POLICY LIABILITIES (Tables)

6 Months Ended

Jun. 30, 2019

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended June 30,							Six Months Ended June 30,
(In millions)		2019			2018				2019			2018
Unpaid supplemental health claims, beginning of period		$	3,967		$	4,041			$	3,952		$	3,881
Less reinsurance recoverables		29			31				28			28
Net balance, beginning of period		3,938			4,010				3,924			3,853
Add claims incurred during the period related to:
Current year		1,785			1,779				3,610			3,621
Prior years		(136		)	(133		)		(303		)	(325		)
Total incurred		1,649			1,646				3,307			3,296
Less claims paid during the period on claims incurred during:
Current year		1,229			1,226				1,735			1,746
Prior years		430			426				1,568			1,540
Total paid		1,659			1,652				3,303			3,286
Effect of foreign exchange rate changes on unpaid claims		65			(91		)		65			50
Net balance, end of period		3,993			3,913				3,993			3,913
Add reinsurance recoverables		31			29				31			29
Unpaid supplemental health claims, end of period		4,024			3,942				4,024			3,942
Unpaid life claims, end of period		682			582				682			582
Total liability for unpaid policy claims		$	4,706		$	4,524			$	4,706		$	4,524