE H. VILLARREAL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. ROACH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. KENNETH T. ROSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DR. JAMES C. CASTLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CARMINE GUERRO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOUIS G. LOWER II ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD L. THOMAS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE COMPANY'S INDEPENDENT AUDITORS FOR THE
YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE PNC FINANCIAL SERVICES GROUP, IN
TICKER: PNC CUSIP: 693475105
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MR. STRIGL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. THIEKE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. WASHINGTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. USHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MS. PEPPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. ROHR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MS. STEFFES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. MASSARO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. LINDSAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. KELSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. WEHMEIER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. DAVIDSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. COOPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. CLAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. CHELLGREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MR. O'BRIEN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
SELECTION OF DELOITTE & TOUCHE LLP AS INDEPENDENT
AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE PROGRESSIVE CORPORATION
TICKER: PGR CUSIP: 743315103
MEETING DATE: 4/15/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEFFREY D. KELLY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERNADINE P. HEALY, MD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES A. DAVIS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE AMENDMENTS TO THE ISSUER YES FOR FOR
COMPANY'S CODE OF REGULATIONS TO PROVIDE THAT AN
INDIVIDUAL ELECTED BY THE DIRECTORS TO FILL A VACANCY ON
THE BOARD WILL SERVE FOR A TERM ENDING AT THE NEXT
SHAREHOLDERS MEETING AT WHICH AN ELECTION OF DIRECTORS
WILL OCCUR.

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE ROUSE COMPANY
TICKER: RSE CUSIP: 779273101
MEETING DATE: 11/9/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #A: PROPOSAL TO APPROVE THE MERGER BETWEEN THE ISSUER YES FOR FOR
ROUSE COMPANY AND RED ACQUISITION, LLC, A SUBSIDIARY OF
GENERAL GROWTH PROPERTIES, INC., SUBSTANTIALLY ON THE
TERMS SET FORTH IN THE AGREEMENT AND PLAN OF MERGER,
DATED AS OF AUGUST 19, 2004, ATTACHED TO THE PROXY
STATEMENT AS ANNEX A, AS MORE FULLY DESCRIBED IN THE
ACCOMPANYING PROXY STATEMENT.

PROPOSAL #B: PROPOSAL TO APPROVE AN ADJOURNMENT OF THE ISSUER YES FOR FOR
SPECIAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL
PROXIES IN FAVOR OF THE MERGER.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE SOUTH FINANCIAL GROUP, INC.
TICKER: TSFG CUSIP: 837841105
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C.B. SMITH, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JON W. PRITCHETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MACK I. WHITTLE, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES B. SCHOOLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDWARD J. SEBASTIAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J.W. DAVIS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS TSFG'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM FOR FISCAL YEAR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THE ST. JOE COMPANY
TICKER: JOE CUSIP: 790148100
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WALTER L. REVELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM H. WALTON, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. FANNING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER S. RUMMELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN S. LORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HUGH M. DURDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DELORES M. KESLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ADAM W. HERBERT, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL L. AINSLIE ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE 2005
FISCAL YEAR.

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ISSUER: THE ST. PAUL TRAVELERS COMPANIES, IN
TICKER: STA CUSIP: 792860108
MEETING DATE: 7/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: T.R. HODGSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.S. FISHMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.J. BIALKIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: K.M. DUBERSTEIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L.B. DISHAROON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L.G. GRAEV ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: L.J. THOMSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.D. HARTZBAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.H. KLING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. PEEK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: N.A. ROSEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.H. BYRD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.M. DOLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. OTIS, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C.W. SCHARF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.I. LIPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.J. TASCO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G.D. NELSON, MD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: G.M. SPRENGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H.P. BERKOWITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.A. LAWRENCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.H. DASBURG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: B.J. MCGARVIE ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE SELECTION OF KPMG ISSUER YES FOR FOR
LLP AS ST. PAUL TRAVELERS INDEPENDENT AUDITORS FOR 2004.

PROPOSAL #03: PROPOSAL TO APPROVE THE ST. PAUL TRAVELERS ISSUER YES AGAINST AGAINST
COMPANIES, INC. 2004 STOCK INCENTIVE PLAN.

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ISSUER: THE ST. PAUL TRAVELERS COMPANIES, IN
TICKER: STA CUSIP: 792860108
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BLYTHE J. MCGARVIE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KENNETH M. DUBERSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. HODGSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT I. LIPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LESLIE B. DISHAROON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE G. GRAEV ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: LAURIE J. THOMSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN H. DASBURG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAY S. FISHMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JANET M. DOLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLEN D. NELSON, MD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES W. SCHARF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLARENCE OTIS, JR. ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE SELECTION OF KPMG ISSUER YES FOR FOR
LLP AS ST. PAUL TRAVELERS INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: THORNBURG MORTGAGE, INC.
TICKER: TMA CUSIP: 885218107
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FRANCIS I. MULLIN III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: OWEN M. LOPEZ ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TIERONE CORPORATION
TICKER: TONE CUSIP: 88650R108
MEETING DATE: 5/2/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: C.R. MCCONNELL, PH.D. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES A. LAPHEN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TNS, INC.
TICKER: TNS CUSIP: 872960109
MEETING DATE: 5/17/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BRIAN J. BATES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE V. RAUNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE G. MOORE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN B. BENTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MCDONNELL III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MCDONNELL, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN V. SPONYOE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP A. CANFIELD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEPHEN X. GRAHAM ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS TNS, INC.'S INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM FOR OUR 2005 FISCAL YEAR.

PROPOSAL #03: TO APPROVE AMENDMENTS TO THE TNS, INC. ISSUER YES AGAINST AGAINST
2004 LONG-TERM INCENTIVE PLAN WITH RESPECT TO THE
ADDITION OF 2,261,000 SHARES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TOMPKINS TRUSTCO, INC.
TICKER: TMP CUSIP: 890110109
MEETING DATE: 5/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HUNTER R. RAWLINGS III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN E. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG YUNKER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELIZABETH W. HARRISON ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE CERTAIN AMENDMENTS TO THE ISSUER YES FOR FOR
COMPANY'S 1996 STOCK RETAINER PLAN FOR NON-EMPLOYEE
DIRECTORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TORCHMARK CORPORATION
TICKER: TMK CUSIP: 891027104
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LAMAR C. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK S. MCANDREW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SAM R. PERRY ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF AUDITORS ISSUER YES FOR FOR

PROPOSAL #03: 2005 NON-EMPLOYEE DIRECTOR INCENTIVE PLAN ISSUER YES AGAINST AGAINST

PROPOSAL #04: 2005 INCENTIVE PLAN ISSUER YES AGAINST AGAINST

PROPOSAL #05: SHAREHOLDER PROPOSAL SHAREHOLDER YES ABSTAIN AGAINST

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TOWN & COUNTRY TRUST
TICKER: TCT CUSIP: 892081100
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: H. GRANT HATHAWAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARVEY SCHULWEIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. BERICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NANCY F. LERNER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: RATIFY THE SELECTION OF ERNST & YOUNG LLP ISSUER YES FOR FOR
AS THE TRUST'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRAMMELL CROW COMPANY
TICKER: TCC CUSIP: 89288R106
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JEFFREY M. HELLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A. MOSES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. ERWIN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE AN AMENDMENT TO THE COMPANY'S ISSUER YES FOR FOR
EMPLOYEE STOCK PURCHASE PLAN INCREASING THE MAXIMUM
NUMBER OF SHARES OF COMMON STOCK THAT MAY BE ISSUED
UNDER THE PLAN BY 1,000,000.

