POLICY LIABILITIES (Tables)

9 Months Ended

Sep. 30, 2019

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended September 30,							Nine Months Ended September 30,
(In millions)		2019			2018				2019			2018
Unpaid supplemental health claims, beginning of period		$	4,024		$	3,942			$	3,952		$	3,881
Less reinsurance recoverables		31			29				28			28
Net balance, beginning of period		3,993			3,913				3,924			3,853
Add claims incurred during the period related to:
Current year		1,806			1,760				5,415			5,381
Prior years		(134		)	(131		)		(437		)	(456		)
Total incurred		1,672			1,629				4,978			4,925
Less claims paid during the period on claims incurred during:
Current year		1,421			1,357				3,150			3,109
Prior years		220			217				1,794			1,751
Total paid		1,641			1,574				4,944			4,860
Effect of foreign exchange rate changes on unpaid claims		(3		)	(59		)		63			(9		)
Net balance, end of period		4,021			3,909				4,021			3,909
Add reinsurance recoverables		31			29				31			29
Unpaid supplemental health claims, end of period		4,052			3,938				4,052			3,938
Unpaid life claims, end of period		689			592				689			592
Total liability for unpaid policy claims		$	4,741		$	4,530			$	4,741		$	4,530