POLICY LIABILITIES (Tables)

3 Months Ended

Mar. 31, 2019

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended March 31,
(In millions)		2019			2018
Unpaid supplemental health claims, beginning of period		$	3,952		$	3,884
Less reinsurance recoverables		29			30
Net balance, beginning of period		3,923			3,854
Add claims incurred during the period related to:
Current year		1,825			1,842
Prior years		(167		)	(192		)
Total incurred		1,658			1,650
Less claims paid during the period on claims incurred during:
Current year		506			518
Prior years		1,137			1,116
Total paid		1,643			1,634
Effect of foreign exchange rate changes on unpaid claims		0			142
Net balance, end of period		3,938			4,012
Add reinsurance recoverables		29			31
Unpaid supplemental health claims, end of period		3,967			4,043
Unpaid life claims, end of period		658			587
Total liability for unpaid policy claims		$	4,625		$	4,630