PROPOSAL #03: TO RATIFY THE SELECTION OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
FOR THE COMPANY FOR THE FISCAL YEAR ENDING DECEMBER 31,
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRANSATLANTIC HOLDINGS, INC.
TICKER: TRH CUSIP: 893521104
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ROBERT F. ORLICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TOMIO HIGUCHI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEVEN J. BENSINGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN J. SULLIVAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. MACKOWSKI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES BALOG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. FRED BERGSTEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. TIZZIO ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO SELECT PRICEWATERHOUSECOOPERS ISSUER YES FOR FOR
LLP AS INDEPENDENT ACCOUNTANTS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRIAD GUARANTY INC.
TICKER: TGIC CUSIP: 895925105
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID W. WHITEHURST ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM T. RATLIFF, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT T. DAVID ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD S. SWANSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLENN T. AUSTIN, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DARRYL W. THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL A.F. ROBERTS ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRIZEC PROPERTIES, INC.
TICKER: TRZ CUSIP: 89687P107
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: TIMOTHY CALLAHAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRIAN MULRONEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLENN RUFRANO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES O'CONNOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. JAY CROSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER MUNK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: POLYVIOS VINTIADIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD THOMSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN VOLK ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE RE-APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS TRIZEC'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM FOR THE FISCAL YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRUSTCO BANK CORP NY
TICKER: TRST CUSIP: 898349105
MEETING DATE: 5/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: A.J. MARINELLO, MD, PHD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM D. POWERS ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS TRUSTCO'S INDEPENDENT AUDITORS FOR 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRUSTMARK CORPORATION
TICKER: TRMK CUSIP: 898402102
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD H. PUCKETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. DEVINEY, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD G. HICKSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REUBEN V. ANDERSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. MICHAEL SUMMERFORD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KENNETH W. WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. MCCULLOUCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. KELLY ALLGOOD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CAROLYN C. SHANKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. GERALD GARNETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MATTHEW L. HOLLEMAN III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM G. YATES, JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF THE TRUSTMARK CORPORATION 2005 ISSUER YES FOR FOR
STOCK AND INCENTIVE COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: TRUSTREET PROPERTIES, INC.
TICKER: TSY CUSIP: 898404108
MEETING DATE: 6/23/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CURTIS B. MCWILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. BOURNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD C. HUSEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. SENEFF, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES H. KROPP ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. JOSEPH KRUSE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. RICHARD HOSTETTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. STETSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. STEVEN DAWSON ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: U.S. BANCORP
TICKER: USB CUSIP: 902973304
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: WARREN R. STALEY ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: O'DELL M. OWENS MD, MPH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CRAIG D. SCHNUCK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DAVID B. O'MALEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOEL W. JOHNSON ISSUER YES FOR FOR

PROPOSAL #02: RATIFY SELECTION OF ERNST & YOUNG LLP AS ISSUER YES AGAINST AGAINST
INDEPENDENT AUDITOR FOR THE 2005 FISCAL YEAR.

PROPOSAL #03: AMEND CERTIFICATE OF INCORPORATION TO ISSUER YES FOR FOR
ELIMINATE SUPERMAJORITY VOTING.

PROPOSAL #04: SHAREHOLDER PROPOSAL: PERFORMANCE VESTING SHAREHOLDER YES AGAINST FOR
SHARES.

PROPOSAL #05: SHAREHOLDER PROPOSAL: PROHIBITION ON TAX SHAREHOLDER YES AGAINST FOR
AND NON-AUDIT WORK BY INDEPENDENT AUDITORS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: U.S. RESTAURANT PROPERTIES, INC.
TICKER: USV CUSIP: 902971100
MEETING DATE: 2/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE AND ADOPT THE ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER, DATED AS OF AUGUST 9,
2004, BETWEEN CNL RESTAURANT PROPERTIES, INC. AND THE
COMPANY, THE OTHER TRANSACTIONS CONTEMPLATED THEREBY AND
THE MERGER, AS DESCRIBED IN THE ACCOMPANYING PROXY
STATEMENT/PROSPECTUS.

PROPOSAL #02: PROPOSAL TO APPROVE AND ADOPT 18 ISSUER YES FOR FOR
AGREEMENTS AND PLANS OF MERGER, DATED AS OF AUGUST 9,
2004, EACH AMONG U.S. RESTAURANT PROPERTIES, INC., A
SEPARATE, WHOLLY-OWNED SUBSIDIARY OF THE OPERATING
PARTNERSHIP OF THE COMPANY, AND A SEPARATE CNL INCOME
FUND, THE OTHER TRANSACTIONS CONTEMPLATED THEREBY AND
THE RELATED MERGERS, AS DESCRIBED IN THE PROXY
STATEMENT/PROSPECTUS.

PROPOSAL #03: PROPOSAL TO APPROVE AN AMENDMENT TO THE ISSUER YES AGAINST AGAINST
RESTATED ARTICLES OF INCORPORATION OF THE COMPANY TO
INCREASE ITS AUTHORIZED COMMON STOCK TO 300,000,000
SHARES AND ITS AUTHORIZED PREFERRED STOCK TO 100,000,000
SHARES.

PROPOSAL #04: PROPOSAL TO APPROVE AN AMENDMENT TO THE ISSUER YES FOR FOR
RESTATED ARTICLES OF INCORPORATION OF THE COMPANY TO
EXPAND THE CLASS OF INVESTORS FOR WHOM THE BOARD OF
DIRECTORS OF THE COMPANY CAN WAIVE CAPITAL STOCK
OWNERSHIP LIMITS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: U.S.B. HOLDING CO., INC.
TICKER: UBH CUSIP: 902910108
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KEVIN J. PLUNKETT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: KENNETH J. TORSOE ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: THE RATIFICATION OF THE APPOINTMENT OF THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM, DELOITTE & TOUCHE LLP, FOR THE AUDIT OF THE
COMPANY'S CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR
ENDING DECEMBER 31, 2005.

PROPOSAL #03: THE APPROVAL AND ADOPTION OF THE 2005 ISSUER YES AGAINST AGAINST
EMPLOYEE STOCK OPTION PLAN.

