POLICY LIABILITIES (Tables)

9 Months Ended

Sep. 30, 2018

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended September 30,							Nine Months Ended September 30,
(In millions)		2018			2017				2018			2017
Unpaid supplemental health claims, beginning of period		$	3,942		$	3,872			$	3,881		$	3,707
Less reinsurance recoverables		29			30				28			27
Net balance, beginning of period		3,913			3,842				3,853			3,680
Add claims incurred during the period related to:
Current year		1,760			1,759				5,381			5,278
Prior years		(131		)	(126		)		(456		)	(386		)
Total incurred		1,629			1,633				4,925			4,892
Less claims paid during the period on claims incurred during:
Current year		1,357			1,357				3,109			3,074
Prior years		217			234				1,751			1,697
Total paid		1,574			1,591				4,860			4,771
Effect of foreign exchange rate changes on unpaid claims		(59		)	(14		)		(9		)	69
Net balance, end of period		3,909			3,870				3,909			3,870
Add reinsurance recoverables		29			30				29			30
Unpaid supplemental health claims, end of period		3,938			3,900				3,938			3,900
Unpaid life claims, end of period		592			468				592			468
Total liability for unpaid policy claims		$	4,530		$	4,368			$	4,530		$	4,368