AMERICAN FINANCIAL CORPORATION 10-Q


                                   EXHIBIT 99

      CERTIFICATION OF CHIEF EXECUTIVE OFFICER AND CHIEF FINANCIAL OFFICER

            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002
        A SIGNED ORIGINAL OF THIS WRITTEN STATEMENT WILL BE RETAINED BY
     THE REGISTRANT AND FURNISHED TO THE SECURITIES AND EXCHANGE COMMISSION
                           OR ITS STAFF UPON REQUEST.

In connection with the filing with the Securities and Exchange Commission of the
Quarterly Report of American Financial Corporation (the "Company") on Form 10-Q
for the period ended March 31, 2003 (the "Report"), the undersigned officers of
the Company, certify, pursuant to section 906 of the Sarbanes-Oxley Act of 2002,
that to the best of their knowledge:

       (1)  The Report fully complies with the requirements of section 13(a)
            or 15(d) of the Securities Act of 1934; and

       (2)  The information contained in the Report fairly presents, in all
            material respects, the financial condition and results of operations
            of the Company.




May 14, 2003                            BY: s/Carl H. Lindner
---------------------------                 -----------------------------------
Date                                        Carl H. Lindner
                                            Chairman of the Board and
                                              Chief Executive Officer




May 14, 2003                            BY: s/Fred J. Runk
---------------------------                 -----------------------------------
Date                                        Fred J. Runk
                                            Senior Vice President and Treasurer
















                                       31