PROPOSAL #04: THE APPROVAL AND ADOPTION OF THE 2005 ISSUER YES AGAINST AGAINST
DIRECTOR STOCK OPTION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: U.S.I. HOLDINGS CORPORATION
TICKER: USIH CUSIP: 90333H101
MEETING DATE: 5/25/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ESLICK, DAVID L. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRIEDEN, RONALD E. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAVERLAND, RICHARD M. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HAYES, THOMAS A. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LYTLE, L. BEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SPASS, ROBERT A. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WRIGHT, ROBERT F. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDED AND RESTATED ISSUER YES FOR FOR
CERTIFICATE OF INCORPORATION

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UCBH HOLDINGS, INC.
TICKER: UCBH CUSIP: 90262T308
MEETING DATE: 9/24/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: THE APPROVAL OF THE AMENDMENTS TO THE UCBH ISSUER YES AGAINST AGAINST
HOLDINGS, INC. 1998 STOCK OPTION PLAN TO INCREASE THE
NUMBER OF SHARES RESERVED FOR AWARDS UNDER THE PLAN TO
11,828,824 AND TO REVISE THE DEFINITION OF CHANGE IN
CONTROL TO CONFORM TO CURRENT CHANGE IN CONTROL
AGREEMENTS WITH CERTAIN SENIOR MANAGEMENT.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UCBH HOLDINGS, INC.
TICKER: UCBH CUSIP: 90262T308
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DENNIS WU ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD LI-CHUNG WANG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LI-LIN KO ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
AUDITORS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UICI
TICKER: UCI CUSIP: 902737105
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD T. MOCKLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD L. JENSEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R.H. MICK THOMPSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MURAL R. JOSEPHSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GLENN W. REED ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS C. MCCUISTION ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. GEDWED ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE 2005 RESTRICTED STOCK ISSUER YES FOR FOR
PLAN.

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF KPMG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS FOR THE COMPANY.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UMB FINANCIAL CORPORATION
TICKER: UMBF CUSIP: 902788108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CYNTHIA J. BRINKLEY*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD HARVEY* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THEODORE M. ARMSTRONG* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS J. WOOD III* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TERRENCE P. DUNN*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER J. DESILVA*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PAUL UHLMANN III* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREG M. GRAVES* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MARINER KEMPER** ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE AUDIT COMMITTEE'S ISSUER YES FOR FOR
RETENTION OF DELOITTE & TOUCHE LLP TO SERVE AS THE
COMPANY'S INDEPENDENT AUDITORS AND TO EXAMINE AND AUDIT
THE CONSOLIDATED FINANCIAL STATEMENTS OF THE COMPANY FOR
THE FISCAL YEAR 2005.

PROPOSAL #03: APPROVAL OF THE UMB FINANCIAL CORPORATION ISSUER YES FOR FOR
LONG-TERM INCENTIVE COMPENSATION PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UMPQUA HOLDINGS CORPORATION
TICKER: UMPQ CUSIP: 904214103
MEETING DATE: 7/7/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE PRINCIPAL TERMS OF THE ISSUER YES FOR FOR
MERGER CONTEMPLATED BY THE AGREEMENT AND PLAN OF
REORGANIZATION DATED MARCH 13, 2004, BY AND AMONG UMPQUA
HOLDINGS CORPORATION, HUMBOLDT BANCORP, UMPQUA BANK AND
HUMBOLDT BANK, AS MORE FULLY DESCRIBED IN THE JOINT
PROXY STATEMENT/PROSPECTUS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UMPQUA HOLDINGS CORPORATION
TICKER: UMPQ CUSIP: 904214103
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RONALD F. ANGELL* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALLYN C. FORD* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRYAN L. TIMM* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THEODORE S. MASON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS W. WEBORG** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DIANE D. MILLER* ISSUER YES FOR FOR

PROPOSAL #02: ADOPTION OF THE UMPQUA HOLDINGS ISSUER YES FOR FOR
CORPORATION 2005 PERFORMANCE-BASED EXECUTIVE INCENTIVE
PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNION BANKSHARES CORPORATION
TICKER: UBSH CUSIP: 905399101
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: PATRICK J. MCCANN* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS E. CATON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. WILLIAM BEALE* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HULLIHEN W. MOORE* ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF YOUNT, HYDE, ISSUER YES FOR FOR
BARBOUR, P.C. AS INDEPENDENT AUDITORS FOR THE COMPANY
FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNIONBANCAL CORPORATION
TICKER: UB CUSIP: 908906100
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: RICHARD D. FARMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TAKASHI MORIMURA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TAKAHIRO MORIGUCHI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STANLEY F. FARRAR ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J. FERNANDO NIEBLA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHIGEMITSU MIKI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RONALD L. HAVNER, JR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TETSUO SHIMURA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILIP B. FLYNN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: NORIMICHI KANARI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. GILLFILLAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. DALE CRANDALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID R. ANDREWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: AIDA M. ALVAREZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY S. METZ ISSUER YES FOR FOR

PROPOSAL #02: TO INCREASE THE NUMBER OF SHARES OF COMMON ISSUER YES FOR FOR
STOCK WHICH MAY BE AWARDED UNDER THE YEAR 2000
UNIONBANCAL CORPORATION MANAGEMENT STOCK PLAN.

PROPOSAL #03: TO RATIFY THE SELECTION OF UNIONBANCAL ISSUER YES FOR FOR
CORPORATION'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM, DELOITTE & TOUCHE LLP, FOR 2005.

PROPOSAL #04: TO APPROVE A STOCKHOLDER PROPOSAL SHAREHOLDER YES FOR FOR
REGARDING CONFIDENTIAL VOTING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED AMERICA INDEMNITY
TICKER: INDM CUSIP: 90933T109
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #1A: ELECTION OF DIRECTOR: SAUL A. FOX ISSUER YES FOR FOR

PROPOSAL #1B: ELECTION OF DIRECTOR: EDWARD J. NOONAN ISSUER YES ABSTAIN AGAINST

PROPOSAL #1C: ELECTION OF DIRECTOR: TROY W. THACKER ISSUER YES FOR FOR

PROPOSAL #1D: ELECTION OF DIRECTOR: W. DEXTER PAINE, III ISSUER YES ABSTAIN AGAINST

PROPOSAL #1E: ELECTION OF DIRECTOR: RUSSELL C. BALL, III ISSUER YES FOR FOR

PROPOSAL #1F: ELECTION OF DIRECTOR: MICHAEL J. MCDONOUGH ISSUER YES FOR FOR

PROPOSAL #1G: ELECTION OF DIRECTOR: JOHN J. HENDRICKSON ISSUER YES FOR FOR

PROPOSAL #1H: ELECTION OF DIRECTOR: KENNETH J. SINGLETON ISSUER YES FOR FOR

PROPOSAL #1I: ELECTION OF DIRECTOR: STEPHEN A. COZEN ISSUER YES FOR FOR

PROPOSAL #1J: ELECTION OF DIRECTOR: RICHARD L. DUSZAK ISSUER YES FOR FOR

PROPOSAL #1K: ELECTION OF DIRECTOR: ROBERT A. LEAR ISSUER YES ABSTAIN AGAINST

PROPOSAL #1L: ELECTION OF DIRECTOR: M. MOSHE PORAT ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE AMENDMENT TO THE SHARE ISSUER YES FOR FOR
INCENTIVE PLAN.

