POLICY LIABILITIES (Tables)

3 Months Ended

Mar. 31, 2018

Insurance Loss Reserves [Abstract]

Schedule of Liability for Unpaid Claims Adjustment Expense

Changes in the liability for unpaid policy claims were as follows:

	Three Months Ended March 31,
(In millions)		2018			2017
Unpaid supplemental health claims, beginning of period		$	3,884		$	3,707
Less reinsurance recoverables		30			27
Net balance, beginning of period		3,854			3,680
Add claims incurred during the period related to:
Current year		1,842			1,737
Prior years		(192		)	(111		)
Total incurred		1,650			1,626
Less claims paid during the period on claims incurred during:
Current year		518			505
Prior years		1,116			1,055
Total paid		1,634			1,560
Effect of foreign exchange rate changes on unpaid claims		142			80
Net balance, end of period		4,012			3,826
Add reinsurance recoverables		31			29
Unpaid supplemental health claims, end of period		4,043			3,855
Unpaid life claims, end of period		587			375
Total liability for unpaid policy claims		$	4,630		$	4,230