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POLICY LIABILITIES - Changes in Liability for Unpaid Policy Claims (Details) - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Liability for Unpaid Claims and Claims Expenses    
Net balance, beginning of period $ 4,659  
Less claims paid during the period on claims incurred during:    
Net balance, end of period 4,693  
Total liability for unpaid policy claims 4,693 $ 4,625
Health insurance    
Liability for Unpaid Claims and Claims Expenses    
Unpaid supplemental health claims, beginning of period 3,968 3,952
Less reinsurance recoverables 31 29
Net balance, beginning of period 3,937 3,923
Add claims incurred during the period related to:    
Current year 1,837 1,825
Prior years (136) (167)
Total incurred 1,701 1,658
Less claims paid during the period on claims incurred during:    
Current year 556 506
Prior years 1,144 1,137
Total paid 1,700 1,643
Effect of foreign exchange rate changes on unpaid claims 12 0
Net balance, end of period 3,950 3,938
Add reinsurance recoverables 33 29
Total liability for unpaid policy claims 3,983 3,967
Life insurance    
Less claims paid during the period on claims incurred during:    
Total liability for unpaid policy claims $ 710 $ 658