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POLICY LIABILITIES - Changes in Liability for Unpaid Policy Claims (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Jun. 30, 2020
Jun. 30, 2019
Liability for Unpaid Claims and Claims Expenses        
Net balance, beginning of period     $ 4,659  
Less claims paid during the period on claims incurred during:        
Net balance, end of period $ 4,773   4,773  
Total liability for unpaid policy claims 4,773 $ 4,706 4,773 $ 4,706
Health insurance        
Liability for Unpaid Claims and Claims Expenses        
Unpaid supplemental health claims, beginning of period 3,983 3,967 3,968 3,952
Less reinsurance recoverables 33 29 31 28
Net balance, beginning of period 3,950 3,938 3,937 3,924
Add claims incurred during the period related to:        
Current year 1,736 1,785 3,574 3,610
Prior years (166) (136) (302) (303)
Total incurred 1,570 1,649 3,272 3,307
Less claims paid during the period on claims incurred during:        
Current year 1,127 1,229 1,681 1,735
Prior years 411 430 1,558 1,568
Total paid 1,538 1,659 3,239 3,303
Effect of foreign exchange rate changes on unpaid claims 22 65 34 65
Net balance, end of period 4,004 3,993 4,004 3,993
Add reinsurance recoverables 37 31 37 31
Total liability for unpaid policy claims 4,041 4,024 4,041 4,024
Life insurance        
Less claims paid during the period on claims incurred during:        
Total liability for unpaid policy claims $ 732 $ 682 $ 732 $ 682