8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) November 12, 2010

Aflac Incorporated

(Exact name of registrant as specified in its charter)

Georgia	001-07434	58-1167100
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
1932 Wynnton Road, Columbus, Georgia		31999
(Address of principal executive offices)		(Zip Code)

706.323.3431

(Registrant’s telephone number, including area code)

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

Effective November 9, 2010, June P. Howard, senior vice president of Financial Services and International Financial Reporting Standards (IFRS), has assumed the additional role of chief accounting officer of Aflac Incorporated. Howard assumes the role previously held by senior vice president Ralph A. Rogers Jr., who is transitioning into retirement.

Howard, age 44, joined Aflac in 2009 as a vice president of IFRS implementation and was promoted to senior vice president in March 2010. Shortly after joining the Aflac team, she assumed responsibility for financial reporting, investment accounting and accounting policy. Prior to joining Aflac, she was head of IFRS and US GAAP reporting for ING’s US operations and was the director of corporate and investment accounting policy at The Hartford. Additionally, she was a senior manager at Ernst & Young, where she began her career and subsequently served in different capacities for more than nine years.

Howard graduated magna cum laude from the University of Alabama in Huntsville with a bachelor’s degree in business administration. She is a certified public accountant and a member of the CFA Institute, the American Institute of Certified Public Accountants, the Alabama Society of Certified Public Accountants, and the Atlanta Society of Financial Analysts.

A copy of the press release issued by the Company is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits.

99.1—Press release of Aflac Incorporated dated November 12, 2010

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	Aflac Incorporated
November 12, 2010	/s/ Martin A. Durant III
	(Martin A. Durant III)
	Executive Vice President;
	Deputy Chief Financial Officer

2

EX-99.1

Aflac Incorporated Form 8-K

EXHIBIT 99.1

AFLAC NAMES JUNE P. HOWARD TO

ADDITIONAL ROLE AS CHIEF ACCOUNTING OFFICER, AFLAC INCORPORATED

COLUMBUS, Georgia – November 12, 2010 – Aflac Incorporated announced today that June P. Howard, senior vice president of Financial Services and International Financial Reporting Standards (IFRS), has assumed the additional role of chief accounting officer, Aflac Incorporated. Howard assumes the role previously held by senior vice president Ralph A. Rogers Jr., who is transitioning into retirement.

Howard joined Aflac in 2009 as vice president of IFRS implementation and was promoted to senior vice president in March 2010, where she is responsible for financial reporting, investment accounting and accounting policy. Prior to joining Aflac, she was head of IFRS and U.S. Generally Accepted Accounting Principles (GAAP) for ING’s U.S. operations and served as the director of corporate and investment accounting policy at The Hartford. She was senior manager at Ernst & Young, where she began her career and subsequently served in different capacities for more than nine years. She graduated magna cum laude from the University of Alabama in Huntsville with a bachelor’s degree in accounting. Howard is a certified public accountant and a member of the CFA Institute, the American Institute of Certified Public Accountants, the Alabama Society of Certified Public Accountants, and the Atlanta Society of Financial Analysts.

Commenting on the announcement, Aflac Incorporated President and Chief Financial Officer Kriss Cloninger III said: “June has brought a wealth of accounting experience and an extensive financial knowledge base to Aflac, and she will be presented with even more opportunities to apply these strengths as she assumes the additional role of chief accounting officer. In addition to her financial acumen, June is a well-respected and strong leader, and I look forward to the many contributions she will make to Aflac.”

ABOUT AFLAC

When a policyholder gets sick or hurt, Aflac pays cash benefits fast. For 55 years, Aflac insurance policies have given policyholders the opportunity to focus on recovery, not financial stress. In the United States, Aflac is the number one provider of guaranteed-renewable insurance. In Japan, Aflac is the number one insurance company in terms of individual insurance policies in force. Aflac insurance products provide protection to more than 50 million people worldwide. For four consecutive years, Aflac has been recognized by Ethisphere magazine as one of the World’s Most Ethical Companies, and Forbes magazine named Aflac as America’s Best-Managed Company in the Insurance category. In 2010, Fortune magazine recognized Aflac as one of the 100 Best Companies to Work For in America for the twelfth consecutive year and also included Aflac on its list of Most Admired Companies for the ninth time. Aflac Incorporated is a Fortune 500 company listed on the New York Stock Exchange under the symbol AFL. To find out more about Aflac, visit aflac.com.

Analyst and investor contact – Robin Y. Wilkey, 800.235.2667 – option 3, FAX: 706.324.6330, or rwilkey@aflac.com

Media contact – Laura Kane, 706.596.3493, FAX: 706.320.2288, or lkane@aflac.com