SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other Assets and PPE) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2017	Dec. 31, 2016	Dec. 31, 2015
Other assets
Deferred bonus interest and deferred sales inducement assets	$ 738	$ 808
Amortization expense associated with deferred bonus interest and deferred sales inducement assets	$ 94	$ 77	$ 88
Buildings | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	40 years
Furniture and equipment | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Software Development | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years