PROPOSAL #03: TO APPROVE THE AMENDED AND RESTATED ANNUAL ISSUER YES FOR FOR
INCENTIVE AWARDS PROGRAM.

PROPOSAL #04: TO APPROVE PART 1 OF THE INTEGRATION BONUS ISSUER YES FOR FOR
PLAN.

PROPOSAL #05: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE INDEPENDENT AUDITOR OF
UNITED AMERICA INDEMNITY, LTD. FOR 2005 AND TO
AUTHORIZE THE BOARD OF DIRECTORS OF AMERICA INDEMNITY,
LTD. ACTING BY ITS AUDIT COMMITTEE TO SET THE FEES FOR
THE INDEPENDENT AUDITOR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED AMERICA INDEMNITY
TICKER: INDM CUSIP: 90933T109
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MICHAEL J. DONOUGH- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN L. TATE- WR BAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TROY W. THACKER- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TROY W. THACKER- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TROY W. THACKER- WR BAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SETH D. FREUDBERG- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: S.D. FREUDBERG- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: N. CRICHLOW- WR BAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. TAIT- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. TAIT- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN BOSSIN- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN BOSSIN- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN L. TATE- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: M.J. MCDONOUGH- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAELA KEEN- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KAELA KEEN- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.B. WALDRON- WRS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.B. WALDRON- WR LTD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID N. KING- WR BAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEVIN L. TATE- WRS ISSUER YES FOR FOR

PROPOSAL #6A: TO APPOINT PRICEWATERHOUSECOOPERS, ST. ISSUER YES AGAINST AGAINST
MICHAEL, BARBADOS, AS THE INDEPENDENT AUDITOR OF WIND
RIVER INSURANCE COMPANY (BARBADOS) LTD. FOR 2005 AND TO
AUTHORIZE THE BOARD OF DIRECTORS OF WIND RIVER INSURANCE
COMPANY (BARBADOS) LTD. TO SET THE FEES FOR THE
INDEPENDENT AUDITOR.

PROPOSAL #6B: TO APPOINT PRICEWATERHOUSECOOPERS, ISSUER YES AGAINST AGAINST
HAMILTON, BERMUDA, AS THE INDEPENDENT AUDITOR OF WIND
RIVER INSURANCE COMPANY, LTD. FOR 2005.

PROPOSAL #6C: TO APPOINT PRICEWATERHOUSECOOPERS, ISSUER YES AGAINST AGAINST
HAMILTON, BERMUDA, AS THE INDEPENDENT AUDITOR OF WIND
RIVER SERVICES, LTD. FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED BANKSHARES, INC.
TICKER: UBSI CUSIP: 909907107
MEETING DATE: 5/16/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARY K. WEDDLE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W. GASTON CAPERTON, III ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THOMAS J. BLAIR, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT G. ASTORG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL L. ISAACS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM C. PITT, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD M. ADAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. CLINTON WINTER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN M. MCMAHON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. PAUL MCNAMARA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: I.N. SMITH, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY L. BUCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. SMOOT FAHLGREN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. OGDEN NUTTING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: F.T. GRAFF, JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: THEODORE J. GEORGELAS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAWRENCE K. DOLL ISSUER YES FOR FOR

PROPOSAL #02: TO TRANSACT OTHER BUSINESS THAT MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED COMMUNITY BANKS, INC.
TICKER: UCBI CUSIP: 90984P105
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HOYT O. HOLLOWAY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: W.C. NELSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: TIM WALLIS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. GILLILAND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT L. HEAD, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JIMMY C. TALLENT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GUY W. FREEMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CLARENCE W. MASON, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. HILL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. WILLIAM BENNETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT H. BLALOCK ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED COMMUNITY FINANCIAL CORP.
TICKER: UCFC CUSIP: 909839102
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: DAVID C. SWEET ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HERBERT F. SCHULER, SR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD J. SCHIRALDI ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF CROWE ISSUER YES FOR FOR
CHIZEK AND COMPANY LLC, CERTIFIED PUBLIC ACCOUNTANTS,
AS THE AUDITORS OF UCFC FOR THE CURRENT FISCAL YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED DOMINION REALTY TRUST, INC.
TICKER: UDR CUSIP: 910197102
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARK J. SANDLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS W. TOOMEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. OLIVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. SCHARAR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT C. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LYNNE B. SAGALYN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JON A. GROVE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES D. KLINGBEIL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC J. FOSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT P. FREEMAN ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
ERNST & YOUNG LLP TO SERVE AS OUR INDEPENDENT AUDITORS
FOR THE YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: PROPOSAL TO APPROVE THE NEW OUT- ISSUER YES FOR FOR
PERFORMANCE PROGRAM, INCLUDING THE SERIES C OUT-
PERFORMANCE PROGRAM, AND AN AMENDMENT TO THE SERIES A
OUT-PERFORMANCE PROGRAM TO ALLOW THE PARTICIPANTS TO
TRANSFER INTERESTS TO THE COMPANY OR IN EXCHANGE FOR
INTERESTS IN SUBSEQUENT OUT-PERFORMANCE PROGRAMS.

PROPOSAL #04: PROPOSAL TO AUTHORIZE THE CREATION AND THE ISSUER YES FOR FOR
ISSUANCE OF THE NEW SERIES F PREFERRED STOCK TO GIVE
VOTING RIGHTS TO HOLDERS OF OP UNITS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED FIRE & CASUALTY COMPANY
TICKER: UFCS CUSIP: 910331107
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: BYRON G. RILEY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CASEY D. MAHON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FRANK S. WILKINSON, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SCOTT MCINTYRE, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE ADOPTION OF A NONQUALIFIED ISSUER YES FOR FOR
NON-EMPLOYEE DIRECTOR STOCK OPTION PLAN.

PROPOSAL #03: TO AMEND SECTION 1 OF ARTICLE V OF UNITED ISSUER YES AGAINST AGAINST
FIRE & CASUALTY COMPANY'S FOURTH AMENDED AND RESTATED
ARTICLES OF INCORPORATION TO ALLOW FOR THE ISSUANCE OF
75,000,000 SHARES OF $3.33 1/3 PAR VALUE COMMON STOCK.

PROPOSAL #04: IN THEIR DISCRETION, TO VOTE UPON SUCH ISSUER YES AGAINST AGAINST
OTHER MATTERS AS MAY PROPERLY COME BEFORE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITED NATIONAL GROUP, LTD.
TICKER: UNGL CUSIP: 91103X102
MEETING DATE: 1/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: TO APPROVE THE ISSUANCE OF UNITED NATIONAL ISSUER YES FOR FOR
GROUP CLASS A COMMON SHARES PURSUANT TO THE AGREEMENT
AND PLAN OF MERGER, DATED AS OF OCTOBER 14, 2004, BY AND
AMONG UNITED NATIONAL GROUP, LTD., U.N. HOLDINGS II,
INC., CHELTENHAM ACQUISITION CORP. AND PENN-AMERICA
GROUP, INC.

