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EARNINGS PER SHARE (EPS)
 6 Months Ended
Mar. 31, 2020
Earnings Per Share [Abstract]  
EARNINGS PER SHARE (EPS) EARNINGS PER SHARE (EPS)
 
Basic EPS (and diluted EPS in periods when a loss exists) was calculated by dividing income available to common shareholders by the weighted average number of shares of common stock outstanding during the period. Diluted EPS was calculated by dividing income available to common shareholders by the weighted average number of shares of common stock outstanding plus additional common shares that could be issued in connection with stock based compensation.
 
The following table is a reconciliation of the share amounts (in thousands) used in computing earnings per share:
 
Three Months Ended March 31,
 
Six Months Ended March 31,
 
2020
 
2019
 
2020
 
2019
Common shares outstanding
47,431

 
46,800

 
47,431

 
46,800

Unallocated ESOP shares
(2,159
)
 
(2,409
)
 
(2,159
)
 
(2,409
)
Non-vested restricted stock
(3,562
)
 
(3,427
)
 
(3,562
)
 
(3,427
)
Impact on weighted average shares
(145
)
 
(15
)
 
(341
)
 
(115
)
Weighted average shares outstanding - basic
41,565

 
40,949

 
41,369

 
40,849

Incremental shares from stock based compensation
2,169

 
1,883

 
2,457

 
1,527

Weighted average shares outstanding - diluted
43,734

 
42,832

 
43,826

 
42,376