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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other Assets and PPE) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Other assets      
Deferred bonus interest and deferred sales inducement assets $ 752 $ 738  
Amortization expense associated with deferred bonus interest and deferred sales inducement assets $ 156 $ 94 $ 77
Buildings | Maximum      
Property, Plant and Equipment [Line Items]      
Estimated useful life 40 years    
Furniture and equipment | Maximum      
Property, Plant and Equipment [Line Items]      
Estimated useful life 10 years    
Software Development | Maximum      
Property, Plant and Equipment [Line Items]      
Estimated useful life 5 years