EXHIBIT 77D, POLICIES WITH RESPECT TO SECURITY INVESTMENT:

For RiverSource Income Builder Basic Income Fund, RiverSource Income Builder
Enhanced Income Fund and RiverSource Income Builder Moderate Income Fund: At a
Board meeting held on July 10-11, 2007, the Board approved a resolution to
eliminate the fund's nonfundamental policies regarding deposits on futures;
buying on margin and selling short; investments in money market securities;
investing in a company to control or manage it; and investing while borrowing.
The existing nonfundamental policy on illiquid securities was revised to state,
no more than 15% of the fund's net assets will be held in securities and other
instruments that are illiquid.