PROPOSAL #02: TO APPROVE BY SPECIAL RESOLUTION A CHANGE ISSUER YES FOR FOR
OF THE NAME OF UNITED NATIONAL GROUP TO UNITED AMERICA
INDEMNITY, LTD. AND A CORRESPONDING AMENDEMNT TO UNITED
NATIONAL GROUP'S MEMORANDUM AND ARTICLES OF ASSOCIATION.

PROPOSAL #03: TO APPROVE BY SPECIAL RESOLUTION ISSUER YES FOR FOR
AMENDMENTS TO ARTICLES 135 AND 136 OF UNITED NATIONAL
GROUP'S ARTICLES OF ASSOCIATION.

PROPOSAL #4A: WIND RIVER INSURANCE COMPANY (BARBADOS) ISSUER YES FOR FOR
LTD. - TO APPROVE AMENDMENTS TO PARAGRAPH 19 OF THE BY-
LAWS OF WIND RIVER INSURANCE COMPANY (BARBADOS) LTD.

PROPOSAL #4B: WIND RIVER INSURANCE COMPANY (BERMUDA), ISSUER YES FOR FOR
LTD. - TO APPROVE AMENDMENTS TO BYE-LAWS 135 AND 136 OF
THE BYE-LAWS OF WIND RIVER INSURANCE COMPANY (BERMUDA),
LTD.

PROPOSAL #4C: WIND RIVER SERVICES, LTD. - TO APPROVE ISSUER YES FOR FOR
AMENDMENTS TO BYE-LAWS 135 AND 136 OF THE BYE-LAWS OF
WIND RIVER SERVICES, LTD.

PROPOSAL #05: TO ADJOURN OR POSTPONE THE EXTRAORDINARY ISSUER YES FOR FOR
GENERAL MEETING, IF NECESSARY, TO SOLICIT ADDITIONAL
PROXIES IF THERE ARE NOT SUFFICIENT VOTES FOR PROPOSALS
1, 2, 3, 4A, 4B AND 4C.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNITRIN, INC.
TICKER: UTR CUSIP: 913275103
MEETING DATE: 5/4/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JERROLD V. JEROME ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD V. FITES ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WILLIAM E. JOHNSTON JR. ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: WAYNE KAUTH ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD C. VIE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REUBEN L. HEDLUND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: FAYEZ S. SAROFIM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANN E. ZIEGLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS G. GEOGA ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: DONALD G. SOUTHWELL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC J. DRAUT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES E. ANNABLE ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: APPROVAL OF THE 2005 RESTRICTED STOCK AND ISSUER YES AGAINST AGAINST
RESTRICTED STOCK UNIT PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNIVERSAL AMERICAN FINANCIAL CORP.
TICKER: UHCO CUSIP: 913377107
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LINDA H. LAMEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT F. WRIGHT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT A. SPASS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD A. BARASCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK M. HARMELING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC W. LEATHERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRADLEY E. COOPER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BERTRAM HARNETT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PATRICK J. MCLAUGHLIN ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ERNST & ISSUER YES FOR FOR
YOUNG LLP AS THE INDEPENDENT AUDITORS OF UNIVERSAL
AMERICAN FINANCIAL CORP. FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNIVERSAL HEALTH REALTY INCOME TRUST
TICKER: UHT CUSIP: 91359E105
MEETING DATE: 6/1/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALAN B. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MYLES H. TANENBAUM ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNIZAN FINANCIAL CORP.
TICKER: UNIZ CUSIP: 91528W101
MEETING DATE: 12/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KARL C. SAUNDERS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN W. STRAKER, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RUSSELL W. MAIER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: E. SCOTT ROBERTSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. LANG D'ATRI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES M. MATESICH ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: UNUMPROVIDENT CORPORATION
TICKER: UNM CUSIP: 91529Y106
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GLORIA C. LARSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JON S. FOSSEL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS R. WATJEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM J. RYAN ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF AMENDMENTS TO THE STOCK PLAN ISSUER YES FOR FOR
OF 1999.

PROPOSAL #03: RATIFICATION OF ERNST & YOUNG LLP AS THE ISSUER YES FOR FOR
COMPANY'S INDEPENDENT AUDITORS.

PROPOSAL #04: STOCKHOLDER PROPOSAL RE: AMENDMENT TO ISSUER YES AGAINST N/A
BYLAWS REQUIRING ELECTION OF DIRECTORS BY MAJORITY
INSTEAD OF PLURALITY VOTE.

PROPOSAL #05: STOCKHOLDER PROPOSAL RE: ESTABLISHMENT OF SHAREHOLDER YES AGAINST FOR
OFFICE OF BOARD OF DIRECTORS TO ENABLE DIRECT
COMMUNICATIONS ON CORPORATE GOVERNANCE MATTERS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: URSTADT BIDDLE PROPERTIES INC.
TICKER: UBP CUSIP: 917286106
MEETING DATE: 3/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GEORGE J. VOJTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER HERRICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES D. URSTADT ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR ONE
YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: URSTADT BIDDLE PROPERTIES INC.
TICKER: UBP CUSIP: 917286205
MEETING DATE: 3/9/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CHARLES D. URSTADT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE J. VOJTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER HERRICK ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR ONE
YEAR.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: VALLEY NATIONAL BANCORP
TICKER: VLY CUSIP: 919794107
MEETING DATE: 4/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEONARD J. VORCHEIMER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBINSON MARKEL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT E. MCENTEE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD S. MILLER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PAMELA BRONANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALTER H. JONES, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY J STEELE GUILFOILE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GRAHAM O. JONES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD KORDE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD H. LIPKIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC P. EDELSTEIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BARNETT RUKIN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW B. ABRAMSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL L. LARUSSO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. DALE HEMMERDINGER ISSUER YES FOR FOR

PROPOSAL #02: 2004 DIRECTOR RESTRICTED STOCK PLAN. ISSUER YES FOR FOR

PROPOSAL #03: SECTION 162(M) PERFORMANCE CRITERIA UNDER ISSUER YES FOR FOR
THE EXECUTIVE INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: VENTAS, INC.
TICKER: VTR CUSIP: 92276F100
MEETING DATE: 5/24/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAY M. GELLERT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS C. THEOBALD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD G. GEARY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DEBRA A. CAFARO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER T. HANNON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SHELI Z. ROSENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS CROCKER II ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS THE INDEPENDENT AUDITORS FOR FISCAL YEAR 2005.

