SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Details - Other Assets and PPE) - USD ($) $ in Millions	12 Months Ended
	Dec. 31, 2016	Dec. 31, 2015	Dec. 31, 2014
Other assets
Deferred bonus interest and deferred sales inducement assets	$ 808	$ 845
Amortization expense associated with deferred bonus interest and deferred sales inducement assets	$ 77	$ 88	$ 63
Buildings | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	40 years
Furniture and equipment | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	10 years
Software Development | Maximum
Property, Plant and Equipment [Line Items]
Estimated useful life	5 years