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POLICY LIABILITIES - Changes in Liability for Unpaid Policy Claims (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Liability for Unpaid Claims and Claims Expenses        
Net balance, beginning of period     $ 4,584  
Less claims paid during the period on claims incurred during:        
Net balance, end of period $ 4,741   4,741  
Total liability for unpaid policy claims 4,741 $ 4,530 4,741 $ 4,530
Health insurance        
Liability for Unpaid Claims and Claims Expenses        
Unpaid supplemental health claims, beginning of period 4,024 3,942 3,952 3,881
Less reinsurance recoverables 31 29 28 28
Net balance, beginning of period 3,993 3,913 3,924 3,853
Add claims incurred during the period related to:        
Current year 1,806 1,760 5,415 5,381
Prior years (134) (131) (437) (456)
Total incurred 1,672 1,629 4,978 4,925
Less claims paid during the period on claims incurred during:        
Current year 1,421 1,357 3,150 3,109
Prior years 220 217 1,794 1,751
Total paid 1,641 1,574 4,944 4,860
Effect of foreign exchange rate changes on unpaid claims (3) (59) 63 (9)
Net balance, end of period 4,021 3,909 4,021 3,909
Add reinsurance recoverables 31 29 31 29
Total liability for unpaid policy claims 4,052 3,938 4,052 3,938
Life insurance        
Less claims paid during the period on claims incurred during:        
Total liability for unpaid policy claims $ 689 $ 592 $ 689 $ 592