PROPOSAL #03: TO ADOPT THE VENTAS EMPLOYEE AND DIRECTOR ISSUER YES FOR FOR
STOCK PURCHASE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: VIRGINIA FINANCIAL GROUP, INC.
TICKER: VFGI CUSIP: 927810101
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E. PAGE BUTLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GREGORY L. FISHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHRISTOPHER M. HALLBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARTIN F. LIGHTSEY ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF YOUNT, HYDE & ISSUER YES FOR FOR
BARBOUR, P.C., AS INDEPENDENT REGISTERED PUBLIC
ACCOUNTANTS FOR THE FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: VORNADO REALTY TRUST
TICKER: VNO CUSIP: 929042109
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANTHONY DEERING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL LYNNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT H. SMITH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD TARGAN ISSUER YES FOR FOR

PROPOSAL #02: THE RATIFICATION OF THE SELECTION OF ISSUER YES FOR FOR
INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: W HOLDING COMPANY, INC.
TICKER: WHI CUSIP: 929251106
MEETING DATE: 5/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: FREDESWINDA G. FRONTERA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CORNELIUS TAMBOER ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND THE COMPANY'S CERTIFICATE OF ISSUER YES AGAINST AGAINST
INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED
SHARES OF THE COMPANY'S COMMON STOCK, PAR VALUE $1.00
PER SHARE (THE COMMON STOCK ), FROM 300,000,000 SHARES
TO 500,000,000 SHARES.

PROPOSAL #03: TO AMEND THE COMPANY'S CERTIFICATE OF ISSUER YES AGAINST AGAINST
INCORPORATION TO INCREASE THE NUMBER OF AUTHORIZED
SHARES OF THE COMPANY'S PREFERRED STOCK, PAR VALUE $1.00
PER SHARE (THE PREFERRED STOCK ), FROM 20,000,000
SHARES TO 50,000,000 SHARES.

PROPOSAL #04: TO RATIFY APPOINTMENT BY THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF DELOITTE & TOUCHE LLP, AS THE COMPANY'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: W. R. BERKLEY CORPORATION
TICKER: BER CUSIP: 084423102
MEETING DATE: 5/10/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JACK H. NUSBAUM ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MARK L. SHAPIRO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RODNEY A. HAWES, JR. ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF KPMG LLP AS ISSUER YES FOR FOR
THE INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM FOR
W.R. BERKLEY CORPORATION FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WACHOVIA CORPORATION
TICKER: WB CUSIP: 929903102
MEETING DATE: 10/28/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: A PROPOSAL TO APPROVE THE PLAN OF MERGER ISSUER YES FOR FOR
CONTAINED IN THE AGREEMENT AND PLAN OF MERGER, DATED AS
OF JUNE 20, 2004, BETWEEN SOUTHTRUST CORPORATION AND
WACHOVIA, PURSUANT TO WHICH SOUTHTRUST WILL MERGE WITH
AND INTO WACHOVIA, AS MORE FULLY DESCRIBED IN THE JOINT
PROXY STATEMENT-PROSPECTUS DATED SEPTEMBER 24, 2004.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WACHOVIA CORPORATION
TICKER: WB CUSIP: 929903102
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOHN C. WHITAKER, JR.* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WALLACE D. MALONE, JR** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: VAN L. RICHEY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. BROWN*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. BAKER, II* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: G. KENNEDY THOMPSON* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD M. JAMES* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER C. BROWNING* ISSUER YES FOR FOR

PROPOSAL #02: A WACHOVIA PROPOSAL TO RATIFY THE ISSUER YES FOR FOR
APPOINTMENT OF KPMG LLP AS AUDITORS FOR THE YEAR 2005.

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ISSUER: WADDELL & REED FINANCIAL, INC.
TICKER: WDR CUSIP: 930059100
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ALAN W. KOSLOFF ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JERRY W. WALTON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: KEITH A. TUCKER ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WASHINGTON FEDERAL, INC.
TICKER: WFSL CUSIP: 938824109
MEETING DATE: 1/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: ANNA C. JOHNSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES R. RICHMOND ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS F. KENNEY ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO AMEND WASHINGTON FEDERAL'S ISSUER YES AGAINST AGAINST
RESTATED ARTICLES OF INCORPORATION TO INCREASE THE
AMOUNT OF AUTHORIZED COMMON STOCK.

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS WASHINGTON FEDERAL'S
INDEPENDENT REGISTERED PUBLIC ACCOUNTANTS FOR FISCAL
2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WASHINGTON MUTUAL, INC.
TICKER: WM CUSIP: 939322103
MEETING DATE: 4/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES H. STEVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY E. PUGH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PHILLIP D. MATTHEWS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM G. REED, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE COMPANY'S INDEPENDENT
AUDITORS FOR 2005

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WASHINGTON REAL ESTATE INVESTMENT TR
TICKER: WRE CUSIP: 939653101
MEETING DATE: 5/12/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MR. ROBERT W. PIVIK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MS. SUSAN J. WILLIAMS ISSUER YES FOR FOR

PROPOSAL #02: SHAREHOLDER PROPOSAL ON EXECUTIVE SHAREHOLDER YES AGAINST FOR
COMPENSATION

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WASHINGTON TRUST BANCORP, INC.
TICKER: WASH CUSIP: 940610108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LARRY J. HIRSCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARY E. KENNARD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN F. TREANOR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: H. DOUGLAS RANDALL, III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GARY P. BENNETT ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF KPMG LLP AS ISSUER YES FOR FOR
INDEPENDENT AUDITORS OF THE CORPORATION FOR THE YEAR
ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WAYPOINT FINANCIAL CORP.
TICKER: WYPT CUSIP: 946756103
MEETING DATE: 12/22/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

PROPOSAL #01: PROPOSAL TO APPROVE AND ADOPT THE ISSUER YES FOR FOR
AGREEMENT AND PLAN OF MERGER DATED AS OF MARCH 8, 2004,
AS AMENDED, BETWEEN SOVEREIGN BANCORP, INC. AND WAYPOINT
FINANCIAL CORP., PROVIDING, AMONG OTHER THINGS, FOR THE
MERGER OF WAYPOINT FINANCIAL CORP. WITH AND INTO
SOVEREIGN BANCORP, INC.

PROPOSAL #02: PROPOSAL TO ADJOURN THE SPECIAL MEETING IF ISSUER YES FOR FOR
MORE TIME IS NEEDED TO SOLICIT PROXIES.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WEBSTER FINANCIAL CORPORATION
TICKER: WBS CUSIP: 947890109
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: C. MICHAEL JACOBI ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GEORGE T. CARPENTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. CRAWFORD ISSUER YES FOR FOR

PROPOSAL #02: TO AMEND WEBSTER'S 1992 STOCK OPTION PLAN. ISSUER YES FOR FOR

PROPOSAL #03: TO RATIFY THE APPOINTMENT BY THE BOARD OF ISSUER YES FOR FOR
DIRECTORS OF THE FIRM OF KPMG LLP AS INDEPENDENT
AUDITORS OF WEBSTER FOR THE FISCAL YEAR ENDING DECEMBER
31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WEINGARTEN REALTY INVESTORS
TICKER: WRI CUSIP: 948741103
MEETING DATE: 5/3/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: MARC J. SHAPIRO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MELVIN A. DOW ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN A. LASHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. CRUIKSHANK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDREW M. ALEXANDER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J. MURRY BOWDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES W. CROWNOVER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DOUGLAS W. SCHNITZER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANFORD ALEXANDER ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF DELOITTE & TOUCHE LLP AS ISSUER YES FOR FOR
WEINGARTEN'S INDEPENDENT REGISTERED PUBLIC ACCOUNTING
FIRM.

