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REINSURANCE (Details - Long-Duration Reinsurance)
$ in Millions
12 Months Ended
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Dec. 31, 2015
USD ($)
Jul. 01, 2016
USD ($)
Feb. 07, 2014
USD ($)
item
Life insurance ratios          
Assumed insurance as a percent of gross premiums 1.80%        
Letters of credit          
Letter of credit outstanding $ 139        
New letter of credit          
Letters of credit          
Letters of credit obtained on a bilateral basis related to long-duration intercompany reinsurance transactions         $ 450
Number of new bilateral letters of credit | item         2
Long-duration insurance in force          
Premiums earned:          
Reinsurance recoveries, which reduced policyholder benefits and claims incurred 1,000 $ 1,000 $ 1,000    
Life insurance ratios          
Long-duration insurance in force ceded $ 202,402 $ 174,363 $ 177,025    
Assumed insurance as a percentage of gross long-duration insurance in force 0.03% 0.03% 0.04%    
Assumed insurance as a percent of gross premiums 5.00% 3.00% 0.10%    
Life insurance companies          
Premiums earned:          
Direct $ 5,338 $ 4,732 $ 5,240    
Ceded (809) (789) (756)    
Net $ 4,529 3,943 $ 4,484    
Letters of credit          
Ceded Statutory Reserves   $ 14,000   $ 5,000