POLICY LIABILITIES (Tables)

3 Months Ended

Mar. 31, 2020

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended March 31,
(In millions)		2020			2019
Unpaid supplemental health claims, beginning of period		$	3,968		$	3,952
Less reinsurance recoverables		31			29
Net balance, beginning of period		3,937			3,923
Add claims incurred during the period related to:
Current year		1,837			1,825
Prior years		(136		)	(167		)
Total incurred		1,701			1,658
Less claims paid during the period on claims incurred during:
Current year		556			506
Prior years		1,144			1,137
Total paid		1,700			1,643
Effect of foreign exchange rate changes on unpaid claims		12			0
Net balance, end of period		3,950			3,938
Add reinsurance recoverables		33			29
Unpaid supplemental health claims, end of period		3,983			3,967
Unpaid life claims, end of period		710			658
Total liability for unpaid policy claims		$	4,693		$	4,625