PROPOSAL #03: TO TAKE ACTION UPON ANY OTHER BUSINESS AS ISSUER YES AGAINST AGAINST
MAY PROPERLY COME BEFORE THE MEETING.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WELLS FARGO & COMPANY
TICKER: WFC CUSIP: 949746101
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: REATHA CLARK KING ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSAN G. SWENSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: SUSAN E. ENGEL ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEPHEN W. SANGER ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT L. JOSS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RICHARD D. MCCORMICK ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: CYNTHIA H. MILLIGAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RICHARD M. KOVACEVICH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL W. WRIGHT ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JUDITH M. RUNSTAD ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: J.A. BLANCHARD III ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ENRIQUE HERNANDEZ, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DONALD B. RICE ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: PHILIP J. QUIGLEY ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE COMPANY'S AMENDED ISSUER YES AGAINST AGAINST
AND RESTATED LONG-TERM INCENTIVE COMPENSATION PLAN.

PROPOSAL #03: PROPOSAL TO RATIFY APPOINTMENT OF KPMG LLP ISSUER YES FOR FOR
AS INDEPENDENT AUDITORS FOR 2005.

PROPOSAL #04: STOCKHOLDER PROPOSAL REGARDING PAYDAY SHAREHOLDER YES ABSTAIN AGAINST
LENDING.

PROPOSAL #05: STOCKHOLDER PROPOSAL REGARDING EXECUTIVE SHAREHOLDER YES ABSTAIN AGAINST
COMPENSATION AND PREDATORY LENDING.

PROPOSAL #06: STOCKHOLDER PROPOSAL REGARDING PERFORMANCE SHAREHOLDER YES AGAINST FOR
SHARES.

PROPOSAL #07: STOCKHOLDER PROPOSAL REGARDING CHIEF SHAREHOLDER YES AGAINST FOR
EXECUTIVE OFFICER COMPENSATION.

PROPOSAL #08: STOCKHOLDER PROPOSAL REGARDING SEPARATION SHAREHOLDER YES AGAINST FOR
OF BOARD CHAIR AND CEO POSITIONS.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WESBANCO, INC.
TICKER: WSBC CUSIP: 950810101
MEETING DATE: 4/20/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: R. PETERSON CHALFANT* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOAN C. STAMP* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ABIGAIL M. FEINKNOPF* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: HENRY L. SCHULHOFF** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAY T. MCCAMIC* ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WEST COAST BANCORP
TICKER: WCBO CUSIP: 952145100
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: NANCY A WILGENBUSCH PHD ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN N. SPENCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT D. SZNEWAJS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL J. BRAGG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LLOYD D. ANKENY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: J.F. OUDERKIRK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUANE C. MCDOUGALL ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DAVID J. TRUITT ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN J. OLIVA ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF ISSUER YES FOR FOR
DELOITTE & TOUCHE LLP AS THE COMPANY'S INDEPENDENT
PUBLIC ACCOUNTANTS FOR THE YEAR ENDING DECEMBER 31, 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WESTAMERICA BANCORPORATION
TICKER: WABC CUSIP: 957090103
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: E. SYLVESTER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: P. LYNCH ISSUER YES FOR FOR

ELECTION OF DIRECTOR: R. NELSON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: L. BARTOLINI ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E.J. BOWLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: E. ALLEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: D. PAYNE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. OTTO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: A. LATNO, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: C. MACMILLAN ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WESTCORP
TICKER: WES CUSIP: 957907108
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JAMES R. DOWLAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ROBERT T. BARNUM ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. WOLFE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JUDITH M. BARDWICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERNEST S. RADY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES E. SCRIBNER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: HARRY M. RADY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUANE A. NELLES ISSUER YES FOR FOR

PROPOSAL #02: AMEND ARTICLE I OF WESTCORP'S ARTICLES OF ISSUER YES FOR FOR
INCORPORATION, CONDITIONED UPON THE COMPLETION OF THE
MERGER OF WFS FINANCIAL INC INTO WESTERN FINANCIAL BANK,
TO READ IN FULL AS FOLLOWS: ARTICLE I: THE NAME OF THIS
CORPORATION IS WESTERN FINANCIAL BANCORP

PROPOSAL #03: APPROVE THE WESTCORP STOCK INCENTIVE PLAN ISSUER YES FOR FOR

PROPOSAL #04: RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WFS FINANCIAL INC
TICKER: WFSI CUSIP: 92923B106
MEETING DATE: 4/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JUDITH M. BARDWICK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: RONALD I. SIMON ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JAMES R. DOWLAN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: FREDRICKA TAUBITZ ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERNEST S. RADY ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DUANE A. NELLES ISSUER YES FOR FOR

ELECTION OF DIRECTOR: THOMAS A. WOLFE ISSUER YES FOR FOR

PROPOSAL #02: RATIFY THE APPOINTMENT OF ERNST & YOUNG ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WHITE MOUNTAINS INSURANCE GROUP, LTD
TICKER: WTM CUSIP: G9618E107
MEETING DATE: 10/21/2004 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: GORAN THORSTENSSON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK KAPLEN*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN E. FASS**** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEVEN E. FASS*** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEVEN E. FASS** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEVEN E. FASS* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RAYMOND BARRETTE**** ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MICHAEL E. TYBURSKI*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. MALONEY*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ANDERS HENRIKSSON*** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LAKS EK** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH S. STEINBERG* ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: GORAN THORSTENSSON** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERT LINDBERG** ISSUER YES FOR FOR

ELECTION OF DIRECTOR: EDITH E. HOLIDAY* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: BRUCE R. BERKOWITZ* ISSUER YES FOR FOR

ELECTION OF DIRECTOR: LOWNDES A. SMITH* ISSUER YES FOR FOR

PROPOSAL #02: APPOINTMENT OF INDEPENDENT REGISTERED ISSUER YES FOR FOR
PUBLIC ACCOUNTING FIRM

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WHITE MOUNTAINS INSURANCE GROUP, LTD
TICKER: WTM CUSIP: G9618E107
MEETING DATE: 5/19/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: STEVEN E. FASS(2) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN J. BYRNE(1) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: STEVEN E. FASS(5) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: RAYMOND BARRETTE(5) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: MICHAEL E. TYBURSKI(4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. TYBURSKI(2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. MALONEY(4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL E. MALONEY(2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MARK KAPLEN(4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN E. FASS(3) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JOHN D. GILLESPIE(1) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: JAN SILVERUDD(2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GORAN THORSTENSSON(4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GORAN THORSTENSSON(3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GORAN THORSTENSSON(2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERT LINDBERG(2) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GEORGE GILLESPIE III(1) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: FRANK A. OLSON(1) ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: ANDERS HENRIKSSON(4) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN D. LIBERATOR(3) ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEVEN E. FASS(4) ISSUER YES WITHHOLD AGAINST

PROPOSAL #06: APPROVAL OF THE AMENDMENTS TO THE LONG- ISSUER YES AGAINST AGAINST
TERM INCENTIVE PLAN AND APPROVAL OF PERFORMANCE CRITERIA.

PROPOSAL #07: APPROVAL OF THE APPOINTMENT OF INDEPENDENT ISSUER YES FOR FOR
REGISTERED PUBLIC ACCOUNTING FIRM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WHITNEY HOLDING CORPORATION
TICKER: WTNY CUSIP: 966612103
MEETING DATE: 4/27/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: KATHRYN M. SULLIVAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM L. MARKS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ERIC J. NICKELSEN ISSUER YES FOR FOR

PROPOSAL #02: TO RATIFY THE SELECTION OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS THE COMPANY'S INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM TO AUDIT THE BOOKS OF
THE COMPANY AND ITS SUBSIDIARIES FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WILMINGTON TRUST CORPORATION
TICKER: WL CUSIP: 971807102
MEETING DATE: 4/21/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CAROLYN S. BURGER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: REX L. MEARS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT V.A. HARRA JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT W. TUNNELL JR. ISSUER YES FOR FOR

PROPOSAL #02: APPROVAL OF 2005 LONG-TERM INCENTIVE PLAN. ISSUER YES FOR FOR

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WINTRUST FINANCIAL CORPORATION
TICKER: WTFC CUSIP: 97650W108
MEETING DATE: 5/26/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: HOLLIS W. RADEMACHER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: PETER D. CRIST ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOSEPH F. DAMICO ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN J. SCHORNACK ISSUER YES FOR FOR

ELECTION OF DIRECTOR: JOHN S. LILLARD ISSUER YES FOR FOR

PROPOSAL #02: AMENDMENT TO THE COMPANY'S AMENDED AND ISSUER YES AGAINST AGAINST
RESTATED ARTICLES OF INCORPORATION INCREASING THE NUMBER
OF AUTHORIZED SHARES OF COMMON STOCK, AS DESCRIBED IN
THE PROXY STATEMENT

PROPOSAL #03: SHAREHOLDER PROPOSAL TO ELIMINATE THE ISSUER YES FOR AGAINST
CLASSIFIED BOARD OF DIRECTORS, AS DESCRIBED IN THE PROXY
STATEMENT

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: WSFS FINANCIAL CORPORATION
TICKER: WSFS CUSIP: 929328102
MEETING DATE: 4/28/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JOSEPH R. JULIAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: DENNIS E. KLIMA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CHARLES G. CHELEDEN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CALVERT A. MORGAN, JR. ISSUER YES FOR FOR

PROPOSAL #02: RATIFICATION OF THE APPOINTMENT OF KPMG, ISSUER YES FOR FOR
LLP AS INDEPENDENT AUDITORS FOR THE FISCAL YEAR ENDING
DECEMBER 31, 2005.

PROPOSAL #03: APPROVAL OF THE WSFS FINANCIAL CORPORATION ISSUER YES FOR FOR
2005 INCENTIVE PLAN.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: XL CAPITAL LTD
TICKER: XL CUSIP: G98255105
MEETING DATE: 4/29/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: CYRIL RANCE ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ELLEN E. THROWER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL P. ESPOSITO, JR ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT R. GLAUBER ISSUER YES WITHHOLD AGAINST

PROPOSAL #02: TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP, NEW YORK, NEW YORK, TO ACT
AS THE INDEPENDENT AUDITORS OF THE COMPANY FOR THE
FISCAL YEAR ENDING DECEMBER 31, 2005.

PROPOSAL #03: TO APPROVE THE AMENDMENT AND RESTATEMENT ISSUER YES AGAINST AGAINST
OF THE COMPANY'S 1991 PERFORMANCE INCENTIVE PROGRAM.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ZENITH NATIONAL INSURANCE CORP.
TICKER: ZNT CUSIP: 989390109
MEETING DATE: 5/18/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: LEON E. PANETTA ISSUER YES FOR FOR

ELECTION OF DIRECTOR: WILLIAM S. SESSIONS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STANLEY R. ZAX ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ROBERT J. MILLER ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MAX M. KAMPELMAN ISSUER YES FOR FOR

ELECTION OF DIRECTOR: GERALD TSAI, JR. ISSUER YES FOR FOR

ELECTION OF DIRECTOR: CATHERINE B. REYNOLDS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: ALAN I. ROTHENBERG ISSUER YES FOR FOR

ELECTION OF DIRECTOR: MICHAEL WM. ZAVIS ISSUER YES FOR FOR

PROPOSAL #02: PROPOSAL TO APPROVE THE AMENDED AND ISSUER YES FOR FOR
RESTATED 2004 RESTRICTED STOCK PLAN.

PROPOSAL #03: PROPOSAL TO RATIFY THE APPOINTMENT OF ISSUER YES FOR FOR
PRICEWATERHOUSECOOPERS LLP AS ZENITH'S INDEPENDENT
AUDITORS FOR 2005.

-------------------------------------------------------------------------------------------------------------------------------------------------------------------------
ISSUER: ZIONS BANCORPORATION
TICKER: ZION CUSIP: 989701107
MEETING DATE: 5/6/2005 FOR/AGAINST
PROPOSAL: PROPOSED BY VOTED? VOTE CAST MGMT

ELECTION OF DIRECTOR: JERRY C. ATKIN ISSUER YES WITHHOLD AGAINST

ELECTION OF DIRECTOR: SHELLEY THOMAS WILLIAMS ISSUER YES FOR FOR

ELECTION OF DIRECTOR: STEPHEN D. QUINN ISSUER YES FOR FOR

PROPOSAL #02: TO APPROVE THE ZIONS BANCORPORATION 2005 ISSUER YES AGAINST AGAINST
STOCK OPTION AND INCENTIVE PLAN.

PROPOSAL #03: TO APPROVE THE ZIONS BANCORPORATION 2005 ISSUER YES FOR FOR
MANAGEMENT INCENTIVE PLAN.

PROPOSAL #04: TO RATIFY THE APPOINTMENT OF THE COMPANY'S ISSUER YES FOR FOR
INDEPENDENT AUDITORS FOR FISCAL 2005.

PROPOSAL #05: TO TRANSACT ANY OTHER SUCH BUSINESS AS MAY ISSUER YES AGAINST AGAINST
PROPERLY COME BEFORE THE MEETING.

SIGNATURES
Pursuant to the requirements of the Investment Company Act of 1940, the registrant
has duly caused this report to be signed on its behalf by the undersigned, thereunto
duly authorized.
VANGUARD WORLD FUNDS
By: /s/John J. Brennan
(Heidi Stam)
John J. Brennan*
Chairman & Chief Executive
Date: August 31, 2005
* By Power of Attorney. Filed on December 20, 2004, see File Number 002-14336.
Incorporated by Reference.